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Where does blockchain finance develop better

Publish: 2021-05-09 05:39:36
1.

in 2019, the market scale of China's blockchain instry will reach 1.2 billion yuan

in 2016, the market scale of China's blockchain instry will be about 100 million yuan, and it will grow to 1 billion yuan by 2018.
in 2019, the scale of China's blockchain instry will grow steadily, with an instrial scale of about 1.2 billion yuan. With the attention and attention of local governments, it is estimated that by 2022, the market scale of China's blockchain core procts and solutions and related derivative instries will reach 10 billion yuan



from the research results, in terms of consensus mechanism, China's consensus mechanism graally moves from single algorithm to mixed consensus; In terms of cryptographic algorithms, cryptographic algorithms such as secure multiparty computation, homomorphic encryption and zero knowledge proof are continuously integrated and applied; The research of cross chain technology and security technology has graally become a research hotspot

from the perspective of blockchain hardware, at present, the world's most important digital currency mining equipment suppliers are all located in China, and only bitmainland, Jianan Yun and Yibang technology occupy more than 90% of the market share

from the perspective of instry application, the financial instry is the instry with the largest number of blockchain technology implementation projects and the richest scenarios, such as supply chain finance, asset certificate aromatization, credit reference and risk control

in 2020, the blockchain instry will be further standardized

in 2020, China's blockchain policy will continue to be favorable, the standard specifications will be more perfect, the instrial scale will continue to grow, the technology will continue to innovate and develop, and the application demonstration effect in key fields will accelerate. At the same time, according to the problems existing in the development of China's blockchain in 2019, CCID blockchain Research Institute puts forward six suggestions: accelerating the formulation of top-level design, establishing and improving the regulatory system, accelerating the innovation and development of core technologies, promoting the third-party evaluation and certification, strengthening the cultivation of professional talents, and accelerating the implementation of applications in various fields

- the above data comes from the analysis report of China's blockchain instry market outlook and investment strategic planning of foresight Instry Research Institute

