Blockchain conference application
ten years ago, my article was written on a black notebook. Now, all the words in my mind are entered into notebook, becoming 0 and 1, which is the change
from the present point of view, the disadvantages of paper are too obvious:
not environmentally friendly
not easy to save
for paper, long-distance transmission is very troublesome (such as information transmission)
the cost is high
easy to modify and forge
when there is a better choice in front of me, if I don't use it, isn't it a loss for me
have you ever thought that one day we won't need paper for our money
you may say:
"yes, I use Alipay and online banking every day, and no paper is used. Is this not achieved?"
indeed, Alipay's payment system is to digitize paper currency and store it in a huge database, but after all, it still needs paper money. The central bank does not print banknotes. The figures in the bank database are not too outrageous. Do you say yes or no?
can we say that the amount of money in the bank account book is the amount of cash? Of course not, because of the existence of bank loans, credit cards and other procts, the number in the bank database will only be much larger than the amount of cash, and this account book is not open, and the specific data deviation is only known to a few people
is there any payment system that does not rely on paper money, has high transparency, and no one can tamper with it
not to mention, it's really possible. Why is it possible? It's just a relatively mature experiment (with a market value of US $5 billion). In 2007, Satoshi Nakamoto, an anonymous big God or organization, began to conceive a magic project. After more than a year of careful elaboration, Nakamoto completed the white paper of the project (bitcoin: a peer-to-peer electronic cash system, Chinese Name: bitcoin: a peer-to-peer electronic cash system), In early 2009, the project was successfully launched
for the explanation of the principle of the system, I don't want to be a teacher here. For those who are interested, please refer to the information of the college channel or library. It's a very good place for you to understand these things
we just need to know that this e-cash system has nothing to do with paper. It is very transparent. Everyone can access and query this payment account book, and everyone can really control their own bookkeeping rights, that is, bitcoin token. As long as the Internet exists, someone is maintaining this account book (using mining machine operation), Then this kind of payment system can exist forever
well, you say it so well, this kind of system should be very popular, right? Of course not, because it is still in the experimental stage, there are still many defects in this kind of account book. For example, its token value fluctuates greatly, which is not suitable for pricing goods for the time being. For example, it has the problem of scalability. Maybe 100000 people use this system every day, and 10 million people use it to block and collapse. For example, it needs a lot of learning costs, People who don't have relevant knowledge are easy to lose money and so on. In short, there are a lot of problems
can we solve so many problems? Theoretically, it's very possible, because it's open source. Open source means that everyone can review and participate in improvement
of course, it's not to deceive you into buying bitcoin. This is not the purpose of my writing. Talking about bitcoin is just to introce a kind of technology, or an idea. What is it? In other words, blockchain (Chinese name is blockchain) is too popular now. Maybe you don't feel much about it at home. In foreign financial circles, it's no exaggeration to say that this word is the same as Dabao's advertising words
nowadays, foreign companies talk about "blockchain has the potential to subvert xxoo", which is like a common occurrence. Every once in a while, some giant set up a blockchain laboratory, and even the chief economist of the Bank of England raised the possibility of issuing national digital currency based on blockchain
we can't help asking, what is the basis of blockchain? What magic is driving or "deceiving" these institutions to lose their position for such a rising concept
blockchain originated from bitcoin. At present, the most successful blockchain is also bitcoin's blockchain. The reason why blockchain makes people reverie is that it has the characteristics of high transparency, unchangeable and no middleman
suppose I brainstorm and apply these features of blockchain to various applications in other instries, will it proce disruptive effects? Well, it's like now you have a new drug, which can cure all kinds of diseases in theory. Does that mean it's really suitable for treatment? You have to try, because you don't know the side effects! Now the blockchain is in such a stage. It seems to be able to cure all kinds of instries, but in fact it is only in the theoretical stage
when it comes to theory, I have to talk about it
first of all, what is the biggest difference between paper ledger and blockchain ledger
the former accounts by people, while the latter accounts by computer. Because people are too "smart", so bookkeeping is easy to be unexpected, and the efficiency is also very low, but computers are different, computers are "stupid", it is to act according to instructions, and the efficiency will be very high, there is also scalability. Ordinary database is a proct between paper account book and blockchain account book. It can save the system's partial dependence on human beings, but there are also problems in ordinary database. For example, it has access rights, such as the pension you pay. Can you know where they are going
therefore, companies, institutions or indivials with some ideas have gone to study blockchain technology.
