Bitcoin loan

1. Tararia my world

2. First, what do you need to know about a mortgage

A: 58coin mortgage loan is a kind of loan method based on digital currency, which requires the borrower to provide a certain amount of digital currency as loan guarantee to guarantee the repayment of the borrowed digital currency and interest at maturity. If the borrower triggers a strong horizontal line, the platform will have the right to dect all digital currencies pledged by the loan

of course, I believe you are also very concerned about the use scenarios of mortgage loans

What are the usage scenarios of mortgage loan<

A: investors already have some digital assets. Under the condition of preserving the existing digital assets:

1. Plan to convert them into capital and carry out capital turnover

2. Try to operate another digital asset

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next, let's go on the 58coin mortgage learning journey< First of all, you need to log in to your 58coin account

note: if you haven't registered yet, remember to click "register" to become a user of 58 stock exchange ~

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2. After logging in the account, click the account at the top right and click "identity authentication" to do primary authentication and advanced authentication in turn. After these preparations are completed, we can officially enter the mortgage process

note: after these certifications are completed, your charging and other operations will be unimpeded ~

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3. Click "mortgage" on the home page to enter the mortgage interface

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4. Then you need to transfer the mortgage assets to the "mortgage account". In the mortgage loan interface, click "transfer in", select the currency you want to mortgage, transfer it from other accounts (recharge withdrawal account, etc.) to "mortgage loan account", enter the amount you want to transfer out, and click "transfer". Take "mortgage BTC loan usdt" as an example

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5. In the mortgage interface, you can see the "maximum loan". Enter the loan amount within this range, select "loan days", and the daily interest rate will be displayed at the bottom synchronously. Click "apply for loan", and your loan application will be submitted successfully. After the loan application is submitted, the mortgage will be frozen, and the review is usually completed within 30 minutes. Click the "loan under review" below to see the relevant information. After the approval, the loan will be transferred to the "mortgage account"

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note:

1) maximum loanable amount = available quantity (mortgage currency) * index price * loan mortgage rate; The index price is taken from the two major exchanges of Huoyuan (30%) and Yuanan (70%), so there is no need to worry about malicious manipulation

2) "loan days" supports five forms: 3 days, 7 days, 30 days, 60 days and perpetual. The daily interest rate fluctuates according to different currencies and loan days. Before exceeding the time limit, the interest shall be calculated according to the overe interest rate“ For details of mortgage rate and daily interest rate, click on the left to view them

3) different loan methods lead to different loan amount. Please check the "notes" below before placing an order

6. After the loan is approved, click "current loan" below to see the loan amount, interest, mortgage rate and other information

at the same time, you need to pay close attention to the risk. When the mortgage rate is greater than or equal to the early warning value (floating e to different currencies), the platform will inform the borrower in the form of SMS to make up the position of collateral or repay the loan in advance. At this time, you can click "increase mortgage" or "repayment" on the right to operate; When the pledge rate is greater than or equal to the flat value (floating e to different currencies), the flat value of the system will be triggered. If you want to view the corresponding operation record, you can click "history"

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note:

1) at present, only full repayment is supported

2) the interest will be calculated from the date when the loan application is approved. Less than one day will be counted as one day. All realized interest and unrealized interest shall be paid when prepaying

3) loans can be freely controlled among various business areas or platforms

7. If you need to repay, please enter the "wallet" in advance, transfer the items to be repaid from other accounts to the "mortgage" account, then enter the mortgage interface, and click "current loan - repayment - confirm repayment" to complete the repayment operation. At the same time, your mortgaged assets will also be unfrozen

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congratulations, you have become an entry-level player of mortgage loan.

4. Hello, leverage is a common financial tool. That is to say, through the margin system, we can enlarge the assets for investment. With leverage, the risk and return will be magnified simultaneously, because the profit and loss of investors after using leverage is not calculated according to the amount of margin invested, but according to the amount of funds magnified.

5. In 2004, Zopa was the first peer-to-peer lending company. Ten years ago, Zopa applied for sharing economy lending. If we regard bitcoin trading network as the total account list of bitcoin trading network, then if it is not on the list... Many people are asking - what is bitcoin? Can we still buy it? Can't we buy it

6. Certainly. Just confirm that your claim can be expressed in currency. And your loan relationship is formed.

7. It seems that there is a mortgage in general. Confiscate your mortgage and sue you according to the relevant laws. All these are possible, because bitcoin is defined as a special Internet commodity by the central bank in China. Zhou Xiaochuan, the governor of the central bank, said bitcoin is like a stamp, a tradable asset.

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In fact, the key to this question is: what is the nature of bitcoin IOU? It's not the nature of bitcoin, it's very different. Borrowing bitcoin is not as simple as borrowing hoes and hedges. Bitcoin IOU is not just a proof of borrowing something and returning it later. It has the following properties:

back to the nature of bitcoin IOU, because it has only "value" such as speculation, money laundering and tax evasion, so its IOU is not used for proction and daily life, Some courts support this IOU, which will make more people use bitcoin IOU for hedging, gambling for profit, mortgage purchase and other improper behaviors. If this trend continues to spread, it will lead to changes in court trials

there is no doubt that legal norms lag behind in real life. Now some courts regard bitcoin as general virtual property, and apply traditional property dispute law to bitcoin IOU, which is questionable, because the court recognized the relevant judgments of bitcoin IOU, which in a sense changed to recognize its existence value. I just ask, what are you doing with bitcoin? Besides speculation (selling is a kind of speculation), money laundering and tax evasion, what else can you do

9. Bitcoin can be bought
but the premise is to buy it with spare money
loan purchase is not recommended
once a loan is purchased, enough cash flow should be ensured to repay the interest. The price of bitcoin fluctuates from time to time, so you should make sure that you are not disturbed in the face of fluctuations
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10. Introction: jucoin loan is a platform that connects indivials with capital needs and financial investment ideas around bitcoin, and connects them through a third-party network platform. Jucoin loan is a P2P lending platform mediated by bitcoin. To put it simply, it refers to indivials who have funds and financial investment ideas. This mode of operation is based on the contract law. In fact, it is a way of private lending. As long as the loan interest rate does not exceed four times of the bank's loan interest rate in the same period, it is legal. Operation mode: borrower: first register the polycoin loan account, click I want to borrow money, and the investment target will be displayed. You can select the target with appropriate loan amount, interest rate and repayment period to borrow money. If there is no suitable one in the list, you can transfer bitcoin to the third-party escrow account of the platform, and set the loan amount and interest rate, Release loan demand information after repayment period. Investor: first register the common user of poly currency loan, and then become an investor by recharging. Click the I want to invest column, and the loan target will be displayed. You can choose the loan target that suits you as the investment project. If there is no suitable loan in the loan list, you can also click the "I want to invest" button on the page, input the investment amount, formulate the pledge rate, investment time and investment return you want, and generate a new investment target by calling the platform
legal representative: Zheng Hao
time of establishment: November 5, 2014
registered capital: RMB 10 million
Instrial and commercial registration number: 110106018134097
enterprise type: limited liability company (invested or controlled by natural person)
address: third floor, east side building, building 13, Dacheng lixiuyuan, Fengtai District, Beijing (Lugouqiao enterprise centralized office area)