Service charge for buying BTC with credit card
credit cards have advantages and disadvantages. We need to see which cards can be purchased and which can't be purchased. If we make mistakes in purchasing, we need to know how to take responsibility. Let me introce to you what credit cards are and how to use them. I hope credit cards will have a good development
1. What are the risks of buying bitcoin with a credit or debit card? First of all, you have to make sure that the company or exchange where you buy bitcoin is well-known and trustworthy. Because some illegal exchanges may steal or users' credit / debit card information to realize illegal transactions
2. What are the advantages and disadvantages of using a credit or debit card to buy bitcoin? Advantages: convenient and fast. In view of the popularity of online shopping with credit or debit cards, it is very good for some customers who are not very proficient in technology to buy bitcoin with credit or debit cards. Disadvantages: high handling charges and limited purchase quantity
3. Can I buy bitcoin with my stolen credit card? Absolutely not. Because the exchange needs you to complete the information authentication, you can't pass the authentication by using the stolen card. At the same time, it's illegal. Please don't do it
4. Can I buy bitcoin with prepaid card? Most exchanges don't allow users to use prepaid debit cards to buy bitcoin
5. If the purchase quantity is limited, can I buy more bitcoin from multiple exchanges? Of course
6. Why was it so difficult to buy bitcoin with credit card before? Because the use of credit card payment can also be revoked
in fact, many businesses can't receive the account immediately. It usually takes 60 days. But bitcoin transaction is irreversible, so it is very risky for businesses to sell bitcoin to users who pay by credit card. But now the exchange has found a new way to prevent such fraud, so it is now possible to buy bitcoin with a credit card. Do you know how to make a credit card purchase
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payment by credit card. The stipulation of the fee decting party is as follows:
if the seller has opened the credit card payment function and uses the credit card payment to confirm the receipt, the seller will dect 1% of the handling fee from the Alipay.
if the seller does not open the credit card payment function and uses the credit card to pay, the buyer can enjoy a free limit of 500 yuan / card per month, and the consumption within the free limit is free of charge. For consumption beyond the free limit, if there is no replaceable credit card for payment, a 1% service charge will be charged
, therefore, if the credit card payment is free of charge, please choose Alipay or savings card to pay the fee.
if you need to consult Ping An Bank credit card business, you can click the link below to select the online customer service icon on the top right corner of the front page credit card or pay attention to the official account of WeChat (paxyk95511). br /> https://b.pingan.com.cn/branch/mkt/bankonline/dist/onlineBankless.html#
response time: September 1, 2020. Please refer to the official website of Ping An Bank for the latest business changes
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The first category is catering and entertainment, including catering, entertainment, jewelry, arts and crafts, real estate and automobile sales. The overall rate is 1.25%, including 0.9% for card issuing bank, 0.13% for bank card clearing agency network service, and 0.22% for bill collection service. The single rate of real estate and automobile sales is increased from the original 10 yuan, All raised to 80 yuan, capped
2. The second category is the general category, including department stores, wholesale, social training, intermediary services, travel agencies, scenic spots tickets, etc. the overall rate is reced to 0.78%, including 0.55% for card issuing banks, 0.08% for network services of bank card clearing institutions, and 0.78% for billing services? 15%, while the wholesale class capped 26 yuan
3. The third category of the new bank card service charge standard is people's livelihood, which mainly includes supermarkets, hypermarkets, water, electricity and gas payment, refueling, transportation ticket sales, etc., with an overall rate of 0.38%
whether consumers charge small handling charges after online credit card shopping is related to sellers. Some sellers have opened credit card business, so the small handling charges generated by consumers' shopping do not need to be paid by themselves, but borne by the sellers, on the contrary, they need to bear by themselves. It is reported that shops that open credit card payment business will have an orange credit card logo
instry insiders say that 1% of the service charge is not much, and if the total price of things purchased is high, then 1% of the service charge can not be ignored, so if consumers want to choose credit card shopping, they'd better settle the accounts first. If consumers don't want to bear the cost, they can choose other ways to pay, such as debit card
If a credit card withdraws cash, it also needs to pay a service charge
bank credit card cash withdrawal interest:
there is no interest free period for credit card cash withdrawal. From the date of cash withdrawal, 5 / 10000 of the interest will be charged every day until it is paid off
withdrawal method of bank credit card
1. In China: RMB cash can be withdrawn at Bank of China outlets, ATMs or ATMs of other commercial banks with UnionPay logo by using the withdrawal password
2. Overseas: you can withdraw local legal currency from any ATM with plus, cirrus or UnionPay logo in the world for cash advance transaction.