2. Blockchain instry has great growth potential. Five aspects promote the healthy development of technology. Blockchain basic situation analysis blockchain technology, as a technical solution for collective maintenance of a reliable database in a decentralized way, has the characteristics of decentralization, tamper proof, highly scalable, etc., and is becoming a new technology following big data, cloud computing, artificial intelligence Virtual reality and other technologies are another emerging technology that will have a significant impact on the future, which is expected to promote human beings from the era of information internet to the era of value Internet. Some countries and regions in the United States, Japan and the European Union have promoted the development of blockchain as an important national development strategy, and vigorously promoted the research and development and application of blockchain technology. China also attaches great importance to the technological innovation and instrial development of blockchain. With the joint participation of it and other enterprises, a large number of new enterprises, new procts, new models and new applications have emerged. The application of blockchain in the fields of finance, government affairs, energy, medical and other instries has graally expanded, and is becoming an important force to drive the technological proct innovation and instrial transformation of various instries. The development of blockchain can be divided into three stages, namely, blockchain 1.0, represented by bitcoin and related financial infrastructure applications, and blockchain 2.0, represented by smart contract. At present, it is graally moving towards blockchain 3.0, which is based on blockchain technology and more complex in-depth application of smart contract. Statistical analysis of blockchain investment and financing in the first half of the year since 2016, the frequency and amount of investment and financing in China's blockchain field have increased sharply. According to the statistical data of "in depth analysis report on business model innovation and investment opportunities of blockchain instry" released by foresight Instry Research Institute, in the first half of 2018, the amount of financing in the blockchain field was about 10.7 billion, with a year-on-year growth rate of 1426% compared with the same period in 2017; The number of investment and financing events in the field of blockchain has reached 205, and it is expected that the investment in the field of blockchain will usher in another peak this year. Judging from the distribution of investment and financing rounds in China's blockchain field, the investment rounds in the start-up period (before round b) account for more than 95%. There are many instry pioneers participating in the investment together, and most enterprises are still in the race. Statistics and growth of blockchain investment and financing in the first half of 2014-2018 data source: prospective instry research institute collated the statistical analysis of Chinese blockchain enterprises and registered capital. In 2013 and before, there were only 26 blockchain related enterprises registered in China. In 2016, 116 blockchain enterprises were registered, 158 were registered in 2017, and 52 were registered from January to the end of June 2018. In terms of registered capital, there are 26 enterprises in China whose registered capital is less than 1 million yuan, accounting for about 6%; 197 companies have registered capital between 1 million yuan and 9.99 million yuan, accounting for about 46%; There are 171 companies with registered capital between 10 million yuan and 100 million yuan, accounting for about 40%; There are 31 companies with more than 100 million yuan, accounting for about 7%. Statistics on the enterprises and registered capital of China's blockchain enterprises from January to June 2013-2018 data source: prospective instry research institute collates the statistics of China's blockchain enterprises in terms of regions and fields. Among the 425 blockchain enterprises, 385 enterprises are gathered in Beijing, Shanghai, Guangdong, Zhejiang, Sichuan and Jiangsu, accounting for 90% of the total. Among them, Beijing has the largest number of enterprises, accounting for about 37% of the country. In terms of instry, China's blockchain enterprises are mainly distributed in the fields of finance, bottom public chain, enterprise services, technical solutions, data services, health care, Internet of things, transportation, games, etc. Among them, 91 enterprises are engaged in the financial field, accounting for more than 21%. China's blockchain enterprise field distribution statistics data source: prospective instry research institute collates that China attaches great importance to the development and application of blockchain technology. Driven by multiple forces such as policy, technology and market, the pace of blockchain innovation has been accelerating. It has been deeply integrated with cloud computing, big data, Internet of things and other technologies. The scope of exploration and application has also expanded from digital assets to supply chain management, intelligent manufacturing, instrial Internet, social welfare, right protection and other fields. Five aspects to promote the healthy development of blockchain technology, and promote the high-quality development of digital economy. 1. Pay close attention to the international development frontier, jointly promote the research of blockchain related technology and instry, promote the standardization of blockchain development instry behavior, and create a good development environment. 2. Strengthen the construction of blockchain core technology capabilities. Establish and improve the collaborative promotion mechanism among backbone enterprises, universities and research institutions, guide it enterprises to strengthen technical reserves, accelerate the breakthrough of key core technologies, and improve the performance, efficiency and security of blockchain. 3. Support the development of entrepreneurship and innovation in the field of blockchain, encourage the cross-border integration of blockchain enterprises and user units, guide instry organizations to establish public service platforms, support third-party organizations to carry out blockchain service evaluation and testing, promote the enrichment of instrial applications of blockchain, and serve the transformation and upgrading of entity economy. 4. Actively build and improve the blockchain standard system, accelerate the development and application of key standards, and graally build a perfect standard system. Actively connect with ITU, ISO and other international standards organizations, substantially participate in more international standardization work, and actively contribute more "Chinese power". 5. We will accelerate the improvement of the policy environment for blockchain development, support qualified enterprises to carry out application innovation and mode innovation, and guide and encourage enterprises, universities and scientific research institutes to jointly cultivate professionals needed for blockchain development. Support eligible blockchain enterprises to enjoy the preferential tax policies of the state to support the development of software instry and small and medium-sized enterprises. The instrial scale is small but the growth potential is huge. The blockchain economy is on the eve of the outbreak period. The financial instry is relatively widely used, and the application of other instries has also entered the stage of exploration and development. It is estimated that the direct market value of blockchain will increase from US $410 million to US $7.68 billion between 2017 and 2022
3. First of all, I'd like to introce some well-known blockchain companies in China, and then I'll personally evaluate which one is good. You can judge for yourself

