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Operating performance of Ping An Bank's blockchain
Publish: 2021-05-09 08:17:18
1. IBM, Microsoft, Oracle, Accenture, Tencent, Alibaba, Jingdong, network, etc. have all done it. Many large banks, including Ping An Bank, have also launched their own blockchain solution platforms or solutions. However, it should be added that large companies do not mean strong technical strength, because blockchain is still in the hot stage of concept in the world. Unicorn blockchain companies are likely to emerge in the future, such as EOS in foreign countries and honeycomb chain of Fanrong technology in China. The efficiency of TPS and packing into blocks may be much higher than that of large companies.
2. Blockchain is a term in the field of information technology. In essence, it is a shared database. The data or information stored in it is characterized by "unforgeability", "trace in the whole process", "traceability", "openness and transparency" and "collective maintenance". Based on these characteristics, blockchain technology has laid a solid "trust" foundation, created a reliable "cooperation" mechanism, and has broad application prospects
response time: September 27, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
response time: September 27, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
3. Blockchain is a term in the field of information technology. In essence, it is a shared database. The data or information stored in it is characterized by "unforgeability", "trace in the whole process", "traceability", "openness and transparency" and "collective maintenance". Based on these characteristics, blockchain technology has laid a solid "trust" foundation, created a reliable "cooperation" mechanism, and has broad application prospects
response time: December 28, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
response time: December 28, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
4. Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen (Shenzhen Stock Exchange: 00000 1). Its predecessor, Shenzhen Development Bank, is the first publicly listed national joint-stock bank in mainland China. Ping An of China and its controlling subsidiaries together hold 58% of the shares of the bank and are the controlling shareholders of the bank. By the end of 2018, there were 34626 employees, providing a variety of financial services to customers through 80 branches and 1057 business institutions across the country
development strategy
with the goal of building "China's most outstanding and world's leading intelligent retail bank", Ping An Bank continues to deepen the 12 character strategic guideline of "technology leading, retail breakthrough and public excellence". In terms of technology leading, we should adhere to technology leading, mode leading, platform leading and talent leading, comprehensively reshape the bank body with science and technology, and create a "moat" of financial technology; In terms of retail breakthrough, we should make use of scientific and technological wisdom to comprehensively promote the transformation of intelligent retail banks and strive to realize the transformation of retail business from excellent to excellent; In the aspect of corporate banking, we will select instries, customers, procts and risks, and strive to build a high-quality corporate bank with distinctive characteristics, leading efficiency and excellent quality<
performance overview
steady development of the bank's overall operation
steady development of the bank's overall operation, in-depth promotion of retail transformation, intensive focus on public business, and continuous improvement of asset quality. In 2018, the bank achieved an operating revenue of 116.716 billion yuan, a year-on-year increase of 10.3%; The net profit was 24.818 billion yuan, a year-on-year increase of 7.0%. At the end of 2018, the bank's total assets amounted to RMB 3418.592 billion, an increase of 5.2% over the end of last year; The balance of deposits received was 2128.557 billion yuan, an increase of 6.4% over the end of last year; The total amount of loans and advances (including discount) was 1997.529 billion yuan, an increase of 17.2% over the end of last year<
the retail transformation continued to deepen, and the "3 + 2" system of retail business was constructed
the bank promoted the development of retail business with the help of the whole bank, and built an AI driven "3 + 2" business system, namely "basic retail, consumer finance, private wealth" three business moles, and "cost control, risk control" two core competencies. At present, retail business has become the main driving force of our revenue growth, and the proportion of retail revenue and loans exceeds 50% of the whole bank
at the end of 2018, the bank managed retail customer assets (AUM) of 1416.796 billion yuan, an increase of 30.4% over the end of last year; The number of retail customers was 83.9 million, an increase of 20.0% over the end of last year; The balance of personal deposits was 461.591 billion yuan, an increase of 35.4% over the end of last year; The balance of personal loans was 1154.013 billion yuan, an increase of 35.9% over the end of last year, accounting for 57.8%, an increase of 8.0 percentage points over the end of last year
