Shenzhen bitcoin buy a house
Recently, the price of bitcoin has once again shown people the power of "sudden wealth". People who hold bitcoin have been promoted to be the winners in life. Some people say that this is one of the best positions for sudden wealth in 2017, and 2016 is undoubtedly a house. Bitcoin and real estate have experienced roller coaster ups and downs. Think about it, more than a decade ago, people bought houses for living and investment, That's what rich people do. Now those who don't buy bitcoin or buy less seem to have the pain of not buying more houses and gnashing their teeth at speculators
the future of real estate does not belong to speculators. At last week's zzj meeting, "accelerating the reform of housing system and the construction of long-term mechanism" was put in an important position, which can be understood as "although this year's regulation has played a certain effect, it is not lasting and firm. We need to constantly improve and realize the establishment of long-term mechanism on the basis of ensuring the stability and sustainability of policies, Ensure that house prices and the market do not fluctuate
In this way, it seems that those who are looking forward to soaring house prices can't do what they want, and some people may worry about the issue of selling extra houses < H2 > the more houses there are, the better. The future will be left to those who know how to distribute wealth. < H2 >just on December 11, Cao Dewang, the famous glass king, gave an interview with CCTV financial new media. He put forward an amazing view about the way many people buy many houses to keep their value: sell the surplus houses as soon as possible, then they can't sell or rent them, and they have to pay management fees
Cao's view is reasonable. The real estate registration policy is being promoted all over the country. In fact, it is preparing for the introction of real estate tax in the future, which is also one of the components of the long-term mechanism. People who hold more than three houses are likely to be affected, and the surplus houses will be taxed. If they are in debt and can't rent out, there will be another tax, It's really hard for the holders
Rong360 said that Fang Jun believes that the house can preserve its value, but the more the better. The future belongs to people who know how to distribute wealth. A few days ago, Wu Xiaobo channel and Kungfu Finance released the "2017 new middle class asset allocation report", which defined the new middle class as the group with annual family income of 200000-3 million yuan and investable assets of 100000-1 million yuan, which is also the main force of buying houses82.4% of the households will spend 30% of their income on investment or savings, and real estate, Internet Finance and funds are their favorite investment procts. The higher the income, the higher the proportion of investment in real estate. Internet Finance and funds are relatively common categories
there is an unchanging truth about investment preservation: never put eggs in the same basket. Take the house as an example, the market is changing and the policy is also changing. The repeated emphasis on "housing without speculation" is a warning to speculators. The era of making money by buying a house with eyes closed has gone away. To maintain the value of investment, we need to allocate the money to different investment procts. We can have a house, and it is enough to have no more than three sets. With the rest of the money, we can buy some internet financial procts with higher income, Remember: saving alone is never enough
in addition to investing in Internet finance, you can buy some more stable investment procts such as funds. Rong 360 said that a friend of Fang Jun bought bitcoin and sold it at a high point to earn a down payment. Later, he learned to be smart and tried his best to speculate in the range of funds that he could accept losses, accounting for only about 20% of the funds, 30% of which were invested in fund bonds, and 50% of which were placed in the stable income and stable income Among the low-risk bank financing, bitcoin has made another profit recently
his investment ratio is: 50% low risk + 30% medium risk + 20% high risk, which is a way to pursue high return. If you want to be stable, you can invest 80% low risk (bank regular financing) + 20% medium risk (funds, bonds). Even if you can't afford to buy a house, you can at least make your wealth value-added through financial management
< H2 > is it appropriate to buy a house in 2018 H2 >towards the end of the year, many people will ask whether it is suitable to buy a house next year. Here are some suggestions for you:
first, market policy . Before the long-term mechanism is introced, the short-term restriction policy will not be relaxed easily, the mortgage interest rate will be difficult to fall, the developer's price can not be higher than the specified standard, although the house price has fallen, the loan interest rate has risen, The overall cost of buying a house is increasing. Before buying a house, you should weigh whether your money is enough
the second is the demand that has the ability to buy a house . When the house price does not fluctuate too much, it is better to buy it. Don't wait for the house price to fall sharply, because banks, developers and people who have already bought a house will be unhappy. The purpose of the long-term mechanism is to ensure that "everyone has a house to live", which means that the demand that has not solved the housing problem should be tangled here, It's better to know which bank is good at lending and which Seller is good at speaking
