China Merchants Bank Minsheng Bank blockchain

1.

As a traditional financial institution, banks are the most active Pathfinder in the field of blockchain. In recent years, many banks at home and abroad have applied blockchain technology to credit, clearing and other fields. The unique trust mechanism of blockchain is regarded by banks as a key technological breakthrough in innovating risk management and simplifying transaction process. However, as an emerging technology, blockchain ecology is still in the process of establishment, and its application is very limited. Many problems still need to be solved graally in the development

"at present, blockchain can't run high-frequency and concurrent transactions, and network speed and computing power can't support it. For example, in the field of payment, if it is online shopping, it can be realized; If it's high-frequency futures trading, it can't be done. " Huang Zhen said

JIANG Peng said that at the beginning of designing the blockchain system, China CITIC Bank carefully demonstrated the business links suitable for the use of blockchain

"from the global experience, it is not suitable to use blockchain to build a large and complex system. Instead of trying to solve all problems with blockchain, we should focus on solving the core problems. It's time-consuming to build a too complex system. The technology is developing so fast that before the old system is finished, it will face the iteration of new technology. " Jiang Peng said

the idea of "only solving core problems" ensures that after the blockchain goes online, the relevant business operations of branches of China CITIC Bank can be upgraded without process transformation

Fan Bin said frankly that it will take time for banks to fully apply the blockchain, and IBM's investment in the blockchain open source community will continue, on the one hand to cultivate the market, on the other hand to compete for the commanding height of the blockchain platform. With the rapid iteration of blockchain technology itself, there is still a lot of imagination for financial institutions to use this new technology

the content comes from Xinhuanet

2. Welcome to handle business through CMB. At present, China Merchants Bank debit card through mobile banking (including pad bank), online banking (including public version, professional version) for domestic bank / inter-bank, city / other remittance are free of handling charge. For Chinese citizens under 16 years old living in China and who have not applied for the CMB all-in-one card, their guardians shall open an account on their behalf, issue their guardians' valid identity cards and the ID card or household register of the user of the account, and provide guardianship certificates. Chinese citizens over 16 years old (including 16 years old) who live in China and have not applied for the all-in-one card of China Merchants Bank can open an account with the all-in-one card at any branch of China Merchants Bank by holding the resident identity card or temporary resident identity card of the people's Republic of China At present, Changsha branch does not support the use of temporary ID card to open an account.)

3. Let's say that China's banks are all joint-stock banks, basically including the four major banks, but most of them have relations with the state. Needless to say, China Merchants Bank is actually controlled by China Merchants Group, while Minsheng Bank is a pure private capital joint-stock bank, and the state does not have any shares in Minsheng Bank. Besides being a bank, Minsheng Bank is actually a private enterprise.

4. 1. The treatment of China Merchants Bank, Minsheng Bank and Ping'an bank depends on the local and branch benefits, as well as different positions
2. The salary system of banking instry is composed of basic salary, performance bonus and welfare
3. After passing the probation period and completing the formal employment proceres, the first year's pre tax income: the basic salary is about 4000-4500 yuan / month, which is only the approximate treatment, and the performance bonus is about 2000 yuan / month
4. Benefits include: five insurances and one fund, enterprise annuity, supplementary medical insurance, meal allowance, car allowance, holiday allowance, physical examination fee, etc
5. Generally speaking, the bank's salary and benefits brought by itself and the team for the outlets, and the specific salary can be further understood with the local registration unit.

5. Minsheng Bank classifies investors into five categories: conservative, stable, steady, growing and active, and delimits risks. The higher the expected return, the higher the risk level. So, what are the financial procts of Minsheng Bank
Minsheng Bank currently has five financial procts on sale, namely tianyijin, Cuizhu 1W, 35 day profit increase, quarterly profit increase and bimonthly profit increase. They all have similar proct characteristics and belong to non breakeven floating income financial procts, which means that their principal and income are not guaranteed< Risk of financial procts of Minsheng Bank (1) credit risk, such as the failure of the issuer of the financial procts to pay all the principal and interest on time, the default of the trust company under the trust plan, the default of the financing subject under the trust plan, the default of the guarantor and the default of other counterparties, etc, It will result in the risk that customers can not obtain financial income or even financial capital will suffer losses
Second, market risk: if the RMB market interest rate changes and leads to a sharp drop in the yield of the investment procts of this financial proct, it may cause the loss of customers' principal and income; If the price index rises, the rate of return of financial procts is lower than the inflation rate, resulting in the risk that the actual rate of return of customers' investment in financial procts is negative
Third, policy risk: the risk of adverse impact on the principal and income of the financial proct e to laws, regulations or policies< 4. Liquidity risk: when the customer redeems the financial proct, the funds will only arrive on the distribution day. During each closed period of the financial proct, the customer cannot obtain the funds in advance< 5. Reinvestment risk of early termination: if the bank exercises the right of early termination, the actual period of financial management will be less than the period agreed in the contract, which may make the customer unable to realize all the expected income at the beginning of the period and face the risk of reinvestment
this answer is provided by Qianghua, a credit service brand of xiaoman Finance (former network finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Qianqianhua uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure Internet credit services. The mobile terminal can immediately measure the amount by clicking below, and the maximum amount can be 200000 yuan

6. Yes, I live nearby

7. From Yesanguan to Gaoping, traffic control will be lifted at about ten o'clock tonight.

8. When will traffic control be lifted from Yesanguan to Gaoping? You can ask the traffic management department.