Which economist supports blockchain
blockchain is a new application mode of distributed data storage, point-to-point transmission, consensus mechanism, encryption algorithm and other computer technologies
blockchain is an important concept of bitcoin. It is essentially a decentralized database. At the same time, as the underlying technology of bitcoin, it is a series of data blocks generated by using cryptographic methods. Each data block contains the information of a bitcoin network transaction, Used to verify the validity of its information (anti-counterfeiting) and generate the next block
some areas where blockchain can be used can be as follows:
& ᦇ 9642; Smart contract; Securities trading; E-commerce; Internet of things; Social communication; File storage; Proof of existence; Authentication
&9642; Equity crowdfunding
we can compare the development of blockchain with the development of the Internet itself. In the future, something called finance Internet will be formed on the Internet. This thing is based on blockchain, and its precursor is bitcoin, that is, traditional finance starts from private chain and instry chain (LAN), bitcoin series starts from public chain (WAN), They all express the same concept - digital asset, and finally converge to an intermediate equilibrium point
The evolution mode ofblockchain is as follows:
& 9642; Blockchain 1.0 digital currency; Blockchain 2.0 digital assets and smart contracts; Blockchain 3.0: implementation of distributed applications in various instries
ten years ago, my article was written on a black notebook. Now, all the words in my mind are entered into notebook, becoming 0 and 1, which is the change
from the present point of view, the disadvantages of paper are too obvious:
not environmentally friendly
not easy to save
for paper, long-distance transmission is very troublesome (such as information transmission)
the cost is high
easy to modify and forge
when there is a better choice in front of me, if I don't use it, isn't it a loss for me
have you ever thought that one day we won't need paper for our money
you may say:
"yes, I use Alipay and online banking every day, and no paper is used. Is this not achieved?"
indeed, Alipay's payment system is to digitize paper currency and store it in a huge database, but after all, it still needs paper money. The central bank does not print banknotes. The figures in the bank database are not too outrageous. Do you say yes or no?
can we say that the amount of money in the bank account book is the amount of cash? Of course not, because of the existence of bank loans, credit cards and other procts, the number in the bank database will only be much larger than the amount of cash, and this account book is not open, and the specific data deviation is only known to a few people
is there any payment system that does not rely on paper money, has high transparency, and no one can tamper with it
not to mention, it's really possible. Why is it possible? It's just a relatively mature experiment (with a market value of US $5 billion). In 2007, Satoshi Nakamoto, an anonymous big God or organization, began to conceive a magic project. After more than a year of careful elaboration, Nakamoto completed the white paper of the project (bitcoin: a peer-to-peer electronic cash system, Chinese Name: bitcoin: a peer-to-peer electronic cash system), In early 2009, the project was successfully launched
for the explanation of the principle of the system, I don't want to be a teacher here. For those who are interested, please refer to the information of the college channel or library. It's a very good place for you to understand these things
we just need to know that this e-cash system has nothing to do with paper. It is very transparent. Everyone can access and query this payment account book, and everyone can really control their own bookkeeping rights, that is, bitcoin token. As long as the Internet exists, someone is maintaining this account book (using mining machine operation), Then this kind of payment system can exist forever
well, you say it so well, this kind of system should be very popular, right? Of course not, because it is still in the experimental stage, there are still many defects in this kind of account book. For example, its token value fluctuates greatly, which is not suitable for pricing goods for the time being. For example, it has the problem of scalability. Maybe 100000 people use this system every day, and 10 million people use it to block and collapse. For example, it needs a lot of learning costs, People who don't have relevant knowledge are easy to lose money and so on. In short, there are a lot of problems
can we solve so many problems? Theoretically, it's very possible, because it's open source. Open source means that everyone can review and participate in improvement
of course, it's not to deceive you into buying bitcoin. This is not the purpose of my writing. Talking about bitcoin is just to introce a kind of technology, or an idea. What is it? In other words, blockchain (Chinese name is blockchain) is too popular now. Maybe you don't feel much about it at home. In foreign financial circles, it's no exaggeration to say that this word is the same as Dabao's advertising words