1. Bubi blockchain company, which is engaged in the underlying technical services and instry solutions of blockchain. That is to say, an underlying blockchain is built, and an adaptation layer is built on it, so that enterprises can quickly establish commercial applications. The underlying blockchain is self-developed. The consensus mechanism is pbft, TPS is 5000 transactions per second, UnionPay is 2000 transactions per second, and bitcoin is 7 transactions per second. Of course, different underlying architectures lead to different performance, because Bubi's commercial blockchain pays more attention to performance. At present, Bubi is mainly used in digital assets, supply chain finance, supply chain traceability, public notary and other fields< 2. Bumeng blockchain. Theoretically, bumeng should be regarded as the proct line of Bubi, but Bubi is mainly engaged in the private chain, while bumeng is an alliance chain. So separately, bumeng is Bubi's layout in digital assets. The underlying technology is Bubi blockchain, but it encapsulates the blockchain according to the scene and provides API interface for enterprises. Enterprises issue their own assets on it. According to the characteristics of blockchain, they can freely circulate their assets. At present, some enterprises such as sunshine insurance, Qianxiang finance, crowdsourcing, Haohuo, etc. have joined in, and the assets in them include insurance policies, integral points, and so on Financial procts and so on. Finally, it is estimated that this platform will break through the barriers between assets, and the end users can freely use and transfer these assets. This is an interesting way for the blockchain instry, because it has both the opening of public chain and the security of private chain

Third, only chain, which is a commodity ID management cloud platform based on blockchain technology, provides enterprise users with commodity asset management, tracing, anti-counterfeiting verification, new supply chain management, etc. in the form of baas. Simple understanding is that only chain has done the content of "supply chain traceability" of Bubi blockchain

four, concentric mutual aid, concentric mutual aid is a mutual aid security platform, put some mutual insurance related information into the blockchain, and users can apply to become nodes, participate in bookkeeping, and maintain their own data

5. Xiaoyi is a decentralized network protocol based on blockchain technology, which digitizes the assets and interests of the real world, and carries out financial business such as registration and issuance, transfer transaction, clearing and delivery through point-to-point network

these five blockchain companies are probably well-known in China, and I personally recommend bumeng

first, bumeng uses the underlying technology of Bubi blockchain, which is very promising in the instry. It has the largest number of landing applications in China. Enterprises can not only use the blockchain technology at low cost (just call the interface, it seems that it is free), but also use the resources inside. Think about being on the same chain with many enterprises and docking resources in the future, User transformation should not be easy

Second, Weilian and Tongxin Huzhu focus on one field, and do not provide underlying technology and instry solutions. That is to say, if you are in this instry or can be used in the upstream and downstream of this instry, you can not be used in other fields. Take mutual security field as an example, zhongtuobang and zebra Club both choose bumeng. Of course, if it is an investment, you can consider it

Third, Xiaoyi, why not recommend Xiaoyi, because Xiaoyi is an open source project, and we all know the domestic business environment, especially when the instry is just beginning to develop, and the domestic market is different from that of foreign countries, Xiaoyi has gone through two rounds of ICO, which will be a great worry in the future operation, and at present, Xiaoyi has not been applied in practice, We have made a Fada platform, which has not been used by any company yet (guess it may be related to the factors of open source, who dares to open their data completely). Of course, the open attitude of Xiaoyi is worth encouraging. Although I guess the advantages and disadvantages of the code are well understood by peers, it is not clear

