Blockchain splitting
"Local tyrant" Wang Jianlin has also come to the blockchain to join in the fun. To be exact, he has returned to the blockchain track
on the evening of March 12, centrality NZ, a New Zealand blockchain company, announced on its official website that it had reached a strategic technical cooperation with Wanda network technology group of China Wanda Group
Wang Jianlin once said publicly that the main goal of Wanda network technology group in blockchain is to use distributed ledger technology to reshape the current Internet service mode and create the next generation of value Internet infrastructure. Wanda blockchain will combine the Internet of things and big data to enable businesses to develop in a highly transparent distributed sharing environment
In the field of blockchain, Tencent's blockchain is developing relatively fast. As early as 2015, Tencent's blockchain team has begun to pay attention to blockchain technology, and has carried out independent research and development. As of December 31, 2019, the number of Chinese invention patent applications related to Tencent's blockchain has reached 990, ranking first among Chinese application enterprises. After several years of research and development and exploration, Tencent blockchain has achieved good results in both the development of underlying technology and the construction of instrial ecology
the history of Tencent blockchain development:
there are no technical problems, just whether to do it or not. "
CAI Yige, the head of Tencent's blockchain, replied when asked what technical problems he encountered. On reflection, he added that technologies that have made breakthroughs in theory, such as secure multiparty computing and zero knowledge proof, have not yet been engineered. This is a problem for the whole instry
for Tencent blockchain, the bigger problem seems to be finding more scenarios“ "Blockchain + supply chain finance" is the scene Tencent vigorously promotes this year
at the end of last year, the supply chain financial service platform Xingbei cloud chain was released, and its underlying blockchain technology is the support provided by Tencent blockchain. In addition, Tencent also invested in uniifnance, which is Tencent's only strategic investment in supply chain finance
in the past nearly a year, how has the scene and Tencent blockchain progressed
today, after the founding meeting of the blockchain policy and law research group and the release of the white paper on blockchain and supply chain finance, odaily planet daily interviewed Cai Yige, general manager of Tencent's blockchain business, and Ji Kun, general manager of lianyirong company
according to the two people, in less than a year of operation, the flow of micro enterprise chain platform on the chain is about tens of billions of transactions, 12 banks are connected, and more than 70 enterprises are involved, involving energy, automobile, manufacturing and other instries. Now the penetration supplier level is about level 1 and level 2, which can rece the interest rate by 2-8 points compared with the traditional bank loans
micro enterprise chain platform is a key case of Tencent in supply chain finance. Tencent mainly provides the underlying technology infrastructure, including the underlying self research alliance chain, real-time clearing and account receiving capabilities; Lianyirong is mainly responsible for integrating resources and promoting the platform
supply chain finance is the head scene of blockchain, but in fact, the real implementation is still very slow, which makes people doubt the real change it brings. The two do not deny that this business is in a very early stage, and it will take some time to promote enterprises to join. However, they both believe that "after joining the blockchain, supply chain finance will actually have a very big change."
what the daily planet wants to know more is that with the addition of the supply chain finance after the blockchain, will enterprises and financial institutions be more willing to join? And can this rece the balance of SME loans and increase the number of enterprises that get loans
"(Supply Chain Finance) the biggest difficulty lies in the participation of financial institutions, because they can provide funds in the market." Ji Kun believes that the addition of blockchain can enhance the willingness of banks to enter the supply chain finance
in his opinion, the traditional banks of the four major banks are quite keen on the layout of blockchain. He said that the decentralization of supply chain finance itself and the authenticity of underlying assets are very difficult to check. Traditional financial institutions are not the mainstream, and there is no way to achieve penetration before. Therefore, banks can only get the data of primary suppliers, but the secondary and tertiary suppliers may need financing most. Now blockchain + supply chain finance has changed the credibility of multi-level data flow, strong credit can not be separated, and the synchronization efficiency of information, so that small, medium and micro enterprises which were difficult to obtain loans from financial institutions in the supply chain in the past can also obtain loans. The bank has always wanted to do the business of secondary and tertiary suppliers, and joined the blockchain to better control its own data
as for promoting enterprise use, Ji Kun said that many enterprises need some time to accept it, but because the block chain of supply chain finance mainly replaces the original role of commercial bills, the circulation of commercial bills itself has some pain points, such as counterfeiting, so they are relatively easy to accept
when the daily planet asked about how to ensure the authenticity of the information on the chain, Cai Yige said that different information can be cross verified, but he also thought that this was a problem indeed, and the use of blockchain could not guarantee the authenticity of the information on the chain. Therefore, the first step of the micro enterprise chain is actually accounts receivable. It is true to use invoices to protect the underlying assets. With the electronic business system of small and medium-sized enterprises, it will go deeper in the future
he added that blockchain can also improve the efficiency of information synchronization“ I think it's the control of information. In the case of centralization, even if you have information, you can tamper with it. "
with the focus of Tencent blockchain this year, we naturally want to know the future plan. However, Cai Yige's answer is the same as that at the beginning: "we can't talk about the plan. We will continue to think about the scenarios under which the blockchain can play its value."
