From real estate Internet finance to blockchain

1. Ubitquity is a real estate property rights service provider based on blockchain. It is the first time to use cryptocurrency technology to complete the transfer of real estate property rights. It has established the world's first record of real estate instry based on bitcoin blockchain, and managed the real world assets on bitcoin network by using the method represented by colored coins, It shows the potential use of bitcoin blockchain network in the real estate instry
in China, the representative of the combination of blockchain and real estate is the blockchain real estate application "fangyixin" of Xinyuan group, a listed real estate company. Public information shows that Xinyuan is IBM's first partner in the field of blockchain in China
on the platform, IBM provides the underlying blockchain technology and intelligent contract technology. On this basis, Xinyuan builds the upper real estate information database, real estate valuation system, transaction circulation system, risk control and other moles, which are said to support a variety of financial applications such as consumer finance, investment and financing finance, instrial finance, etc., and connect with investment and financing institutions, credit reference institutions and consumer businesses
however, the combination of blockchain and real estate instry is still in its infancy in terms of application. It will take time to test which step it can take and whether it will attract the attention of the national team like digital currency
blockchain not only has an impact on the real estate instry, but also has a potential impact on the existing instries. Coin Ying China and China post are in the forefront of using blockchain technology. Coin Ying China uses blockchain to reshape the crowdfunding instry, while China Post takes the lead in applying blockchain technology to asset custody.

2. The development of blockchain can be divided into three stages. Melanie Swann, founder of blockchain Science Research Institute, in her book blockchain: blueprint and guide to new economy, according to the application and development of blockchain, it can be divided into three stages: blockchain 1.0, 2.0 and 3.0< br /> 
I. blockchain 1.0 cryptocurrency era (2008-2013)
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in 2008, Nakamoto first proposed the concepts of bitcoin and blockchain, and then in January 2009, the first blockchain came out. At this stage, people pay more attention to the transaction of cryptocurrency, and blockchain is only used as the underlying technology to act as a "public account book"< br /> 
2. Blockchain 2.0 smart contract era (2014-2017)
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in 2014, & quot; Blockchain 2.0 "has become the pronoun of decentralized blockchain database. At this stage, people mainly focus on the application of the platform. Anyone can upload and execute the smart contract on the blockchain, and will be rewarded automatically after the execution. Because this transaction process does not need any intermediary, so people's privacy has been greatly protected< br /> 
III. blockchain 3.0 large scale application era (2018 -)
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at this stage, people begin to build a completely decentralized data network, and the application of blockchain technology is no longer limited to the economic field, but expanded to the fields of art, law, real estate, hospital, human resources and so on.

3.

Blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can play a role in identity information management, trust mechanism construction, and credit information chain of small and micro enterprises

here is an example of a bank in Nanping:

e to the outbreak of online business, the original offline signing method has been unable to meet the needs of the rapid change of the banking business, and the bank's digital construction is imminent, but the bank's risk control department has strict compliance requirements:

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online business data sensitive privacy, Is the transmission secure

does the electronic signature have legal effect

can electronic evidence be accepted by the court

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these concerns have become obstacles for banks to introce e-contracts and carry out business digital transformation

after adopting the unique ENA initiative forensics patent technology of the "real hammer" trusted electronic evidence platform, a bank in Nanping, through the clean server of the notary office, online carries out real-time preservation, storage and certification of the electronic data of the target system, records the whole process of the electronic data from generation, transmission to storage, and finally the notary office issues the forensics preservation report with official seal, The effectiveness of the documents is notarial documents, which can be directly accepted by the court. Because the report is issued by the notary office, it has more credibility than the self certification of the third-party E-contract platform, which solves the concerns of the risk control department of the bank at one stroke. The whole process is online and automated, and the front-end customer operation has no perception

at the same time, combined with the back-end case system of "real hammer" and the outsourcing execution service, the bank realized the rapid dispute resolution of Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problem that the bank cases are scattered all over the country and the cost of legal business trip is high; The litigation cycle is long and there is no efficient disposal channel

4. In addition to issuing money, block chain + finance can also be applied to areas such as supply chain finance, small and micro loans, etc., and the essence of Internet plus finance is to rece costs and improve efficiency when exchanging value. Many audit information can be traced back, and the coordination and coordination efficiency of many organizations can be improved.
now there is a good application of blockchain + finance, which is the public service platform of SMIC blockchain. They have direct business cooperation with Bank of Changsha in small and medium-sized micro loans
I hope the answer will help you. If you don't understand, you can continue to ask.

5. The highlights of the global economy range from manufacturing to real estate to Internet to finance, and then from the development of Internet Finance generation by generation to blockchain. I think this may be the last stop. It's like taking a train to the end. There won't be a stop in less than ten years. In 2018, all the suoha blockchain companies want to turn over and make some achievements, I believe this is the only opportunity for you to talk about your dreams again and seize the last opportunity in your life.

6. In these aspects, real estate belongs to the physical economy (if it is not used for speculation)
blockchain is a technology, bitcoin is a blockchain based proct
both stock market and futures belong to the national investment platform, and now the country has also set up a futures exchange
Where is this correct?

7. Blockchain is a distributed point-to-point structure with the advantages of decentralization, openness, transparency, high degree of security and strong traceability. It is an effective technology to thoroughly solve the problems of trust, efficiency and trade. Therefore, blockchain technology is most likely to bring about changes in the financial field, such as exchange clearing, cross-border payment, inter-bank clearing, etc. At the same time, blockchain technology can also help solve many collaborative problems of the real economy, such as logistics, supply chain and so on. For example, for insurance companies, blockchain can prevent insurance fraud and solve the "qualitative management problem". Moreover, the promotion of smart contracts helps to improve the user experience
however, it is still in the experimental stage, but the capital has quickly followed up the layout. According to the data of the in-depth analysis report on business model innovation and investment opportunities of China's blockchain instry released by foresight Instry Research Institute, from 2012 to 2015, the amount of venture capital in the blockchain field increased by more than 200 times, from US $2 million to US $469 million, and about 205 venture capital institutions participated in the investment
however, although the development of blockchain is still hot, it is far from large-scale application, at least facing problems in technology, application, security and other aspects. More importantly, the government did not follow up, so the relevant enterprises had to consider the policy risk.

8. Financial services, right protection, real estate, wholesale and logistics, transportation, public sector, insurance and financial technology, energy and telecommunications, and ecation. At present, there are not many use cases of blockchain in various fields, but the prospect is far beyond our imagination.

9. In a sense, mutual fund is a business instry, and blockchain is a technology. Can we put it another way? Is there any advantage over pawnbroking over computerized accounting? Then, from the perspective of relevance, blockchain must be combined with instry scenarios. The characteristics of blockchain storage determine that it can be organically combined with Internet Finance and banking, such as transfer record tracing, data query record, etc. you will find that although blockchain technology is decentralized, if the roles in the instry are recognized to join a blockchain, Then this blockchain graally loses the significance of zhongjinhua. As many instry internet platforms say, there is no middleman to earn the price difference, and the platform is even the middleman. If you prefer technology, the social market in the current window period of blockchain is good. In the Guangmao application scenario, Hujin is just one. If you focus on the financial instry business, blockchain will serve as a more meaningful tool for you