Fourth, why is there no recommendation for Bubby? Bubby has raised 30 million yuan a while ago, because Bubby is more open and has more resources. Of course, if the business requires high privacy, it can also choose Bubby blockchain

finally, for all my hard work, choose me!
4. On November 29, 2018, Shenzhen blockchain instry alliance was established
the alliance is jointly sponsored by 24 enterprises, institutions, universities, instry media and associations, including Shenzhen Branch of China Quality Certification Center, Tencent, Cisco, CIMC, Zhongan technology, Neusoft group, Shenzhen IOT Media Co., Ltd., Shenzhen Institute of standards and technology, Shenzhen University blockchain technology research center, and is committed to focusing on promoting blockchain technology research Achievements transformation, application promotion and instrial development
recently, blockchain technology has been highly affirmed by the Political Bureau of the CPC Central Committee. The stock prices of listed companies involved in the concept of blockchain have skyrocketed, and the market is hot. It is also hotly discussed that blockchain has been "turned into a regular" by the state, so the future prospects are bound to be bright
now, the year is coming to an end, and 2019 will come to an end. One year later, what progress has Shenzhen blockchain instry alliance made
let's take a look at the progress of the following four instry alliance members first< At the original founding meeting, Tencent was selected as the chairman of Shenzhen blockchain instry alliance, and Cai Yige, general manager of Tencent blockchain business, served as the chairman of the alliance
now, Cai Yige will be the general manager of Tencent virtual bank blockchain
it is reported that at the recent "2019 world blockchain conference · Wuzhen", Cai Yige disclosed that Tencent has obtained the virtual banking license granted by the Hong Kong Monetary Authority and is preparing the virtual banking blockchain project. At present, Tencent has digital asset practice in supply chain finance and improving asset and capital allocation efficiency
from the general manager of blockchain business to the general manager of virtual bank blockchain, the stage will naturally be broader< In 2019, as the representative of blockchain enterprises, Cisco participated in the preparation of national standards for blockchain
on April 3, 2019, China Institute of Electronic Technology Standardization (hereinafter referred to as the Institute) organized experts to successfully hold the first working group meeting of the national standard 2019 of "information technology blockchain and distributed ledger technology reference architecture" in Shanghai
experts from SAC / TC 180 national financial standardization technical committee and 36 domestic enterprises including Cisco, Internet, Tencent, Jingdong and Ping An of China were invited to attend the meeting
this meeting clarified the national standard content of reference architecture, and defined the next step of preparation plan
Mo Bing and Wei Songjie, as the national standard setters of the reference architecture, concted in-depth research and Discussion on terms, user view, function view and system view related to blockchain technology, and exchanged the latest progress of blockchain standardization at home and abroad
at the business level, Cisco insists on promoting the technology research and development of "Internet of things + blockchain", invests a lot of funds in the research and development of application solutions and supporting chips, and promotes the improvement of the core proct system
for example, accelerate the improvement of RFID chip procts, and focus on the research and development of low-cost and high-performance UHF Passive RFID chip, high-performance NFC + UHF al band tag chip, and UHF RFID reader chip and mole
within one year, we cooperated with Neusoft, Shougang, Laofengxiang and other listed companies to provide them with corresponding "Internet of things + blockchain" technology solutions
in the future, we will continue to speed up the promotion and implementation of blockchain plus Internet of things system solutions, and improve and optimize the terminal equipment and software platform for anti-counterfeiting, traceability, warehouse inventory, smart retail, data acquisition and other systems
so far, 69 patents related to "Internet of things + blockchain" have been submitted, 47 invention patents, and the rest are utility models and layout designs
as the technical supporter of Walton chain, Cisco tries to go further on the road of combining hardware with software
the company's key proct is the combination of self-developed RFID chip and Walton chain (commercial bottom public chain), which uses the technology features of blockchain chain, such as non tampering and full process traceability, to serve the scene data collection and traceability applications in food, clothing, retail, power grid equipment, art and other instries, Form a standardized comprehensive solution for data collection, certification and traceability of various instries< Zhongan Information Technology Services Co., Ltd.
as the first Internet insurance company that hopes to reshape the insurance value chain through science and technology, Zhongan has set up a blockchain team since 2015 to reserve core technology and explore the deep integration of blockchain technology and instrial innovation. Up to now, it has submitted 129 blockchain related patents, 112 of which can be checked publicly
"in the future, Zhongan blockchain will focus more on the exploration of insurance. Sooner or later, blockchain and smart contract will have a significant impact on insurance. We have started to penetrate from simple and marginal business. From the early health insurance policy deposit, to the claim efficiency of smart contract, and then to the policy token, we hope to use technological innovation to release manpower, improve efficiency, rece transaction friction and loss between collaborations, and create a real new insurance. " Zhongan technology CTO Li Xuefeng said recently
in 2019, Zhongan science and technology will focus on supply chain finance. In view of the long-standing bottlenecks of supply chain finance, such as fraud risk, information island, difficult credit transmission and high performance risk, Zhongan science and technology will launch the "Zhongan chain" to build a safe and reliable supply chain financial ecosystem with enterprises in the "double chain" mode of block chain and supply chain