about the development of this area:
first, we must choose the right scene, and we must find experts in this instry
Secondly, it should be in line with the nature of technology and have commercial value Thirdly, it should meet the needs of future development Fourthly, the architecture should be fully integrated with other technologies to solve the problemthe concept of blockchain should be a new outlet, specifically more use of network search, increase knowledge, network search results - Tencent blockchain development to you
Split can be understood as a kind of financial game in which stocks only rise but not fall, but it is not the same concept as stocks in our reality. If the global initial circulation is 100 pieces of wealth, and you buy one of them, when 100 pieces of wealth can no longer meet the needs of all players, then the 100 pieces of wealth will be split into 200 pieces, then the one you hold will become two pieces, and your wealth will increase and double
good split disk is easy to gather contacts, because everyone is mutually beneficial and win-win, word-of-mouth, easy to develop and expand their own team
splitter plate can run smoothly and healthily, thanks to the strong and impeccable internal and external circulation. It also benefited from years of experience accumulation and continuous improvement. It has been continuously improved and developed from such aspects as capital in and out, allotment ratio, foam removal methods, marketing strategies, platform culture construction, etc., so that the old platform and some new good platforms will go further and longer. p>
extended information:
financial management precautions
1. Pay attention to risk
investors should invest and manage according to their own affordability. The risk of general treasury bonds, monetary funds and other financial procts is relatively low, and the income is also very low. The return of funds and stocks is high, but the investment risk is also high
2, reasonable allocation of their own funds
investors should reasonably allocate their own liquidity and financial management funds, for high-risk investment, do not put all their own funds into it
3. Investment and financial management terms should be carefully observed
before purchasing financial procts, we must carefully observe financial management terms, pay attention to whether it can be redeemed in advance and the redemption fee and other information
Alipay (China) Network Technology Co., Ltd. [1] is the third party payment platform in China. It is committed to providing a simple, secure and fast payment solution [2][2]. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world
Alipay has established strategic cooperative relations with more than 180 banks at home and abroad, as well as VISA, MasterCard international organizations and other institutions. It has become the most trusted partner of financial institutions in the field of electronic payment. Br />2020, February, the Central Bank of Nepal issued a licence to Alipay. In July 3]
2020, Alipay, Agou technology and other selected block chain battle "epidemic" excellent program list Alipay from Taobao network separate and independent, graally to more partners provide payment services, develop into China's largest third party payment platform. Br />2004 December 8th, Zhejiang Alipay Network Technology Co., Ltd. was established. Br />2005 February 2nd, Alipay launched the "full payment" payment, put forward "you dare to use, I dare to pay" commitment. In February 27th br />2008 launched Alipay mobile e-commerce strategy and launched mobile phone payment service. In October 25th br />2008, the public utilities payment of Alipay was officially launched, supporting the payment of water, electricity, coal and communications. So you can also add new users.
cancellation method: Alipay "my" - "Settings" - "payment settings" - "dection order" can be opened or modified the order of dection. [1], Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China, and is committed to providing a simple, safe and fast payment solution [2][2]. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world
Alipay has established strategic cooperative relations with more than 180 banks at home and abroad, as well as VISA, MasterCard international organizations and other institutions. It has become the most trusted partner of financial institutions in the field of electronic payment. Br />2020, February, the Central Bank of Nepal issued a licence to Alipay. 3]
2020 July, Alipay, AI Ou technology and other selected block chain battle "epidemic" excellent program list. 4]
Chinese name
Alipay
foreign name
Alipay
type
third party payment platform
payment mode
electronic payment, Mobile payment
establishment time
2004 December 8th
fast
navigation
Company scale corporate culture honor software introction main function proct service fee new service payment classification proct evaluation diary storm negative event
development
2003 year October 18th, Taobao launched Alipay service for the first time.