the bank is deeply integrated into the "five ecological circles" of group financial services, medical and health care, automobile services, real estate services and smart city, and provides scene and non probation services for customers and users through smart master account. Online, upgrade the pocket banking app embedded with various technologies and services, with 62.25 million registered customers by the end of 2018; Offline, on the basis of the official opening of Guangzhou Liuhua sub branch, the first new intelligent retail store in 2017, launched the " Liuhua" project and successfully upgraded the standard business model of 136 sub branches<
the corporate bank, which continuously optimizes the corporate business structure and cultivates intensively, focuses on the construction of high-quality business, high-quality channels and high-quality projects, and strives to expand and strengthen the ecological parties with the ecological management concept. With the help of science and technology, we can manage and drive business innovation, and form an intelligent banking system for boutique companies
by the end of 2018, pocket finance has registered and opened 280000 customers, and the annual transaction amount has exceeded 830 billion yuan; In 2018, the total business volume of the supply chain accounts receivable service platform (SAS) exceeded 10 billion yuan, providing financial service support for 111 core enterprises and their upstream SMEs; At the end of 2018, there were 14103 small business digital Finance (KYB) customers, and the accumulated loans in 2018 were 10.7 billion yuan
at the same time, the bank has actively built high-quality investment banking and interbank business. In 2018, the cumulative issuance scale of interbank bond underwriting business was 161.9 billion yuan, up 54.0% year on year; By the end of 2018, the total number of cooperative customers of "xingetong" platform reached 2079, 150 more than that at the end of last year
with the help of science and technology to drive the change of mode, the bank leads the market in financial technology
regarding science and technology as the first proctivity of strategic transformation, has constructed the "3 + 2" science and technology platform pattern, created "three portals" of pocket bank, pocket finance and bank E-com, and "two hearts" of smart finance and smart risk control
in 2018, the bank continued to increase investment in science and technology, with it capital expenditure of 2.575 billion yuan, up 82% year on year; By the end of 2018, the technology manpower of the bank was expanded to nearly 6000, an increase of more than 44% over the end of last year
in the past decade, Ping An Group has invested more than 50 billion yuan in scientific research, founded more than 10 new technology companies, 25 scientific and technological research and development laboratories and 6 scientific and technological innovation research institutes, and applied for more than 12000 scientific and technological patents. Relying on the group's core technologies and resources in artificial intelligence, blockchain, cloud computing and other fields, the Bank launched advanced and rich financial technology, enabling procts, services and management in an all-round way
corporate culture construction
innovative culture is the inherent gene of the bank, strong executive power is the prominent feature of the bank's corporate culture, and effective performance management is an important grasp of the bank's executive power. We adhere to the people-oriented, committed to the harmonious unity of bank development and all-round growth of employees
in terms of social responsibility, we will make features of targeted poverty alleviation, create a closed loop of "Finance + technology + proction and marketing", help poor areas develop their instries, and achieve "real poverty alleviation and real poverty alleviation" by "teaching people to fish". In less than one year, the bank has exported nearly 4.5 billion yuan of poverty alleviation funds, directly helped more than 1917 poor people with filing and cards, and benefited more than 330000 poor people with filing and cards
the bank further promoted green finance, focused on supporting the development of green instries related to new energy and clean energy, and effectively enhanced credit support for green real economy. By the end of 2018, the total amount of green credit of the bank had reached 62.693 billion yuan
Corporate honor
in recent years, the bank's business development and operating characteristics have been highly praised by authoritative institutions, and won the "best Listed Bank of the year" in the "2018 gold medal list of China's financial institutions · Golden Dragon Award" sponsored by financial times; In the second China financial technology pioneer list of the securities times, he was listed in the "2018 China AI financial pioneer list". In addition, with its outstanding achievements in the retail field in the past year, it won three awards of "Asia Pacific, Middle East and Africa's best progressive retail bank", "China's best progressive retail bank" and "auto financial proct of the year" from Asian Banker magazine. In 2018, the bank also won many awards such as "outstanding joint-stock commercial bank brand", "outstanding mobile banking app" and "most characteristic credit card"
in the future, Ping An Bank will actively respond to the national strategy, conform to the international and domestic economic and financial situation, and comprehensively enhance its ability to serve the real economy. We will take AI as the internal driving force, systematize and standardize the ability of the best banker through science and technology to become the first AI banker in the instry, and empower AI banker to our customers, employees and partners, so as to make Ping An Bank an AI bank.