at present, the safety chain of many enterprises has been graally implemented in the supply chain scenarios of automobile manufacturing, logistics, construction, e-commerce and medical drugs, covering the online receivables transfer, financing, management and settlement needs of core enterprises and their upstream suppliers< As one of the largest IT solutions and service providers in China, Neusoft Group Co., Ltd., the vice chairman unit, is increasing investment, strengthening strategic deployment in the field of blockchain technology and expanding its business
by using aiguille BCP peak series blockchain technology application platform, the blockchain and the current mode of enterprises are integrated and innovated
it is reported that as a new computer application technology and basic technology, Neusoft group has started tracking and pre judging since the beginning of 2016, strengthened ecological cooperation, combined with the company's main business to achieve more scenario applications, provided more solutions for users, and realized the real implementation of blockchain technology
in the application of blockchain technology, Neusoft group mainly uses application scenarios to drive the selection of technical routes and the establishment of cooperation ecology. In February 2018, Neusoft group developed a blockchain based medical data sharing platform (carevault)
in 2019, Neusoft has developed a licensed drug and equipment traceability management platform for Hainan Bo'ao Lecheng International Medical Tourism pioneer zone
the platform is a set of licensed drug and equipment traceability management platform supported by electronic signature, block chain, Internet of things, GIS and visualization technology, which is built in the international medical tourism pilot zone of Hainan Bo'ao Lecheng. It has the functions of online electronic approval, traceability supervision and adverse reaction monitoring of licensed drugs and medical devices, To provide information support and reasonable and effective supervision means for the whole process traceability supervision business of licensed drugs and equipment
summary:
there is a long way to go for the development of blockchain technology landing scenarios. How to enable the instry to become a standardized technical infrastructure needs long-term exploration and running in.
5. From an academic point of view, blockchain is a new application mode of distributed data storage, point-to-point transmission, consensus mechanism, encryption algorithm and other computer technologies. Blockchain is essentially a decentralized database
the application fields of blockchain include digital currency, token, finance, anti-counterfeiting traceability, privacy protection, supply chain, entertainment, etc. with the popularity of blockchain and bitcoin, many related top domain names have been registered, which has a great impact on the domain name instry
future development and application scenarios of blockchain
1. Digital identity
many people will encounter the dilemma of "proving that my grandmother is an alt" and "my mother is my mother" when they open various certificates. With blockchain, they will never have to worry about it again. It turns out that our birth certificate, real estate certificate, marriage certificate and so on need a central node for everyone to recognize. Once transnational, contracts and certificates may become invalid because of the lack of a global central node
the tamper proof feature of blockchain technology has fundamentally changed this situation. Our birth certificate, real estate certificate and marriage certificate can be notarized on the blockchain and become something trusted by the whole world. Of course, it can also easily prove that "my grandmother is an alt" and "my mother is my mother"
2. Health care
in short, it is to use blockchain to establish a general record repository with time stamp, so as to achieve the purpose of extracting data information from different databases
3. Travel consumption
when we travel, we often use Ctrip, meituan and other apps to find and place orders for hotels and other services, and each platform gets a commission from them. The application of blockchain is to remove middlemen and create a secure and decentralized way for service providers and customers, so as to achieve the purpose of direct connection and transaction
4. More convenient transaction
blockchain can make payment and transaction more efficient and convenient. The blockchain platform allows users to create smart contracts that become active when certain conditions are met, which means that automatic payment can be released when both parties agree to meet their conditions
5. Strictly control the proct quality
if you buy an apple, under the blockchain technology, you can know the whole process from the proction of fruit farmers to the circulation. Among them, there are government regulatory information, professional testing data, quality inspection data of enterprises and so on. The smart supply chain will make the food we eat and the goods we use safer and more reassuring
6. Art of property rights protection
the creator puts his works on the blockchain. Once someone uses his works, he will know immediately. The corresponding royalty will also be automatically paid to the creator. Blockchain technology not only protects right, but also helps creators sell their works to consumers more directly without the assistance of distribution companies.
6. EBay insurance (EHS) face insurance. Now the blockchain project is too complicated and messy. Finally, there is a project with guaranteed security issued by Qing blue ocean Silicon Valley blockchain Instrial Park.
7. Blockchain finance is the application of blockchain technology in the financial field. The development of blockchain financial system will be increasingly rich, and the pace of technological innovation and mode innovation will be accelerated. With the accelerated expansion of application scope from financial to non-financial fields, blockchain will graally become an important part of the future Internet and lay an important foundation for building value network. In the application of blockchain technology, Yingtang Zhongchuang's blockchain system development is a major platform at present.
8.

