Application of blockchain in driving training industry

1. 1. Weizhong bank uses blockchain technology for loan clearing
in September 2016, Weizhong bank and Shanghai Huarui bank put into trial operation the inter-bank joint loan clearing platform based on alliance blockchain technology to optimize the settlement and clearing of "micro loan" joint loans of the two banks. With the introction of the blockchain system, all the information is recorded on the blockchain network, which can not be tampered with. The transaction process is cleared at the same time, realizing real-time clearing, saving a lot of manpower and material resources
2. China UnionPay uses blockchain technology to realize inter-bank points exchange
in September 2016, China UnionPay and IBM tried out a shared points system based on blockchain technology. Using this blockchain system allows users to exchange bonus points across banks and platforms. In other words, the bonus points of one bank can be exchanged for bonus points of other banks, or even multiple airline mileage and supermarket awards. It greatly improves the use efficiency of bank points
3. Toyota uses blockchain technology to track auto parts
in October 2016, Toyota joined R3 alliance to store the proction, processing and use of each part in the blockchain through blockchain technology, so that when there is a problem with auto parts, the source of the parts can be easily and quickly found
4. Central bank's blockchain digital bill trading platform
in January 2017, the central bank's blockchain based digital bill trading platform was successfully tested. The introction of digital currency for settlement can realize the synchronous transfer of capital flow and information flow of digital bill transaction, so as to realize DVP bill settlement. At the same time, the blockchain digital identity solution solves the problem of repeated KYC authentication between different financial institutions. It not only solves the problem that the transaction amount of digital bills is confidential to the unrelated parties, but also ensures that the regulatory parties such as the exchange have the mechanism of seeing through when necessary
5. Ant financial services blockchain application
in August 2017, ant financial services blockchain technology tested water insurance and helped Xinmei mutual insurance company to launch the first love rescue account in the domestic insurance instry. Blockchain technology makes every capital flow open and transparent, the data of every capital flow can not be tampered with, and the whereabouts and uses of every capital can be traced. In November of the same year, ant chain was used in food safety traceability and traceability of genuine procts. At present, the milk powder proced in Australia and New Zealand and Moutai in China, users can only know if they are genuine procts by scanning Alipay.
there are many other successful cases at home and abroad, all of which indicate that the application of blockchain technology is graally promoted, and is favored by various instries. Accompanied by the emergence of many blockchain technology companies, they want to take a share in this field. However, after the people's Bank of China and other seven ministries and commissions issued the "notice on preventing the financing risk of token issuance"), with the increasing difficulty of registration, there are more empty shell companies in the intermediary instry chain, and few companies have practical applications
in addition, the security technology of blockchain has always been concerned and controversial. Nowadays, blockchain mainly faces five security problems: the security of underlying code, cryptographic algorithm, consensus mechanism, smart contract and digital wallet.

2. Tourism instry: triporg travel is a blockchain tourism service application, which can provide people with reservation services such as train tickets.

3.

The biggest feature of blockchain technology is decentralization, which will rece a lot of costs for the banking instry

First of all, decentralization means that the trust building mechanism between banking systems no longer needs intermediary, which saves the cost of intermediary

Secondly, the development of digital currency will realize the real-time digital transaction of banks. For example, in bill transaction, bank's bill transaction always relies on the third party to realize the transfer of valuable documents. Even for electronic bill transaction, it also needs the information of central bank's ECDs system for mutual authentication. The blockchain technology can realize the point-to-point value transmission, which no longer needs centralized system control. This not only speeds up the bill transmission speed, but also reces the mistakes caused by human factors. The rection of process will naturally rece the demand of the bank for personnel and save the labor cost of the bank

finally, it will also have an impact on clearing and settlement. The bank's clearing and settlement business has always been completed by the central settlement, with low efficiency. Settlement through blockchain technology will greatly improve the efficiency of banks

blockchain technology also plays an important role in the cross-border payment business of banks. Today, with the highly developed global trade, cross-border payment is becoming more and more frequent. Banks often act as third-party services in cross-border trade, such as electronic transfer, asset custody and so on. However, cross-border payment generally takes about two days to get to the account, which is inefficient and reces the utilization rate of funds in transit. In the blockchain technology, both sides of cross-border payment can complete through the point-to-point way, realize all-weather payment and real-time arrival, thus speeding up the speed of clearing and settlement, and improving the efficiency of bank business processing

another feature of blockchain technology is de risking. Banks can establish their own blockchain, which can ensure that the transaction information and transaction records of bank customers are true and effective, and will not be tampered with arbitrarily. Banks can effectively identify customers' information, understand all aspects of customers' situation, identify abnormal transactions of customers, and prevent being cheated by customers, So as to rece the cost of bank supervision

4. Can not be trusted to play their own know that the threshold of easy currency transactions as long as 100 yuan, take a 100 yuan to try water

5.

China's blockchain instry ecology has initially taken shape, and the number of enterprises has increased rapidly. According to the white paper on China's blockchain instry in 2018 previously released by the information center of the Ministry of instry and information technology, as of the end of March 2018, the number of blockchain companies with blockchain business as the main business in China has exceeded 450, and the instry has initially taken shape

the Ministry of instry and information technology proposes that the blockchain instry is still in the initial stage, and the positive value of technology is graally emerging, but there are still risks that can not be ignored in the development process, such as challenges to the current system and norms, technical loopholes, etc. The Ministry of instry and information technology proposed that it will accelerate the innovation and application of blockchain technology, especially strengthen the improvement of computing capacity, storage capacity and integration penetration capacity, build a good instrial ecology, and promote the healthy development of blockchain instry

6. In the instry, jinwowo Group believes that with its unique trustworthiness, security and non tamperability, blockchain technology liberates more big data and further promotes the massive growth of data

the traceability of the blockchain enables the records of every step of data collection, transaction, circulation, and calculation and analysis to be kept on the blockchain, which makes the quality of data obtain unprecedented strong trust endorsement, and also ensures the correctness of data analysis results and the effect of data mining

it can be said that blockchain is another epoch-making breakthrough in the Internet instry in terms of cloud computing and big data technology.

7. According to the analysis of jinwowo network technology, blockchain has become one of the hottest words. Blockchain has the core advantages of decentralization and distrust, which can perfectly solve the problems of information asymmetry, high transaction cost and stranger trust in the development of sharing economy, making "indivial economy" possible
based on this, blockchain technology is considered to be the core technology with the most potential to trigger the fifth round of disruptive revolution after steam engine, power, information and Internet technology.