Application of blockchain in supervision
I have seen your question. In which aspects can blockchain be applied? Below by the small series to answer for you
bitcoin is the first specific application of blockchain. It was proposed in a paper by one person or a group of people in 2008. Bitcoin uses blockchain to send digital messages to bitcoin, and the name of bitcoin is bitcoin, without the intervention of a third party middleman
However, bitcoin is not the only application of blockchain, as follows:
1. Financial field: the application of blockchain technology in the financial instry can eliminate the third-party intermediary link, realize the point-to-point direct docking, so as to greatly rece the cost and quickly complete the transaction payment
2. Internet of things and logistics: blockchain can also be naturally combined in the field of Internet of things and logistics. Through blockchain, we can rece logistics costs, trace the proction and delivery process of goods, and improve the efficiency of supply chain management
3. Public service: blockchain is closely related to people's proction and life in public management, energy, transportation and other fields, but the centralization of these fields also brings some problems, which can be transformed by blockchain
4. In the field of digital right: through blockchain technology, works can be authenticated to prove the existence of text, video, audio and other works, and ensure the authenticity and uniqueness of ownership
5. In the field of insurance claims, insurance institutions are responsible for fund collection, investment and claims settlement, and often have higher management and operation costs. Through the application of smart contract, there is no need for the applicant to apply or the insurance company to approve. As long as the claim conditions are triggered, the automatic claim settlement of the policy can be realized
6. Public welfare field: the data stored on the blockchain is highly reliable and tamperable, which is naturally suitable for social public welfare scenarios. The relevant information in the public welfare process, such as donation project, collection details, fund flow, recipient feedback, etc., can be stored on the blockchain, and can be made transparent and public, which is convenient for social supervision
the above is for your reference only, hope you can adopt it, thank you
A: blockchain is an encrypted database chain, that is, the transaction data in multiple timestamps / events are encrypted and linked together, and the data can not be tampered with or shared
2. Performance and logic:
A. external operation forms: bank deposit and withdrawal, remittance, account in and out, shopping, currency issuance, capital transaction, etc
B. internal logic processing (software program): after human operation, the data will be encrypted first and then stored in the database. After the program, the data will be divided into regions, such as the data in the event and time stamp will be classified and put together into a region. Multiple events and data in timestamps are associated to form a blockchain. The encrypted data can be shared, but not tampered with
C. forms of sharing: querying personal information, auditing, etc. Query permission / sharing permission: different permissions can query different data. For example, the bank can query the information of all people, and the indivial can only query the indivial
3. Most of the examples are different, but the logic processing ideas are the same, but the implementation methods and operations are different
4. Blockchain: it has the characteristics of encrypted data, tamperable data and shared data
5. Blockchain Technology: the technology of encrypting, partitioning and sharing data with editing programs
there are suggestions for guidance
application fields: finance, it, commodity sales, online shopping, etc.
The biggest feature of blockchain technology is decentralization, which will rece a lot of costs for the banking instry
First of all, decentralization means that the trust building mechanism between banking systems no longer needs intermediary, which saves the cost of intermediary Secondly, the development of digital currency will realize the real-time digital transaction of banks. For example, in bill transaction, bank's bill transaction always relies on the third party to realize the transfer of valuable documents. Even for electronic bill transaction, it also needs the information of central bank's ECDs system for mutual authentication. The blockchain technology can realize the point-to-point value transmission, which no longer needs centralized system control. This not only speeds up the bill transmission speed, but also reces the mistakes caused by human factors. The rection of process will naturally rece the demand of the bank for personnel and save the labor cost of the bankfinally, it will also have an impact on clearing and settlement. The bank's clearing and settlement business has always been completed by the central settlement, with low efficiency. Settlement through blockchain technology will greatly improve the efficiency of banks
blockchain technology also plays an important role in the cross-border payment business of banks. Today, with the highly developed global trade, cross-border payment is becoming more and more frequent. Banks often act as third-party services in cross-border trade, such as electronic transfer, asset custody and so on. However, cross-border payment generally takes about two days to get to the account, which is inefficient and reces the utilization rate of funds in transit. In the blockchain technology, both sides of cross-border payment can complete through the point-to-point way, realize all-weather payment and real-time arrival, thus speeding up the speed of clearing and settlement, and improving the efficiency of bank business processing
another feature of blockchain technology is de risking. Banks can establish their own blockchain, which can ensure that the transaction information and transaction records of bank customers are true and effective, and will not be tampered with arbitrarily. Banks can effectively identify customers' information, understand all aspects of customers' situation, identify abnormal transactions of customers, and prevent being cheated by customers, So as to rece the cost of bank supervision
at present, China's blockchain instry mainly focuses on computing infrastructure, radiates digital currency, and derives to the penetration process of blockchain application. Infrastructure includes chip miner, mine pool and cloud computing power. Digital currency, wallet and exchange constitute the monetary system. Asset authentication, financial services and charity form a rich application ecology. From the development trend, the mining machine has experienced CPU, GPU, FPGA, until now through ASIC chips to customize mining, we can see from the mining machine calculation force curve that the mining machine calculation force has been in a soaring trend.
China's blockchain instry ecology has initially taken shape, and the number of enterprises has increased rapidly. According to the white paper on China's blockchain instry in 2018 previously released by the information center of the Ministry of instry and information technology, as of the end of March 2018, the number of blockchain companies with blockchain business as the main business in China has exceeded 450, and the instry has initially taken shape
the Ministry of instry and information technology proposes that the blockchain instry is still in the initial stage, and the positive value of technology is graally emerging, but there are still risks that can not be ignored in the development process, such as challenges to the current system and norms, technical loopholes, etc. The Ministry of instry and information technology proposed that it will accelerate the innovation and application of blockchain technology, especially strengthen the improvement of computing capacity, storage capacity and integration penetration capacity, build a good instrial ecology, and promote the healthy development of blockchain instry