Commercial acceptance bill blockchain

1.

Ant financial services concept stock:

1, top 100 group: Xizi United Holding Co., Ltd., the controlling shareholder of top 100 group, holds 10% of the shares of deppon fund, and ant financial services has confirmed to participate in 30% of deppon fund. Zhangjiang hi tech: through the subscription of limited partnership shares of Shanghai financial development investment fund phase II (I), Zhangjiang hi tech participates in the ant financial service project investment, and Zhangjiang hi tech invests in the project through its wholly-owned subsidiary

2, jiankangyuan: holding 7.32% shares of Shanghai Jingyi Investment Center (limited partnership), investing in ant financial services; He holds 7.33% shares of partners of Shanghai Yunfeng Xinchuang equity investment center (limited partnership), which is closely related to Ma Yun

3, Jingneng real estate: Beijing Energy Investment (Group) Co., Ltd. invests in Beijing jingguorui state owned enterprise reform and Development Fund (limited partnership), while jingguorui state owned enterprise reform and development fund invests in ant financial services round a financing, and the actual controller of Jingneng real estate is Beijing Energy Investment (Group) Co., Ltd

4, Jingneng power: Beijing Energy Investment (Group) Co., Ltd. invests in Beijing jingguorui state owned enterprise reform and Development Fund (limited partnership), while jingguorui state owned enterprise reform and development fund invests in ant financial services round a financing, and the actual controller of Jingneng power is Beijing Energy Investment (Group) Co., Ltd

5, Greenland holding: in the enterprise publicity information of ant financial services, Beijing China Post Investment Center (with a registered capital of 1.9 billion yuan) has become its shareholder, the proportion of which is second only to the national social security fund. Shanghai Greenland Equity Investment Management Co., Ltd. (a wholly-owned subsidiary of Greenland Holdings) is a shareholder of Beijing China Post investment center

extended information:

concept stocks refer to stocks with special connotation, which are relatively different from performance stocks. Performance stocks need good performance support. And the concept of stock is to rely on a certain theme, such as the concept of asset restructuring, the concept of three links to support the price. This connotation is usually regarded as a stock selection and speculation theme, and becomes a hot spot in the stock market

concept stock is a stock market term, as a way of stock selection. Compared with blue chip stocks, which must be supported by good operating performance, concept stocks only rely on the same topic and include the same type of stocks in the stock selection target. Because of the advertising effect of concept stock, it does not have any profit guarantee

ant financial services group (hereinafter referred to as "ant gold clothing") started in 2004, Alipay. In March 2013, Alipay's parent company announced that it would build the small and micro financial services group (hereinafter referred to as the "small and micro gold service"), and small and micro finance (chips) became the predecessor of ant gold clothing. p> In October 2014, ant financial services was officially established Small and micro businesses and indivial partners are committed to creating an open ecosystem by speeding up the Internet thruster program, helping financial institutions and partners to accelerate the development of Internet plus, and providing inclusive financial services to small and micro businesses and indivial consumers. Based on mobile Internet, big data and cloud computing, it is an important practice for China to practice Inclusive Finance

ant gold clothing has Alipay, balance treasure, recruit treasure, ant treasure, network business bank, ant flower, sesame credit and other sub business plates. p>

reference materials: Network: ant financial services

Network: concept stock

2. Watchdog wealth answers for you:
the commercial acceptance bill is accepted by the external payer of the bank. The commercial acceptance bill is issued by the selling enterprise or the purchasing enterprise according to the agreement of both parties, and accepted by the purchasing enterprise:
① the acceptor is the same as the payment unit of the acceptor of the commercial acceptance bill; Bank acceptance bill acceptor, payer's Bank of deposit< (2) the Bank of deposit of the payer is responsible for the payment of commercial acceptance bill when the payer has no money on the same day; and (3) the Bank of deposit of the payer is responsible for the payment; The bank acceptance bill payer's deposit bank shall be responsible for the payment
③ the collection risk of the payee is the same as that of the payee under the settlement mode of commercial acceptance bill; Under the settlement mode of bank acceptance bill, the payee cannot collect money on the deposit date.

3. There are two kinds of acceptance bill, namely bank acceptance bill and commercial acceptance bill

a commercial bill is a bill issued by the drawer, which entrusts the payer to unconditionally pay a certain amount to the payee or the holder on a specified date. Commercial acceptance bill is accepted by the payer outside the bank. The commercial acceptance bill shall be signed and issued by the selling enterprise or the purchasing enterprise according to the agreement of both parties, but accepted by the purchasing enterprise

commercial acceptance bills can be issued by both the payer and the payee. According to different acceptors, commercial bills are divided into commercial acceptance bills and bank acceptance bills. Commercial acceptance bill refers to the bill issued and accepted by the payer, or the bill issued and accepted by the payee. Commercial acceptance bill a bill accepted by a drawee other than a bank< br />