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Alipay, known as
2004, Alipay has separated from Taobao network and has graally provided payment services to more partners, and has developed into the largest third party payment platform in China. Br />2004 December 8th, Zhejiang Alipay Network Technology Co., Ltd. was established. Br />2005 February 2nd, Alipay launched the "full payment" payment, put forward "you dare to use, I dare to pay" commitment. In February 27th br />2008 launched Alipay mobile e-commerce strategy and launched mobile phone payment service. In October 25th br />2008 officially launched the public utilities payment in October 25th, supporting the payment of water, electricity, coal and communications. In December 23rd, Br />2010, in cooperation with Bank of China, launched the first fast payment of credit cards in the year December 23rd. In May 26th br />2011, Alipay obtained the first "payment business license" issued by the central bank (the instry also called "payment license"). Br />2013 June, Alipay launched the account balance value added service "balance treasure", through the balance of treasure, users can not only get higher income, but also at any time to pay for consumption and transfer, without any fees. In November 13th br />2013, Alipay mobile phone users exceeded 100 million, Alipay wallet 100 million users, Alipay wallet officially announced as an independent brand. Br November 30th, November 30th, 12306 websites supported Alipay's purchase of train tickets. In December 31st br />2013, the number of users authenticated by Alipay was more than 300 million. In BR />2013, Alipay mobile phone payment completed more than 2 billion 780 million pens, amounting to more than 900 billion yuan, becoming the largest mobile payment company in the world.
data from AI consulting show that since the first quarter of 2013, Alipay's share of mobile Internet payment market has increased from 67.6% to 78.4%, ranking first.
by the end of 2013, the number of Alipay authenticated users exceeded 300 million. In 2013, the peak value of Alipay's single day trading reached 188 million. Among them, the peak number of mobile payment transactions per day reached 45.18 million, and the peak value of mobile payment transactions per day reached 11.3 billion yuan
on February 28, 2014, the number of users of yu'ebao exceeded 81 million< In BR />2014 March 20th, Alipay had more than 25 million mobile payment pens per day. Br />2015, the 8.5 edition of Alipay wallet, has a "friend" tab on the wallet "exploration" two level page. After entering the transfer interface, it can send words, voice, pictures and other information directly to the other party. 7]
2015 May 27th, Alipay malfunction. Response: Hangzhou optical fiber was cut [8]< In July 8th br />2015 released the latest 9 version of Alipay, adding two new first level entrance of "business" and "friends" to replace "service window" and "exploration" respectively. In addition, a series of functions such as family account, debit note and group account are added
2015 September 25th, Alipay and McDonald's cooperate with big data. The whole Shanghai McDonald's will be able to use Alipay to pay, and will further promote to the national stores. 9]
No, it belongs to the private sector
Alipay (China) Network Technology Co., Ltd. is a domestic third party payment platform, founded by Alibaba group. Alipay and Alibaba group highly respect the institutional arrangements for large-scale shareholding of employees. p>
in the process of preparing to build a small and micro financial services group, 40% of the equity is used as the sharing and incentive of all employees, and the remaining 60% of the equity is used as the introction of other strategic investors. Employees of Alibaba group and small and micro financial services group have obtained corresponding shares, realizing "full shareholding"
2003, Taobao launched its Alipay service for the first time. In 2004, Alipay split off from Taobao and graally provided payment services to more partners, becoming China's largest third party payment platform. In December 8, 2004, Zhejiang Alipay Network Technology Co., Ltd. was established. P>
extended information:
Alipay's other related introction:
Alipay has established strategic cooperative relationship with more than 180 banks at home and abroad, as well as VISA, MasterCard international organizations and other institutions. It has become the most trusted partner of financial institutions in the field of electronic payment. In February p>
2020, the Central Bank of Nepal issued a licence to Alipay. In July, Alipay was selected to list the excellent epidemic plan of block chain warfare. In October, Alipay was "late paid" on line. In 2013, Alipay mobile phone payment completed more than 2 billion 780 million pens, amounting to more than 900 billion yuan, becoming the largest mobile payment company in the world. p>
signing an electronic contract is a simple and fast process: first, use the intelligent document design tool to edit the content of the contract (or import it directly from the word document), both parties to the contract fill in the relevant contract information, and after confirmation, party a first uses the electronic seal (insert an object similar to the size of a USB flash disk into the computer, and input the password twice, Click the blank space below the electronic document with the mouse, and a red company seal will be printed in the designated position). After that, Party A transfers the contract to Party B by the Internet, and Party B uses the same method to cover the simultaneous interpreting. In this way, an electronic contract with legal effect will come into effect< According to experts, electronic contract has higher security than traditional paper contract. The security of electronic contract mainly comes from electronic seal technology and digital certificate. On the one hand, the content of the electronic contract cannot be changed after the electronic seal