Bank and bitcoin

1. In order to protect the property rights and interests of the public, protect the legal tender status of RMB, prevent the risk of money laundering, and maintain financial stability, the people's Bank of China, the Ministry of instry and information technology, China Banking Regulatory Commission, China Securities Regulatory Commission, and the Recently, China Insurance Regulatory Commission jointly issued the notice of the Ministry of instry and information technology of the people's Bank of China, China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission on the prevention of bitcoin risk (YF [2013] No. 289, hereinafter referred to as the "notice")

the notice defines the nature of bitcoin, and holds that bitcoin is not issued by the monetary authority, has no monetary attributes such as legal compensation and compulsion, and is not a real currency. In terms of nature, bitcoin is a specific virtual commodity, which does not have the same legal status as currency and cannot and should not be used as currency in the market. However, bitcoin trading as a commodity trading behavior on the Internet, ordinary people have the freedom to participate at their own risk

the notice requires that at this stage, all financial institutions and Payment institutions shall not price procts or services with bitcoin, buy or sell bitcoin as a central counterparties, underwrite insurance business related to bitcoin or include bitcoin into the scope of insurance liability, and provide other bitcoin related services to customers directly or indirectly, Including: providing bitcoin registration, trading, clearing, settlement and other services for customers; Accept bitcoin or use bitcoin as a payment and settlement tool; Carry out bitcoin and RMB and foreign currency exchange services; Carry out bitcoin storage, custody, mortgage and other services; Issuing financial procts related to bitcoin; Take bitcoin as the investment target of trust, fund, etc

according to the notice, the bitcoin Internet website, as the main trading platform of bitcoin, shall be filed with the telecommunications administration according to the provisions of the Telecommunications Regulations of the people's Republic of China and the measures for the administration of Internet information services. At the same time, in view of bitcoin's high risk of money laundering and being used by criminals, the notice requires relevant institutions to perform the legal anti money laundering obligations such as customer identification and suspicious transaction report in accordance with the anti money laundering law of the people's Republic of China, so as to effectively prevent the money laundering risks related to bitcoin

in order to avoid excessive speculation of virtual commodities such as bitcoin in the name of "virtual currency" and damage the public interest and the legal tender status of RMB, the circular requires financial institutions and Payment institutions to correctly use the concept of currency in their daily work, pay attention to strengthening the ecation of the public's knowledge of currency, and correctly understand the concept of currency The concept of correctly treating virtual commodity and virtual currency, rational investment, reasonable control of investment risk, and maintenance of their own property security should be included in the content of financial knowledge popularization activities, so as to guide the public to establish a correct concept of currency and investment

in the future, the people's Bank of China will continue to pay close attention to the trend and related risks of bitcoin based on its own responsibilities End)

bitcoin home has an interpretation.

2.

the natural nature of bitcoin is decentralized, but the Central Bank of digital currency must abide by the centralized management model. Compared with bitcoin, the central bank's digital currency has a higher "currency" value, and the price of bitcoin fluctuates greatly. the central bank's digital currency ensures the payment function in daily life, and has remained relatively stable since 2014. Since the beginning of the year, the central bank has been actively engaged in the research and development of digital currency, including the active application of relevant patents

starting from the issue of digital currency, the central bank uses a two-level operating system, which first converts digital currency into banks or other operating institutions, and then to the public. Mu Changchun said the al transmission system is suitable for China's national conditions. We can not only use the existing resources to mobilize the enthusiasm of commercial banks, but also improve the acceptance of digital currency without any problem

4. In the legal currency system, each country has a strict clearing and settlement system. For example, inter-bank transfer and non local transfer will take a long time to wait or have high handling charges. Especially in foreign exchange transactions, there are strict controls on foreign exchange transactions between countries. None of these rules exist in the bitcoin network. You only need to send a transfer request gently, and it can basically arrive in an hour.

5. Bitcoin is a kind of e-cash similar to e-mail. Both parties need "bitcoin wallet" similar to e-mail and "bitcoin address" similar to e-mail address. Just like sending and receiving e-mail, the remitter pays bitcoin directly to the other party through a computer or smart phone according to the recipient's address.

