Wechat payment collection bitcoin settlement
Once you install a bitcoin wallet on your computer or mobile phone, it will generate your first bitcoin address, and it can generate more addresses whenever you need to. You can tell your friends your address, and they will be able to pay you bitcoin through that address, and vice versa. In fact, this is very similar to how email works, except that bitcoin addresses should only be used once
The wechat merchant platform will automatically settle to the corporate account after the funds are met
the starting point of wechat merchant platform settlement and transfer is RMB 500. If your settlement does not reach RMB 500 in this settlement period, no transfer will be made in this settlement period, and your settlement in this period will accumulate to the next settlement period
for the transaction occurred on t day, if you do not carry out special settings or operations, TenPay will withdraw the transaction funds after decting the payment of handling charges to your bank account according to the period approved by the merchant platform, and the time of payment arrival depends on the clearing cycle of the banking system (if you are a financial institution or other institution engaged in financial business, TenPay has the right to clear the balance of your wechat payment merchant number regularly according to the time announced by wechat payment merchant platform, and withdraw the corresponding funds to your bank account. You should recharge in time after the merchant number is cleared, so as not to affect the settlement of handling charges, refunds and other funds)
extended information:
wechat payment service agreement
v. service fee and transaction settlement
5.1 wechat payment service charge (tax included)
5.1.1 when you use this service, you should pay wechat payment service charge (hereinafter referred to as "payment service charge") to TenPay
5.1.2 TenPay will dect a certain rate of payment service charge from each transaction, and the rate of payment service charge shall be subject to the record approved by the merchant platform; In the process of cooperation, you may enjoy the preferential rate given by TenPay within a certain period of time because you meet the relevant preferential conditions. When you no longer meet the preferential conditions or the preferential period expires, TenPay has the right to restore the rate to the original rate, which is subject to the approval record of the merchant platform
5.1.3 in case of national policy adjustment or policy adjustment of the people's Bank of China or cooperative institutions, TenPay has the right to adjust the payment service rate accordingly and notify you. If you do not raise any written objection to the adjusted payment service rate within five working days after receiving the notice from TenPay, the adjusted rate shall be implemented. If both parties fail to reach an agreement on the rate change, this Agreement may be terminated
5.2 error
all parties confirm and agree that in case of small error caused by two decimal places after decimal point in rate settlement, all parties shall accept it
5.3 transaction settlement
5.3.1 TenPay will post the remaining transaction amount to your wechat payment merchant number after decting the payment service charge
5.3.2 your withdrawal account is the bank account with the same name or the bank account of other units with legal capital management relationship submitted by you when you apply for this service. If the transaction funds cannot be withdrawn to the bank account submitted by you on time e to your or the bank's reasons, TenPay will not bear any responsibility
5.3.3 if you need to change the withdrawal account or authorize settlement, you should sign a supplementary agreement with TenPay or modify it on the merchant platform. If you change your account or designate the payee but fail to inform TenPay in time, the additional cost or any loss will be borne by you
5.3.4 for the transaction occurred on t day, if you do not carry out special settings or operations, TenPay will withdraw the transaction funds after decting the payment of handling charges to your bank account according to the period approved by the merchant platform, and the time of payment arrival depends on the clearing cycle of the banking system (if you are a financial institution or other institutions engaged in financial business, TenPay has the right to clear the balance of your wechat payment merchant number regularly according to the time announced by wechat payment merchant platform, and withdraw the corresponding funds to your bank account. You should recharge in time after the merchant number is cleared, so as not to affect the settlement of handling charges, refunds and other funds)
5.3.5 you can apply for change of withdrawal rules according to the guidance of merchant platform and TenPay customer service, and the final change is subject to the approval record of merchant platform
5.3.6 if you access the service for less than 90 days or have normal transactions for less than 30 consecutive days after access to the service, TenPay does not provide t + 0 cash withdrawal service, and TenPay records the transaction funds on t day to wechat payment merchant number, you are not allowed to transfer the transaction funds on t day. Whenever you access the service, TenPay has the right to adjust the withdrawal cycle according to your business status, business changes and actual compensation situation, and notify you by email
5.3.7 if the reconciliation data between you and TenPay is inconsistent, TenPay data shall prevail
5.3.8 if you require TenPay to issue an invoice, you should submit accurate and complete invoice information in time according to the requirements of TenPay before the first invoice. TenPay will issue you a monthly VAT service fee invoice for wechat payment service fee. If you require special VAT invoice, you should submit relevant qualification materials to TenPay