is sealed, and the electronic seal cannot be separated for use. On the other hand, digital certificate is an online ID card, which can ensure that the parties to the contract and the contract itself are trustworthy. In addition, the electronic contract adopts the method of password verification and encryption in the transmission process to ensure its security. If the electronic contract is tampered with, it will be invalid. It is understood that the electronic seal is combined with a digital certificate issued by an authoritative organization, as well as double password verification, which fully ensures the correct identity of both parties to the contract. In the transmission, encryption measures will also be taken to fully ensure the confidentiality of data. In addition, the technology can also provide a special reading plug-in, which can be used independently to ensure that the contract does not leak. Secure electronic seal is not only the proct of enterprise users, but also the proct of more and more personal online transactions
professionals told reporters that in the process of electronic signature, encryption and decryption are required. The key used by both parties is randomly generated, which is composed of 1024 bits of random code, and the probability of decoding is zero. Compared with the traditional contract, digital authentication has the advantages of information confidentiality and data integrity
Second, the legitimacy of the form of electronic contract
any kind of contract, only if it meets the requirements of the law, can it be protected by the law, and can it be effective and executable. The legal form of legislation in various countries mainly requires written form, and the biggest difference between electronic contract and traditional contract is paperless. Therefore, electronic contract may be considered invalid and not protected because of its illegal form. The model law of electronic commerce adopts a convincing and easily accepted method, that is, the law of functional equivalence, which holds that an electronic contract should be considered legal as long as it meets the basic functions of a written contract, and should not be limited to whether the contract is paper-based or non paper-based. In fact, the written form is only a method of recording the content of the contract, If other methods of recording the contents of the contract can be as accurate, complete and verifiable as the written form, it should be considered to meet the requirements of the law on the written form
if the reliability of network transaction record is not lower than that of other technical maintenance records, its legitimacy should not be denied because it is electronic rather than paper. Article 11 of China's contract law also stipulates that the written form refers to the form of contracts, letters and data messages that can tangibly express the contents. There are also problems related to the written form, such as the validity of signature and original evidence. Traditional legislation is made for paper contract, so-called original signature evidence is based on paper.
1. Value determines price. Value is the determinant of price. The greater the value of a commodity, the higher the price. For example, the price of a car is high and the price of a bicycle is low. No matter how the price changes, it always revolves around the axis of value
Supply and demand affect the price. When the supply exceeds the demand, the commodity price will fall; When the supply is less than the demand, the commodity price rises3. The national policy affects the price. That is to say, the state forces the price through the administrative means of macro-control. When the commodity price is too high, considering the affordability of consumers, the government will adopt the ceiling price, such as the price of drugs. The ceiling price is generally lower than the equilibrium price. As shown in the figure, P0 is the equilibrium price and P2 is the ceiling price
4. Consumer psychology affects commodity prices. When consumers are influenced by the psychology of keeping up with the Joneses and following the crowd, the demand for goods will increase greatly, which means that sellers can raise prices. This is the case with the speculation of house prices. Under the influence of realistic psychology, it is not easy for commodities to sell at high prices5, geographical conditions, weather, proction conditions and so on are also factors that affect the price. For example, the price of eggs will rise before festivals; After the festival, it tends to be normal again
extended data:
the change of value is the internal and dominant factor of price change and the basis of price formation. However, since the price of a commodity is determined by both the value of the commodity itself and the value of the currency itself, the change of the commodity price does not necessarily reflect the change of the commodity value. For example, when the commodity value remains unchanged, the change of the currency value will cause the change of the commodity price
similarly, the change of commodity value does not necessarily lead to the change of commodity price. For example, when commodity value and monetary value change in the same direction in the same proportion, the change of commodity value does not lead to the change of commodity price. Therefore, although the price of goods is the expression of value, there is still the inconsistency between the price of goods and the value of goods
in the simple commodity economy, commodity prices fluctuate directly around its value with the change of market supply and demand; Under the condition of capitalist commodity economy, e to the competition between departments and the average profit, the value of goods is transformed into proction price. The price of goods fluctuates around proction price with the change of market supply and demand. Therefore, the price is determined by both supply and demand and the value of the commodity itself