because of its health impact on patients, the lives of families affected by the victims, and the political and social impact of COVID-19 on the future, will continue for 10 years. P>


, let's look at the impact of COVID-19 on the society. This time, influenced by COVID-19, the speed of social development can be described as being dragged down. so many people in the world are facing unemployment or have lost their jobs, and so many enterprises have closed down, which means that the national development policy has been hindered and the pace of social development has been taken off. Can the unemployed find jobs in the future? This is still an unknown point. Even if the economy can recover in a few years and the employment rate can be pulled back, the problem is that some people may not find jobs in this impact. This effect also lasts for a lifetime< br />

9. Blockchain instry is developing at a high speed, helping the real economy to rece costs and improve efficiency
at present, a new round of scientific and technological revolution and instrial change sweeping the world, big data, cloud computing, Internet of things, artificial intelligence, blockchain and other new technologies continue to emerge, and the digital economy is profoundly changing the way of human proction and life, becoming a new driving force of economic growth. As a disruptive technology, blockchain is leading a new round of technological and instrial changes in the world, and is expected to become
the "source" of global technological innovation and mode innovation, and promote the change from "information internet" to "value Internet"
in China's 13th five year plan for national informatization, blockchain is regarded as a key cutting-edge technology, and it is clearly proposed to strengthen the innovation, experiment and application of new technologies such as blockchain, so as to seize the leading power of the new generation of information technology. At present, China's blockchain technology continues to innovate, and the blockchain instry has initially taken shape. It has begun to be rapidly applied in supply chain finance, credit reference, proct traceability, right trading, digital identity, electronic evidence and other fields. It is expected to promote China's economic system to achieve technological change, organizational change and efficiency change, and make an important contribution to the construction of a modern economic system
as of June 2018, China's blockchain related business has initially formed a scale under the promotion of the government, enterprises and capital, and is in the forefront of the world in terms of the number of patents, financing environment, policy support and application landing
the instry is developing at a high speed, and the number of enterprises is increasing rapidly
according to the statistical data of the "in depth analysis report on business model innovation and investment opportunities of blockchain instry" released by prospective instry research institute, there were 406 patent applications related to blockchain in the world in 2017, of which 225 were from China. As of the end of March 2018, the number of blockchain based companies in China has reached 456. The blockchain instry has initially formed a scale. From the upstream hardware manufacturing, platform services, security services to the downstream instrial technology application services, instry investment, media publicity, talent services and other instrial chain links are basically complete
from the change of the number of newly established companies in China's blockchain instry, the number of Companies in this field began to increase in 2014, and the number of newly established companies increased significantly in 2016, more than 100, more than three times of 2015. 2017 is the peak period of blockchain entrepreneurship in recent years. Due to the rapid popularization of blockchain concept and the graal maturity of technology, many entrepreneurs swarmed into this field, and the number of newly established companies reached 178
from equipment manufacturing to instrial application, the context of the blockchain instry chain is graally clear
from the distribution of newly established companies in the blockchain instry segmentation field, as of the end of March 2018, the number of instrial application companies in the blockchain field is the largest, including 86 companies serving the financial instry and 109 companies serving the real economy. In addition, there are more than 40 related companies in blockchain solutions, underlying platforms, blockchain media and communities
