The simplest explanation video of blockchain
blockchain is a term in the field of information technology. In essence, it is a shared database. The data or information stored in it is characterized by "unforgeability", "trace in the whole process", "traceability", "openness and transparency" and "collective maintenance". Based on these characteristics, blockchain technology has laid a solid "trust" foundation, created a reliable "cooperation" mechanism, and has broad application prospects
on January 10, 2019, the state Internet Information Office issued the regulations on the management of blockchain information services. In October 24, 2019, ring the eighteenth collective learning of the Central Political Bureau, general secretary Xi Jinping stressed that "block chain as an important breakthrough in core technology and independent innovation", "accelerating the development of block chain technology and instrial innovation". "Blockchain" has entered the public field of vision and become the focus of social attention
on December 2, 2019, the word was selected into the top ten catchwords of "biting words" in 2019
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Application of blockchain Finance:
since 2016, the major financial giants have also carried out blockchain innovation projects to explore the possibility of applying blockchain Technology in various financial scenarios. In particular, Puyin group took the lead in creating a "blockchain +" standard digital currency
standard digital currency refers to the process of assets identification, evaluation, right confirmation and insurance completed by a third party organization, which is written into the blockchain through careful digital algorithm to form the standard corresponding relationship between assets and digital currency, which is called standard digital currency
in order to realize the great leap forward development of blockchain finance, promote the new development of China's economy, accelerate the circulation of global assets, and realize the dream of rejuvenation that has been struggling for generations, Puyin group will hold the Guiyang strategic development ceremony of Puyin blockchain finance in Guizhou on December 9, 2016
the meeting will discuss the realization of digital circulation of assets by blockchain, the financial transaction mode of blockchain, and the application of blockchain services and social public instry. This conference will mark the beginning of the application of blockchain finance and the change and development of the new financial ecology
blockchain is a distributed shared ledger and database, which has the characteristics of decentralization, distributed storage, encryption algorithm, whole process trace, traceability, collective maintenance, openness and transparency take taking charge of Department funds as an example, the traditional way is to assign a person in the Department to keep accounts and manage the Department funds. This person can directly manipulate the remaining amount or the amount of each use, and make profits from it by taking advantage of his authority. This is the traditional centralized management and in the blockchain management mode, , everyone in the Department has a fund use book, which is added by relevant personnel, and synchronized to their own book after other personnel check. Each transaction will record the usage time, user, amount and content of funds, and generate corresponding serial number for marking. The serial number of each transaction will be stored together with the usage of the next transaction. Each bookkeeping will be encrypted, and so on. At the same time, the account book of each person in the Department is visible to everyone outside, and anyone can query the use of each fund through the account book in the management mode of blockchain, multi person synchronous bookkeeping is "decentralized management" everyone in the department checks and stores it, which is called "consensus mechanism" everyone records the use of each fund, which is called "distributed storage" the serial number generated by the detailed usage of each fund is called "hash value" store the serial number and the usage of the next fund, which is called "whole evidence chain" everyone's account book is visible to everyone outside, which is called "openness and transparency" to query the usage of each fund is called "traceability" if someone wants to tamper with a certain amount of funds, the serial number of the funds will be changed accordingly, and this person needs to tamper with all subsequent account records on the account book and the account book records of all people. However, this can be realized on the premise that it can crack the encryption processing of everyone's every bookkeeping. Moreover, once the system finds that there is an account book different from everyone's, the blockchain will automatically correct the "wrong" account book. This can fully guarantee the originality and non tamperability of blockchain electronic data
blockchain is a decentralized distributed ledger database . The advantage of this distributed ledger is that buyers and sellers can trade directly without any intermediary. Everyone has a backup, even if you lose this, it will not be affected
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blockchain application field
1, financial field
blockchain has potential huge application value in international exchange, letter of credit, equity registration, stock exchange and other financial fields. The application of blockchain technology in the financial instry can save the third-party intermediary link and realize the point-to-point direct docking, so as to greatly rece the cost and quickly complete the transaction payment
2. The Internet of things and logistics
blockchain can also be naturally combined in the field of Internet of things and logistics. Through blockchain, we can rece logistics costs, trace the proction and delivery process of goods, and improve the efficiency of supply chain management. This field is considered as a promising application direction of blockchain
3. The data stored on the public welfare field
blockchain is highly reliable and tamperable, which is naturally suitable for social public welfare scenarios. The relevant information in the public welfare process, such as donation project, collection details, fund flow, recipient feedback, etc., can be stored on the blockchain, and can be made transparent and public, which is convenient for social supervision
4. In the field of insurance
in terms of insurance claims, insurance institutions are responsible for fund collection, investment and claims settlement, and often have higher management and operation costs. Through the application of smart contract, there is no need for the applicant to apply or the insurance company to approve. As long as the claim conditions are triggered, the automatic claim settlement of the policy can be realized