1. The pain point of asset securitization business is that the authenticity of underlying assets cannot be guaranteed; There are many participants, many operation links and low transparency of transactions, resulting in information asymmetry and other problems, which makes it difficult to control the risks. The data pain points lie in the low efficiency of the flow among the participants, the large amount of manpower and material resources needed for the fund clearing and reconciliation between the transaction systems of all parties, the online and offline multiple channels of asset collection, and the inability to monitor the real situation of the assets. There are also problems of trust in the authenticity and accuracy of the underlying asset data of all parties in the transaction chain after the formation of the asset package
Change: the characteristics of
blockchain disintermediation, consensus mechanism and non tampering can increase the efficiency of data flow, rece costs, monitor the real situation of assets in real time, and ensure the trust of all parties in the transaction chain on the underlying assets.
2. Dagt is based on the development of blockchain technology and contract technology. Blockchain technology is a distributed database, which stores users' asset registration and transaction information through peer-to-peer network. Basically, it is a public record system, which records who owns what and who has traded what. Transaction records are protected by password. Once time passes, transaction records will be sealed in data blocks, and then the data blocks will be encrypted and sealed. This creates an unchangeable record that will not be lost, including all transactions under the network. These records are backed up on every computer in the network
let's talk about smart contracts. It was written by Nick Chen, an interdisciplinary legal scholar; Proposed by Nick Szabo, he defines a smart contract as a set of commitments defined in digital form, including agreements on which contract participants can implement these commitments. In other words, a smart contract is a contract that can be executed automatically in a computer system when certain conditions are met
dagt has contributed to credit enhancement of loans.
3. The operation of credit users should be service-oriented and real-time, so that they can complete all the processes in a short time and send them to the third party.
4. Build trust between borrowers and borrowers with blockchain and contract technology.
5. It's from a Singapore non-profit foundation.
6. Just take the money. Caesarean section is more expensive
7. Bank of Communications Credit Card Center salesman treatment is 1300 + plus 500.1300 base salary, 500 is the transportation subsidy, there is a premise, this month must complete the task of 20 points (probation), ordinary card is 0.8 points, that is to say, you have to do down more than 20 cards a month. First of all, the approval of Bank of communications is very strict, so it is difficult to get rid of the card. Even if the limit is down, most people will only get 2000-3000. Customers dislike the low limit. If they cancel the card, you have to dect 20 yuan. If you don't finish the 20 point task, you have to dect 20 yuan for each point, and you won't get 500 yuan.
8. At this stage, more and more blockchain applications are moving from proof of concept to real and large-scale financial environment. How to solve the problems of disunity of blockchain technology route and standards, improvement of transaction efficiency, and legal compliance problems such as deposit of assets on the chain are the important problems that blockchain needs to solve in order to further develop. Recently, China information and Communication Research Institute released the "trusted blockchain standard", which is also a signal to help the development of the blockchain instry. Under the guidance and promotion of government departments, a new generation of financial infrastructure based on blockchain technology will be a promising future
9. Just graated into the Bank of communications, some time ago finally successfully resigned from the bank. It is reasonable to say that if you leave, you will pass. You should not speak ill of the Bank of communications. But after reading so many comments upstairs, I can't help it
I'm not an extreme person, but the system, system and indifferent colleagues and leaders of the Bank of communications really make me hate. At one time, I was tortured and sometimes even couldn't control my emotions. I often collapsed and went to the place where no one was and cried
the Bank of communications doesn't treat the grassroots employees as human beings at all. When we first joined the bank, we had 24 people in this class, all of them were lively and cheerful. By the last time I chatted with them in Tencent, everyone had become extremely negative energy. Everyone has indicated that they want or are preparing to resign. I believe that if there is an opportunity to directly transfer to CCB, who is also a teller, all 24 people will pack up and leave happily. It's a pity that there are many people and few opportunities in Harbin. It's hard to find a decent job. Now few of them have a chance to leave. Watching everyone get fat by torture (caused by lack of exercise and depression!), I'm worried about them, too
When it comes to resigning, it's not very pleasant. Because too many people quit at the same time, the Bank of communications came up with a way to get rid of the secret for one month and have to go to work. Otherwise, it will be treated as absenteeism and will be dismissed directly if it is absent for five days. There is an employee in Qiqihar Branch who doesn't believe in evil and doesn't go to work after submitting his resignation application. As a result, he was really fired
and I didn't pay at all ring this month's declassification period. OK, anyway, the salary is very low. I'll spend money to redeem myself! However, redemption is also very frustrating. More than ten department directors have to sign it. I really deserve to trouble so many big people with a small teller. It took seven or eight days for a watch to sign. Finally, we can get rid of the Bank of communications. I just want to cheer in my heart, not a bit, really
we advise those who have graated or not to cherish their lives and stay away from the Bank of communications
10. It's hard work. At the beginning, you may be a little passionate, but graally, your personal resources or the resources in this area will be graally excavated and emptied, and your pressure will be greater and greater. If you are a fresh graate and can't find a satisfactory job for the time being, and you think you are a passionate and energetic young man, I suggest you try it. Don't pay too much attention to the treatment. After all, you should do it with a learning attitude, otherwise it will be difficult for you to stick to it. The specific treatment varies from region to region. In A-class cities, the basic salary is 1200, 300. The other bonus mainly depends on the Commission of the card. As for your seven cards a day, I don't think it's possible. There is no such high performance requirement. In Guangdong Province, the minimum wage is 40 per month. If it fails to reach the minimum wage, money will be dected until the local minimum wage is reached. If you can really get seven cards a day, and the card quality is relatively high, and the pass rate can be more than 90%, then your monthly salary will be more than 10000
I work in the Bank of communications now. I hope my suggestions can help you. Remember, don't carry out this work with the idea of making a lot of money. After all, the possibility is very low. It's good to get more than 2000 yuan a month. And uniforms and so on are bought at your own expense. No room and board. Nothing. You don't know how much it costs to take a taxi every day, but the only advantage is that the Bank of communications will buy you all the welfare insurance, including housing accumulation fund, social insurance and so on. Don't look forward to the future. There is no future for sales. It can only be said that it is to accumulate experience and then go out and create it by yourself. Good luck...