Blockchain technology is widely used. Under the integration of new technologies, the main application scenarios of blockchain include finance and insurance, intelligent manufacturing, intelligent environmental protection, energy and power, health care, ecation, culture and innovation, smart city, social welfare, agriculture and many other fields
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blockchain + finance
blockchain can help financial institutions solve problems such as trust and data sharing
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blockchain + right art
Tianhe Guoyun's blockchain right system
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3. Blockchain + government
in statistics, voting, budget management and other aspects, blockchain can rece costs, improve efficiency, and increase transparency, so as to prevent the risk of failure of centralized system
4. Blockchain + insurance
fraud identification and risk prevention: by placing insurance claims under an unchangeable general ledger, blockchain helps to eliminate the common sources of fraud in the insurance instry
property insurance and accidental injury insurance: policies and shared ledgers recorded in the form of smart contracts can improve the efficiency of property insurance and accidental injury insurance
Health Insurance: blockchain technology enables medical records to be encrypted and shared among health service providers, thus improving the interoperability of the health insurance ecosystem
Reinsurance: the information security of reinsurance contracts on the blockchain platform can be ensured through the form of smart contracts, which can rece the amount of information and simplify the payment process between insurers and reinsurers
1. Financial field. Blockchain has great potential application value in international exchange, letter of credit, equity registration, stock exchange and other financial fields. The application of blockchain technology in the financial instry can save the third-party intermediary link and realize the point-to-point direct docking, so as to greatly rece the cost and quickly complete the transaction payment< 2. Internet of things and logistics. Blockchain can also be naturally combined in the field of Internet of things and logistics. Through blockchain, we can rece logistics costs, trace the proction and delivery process of goods, and improve the efficiency of supply chain management. This field is considered as a promising application direction of blockchain
3. Public service. Blockchain is closely related to people's proction and life in public management, energy, transportation and other fields, but the centralization of these fields also brings some problems, which can be transformed by blockchain. The decentralized and fully distributed DNS service provided by the blockchain can realize domain name query and resolution through the point-to-point data transmission service between nodes in the network. It can be used to ensure that the operating system and firmware of an important infrastructure have not been tampered with. It can monitor the status and integrity of the software and detect bad tampering, And ensure that the data transmitted by the system using the Internet of things technology has not been tampered with< 4. Digital rights. Through blockchain technology, works can be authenticated to prove the existence of text, video, audio and other works, and ensure the authenticity and uniqueness of ownership. After the works are confirmed on the blockchain, the subsequent transactions will be recorded in real time to realize the full life cycle management of digital rights, and can also be used as a technical guarantee in judicial evidence collection. For example, mine labs, a start-up company in New York, developed a metadata protocol based on blockchain. This system called mediachain uses IPFs file system to realize right protection of digital works, mainly for right protection applications of digital pictures
5. Insurance. In terms of insurance claims, insurance institutions are responsible for fund collection, investment and claims settlement, and often have higher management and operation costs. Through the application of smart contract, there is no need for the applicant to apply or the insurance company to approve. As long as the claim conditions are triggered, the automatic claim settlement of the policy can be realized. A typical application case is lenderbot, which was launched by the blockchain enterprise stratumdeloitte and payment service provider lemonway in 2016. It allows people to register customized micro insurance procts through the chat function of Facebook messenger to insure the high value items exchanged between indivials, and the blockchain replaces the third party role in the loan contract< 6. Public welfare. The data stored on the blockchain is highly reliable and tamperable, which is naturally suitable for social public welfare scenarios. The relevant information in the public welfare process, such as donation project, collection details, fund flow, recipient feedback, etc., can be stored on the blockchain, and can be made transparent and public, which is convenient for social supervision.
it's not a file, it's not that simple. Simplicity is not safe for the owner.