1. blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can play a role in identity information management, trust mechanism construction, and credit information chain of small and micro enterprises
here is an example of a bank in Nanping:
e to the outbreak of online business, the original offline signing method has been unable to meet the needs of the rapid change of the banking business, and the bank's digital construction is imminent, but the bank's risk control department has strict compliance requirements:
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online business data sensitive privacy, Is the transmission secure
does the electronic signature have legal effect
can electronic evidence be accepted by the court
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these concerns have become obstacles for banks to introce e-contracts and carry out business digital transformation
after adopting the unique ENA initiative forensics patent technology of the "real hammer" trusted electronic evidence platform, a bank in Nanping, through the clean server of the notary office, online carries out real-time preservation, storage and certification of the electronic data of the target system, records the whole process of the electronic data from generation, transmission to storage, and finally the notary office issues the forensics preservation report with official seal, The effectiveness of the documents is notarial documents, which can be directly accepted by the court. Because the report is issued by the notary office, it has more credibility than the self certification of the third-party E-contract platform, which solves the concerns of the risk control department of the bank at one stroke. The whole process is online and automated, and the front-end customer operation has no perception
at the same time, combined with the back-end case system of "real hammer" and the outsourcing execution service, the bank realized the rapid dispute resolution of Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problem that the bank cases are scattered all over the country and the cost of legal business trip is high; The litigation cycle is long and there is no efficient disposal channel
2. Because the
digital currency, which is the first generation of blockchain technology, has a huge impact on the financial field, the research and application of blockchain technology has become an important task in today's financial field. In essence, blockchain technology still belongs to a kind of technical means and tools. Its application in the financial field and the real economy is parallel. It has its own relative independence, but it also has a certain degree of intersection. That is to say, its role in promoting the real economy is indirect. 1. No matter in finance or entity, one of the bases of transaction between supply and demand is trust. The current bank to enterprise, enterprise to enterprise and enterprise to person are all linked by money. With the further popularization and wide application of blockchain technology, enterprises and enterprises, or indivials can issue digital currency (Digital credit) by themselves in the future, and the status of banks will change from monopoly operation to equal competition operation in the market. Therefore, the wide application of blockchain technology in the financial field has an indirect impact on the real economy. 2. Blockchain technology is the bridge between reality (entity) and virtual world. Through blockchain technology, the real world can be reconstructed, reconstructed and redefined in the virtual world. For example, the digital currency of real paper money in the virtual world, the digital stock transaction of real stock transaction in the virtual world, the digital settlement, digital customs clearance, digital documents and bills of real import and export trade in the virtual world can greatly improve the efficiency of business process and save the transaction cost. At present, all transactions are inseparable from the bank. The bank plays a central role in the transaction. The application of blockchain technology by the bank will certainly improve the efficiency of its settlement and indirectly promote the efficiency of the real economy, but this impact will graally weaken in the future. Because the biggest feature of blockchain technology is decentralization, its distributed accounting system is a network system without center. 3. In fact, the application of blockchain technology is to value and credit the information flowing on the Internet. Through the blockchain, the information with (use value, exchange value, cultural value) in the Internet is reorganized and newly constructed to form a value Internet. It is of great significance. It will bring revolutionary promotion to both the financial instry and the real economy.
3. In fact, it doesn't need to be so troublesome to download a
Simple tour
, which has scripts, charges,
mining, planting, and can be used as long as it is adjusted properly. Specifically, when you download it, it will prompt you how much it costs. With half an hour's use time, you can go to
feel it
, if it's OK, you can buy it. You can charge it with a point card, and you don't need online banking
4. For example, if I have a project that needs to be implemented by a team, I can write the details of the project into the smart contract. When the project can be accepted, the payment can be made directly through the blockchain. There is no need for intermediate signing, auditing, paying and finance, which saves time and human resources, There is no problem of arrears (focus on introction learning blockchain)
5. 1. Now business hall cards are in principle need real name system, only in the downstream distributors here can not need ID card
therefore, the business hall is not wrong
2. Mobile phone stores belong to distributors. It can ask you to provide ID card to deal with there, also can omit not to ask
the number with 8 needs to be changed, which is their own rule
3. Mobile phone numbers that don't need ID cards are not a big problem. Pay attention to the package and cost when buying the card.
6. What should we do if we can't exchange currency for foreign exchange? You can go to the Bank of China to exchange foreign exchange
7. may not. Blockchain is a kind of network data transmission technology. Financing is an economic activity, and there is no correlation between the two. Illegal public deposit taking under the banner of technology is everywhere. Please be careful not to be fooled.