Integration of blockchain and real estate registration
our bank accepts commercial housing and commercial housing with clear property rights and strong liquidity as collateral
[warm tips] the following conditions must be met:
① the real estate used for mortgage and the loan agency must be located in the same city, and the personal mortgage house purchase loan does not accept the collateral from other places< (2) the real estate with appraisal present value less than or equal to 100000 yuan will not be accepted as collateral
3. The property right certificate has been completed, the property right is clear, it can be listed and circulated, and the mortgage registration can be handled according to law, and there is no adverse liquidation such as property right dispute
④ it has strong liquidity, good property structure, complete water, electricity, environmental protection, transportation, urban construction, property management and other supporting facilities and services, no disputes and problems, and it is not within the scope of demolition planned by the government< (5) if the mortgage is a commercial house, the age of the house shall not exceed 20 years, and the loan / credit period plus the age of the house shall not exceed 40 years in principle; If the mortgage is a commercial house, the age of the house shall not exceed 20 years, and the loan / credit period plus the age of the house shall not exceed 30 years in principle< In principle, commercial houses that have been idle for more than six months will not be accepted as collateral
for details, please contact the personal loan department of local outlets for consultation and confirmation.
The developer's initial registration is a necessary prerequisite for the real estate certificate. According to the regulations of the measures for the administration of commercial housing sales, the real estate development enterprise shall, within 60 days after the commercial housing is delivered for use, submit the information of the housing ownership registration to the local administrative department where the housing is located
The management department receives and fills in the application form for housing ownership registration3. To get the mapping map, you can apply to the housing area measurement station designated by the developer and get the mapping form, or you can get it directly from the developer with your ID card, or you can apply to the registration department for surveying and mapping the housing area
4. Get relevant documents, including house purchase contract, house settlement statement, of house property certificate, etc. The completed application form needs to be checked and sealed by the developer
Pay public maintenance fund and deed tax Submit the application materials and be responsible for the authenticity of the application materials7
the intercity office not only simplifies the proceres, but also facilitates the masses, and plays a significant role in improving the sense of acquisition and satisfaction of the enterprises and the masses. So I think it can be promoted nationwide
according to the notice, to improve the convenience of real estate registration, efforts should be made in five aspects: first, the full registration business should be included in the "one window acceptance"; Second, the electronic application of registration materials; Third, real estate registration "one code pass"; The fourth is to facilitate the payment of taxes and fees; Fifthly, we should explore "second management" and "intelligent management"
this promotion is based on the fact that the general registration is completed in three working days and the mortgage registration is completed in one working day in the whole province. There are mainly three aspects: first, the re optimization of the real estate registration system; Second, the comprehensive requirements for real estate registration personnel should be further improved; Third, the convenience of handling affairs for enterprises and the masses has been greatly improved.