Ant financial services blockchain cooperation
Recently, MIT announced that it will launch MIT financial technology laboratory with several top technology companies in the world on July 18, 2018. Its main research directions include blockchain development, privacy security, database, encryption system, etc. ant financial is the only Chinese founder
In an exclusive interview with people, Jiang Guofei, director of ant technology laboratory, said that the former NEC technology VP, who has been wandering in Tokyo Bay and New York Bay for the past 15 years, said that China and the United States are almost on the same starting line in the independent research and development of Frontier core technologies such as blockchain, This is a sight that has never been seen before“ Whether it is Tokyo Bay, New York Bay or San Francisco Bay, they all rise in the blowout of Japan and the United States' comprehensive national strength. Now it's time to go to China, so I'm back. "content source: phoenix.com
1. Hardware and infrastructure, the typical miner proction, distribution chain, where you can buy miner, mining to earn money
2. The underlying platform of blockchain and common technologies, such as Ethereum and other public chains, and the privacy protocol nucypher, where you can make money by investing in its token, building applications on the chain, and providing services for users
3. Various vertical applications, such as supply chain traceability and Finance Based on blockchain, right confirmation and trading, can be used or invested to make money
Service facilities, such as digital asset exchange and wallet, media procts, etc., you can make money by making your own exchange
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the characteristics of blockchain
1. Decentralization
blockchain technology does not rely on additional third-party management institutions or hardware facilities, and there is no central control. In addition to the self-contained blockchain itself, each node realizes information self verification, transmission and management through distributed accounting and storage. Decentralization is the most prominent and essential feature of blockchain
2. Openness
the foundation of blockchain technology is open source. In addition to the private information of all parties involved in the transaction is encrypted, the data of blockchain is open to everyone. Anyone can query blockchain data and develop related applications through the open interface, so the information of the whole system is highly transparent
3. Independence
based on consensus specifications and Protocols (similar to various mathematical algorithms such as hash algorithm used by bitcoin), the whole blockchain system does not rely on other third parties, and all nodes can automatically and safely verify and exchange data in the system without any human intervention
in September 2016, Weizhong bank and Shanghai Huarui bank put into trial operation the inter-bank joint loan clearing platform based on alliance blockchain technology to optimize the settlement and clearing of "micro loan" joint loans of the two banks. With the introction of the blockchain system, all the information is recorded on the blockchain network, which can not be tampered with. The transaction process is cleared at the same time, realizing real-time clearing, saving a lot of manpower and material resources
2. China UnionPay uses blockchain technology to realize inter-bank points exchange
in September 2016, China UnionPay and IBM tried out a shared points system based on blockchain technology. Using this blockchain system allows users to exchange bonus points across banks and platforms. In other words, the bonus points of one bank can be exchanged for bonus points of other banks, or even multiple airline mileage and supermarket awards. It greatly improves the use efficiency of bank points
3. Toyota uses blockchain technology to track auto parts
in October 2016, Toyota joined R3 alliance to store the proction, processing and use of each part in the blockchain through blockchain technology, so that when there is a problem with auto parts, the source of the parts can be easily and quickly found
4. Central bank's blockchain digital bill trading platform
in January 2017, the central bank's blockchain based digital bill trading platform was successfully tested. The introction of digital currency for settlement can realize the synchronous transfer of capital flow and information flow of digital bill transaction, so as to realize DVP bill settlement. At the same time, the blockchain digital identity solution solves the problem of repeated KYC authentication between different financial institutions. It not only solves the problem that the transaction amount of digital bills is confidential to the unrelated parties, but also ensures that the regulatory parties such as the exchange have the mechanism of seeing through when necessary
5. Ant financial services blockchain application
in August 2017, ant financial services blockchain technology tested water insurance and helped Xinmei mutual insurance company to launch the first love rescue account in the domestic insurance instry. Blockchain technology makes every capital flow open and transparent, the data of every capital flow can not be tampered with, and the whereabouts and uses of every capital can be traced. In November of the same year, ant chain was used in food safety traceability and traceability of genuine procts. At present, the milk powder proced in Australia and New Zealand and Moutai in China, users can only know if they are genuine procts by scanning Alipay.
there are many other successful cases at home and abroad, all of which indicate that the application of blockchain technology is graally promoted, and is favored by various instries. Accompanied by the emergence of many blockchain technology companies, they want to take a share in this field. However, after the people's Bank of China and other seven ministries and commissions issued the "notice on preventing the financing risk of token issuance"), with the increasing difficulty of registration, there are more empty shell companies in the intermediary instry chain, and few companies have practical applications
in addition, the security technology of blockchain has always been concerned and controversial. Nowadays, blockchain mainly faces five security problems: the security of underlying code, cryptographic algorithm, consensus mechanism, smart contract and digital wallet.