Because in rare cases (such as poor user network, busy system, etc.), the transaction may be abnormal, the user has dected money, but the bank is not sure whether the dection is successful. In this case, it takes the next day to reconcile with the bank, so the settlement cycle is t + 1, which reserves time for reconciliation with the bank
to use this function, users only need to associate a bank card in wechat and complete identity authentication, then they can turn the smartphone with app into an all-around wallet, and then they can buy the goods and services of the cooperative merchants. When paying, they only need to enter the password on their own Smartphone, and the whole process can be completed without any card swiping steps, which is simple and smooth
wechat merchant payment has made settlement adjustment. New merchants who have settled in T + 1 and some old merchants who have settled in T + 1 will receive upgrade tips. For these two parts of merchants, the settlement cycle displayed in the background of the merchants is t + 0, and the real-time settlement of funds is implemented
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extended data:
other obligations that should be observed:
(1) it is not allowed to use the subscription slip, subscription settlement slip, business acceptance signboard and terminal machines and tools for purposes beyond the scope of TenPay's approval or for the use of third parties beyond the scope of the agreement
(2) wechat payment interface shall not be entrusted or transferred to a third party
(3) it is not allowed to recruit the person without the original ID card as the cashier, and it is not allowed to let the untrained and qualified cashier operate the acceptance terminal
(4) if the risk is high, such as gold jewelry shop, jewelry shop, famous brand watch shop, gold and silver coin shop, you must install video monitoring facilities to clearly record the payment process, and the retention time of video data should not be less than 3 months
(5) for wechat payment transactions with a single transaction amount of more than (including) 50000 yuan, check the original user ID card
(6) wechat payment shall be accepted according to the agreement, and wechat payment shall not be rejected within the validity period of the agreement
(7) it is not allowed to initiate transactions on behalf of other merchants, resell or rent acceptance terminals (network payment interface) and bank settlement accounts
(8) it is not allowed to require other commercial agents to initiate transactions, and it is not allowed to use resale or leased acceptance terminals (network payment interface) and bank settlement accounts
(9) properly keep the transaction data information, ensure that only authorized personnel contact, and establish a sound internal settlement management system
(10) no surcharges or extra charges shall be imposed on users, or services below the level of cash payment shall be provided
(11) it is not allowed to alter the amount of the signed documents, separate the documents, cash out, transfer the machine, accept the credit cards that have been listed in the stop payment list, use them beyond the authorized limit, not carefully check the signature and the validity period of the credit card, and return them in cash
source: wechat payment merchant platform - wechat payment service agreement
(1) click "I" in wechat, select "wallet", and then click the change
(2) select withdrawal and enter the withdrawal amount. If there are more than two savings cards, you can select the Bank of China savings card you want to withdraw and click withdraw.
The arrival time of wechat payment transaction adopts T + 1 mode, and the arrival time is the second day of the working day
t + 1 is a stock trading system, that is, the stocks bought on the same day can only be sold on the next trading day“ "T" refers to the transaction registration date, "t + 1" refers to the next day of the registration date
the Shanghai Stock Exchange and Shenzhen Stock Exchange of our country have a close relationship with stock and fund trading banks; T+1" China's stock market adopts the "t + 1" trading system. Stocks bought on that day can only be sold on the next trading day
t + 1 is essentially a settlement method of securities trading, and its objects include A-share, fund, bond and repurchase transaction. It refers to the completion of the corresponding securities delivery and capital delivery on the next business day (T + 1) after the transaction
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extended data:
1, t + 0:
the so-called T + 0 settlement is all successful transactions on the same day, and the POS settlement funds are transferred to the designated settlement account on the working day. At present, t + 0 is also popular in the market
2, D + 1 and D + 0
d stands for day
D + 1, which is the second day of arrival regardless of trading day or holiday
D + 0 settlement means that as long as there is a transaction, whether it is a working day, a holiday, or a bank break, it can be realized on the same day
D + N generally refers to the ER Qing machine, and the ER Qing merchants agree on the next day to the account, so we should also keep our eyes open when we choose to avoid the illegal "Er Qing" machine
VS horse X's activity is direct Alipay above can apply for free red envelopes two-dimensional code. First scan the red envelope, and then scan the merchant's QR code to pay. You can use the red envelope directly. If you pay more than 2 yuan, you can also participate in the weekly red envelope activities. In fact, it comes up. The privilege of Alipay is close to the people.
0.60% for our merchants with high business cost and low profit rate. It's a hard injury. So we need to make a good choice when we choose. It is generally recommended to choose WeChat's official two-dimensional code, or Alipay. It is not recommended to use WeChat to pay for such a way of cooperation between merchants or Alipay merchants.