Blockchain zrcoins
cross border payment, supply chain finance, insurance, digital bill, asset securitization, bank credit reference and other fields
① cross border payment. Due to the characteristics of disintermediation of blockchain, openness, transparency and non tampering of transactions, no third-party payment institutions join in, which shortens the payment cycle, reces costs and increases the transparency of transactions< (2) digital bill. Blockchain has the characteristics of disintermediation, system stability, consensus mechanism and tamper proof, which can rece the operational risk, market risk and moral risk in the traditional centralized system< (3) credit management. In the field of credit investigation, blockchain has the characteristics of decentralization, distrust, timestamp, asymmetric encryption and smart contract, which ensures that limited and controllable credit data sharing and verification can be realized on the basis of effective protection of data privacy< (4) asset securitization. The characteristics of blockchain disintermediation, consensus mechanism and non tampering can increase the efficiency of data flow, rece costs, monitor the real situation of assets in real time, and ensure the trust of all parties in the transaction chain on the underlying assets< (5) supply chain finance. Due to the characteristics of disintermediation, consensus mechanism and non tampering of blockchain, it does not need a third-party credit enhancement agency to verify the authenticity of various relevant vouchers on the supply chain, so as to rece the financing cost and financing cycle< (6) insurance business. With the development of blockchain technology, personal health status, accident records and other information may be uploaded to the blockchain in the future, so that insurance companies can obtain risk information more timely and accurately when customers take out insurance, so as to rece underwriting costs and improve efficiency. The sharing transparency of blockchain reces the information asymmetry and the risk of adverse selection; The characteristics of its history can be traced, which is concive to recing the moral hazard, thus recing the difficulty and cost of insurance management.
at present, there is a blockchain project called Aqua oxyhydrogen. According to its white paper, DAPP of the project has its own wallet function, so there is no need to download the wallet again. I hope it can help you.
bitcoin is unreliable
musk openly discusses the conversion of assets, but it is only limited to the discussion session, which shows that musk himself is still on the sidelines. We must not buy a lot of bitcoin at this time, otherwise we will suffer losses
first, bitcoin is a virtual asset of the network. That is to say, without the Internet, bitcoin would be worthless
moreover, the value of bitcoin is like a stock, which is not stable and suitable for asset conversion. It's very likely that the price of bitcoin will drop as soon as the conversion is over
and the most important thing is that the bank is responsible for the value of RMB, but no one can be responsible for the value of bitcoin. If bitcoin immediately drops to nothing after the end of asset conversion, no one can be responsible at this time