6. It's unreliable. Overseas scams are designed to trick people who want to pick up a gold ingot empty handed
anyone with a little common sense knows that a legal formal platform has at least an official website.

7. The concept of "logistics black technology", which first appeared in the 2017 global logistics technology conference, will be upgraded in the third "global logistics technology conference" held from March 19 to 21 with the new round of innovative application of logistics technology
a feast of logistics technology, foreseeing the new future of logistics
"logistics black technology show" will come from well-known enterprises in various fields of global logistics: Beidou satellite operation control system, network, rookie et laboratory, Tencent, UPS, Microsoft, Jingdong x business unit, Suning cloud business, Huawei, etc. through the exhibition of their respective fields of "logistics black technology" scene application
the "special session on transportation technology" will carry out in-depth discussions around a variety of transportation organization modes and hot topics related to new energy logistics. At present, G7, OTMS, C.H. Robinson, SAIC Datong, panda new energy, FAW Jiefang, ground rail, Ningde times and other well-known enterprises at home and abroad have been invited to participate
"warehouse intelligence and logistics robot special show" by Hikvision, Weibo, Xinsong robot, KUKA, BYD forklift, jijia, Linde and other well-known enterprises will jointly show the development strength of warehouse intelligence technology and explore new directions for future development
"green packaging technology forum" will bring about a new revolution in green packaging and recycling. The new process of green packaging is jointly promoted by yirende, China Merchants Lukai, Japan JPR, youlesai, Zhongshi international, Suzhou Liangcai, Shenyang antirust and other well-known enterprises
"international logistics show" will be shared by the most advanced representative enterprises and institutions in Europe, America, Japan and other countries. At present, UPS, DHL, sap, European Automobile Instry Association, United Pacific, Japan MH Association, Japan Packaging Technology Association, Japan Tongyun, Yoshida vehicle machinery and other enterprises have been invited to participate in the speech
a new integration of logistics ecology
"the first block Supply Chain Summit Forum" will dance from cloud computing to fog computing, from soft power to hard power, from "supply chain block connection ecological chain" to "joint chain", realizing the real incremental value of block chain. Listen to the real case analysis of enterprises such as ChuanHua Huilian, China information and Communication Research Institute, Tencent blockchain, cloud chain technology, Yuantong, Jingdong finance, etc., and uncover the mystery of "blockchain" for the participants
the "forum on integrated development of logistics ecosystem" will explore the integrated development of the latest logistics mode, which will be deeply elaborated by representative enterprises such as ChuanHua Huilian, Anji Zhilian, yiyatong and qianhaiyi chain
a logistics school enterprise cooperation think tank
"logistics science and technology talent special field", invites the domestic supply chain personnel training organization to elaborate the instry personnel training present situation, under the Internet plus background, shares the newest personnel training and the output mode, discusses together the artificial intelligence age the logistics discipline establishment and the development direction, creates the sustained strong support for the logistics intellectualization development.
the conference was organized by China Federation of logistics and purchasing www.cflp.org.cn It will be held in Haikou on March 19, 2018. The conference is a grand brand event for the whole logistics instry to deeply understand the most cutting-edge logistics technology, the latest equipment technology and in-depth exchange< Background: China Federation of logistics and purchasing is the only national comprehensive logistics purchasing and supply chain instry organization in China, with more than 9000 logistics related members. As a member of the national inter ministerial Joint Conference on modern logistics and a Chinese representative of the Asia Pacific Logistics Alliance and the international purchasing alliance, the Federation has been continuously committed to improving the informatization, standardization, organization and intelligence level of the logistics instry, continuously promoting the transformation and upgrading of logistics and purchasing to the supply chain, and developing innovation and application. It is the annual global logistics technology event, It will also promote the exchange and cooperation of advanced technology with other countries.

8. As long as he didn't use other people's funds, or I didn't misappropriate public funds. Buying financial procts is not illegal, but bitcoin trading is banned in China.

9. Bitcoin has been banned by the state,
certainly not safe,
can not be compared with bank accounts.

10. No, our country will not use the virtual currency issued by foreign countries, even if it is developed by ourselves, because it can't let other countries control our economy, which is why RMB is becoming stronger and stronger.