Blockchain supply chain financing

1. Hello, landlord,
Zhongan technology's Anlian cloud platform,
specially creates blockchain solutions,
at present, it has successfully provided supply chain financial solutions for a number of domestic enterprises,
and platforms,
solved the current business problems for these enterprises,
and mainly fits the development pain points of enterprises,
I hope my answers will be helpful to you, Hope to adopt..

2.

In the traditional supply chain finance, financing difficulty, high financing cost and cumbersome financing process have always been one of the bottlenecks restricting small and medium-sized enterprises to become bigger and stronger. Banks rely on the ability of core enterprises to control goods and regulate sales. For the sake of risk control, banks are only willing to provide factoring services to upstream suppliers (limited to first tier suppliers) with direct accounts payable obligations of core enterprises, or provide prepayment or inventory financing to their downstream distributors (first tier suppliers). As a result, the demand of secondary and tertiary suppliers / distributors with huge financing demand can not be met, the business volume of supply chain finance is limited, and the small and medium-sized enterprises can not get timely financing, which will easily lead to proct quality problems and damage the whole supply chain system

to solve these problems, we can make use of the characteristics of decentralized, tamper proof and distributed ledger of blockchain technology to build a blockchain supply chain financial platform

The core enterprise issues a / R certificate to the distributor. After the distributor signs the receipt, it indicates that it has signed the purchase and sales contract and the core enterprise delivers the goods

Because of the shortage of funds, distributors need to borrow money from finance

3. After the financial institutions have approved, the amount of loans will be sent to the core enterprises

The distributor will repay the loan and interest after selling the goods

3. Based on the blockchain technology, build the trust system of banks or financial institutions, core enterprises, suppliers and other multi-party alliance, ensure the true sharing of multi-party information, improve the effectiveness and security of supply chain financial services, rece enterprise financing costs, and realize the effective flow of supply chain funds and resource sharing.

4.

Supply chain financing is a kind of financing mode which takes the core enterprises in the supply chain and their related upstream and downstream supporting enterprises as a whole, and formulates an overall financial solution based on the control of goods rights and cash flow according to the transaction relationship and instry characteristics of enterprises in the supply chain

the difference between supply chain financing and traditional financing business:

is essentially different. The essence of supply chain financing is the change of credit culture of banks or financial institutions. The essence of traditional financing business is to raise funds from investors and creditors of the company through certain channels

advantages of Supply Chain Financing:

1. Not only small and medium-sized enterprises can get benefits, but also core enterprises in the chain can get business and capital management support, so as to improve the overall quality and stability of the supply chain, and finally form a win-win situation between banks and supply chain members

Supply chain financing not only helps to solve the problem of financing difficulties of supporting enterprises, but also promotes the effective interaction between finance and instry, which makes banks or financial institutions jump out of the limitations of single enterprise, and change their focus from static to dynamic tracking of enterprise operation, fundamentally changing their observation vision, thinking vein, credit culture and development strategy

For core enterprises, they can provide value-added services for suppliers with the help of bank supply chain financing, so as to make the capital flow more regular and rece the payment pressure. At the same time, it can expand its own proction and sales, rece its own financing, and increase the efficiency of capital management

the principle of Supply Chain Financing:

1

2. Banks and financial institutions integrate the capital flow of banks or financial institutions with the logistics and information flow of enterprises according to the stable and supervised receivable and payable information and cash flow

Then banks or financial institutions provide integrated business services such as financing and settlement services to enterprises

The unified management and coordination of logistics, capital flow and information flow make the participants, including all enterprises in the supply chain and banks or financial institutions, get their own "cheese", so as to further improve the efficiency of supply chain management. At the same time, warehousing and logistics companies can help financial institutions rece credit risk through direct control of materials

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extended information:

news about supply chain financing:

the results of cite 2019 blockchain innovation results were announced at the 7th China electronic information Expo (cite 2019), and Tencent cloud blockchain Supply Chain Finance (warehouse receipt pledge) solution was rated as "excellent solution of cite 2019 blockchain"

the scheme fully integrates Tencent cloud blockchain technology with warehouse receipt pledge financing scenario, and combines with intelligent warehousing, intelligent Internet of things, artificial intelligence, big data analysis and other technical capabilities to effectively solve the problems of identity trust, risk control and low efficiency in the process of traditional warehouse receipt pledge financing

5. Based on the blockchain technology, build the trust system of banks or financial institutions, core enterprises, suppliers and other multi-party alliance, ensure the true sharing of multi-party information, improve the effectiveness and security of
supply chain financial services, rece enterprise financing costs, and realize the effective flow and resource sharing of supply chain funds.

6. Cloud credit blockchain e-Voucher platform is the result of wangchain's continuous expansion in "blockchain +". It aims to give full play to the core role of core enterprises in the instrial chain, build a supply chain financial management service platform for enterprises with internet thinking, and strive to build an instrial Internet innovation financial technology platform for the common development of core enterprises, small and medium-sized enterprises, banks and other financial institutions in the supply chain