development strategy
with the goal of building "China's most outstanding and world's leading intelligent retail bank", Ping An Bank continues to deepen the 12 character strategic guideline of "technology leading, retail breakthrough and public excellence". In terms of technology leading, we should adhere to technology leading, mode leading, platform leading and talent leading, comprehensively reshape the bank body with science and technology, and create a "moat" of financial technology; In terms of retail breakthrough, we should make use of scientific and technological wisdom to comprehensively promote the transformation of intelligent retail banks and strive to realize the transformation of retail business from excellent to excellent; In the aspect of corporate banking, we will select instries, customers, procts and risks, and strive to build a high-quality corporate bank with distinctive characteristics, leading efficiency and excellent quality<
performance overview
steady development of the bank's overall operation
steady development of the bank's overall operation, in-depth promotion of retail transformation, intensive focus on public business, and continuous improvement of asset quality. In 2018, the bank achieved an operating revenue of 116.716 billion yuan, a year-on-year increase of 10.3%; The net profit was 24.818 billion yuan, a year-on-year increase of 7.0%. At the end of 2018, the bank's total assets amounted to RMB 3418.592 billion, an increase of 5.2% over the end of last year; The balance of deposits received was 2128.557 billion yuan, an increase of 6.4% over the end of last year; The total amount of loans and advances (including discount) was 1997.529 billion yuan, an increase of 17.2% over the end of last year<
the retail transformation continued to deepen, and the "3 + 2" system of retail business was constructed
the bank promoted the development of retail business with the help of the whole bank, and built an AI driven "3 + 2" business system, namely "basic retail, consumer finance, private wealth" three business moles, and "cost control, risk control" two core competencies. At present, retail business has become the main driving force of our revenue growth, and the proportion of retail revenue and loans exceeds 50% of the whole bank
at the end of 2018, the bank managed retail customer assets (AUM) of 1416.796 billion yuan, an increase of 30.4% over the end of last year; The number of retail customers was 83.9 million, an increase of 20.0% over the end of last year; The balance of personal deposits was 461.591 billion yuan, an increase of 35.4% over the end of last year; The balance of personal loans was 1154.013 billion yuan, an increase of 35.9% over the end of last year, accounting for 57.8%, an increase of 8.0 percentage points over the end of last year
the bank is deeply integrated into the "five ecological circles" of group financial services, medical and health care, automobile services, real estate services and smart city, and provides scene and non probation services for customers and users through smart master account. Online, upgrade the pocket banking app embedded with various technologies and services, with 62.25 million registered customers by the end of 2018; Offline, on the basis of the official opening of Guangzhou Liuhua sub branch, the first new intelligent retail store in 2017, launched the " Liuhua" project and successfully upgraded the standard business model of 136 sub branches<
the corporate bank, which continuously optimizes the corporate business structure and cultivates intensively, focuses on the construction of high-quality business, high-quality channels and high-quality projects, and strives to expand and strengthen the ecological parties with the ecological management concept. With the help of science and technology, we can manage and drive business innovation, and form an intelligent banking system for boutique companies
by the end of 2018, pocket finance has registered and opened 280000 customers, and the annual transaction amount has exceeded 830 billion yuan; In 2018, the total business volume of the supply chain accounts receivable service platform (SAS) exceeded 10 billion yuan, providing financial service support for 111 core enterprises and their upstream SMEs; At the end of 2018, there were 14103 small business digital Finance (KYB) customers, and the accumulated loans in 2018 were 10.7 billion yuan
at the same time, the bank has actively built high-quality investment banking and interbank business. In 2018, the cumulative issuance scale of interbank bond underwriting business was 161.9 billion yuan, up 54.0% year on year; By the end of 2018, the total number of cooperative customers of "xingetong" platform reached 2079, 150 more than that at the end of last year
with the help of science and technology to drive the change of mode, the bank leads the market in financial technology
regarding science and technology as the first proctivity of strategic transformation, has constructed the "3 + 2" science and technology platform pattern, created "three portals" of pocket bank, pocket finance and bank E-com, and "two hearts" of smart finance and smart risk control
in 2018, the bank continued to increase investment in science and technology, with it capital expenditure of 2.575 billion yuan, up 82% year on year; By the end of 2018, the technology manpower of the bank was expanded to nearly 6000, an increase of more than 44% over the end of last year