4. The scope of commercial bills is larger than commercial acceptance bills
definition of commercial bill:
a commercial bill is a bill issued by the drawer, which entrusts the drawee to unconditionally pay a certain amount to the payee or the holder on a specified date. The legal person and other organizations that open a deposit account in a bank must have a real transaction relationship or creditor's right and debt relationship before they can use commercial bills. It is suitable for settlement in the same city or other places. Commercial bills are divided into commercial acceptance bills and bank acceptance bills
classification of commercial bills:

1. Commercial acceptance bills are bills accepted by drawees other than banks. A commercial acceptance bill may be signed and accepted by the drawee, or by the payee for acceptance by the drawee. The drawee of a commercial bill is the acceptor
the drawer of a commercial acceptance bill is a legal person or other organization that opens a deposit account in a bank. It has a real entrusted payment relationship with the drawee and has a reliable source of funds to pay the amount of the bill
acceptance and payment of commercial acceptance bill:

the opening bank of the payer of the commercial acceptance bill receives the commercial acceptance bill sent by entrusted collection, keeps the commercial acceptance bill, and timely informs the payer
(1) the payer should inform the Bank of payment on the same day when receiving the payment notice from the deposit bank. If the payer fails to notify the bank to make payment within 3 days from the next day of receiving the notice (postponed in case of legal holidays, the same below), it shall be deemed as the payer's commitment to make payment. The bank shall transfer the bill money to the holder when it starts business in the morning of the 4th day from the next day of receiving the notice (postponed in case of legal holidays, the same below). When the drawee receives the commercial draft accepted by him in advance, he shall notify the bank to pay on the e date of the draft. If the drawee fails to notify the Bank of payment within three days from the next day after receiving the notice, and the fourth day from the next day after receiving the notice is before the maturity date of the bill, the bank shall transfer the money to the holder on the maturity date of the bill
(2) when the bank transfers money, if the payer's deposit account is insufficient to pay, it should fill in the notice of the payer's unpaid bill, and mail it to the holder's bank together with the commercial acceptance bill to transfer it to the holder
(3) if the payer refuses to pay e to legal defenses, it shall, within 3 days from the next day of receiving the notice, prepare a proof of refusal to pay and send it to the Bank of deposit, and the bank shall mail the proof of refusal to pay and the commercial acceptance bill to the Bank of deposit of the holder and deliver it to the holder
2. Bank acceptance bill

a bank acceptance bill is a bill issued by the drawer and accepted by the Bank of deposit. The maximum face value of each ticket is 10 million yuan (inclusive). For bank acceptance bills, a handling charge of 0.05% of the face value of the bill shall be charged to the acceptance applicant. If the amount is less than 10 yuan, it shall be calculated as 10 yuan. The longest period of acceptance shall not exceed 6 months. If the acceptance applicant fails to pay the bank acceptance bill when it is e, the overe penalty interest shall be charged according to the provisions< (1) a legal person or other organization that opens a deposit account with an acceptance bank
(2) it has a real entrusted payment relationship with the acceptance bank
(3) be able to provide legally effective purchase and sale contracts and VAT invoices
(4) have enough payment ability, good settlement record and settlement reputation
(5) good credit relationship with banks, no overe loan records
(6) be able to provide corresponding guarantee or deposit a certain proportion of margin as required.

5. The negotiability of bill of exchange is realized by endorsement and transfer of bill of exchange
the emergence of endorsement is a sign that bills become negotiable securities and a leap in the history of bill discovery
endorsement means that the holder records and signs the relevant matters on the back of the bill and delivers the bill to the endorsee, so as to realize the right transfer of the bill. By analogy, the endorsee can continue to endorse (the identity of the endorsee changes to the endorser of the next endorsement) and transfer the bill to another related party, thus forming the circulation of the bill.

6.

Use process of commercial acceptance bill:

1. a commercial bill can be used after presenting acceptance to the drawee when it is issued, or it can be used before presenting acceptance to the drawee after it is issued. The time limit for presentment of commercial draft is 10 days from the e date of the draft

2. the holder needs to remind the drawee to collect money through the Bank of deposit or directly remind the drawee for payment within the time limit. In case of entrusted collection in other places, the holder can calculate the postal distance and entrust the collection through the opening bank in advance

3. if the holder prompts for payment beyond the time limit for prompt payment, the bank where the holder opens an account will not accept it

4. the payee should calculate the postal distance from the payee to the bank where the drawee opens an account, and entrust the bank to collect the bill in advance before the maturity of the bill. When entrusting a bank to collect money, it is necessary to fill in the "entrusted collection voucher" in quintuplicate, in which the words "commercial acceptance bill" and bill number shall be indicated in the column of "name of entrusted collection voucher". After the official seal of payee is stamped on the back of the second sheet of commercial acceptance bill, it shall be sent to the opening bank. After examination, the deposit bank shall go through the relevant collection proceres and return the first of the sealed "entrusted collection voucher" to the payee for preservation

7. Different, commercial bills are divided into commercial acceptance bills and bank acceptance bills

8. 80 standard headphones, 70 no standard headphones, 70 time to market later than 80.