Ma Yun: I want to know what bitcoin can bring to the society
at the two sessions, Ma Yun... Oh, sorry, Comrade Ma Yun who doesn't want to wear a red hat didn't attend the two sessions
In November 2017, Alibaba, ant financial services and xiong'an signed a strategic cooperation agreement to build a "digital xiong'an blockchain implementation platform". At present, ant financial services has provided blockchain landing application technology in the rental field in xiong'an. It can be said that xiong'an has become the first pilot field of Ali in the overall implementation project of blockchain technology
bitcoin cash BBC can be said to be a variant of bitcoin. Bitcoin is said to have a limited number, only 21 million, but the real number can not be verified. At present, the fission of the cash BBC makes people believe that bitcoin can be infinitely fission
the essence of currency is a combination of national strength and credit. Bitcoin, as a virtual currency, has no guarantee or endorsement from any country and no legal protection
If a country's currency does not have enough national strength to guarantee its credit, it can only rely on the old hard currency: gold
gold is credit
at that time, with the emergence of bitcoin, some people thought that the golden age had passed, so they compared the emergence of bitcoin to mining. However, there was only one thing in the world called gold, and more than n Ethernet coins, Wright coins and so on appeared around bitcoin. Such virtual currencies can invent countless varieties
it can be imagined that once the virtual currency is destroyed, the real currency gold will lead to long-term good
1. At present, the biggest positive factor for gold is the US dollar. Recently, the continuous decline of the US dollar has made gold form a w double bottom
2. The second relationship of gold is international geopolitics. Any disturbance can make gold as a hedge fund soar
The third related account of gold is the world's hard currency. When a country's currency collapses, unless you have the world's hegemonic currency such as the US dollar, only gold can let you avoid this super risk At present, China's gold reserves have quietly ranked second in the world, from 1000 tons in 2009 to more than 4000 tons at present. Some people expect that in three years, China's gold reserves will surpass the United States and jump to the first place in the world According to the data recently released by the China Gold Association, China's gold bar consumption in the first half of 2017 rose by 51.09% to 158.40 tons year on year, and the national gold consumption rose by 9.89% to 545.23 tons year on year! Because the private sector has more than 1600 tons of gold reserves In 2013, some experts pointed out that China's national gold reserve should be more than 5000 tons, and once a currency war broke out, it could occupy a favorable position On the one hand, the internationalization of RMB is guaranteed by the comprehensive strength of the country; on the other hand, it has a lot of gold reserves
gold is a combination of money, finance and commodity. It has become a belief of natural currency for thousands of years, and the future of gold is worth looking forward to
thank you
Anti counterfeiting traceability system refers to the use of two-dimensional code anti-counterfeiting label information storage encryption features to keep the commodity information confidential, refine the proction process to each key control point, clarify the responsibilities of each key link, and complete the safety and quality management mode of "proction records, process traces". After scanning the QR code, consumers can get the date of proction, place of proction, commodity information, etc., so as to complete the traceability of goods. Two dimensional code anti-counterfeiting traceability system can not only let consumers buy at ease, but also deal with the problem of anti-counterfeiting traceability for businesses
The fourth step is flow detection. Enterprises should input the information of proct logistics management, sub packaging sales and proct warehousing, so as to realize the management mode of responsibility to person The fifth step is terminal sales. Note the procts put into different sales channels, which is convenient for enterprises to view the performance of different marketing channelsthe sixth step is to query the terminal. Consumers can query through four ways: mobile phone query, Internet query, 400 query, query and query
a new financial system is forming
the new financial services such as profitable mobile payment, unguaranteed loan and new credit make more and more people realize that a series of new technologies brought by the information revolution are reshaping finance
the existing financial system is a proct of the instrial age, which effectively supports large-scale and standardized proction. In the DT era, driven by the information revolution, the popularity of mobile Internet enables finance to reach a wider user base; Data capabilities help finance better identify risks and assess credit; Computing upgrade enables the financial instry to deal with massive transaction demands and greatly rece it costs; The application of artificial intelligence can make users get more personalized high-quality financial services; Biometric technology enables users in remote areas to enjoy convenient and safe services; Blockchain can help finance establish trust mechanism and improve transparency