Third, people who can't afford to buy a house . To tell you the truth, if you can't afford a commercial house, you can try to buy a common property right house, public rental house and other security houses. Your basic need is to have a long-term and stable residence. In the near future, the long-term mechanism should be able to help
The essence of money is the general equivalent. In the process of the continuous development and evolution of human history, it has gone through the stage of physical money, the stage of substitute money, and then entered the stage of credit money. In primitive society, people exchanged livestock, salt, shells and other hard to get goods as general equivalents
in the long history, the emergence of metal currency makes the economic life achieve unprecedented prosperity. However, e to the inconvenience of carrying metal money, paper money became the mainstream form of money. With the rapid development of modern information technology, e-money has come into our life
if the evolution process from physical money to value symbol paper money is the first qualitative leap in the history of money development, then the evolution process from paper money to electronic money is the second qualitative leap in the history of money development
from the perspective of money form, physical money itself is a commodity in addition to performing monetary functions; Paper money is a symbolic tool of value for commodity exchange and a credit currency; Electronic currency is the proct of highly developed Internet economy and continuous progress of bank payment and settlement technology. It not only has the function of traditional currency, but also can continuously improve digital currency
At the same time, the virtual money market based on electronic information is also booming. By the end of 2014, the number of Internet users in China had reached 632 million, including 517 million registered users in the online game market and 114.48 billion yuan of sales revenue, an actual increase of 37.7% over the previous yeara huge virtual space based on the Internet has been formally formed. As a kind of virtual currency with intrinsic value, convenient online trading behavior, low transaction cost, and service providers' issuance, it emerges as the times require
first of all, from the functional analysis. Virtual currency is a kind of transaction medium in the Internet virtual space, which has the function of value scale, but the value scale of virtual currency is different from that of legal currency
using virtual currency to purchase virtual procts and services can only be within the scope specified and allowed by the issuer of virtual currency (Internet operator), and the size of this scope depends on the number of virtual procts and services. If the virtual procts and services provided by the website are large enough, the scope of virtual currency will be large
the currency value of virtual currency depends on the pricing of virtual currency by issuers. When no currency can communicate between virtual cyberspace and reality, the pricing of procts and services is still based on real RMB. That is to say, when issuers of virtual currency price their own virtual currency, they should first convert the price of virtual currency based on RMB
1. Number service
this is one of the favorite services for QQ players. QQ line number provides member level password protection, mobile phone password retrieval, mobile phone lock and other services. In addition, member number also provides a series of functions, such as member number, friend group upload / download, member confidant, member email, etc., which are deeply loved by users. In the number service page of Tencent website, you can apply for QQ line number and member number with QQ coin, and you can also renew these numbers
2. QQ show
you can buy all kinds of virtual goods for yourself or friends in the QQ Show Mall: clothes, scenes, make-up... You see, the charming, charming, charming and handsome images on QQ now are decorated in the QQ show mall. Moreover, you can go to QQ photo studio and take a group photo with netizens
3. QQ game
you should have noticed that in qq2003, there are already QQ game functions. Using q-coin can exchange game currency, you can also buy cheating props in the game< At present, QQ Dating Center is one of the most popular dating centers in China. Here, you can not only find the information of various netizens, but also find the other party's QQ number, and even give him / her virtual gifts. In addition, "dating function" allows you to more accurately find people you like! You can also apply to become a senior member of QQ Dating Center and renew it by using QQ coin
5. QQ greeting card
QQ greeting card is a service launched by Tencent not long ago. You can send e-cards to friends, not only to each other's mailbox, but also to each other's QQ. The monthly fee of QQ card is 5 yuan, you can apply and renew with QQ coin
these are the five uses of q-coin, and it's very easy to get q-coin. In the country's Lianbang software chain stores can buy QQ cards of different denominations. QQ cards with different denominations contain different amounts of Q coins. In addition, you can also apply for a q-coin with a face value of 1-10 yuan when you make a voice call< The conversion between RMB and RMB is as follows:
1.00 ¥ = 1.00q = 10000.00g
one RMB (¥) = one Tencent Q currency (q) = 10000 Tencent game currency (g)