judging from the distribution of investment events in blockchain instry segments, companies related to instrial application services have the largest number of investment events, with a total of 113. It can be seen that investors are paying more and more attention to projects with specific application scenarios that can be actually implemented. The number of events in the field of underlying platform is 42, and the number of events in the field of blockchain media and community is 28. The field of blockchain is attracting more and more entrepreneurs and capital, becoming a new highland for innovation and entrepreneurship. With the development of blockchain technology and the acceleration of application, the instrial scale will continue to increase, and this field is expected to become a new economic growth point in the future
the influx of Internet giants has rapidly promoted the development of China's blockchain instry
blockchain technology is not only favored by start-ups, but also widely concerned by internet giants. Internet giants have expanded their blockchain business and rapidly promoted the development of China's
blockchain instry. At present, Tencent, Alibaba, Internet, Jingdong and other Internet instry giants have joined in the research and scenario application of blockchain technology
the regional distribution is relatively concentrated, and the instrial agglomeration effect is obvious
from the perspective of the regional distribution of China's blockchain companies, Beijing, Shanghai, Guangdong and Zhejiang are still the concentration places of blockchain entrepreneurship, accounting for more than 80% of the total. Among them, Beijing is in the absolute leading position with 175 companies, accounting for 38%; Shanghai ranked second with 95 companies, accounting for 21%; Guangdong Province ranked third with 71 companies, accounting for 16%; Zhejiang Province ranked fourth with 36 companies, accounting for 8%. In addition, Jiangsu, Sichuan, Fujian, Hubei, Chongqing and Guizhou are among the top ten provinces in China's blockchain entrepreneurial activity
the application of blockchain is diversified, extending from finance to the physical field
blockchain technology has the characteristics of distributed, tamper proof, high transparency and traceability, which is very suitable for the business needs of the whole financial system. Therefore, it has been applied in payment and clearing, credit financing, financial transactions, securities, insurance, leasing and other sub fields. For example, Minsheng Bank and China CITIC Bank jointly launched the first domestic L / C blockchain application, and Ping An of China's two major application scenarios of asset trading and credit reference have been online. China Merchants Bank has landed the first domestic blockchain cross-border payment application, and Weizhong bank has shortened the reconciliation time from t + 1 day to t + 0 day through the inter agency reconciliation platform based on blockchain, realizing daily quasi real-time reconciliation
with the graal maturity of blockchain technology innovation and development, the actual effect of instrial application has become more and more obvious
now, the application of blockchain has extended from the financial field to the physical field, including electronic information deposit, right management and trading, proct traceability, digital asset trading, Internet of things, intelligent manufacturing, supply chain management and other fields. Blockchain technology began to be deeply integrated with the real economy instry, forming a number of "instrial blockchain" projects, ushering in the era of "a hundred flowers bloom" of instrial blockchain
to realize "informatization of cooperation links" and help the real economy rece costs and improve efficiency
from the current actual landing cases, the landing application of instrial blockchain technology should solve some "small problems" for the instry realistically, and focus on improving the informatization level of instrial cooperation links, Specifically, we can promote the development of traditional instries from two aspects of "cost rection" and "efficiency improvement"
in addition to low cost and high efficiency, blockchain can also realize "trust transfer" or "trust spillover". Based on blockchain technology, since the information on the chain can not be tampered with, the third party can also trust the information after the two parties jointly verify a transaction, In fact, this kind of trusted state can be transmitted to a third party, and then realize the capitalization of data. In addition, it is very easy for institutions to turn from the "black box" state to the "white box" state, that is, the operational mechanism of institutions is transparent, which makes it very easy to prove their innocence and greatly reces the cost of mutual trust between multi-agent
