Blockchain bank financing
as part of the blockchain, the regulatory authorities (central bank, China Banking Regulatory Commission and China Securities Regulatory Commission) can obtain the public account books of P2P transactions in real time, and obtain the financial management projects and capital transfer information of each P2P enterprise by analyzing the public account books, so as to provide low-cost, efficient and reliable regulatory data for the supervision of P2P instry in real time Second, the borrower's credit transparent blockchain is mainly to solve the credit problem, so the blockchain is the most promising application in credit investigation. However, there are many controversies about credit information. After all, the data related to credit information is very sensitive. Both credit information institutions and users do not want to make it public. Data is the lifeblood of credit information institutions. Every family wants others to make it public and keep it secret. Users also don't want their data to be public. Of course, if we can achieve the transparency of credit investigation in the future, it will be very beneficial for P2P investors Third, the transaction structure of low-cost for a P2P platform, the monthly withdrawal fee of users is not a small expense, but the general P2P platform will pay this part of the fee out of their own pocket. It is a good thing for the P2P platform to apply the powerful online transaction function of blockchain, go to the third party payment, or bank fund custody, and complete the fast, prepared and transparent transaction of funds
many people think that digital currency is a gamble or fraud, and the Chinese government has not recognized the legal status of digital currency. However, is there a problem? It is often the trading platform that collapses, while the digital currency itself still exists. Bit, REBO, oranges, etc. still have trading volume. So now, choosing a good trading platform is the problem
as for which trading platform you say is reliable, ha ha, I really can't tell. No trading platform is endorsed by any government in today's world. It is privately operated, and most of them are registered in places without strict financial supervision. Every time, that's gambling. What's more, I don't rule out that if I make my own fake shop and don't accept international offers at all, I'm just entertaining myself. Not to mention the ordinary people, even the financial experts are not few
for digital currency, ordinary people should do as they can.
the first role is gateway, which can be bank, market maker, liquidity provider, etc. The main function of the gateway is to let the legal assets in reality enter the blockchain payment and settlement network
the second role is customers, which can be all kinds of international trade customers. Customers are the parties involved in the blockchain payment transaction, and jointly participate in the confirmation of transaction information. In the process of transaction, once either party does not confirm the transaction, the transaction cannot be formally effective. Through this common verification, the risk of information opacity is greatly avoided, and the risk of cross-border payment in international trade is reced
the four functional moles in blockchain payment and settlement are the core business logic moles in cross-border payment
the first function mole is network connector. It is a tool to help all kinds of institutions access blockchain payment network as gateway. Network connector is a "plug and play" function mole, which can be integrated with the existing international payment and settlement system, so that banks can process cross-border payment business through blockchain. The mole is connected with the remitting bank and the receiving bank to exchange personal information, expenses, delivery details, payment details, etc. After the system confirms the transaction information of both parties, the mole connects the blockchain payment ledger for settlement processing, and notifies all parties to confirm the transaction
the second function mole is blockchain payment ledger. Banks, market makers, etc. access blockchain payment books as nodes
the third function mole is the market maker client. The market maker submits digital assets to the blockchain payment account book, and the settlement platform can realize the function of market maker through internal exchange settlement or integration into the blockchain payment network through this mole
the fourth function mole is transaction client. Customers can directly operate blockchain payment settlement through the client.
for example, when a user sees a doctor, whether or not to provide the doctor with the past medical records immediately needs the user's consent. Micro medicine will not sell the data to a third party. Micro medicine will use the data for data analysis under the condition of anonymity, so as to improve the ability of in-depth learning of artificial intelligence. Micro medicine from the technical system, security system In terms of personnel organization and operation and maintenance guarantee, in terms of technical system to protect user data security, micro medicine protects user data security through identity authentication, access control, security domain division, blockchain and other technical means. In terms of system, micro medicine formulates strict technical standards and security management system to trace the organization of user data management personnel, In terms of daily security maintenance and emergency response team operation and maintenance, micro medicine ensures platform security by means of al computer rooms and real-time operation and maintenance monitoring of network host