nowadays, foreign companies talk about "blockchain has the potential to subvert xxoo", which is like a common occurrence. Every once in a while, some giant set up a blockchain laboratory, and even the chief economist of the Bank of England raised the possibility of issuing national digital currency based on blockchain
we can't help asking, what is the basis of blockchain? What magic is driving or "deceiving" these institutions to lose their position for such a rising concept
blockchain originated from bitcoin. At present, the most successful blockchain is also bitcoin's blockchain. The reason why blockchain makes people reverie is that it has the characteristics of high transparency, unchangeable and no middleman
suppose I brainstorm and apply these features of blockchain to various applications in other instries, will it proce disruptive effects? Well, it's like now you have a new drug, which can cure all kinds of diseases in theory. Does that mean it's really suitable for treatment? You have to try, because you don't know the side effects! Now the blockchain is in such a stage. It seems to be able to cure all kinds of instries, but in fact it is only in the theoretical stage
when it comes to theory, I have to talk about it
first of all, what is the biggest difference between paper ledger and blockchain ledger
the former accounts by people, while the latter accounts by computer. Because people are too "smart", so bookkeeping is easy to be unexpected, and the efficiency is also very low, but computers are different, computers are "stupid", it is to act according to instructions, and the efficiency will be very high, there is also scalability. Ordinary database is a proct between paper account book and blockchain account book. It can save the system's partial dependence on human beings, but there are also problems in ordinary database. For example, it has access rights, such as the pension you pay. Can you know where they are going
therefore, companies, institutions or indivials with some ideas have gone to study blockchain technology.
Blockchain is a term in the field of information technology. In essence, it is a shared database. The data or information stored in it is characterized by "unforgeability", "trace in the whole process", "traceability", "openness and transparency" and "collective maintenance". Based on these characteristics, blockchain technology has laid a solid "trust" foundation, created a reliable "cooperation" mechanism, and has broad application prospects
on January 10, 2019, the state Internet Information Office issued the regulations on the management of blockchain information services. In October 24, 2019, ring the eighteenth collective learning of the Central Political Bureau, general secretary Xi Jinping stressed that "block chain as an important breakthrough in core technology and independent innovation", "accelerating the development of block chain technology and instrial innovation". "Blockchain" has entered the public field of vision and become the focus of social attention
extended data:
related extension: blockchain financial application:
since 2016, the major financial giants have also carried out blockchain innovation projects to explore the possibility of applying blockchain technology in various financial scenarios. In particular, Puyin group took the lead in creating a "blockchain +" standard digital currency
standard digital currency refers to the process of assets identification, evaluation, right confirmation and insurance completed by a third party organization, which is written into the blockchain through careful digital algorithm to form the standard corresponding relationship between assets and digital currency, which is called standard digital currency
in order to realize the great leap forward development of blockchain finance, promote the new development of China's economy, accelerate the circulation of global assets, and realize the dream of rejuvenation that has been struggling for generations, Puyin group will hold the Guiyang strategic development ceremony of Puyin blockchain finance in Guizhou on December 9, 2016
the meeting will discuss the realization of digital circulation of assets by blockchain, the financial transaction mode of blockchain, and the application of blockchain services and social public instry. This conference will mark the beginning of the application of blockchain finance and the change and development of the new financial ecology
on June 1, 2020, Xinhua news agency was authorized to broadcast the "overall plan for the construction of Hainan free trade port" issued by the CPC Central Committee and the State Council, which will "actively participate in the formulation of international rules for cross-border data flow, and establish standards and rules for data rights confirmation, data trading, data security and blockchain finance" as one of the key tasks of Hainan free trade port before 2035
want to know more about WeChat official account: block chain three
some time ago, the state specially cracked down on this virtual currency
so we should be cautious in investing in virtual currency