furthermore, blockchain will play a role of "improving the efficiency of instrial chain collaboration". To improve the level of instrial collaboration is an important way to promote made in China to move towards the middle and high end, and also an important requirement for building a modern economic system. However, in many instries, the efficiency of instrial chain collaboration is still not high, especially in the field of international trade
technology abuse leads to certain risks in instrial development, which can not be ignored
although the positive value of blockchain technology is graally emerging, there are still a series of risks that can not be ignored in the process of instrial development. On the one hand, it is compliance risk. In the early stage of the development of blockchain, because it has the property of transmitting value, it has attracted some behaviors that are not focused on technology application, but are keen on illegal fund-raising, pyramid selling and even fraud through ICO (initial token issue)
the instrial policy system has been graally constructed, and the instrial development environment has been continuously optimized
the blockchain technology has risen to the level of national science and technology strategy. In December 2016, the notice of the State Council on printing and distributing the 13th five year plan for national informatization first mentioned blockchain, and took it together with quantum communication, artificial intelligence, virtual reality, big data cognitive analysis, driverless vehicles and other technologies as key cutting-edge technologies, clearly proposed the need to strengthen the innovation, testing and application of blockchain and other new technologies, In order to seize the leading power of the new generation of information technology. Secondly, relevant instry, national and international standards are also speeding up to solve the key technical standards of blockchain and promote the ecological development of blockchain instry. In order to grasp the development opportunity of blockchain instry and seize the commanding point of blockchain instry development, local governments timely issued blockchain technology and instrial development support policies, which ushered in a new outbreak of blockchain instry
at present, local governments are actively positioning blockchain technology from the perspective of instry and seizing the new opportunities brought by technology upgrading. For example, in March 2018, the Hebei provincial government issued the guiding opinions on accelerating instrial transformation and upgrading and building a modern instrial system, proposing to actively cultivate and develop future instries such as blockchain and build a world-class high-tech instrial cluster< According to the overall plan of the 19th National Congress of the Communist Party of China, preventing and defusing major risks is one of the priorities of China's economic work in the next three years, and the key to preventing and defusing major risks is to prevent and control financial risks. Therefore, China also actively strengthens instry supervision, prevents possible financial risks in the process of blockchain development, maintains the stability and security of national finance, and promotes the healthy development of blockchain instry, so as to better play the positive role of blockchain "value Internet"
blockchain is a cutting-edge technology, and the new regulatory challenges caused by technology also require the continuous progress of regulatory technology. "Reg tech" (regulatory Technology) in the financial technology segment. It is to use new technologies such as big data, artificial intelligence and blockchain to solve regulatory compliance problems and rece compliance costs. Blockchain filing platform and blockchain based regulatory system all belong to the field of reg tech. There have been companies engaged in regulatory technology in China, which mainly provide regulatory technology solutions for the government, major banks and other financial regulatory agencies. Jinqiu technology, zhongxiangbit and other companies have launched a supervision system based on blockchain.
10. Interesting chain technology is very powerful. It has taken the lead in cooperating with the people's Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, China UnionPay, Everbright Bank, Instrial Bank of China, Zheshang Bank, Debang securities, Shanghai Stock Exchange and other domestic and foreign institutions. It is also the blockchain technology company with the most application cases in banks and other financial institutions in China. CCB was once again listed in the top 50 of Forbes blockchain this year, which is also backed by the powerful power of interesting chain technology.
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