in the past decade, Ping An Group has invested more than 50 billion yuan in scientific research, founded more than 10 new technology companies, 25 scientific and technological research and development laboratories and 6 scientific and technological innovation research institutes, and applied for more than 12000 scientific and technological patents. Relying on the group's core technologies and resources in artificial intelligence, blockchain, cloud computing and other fields, the Bank launched advanced and rich financial technology, enabling procts, services and management in an all-round way
corporate culture construction
innovative culture is the inherent gene of the bank, strong executive power is the prominent feature of the bank's corporate culture, and effective performance management is an important grasp of the bank's executive power. We adhere to the people-oriented, committed to the harmonious unity of bank development and all-round growth of employees
in terms of social responsibility, we will make features of targeted poverty alleviation, create a closed loop of "Finance + technology + proction and marketing", help poor areas develop their instries, and achieve "real poverty alleviation and real poverty alleviation" by "teaching people to fish". In less than one year, the bank has exported nearly 4.5 billion yuan of poverty alleviation funds, directly helped more than 1917 poor people with filing and cards, and benefited more than 330000 poor people with filing and cards
the bank further promoted green finance, focused on supporting the development of green instries related to new energy and clean energy, and effectively enhanced credit support for green real economy. By the end of 2018, the total amount of green credit of the bank had reached 62.693 billion yuan
Corporate honor
in recent years, the bank's business development and operating characteristics have been highly praised by authoritative institutions, and won the "best Listed Bank of the year" in the "2018 gold medal list of China's financial institutions · Golden Dragon Award" sponsored by financial times; In the second China financial technology pioneer list of the securities times, he was listed in the "2018 China AI financial pioneer list". In addition, with its outstanding achievements in the retail field in the past year, it won three awards of "Asia Pacific, Middle East and Africa's best progressive retail bank", "China's best progressive retail bank" and "auto financial proct of the year" from Asian Banker magazine. In 2018, the bank also won many awards such as "outstanding joint-stock commercial bank brand", "outstanding mobile banking app" and "most characteristic credit card"
in the future, Ping An Bank will actively respond to the national strategy, conform to the international and domestic economic and financial situation, and comprehensively enhance its ability to serve the real economy. We will take AI as the internal driving force, systematize and standardize the ability of the best banker through science and technology to become the first AI banker in the instry, and empower AI banker to our customers, employees and partners, so as to make Ping An Bank an AI bank.
5. Route 1: start from Xingsha No.1 Bridge, take bus 501 (wangxinqiao Village (tea market) - wangxinqiao Village (tea market)), transfer bus 150 (southern suburb park Sifangping) at Deya intersection, and reach houjiatang north. About 22.18 km
Route 2: start from Xingsha No.1 Bridge, take bus 501 (wangxinqiao Village (tea market) - wangxinqiao Village (tea market)), Take bus NO.115 (Puyuan Sifangping) at the intersection of Deya to houjiatang north. About 22.16 km
route 3: start from Xingsha No.1 Bridge, take bus NO.703 (equipment trading center Xingsha), and transfer bus No.8 (Xinxing community Changjun Middle School) at houjiatang east to houjiatang West. About 19.13 km
Route 4: start from Xingsha No.1 Bridge, take bus NO.703 (equipment trading center Xingsha), Transfer to No. 137 (lingguan Technology Vocational College) in dongtangxi to houjiatangxi. About 19.05km
route 5: start from Xingsha bridge, take No. 703 (equipment trading center Xingsha), transfer to No. 4 (labor square xinkaipu) in houjiatangnan to houjiatangxi. About 19.75km
Route 6: start from Xingsha bridge, Take bus 501 (wangxinqiao Village (big tea market) - wangxinqiao Village (big tea market)), transfer to bus 123 (south bus station peiyuanqiao) at Chaozong street to houjiatang West. About 24.54 km
Route 7: start from Xingsha first bridge, take bus 501 (wangxinqiao Village (big tea market) - wangxinqiao Village (big tea market)), transfer to bus 2 (Xiangya Dongtang West) at Zhongshan Pavilion, Arrive at houjiatang West. About 27.35 km
route 8: start from Xingsha No.1 Bridge, take No.127 (Changsha railway station country garden Venice city), transfer to No.139 (Bisha Lake furongyuan) at Wulipai, and arrive at shajing. About 15.7 km
Route 9: start from Xingsha No.1 Bridge, take No.127 (Changsha railway station country garden Venice city), Transfer to No.202 (Changsha railway station Wangjiawan) at Changsha railway station to reach Yangtian lake. About 17.47 km
Route 10: start from Xingsha No.1 Bridge, take NO.703 (equipment trading center Xingsha), and transfer to NO.402 (Erfang woolen mill) at Dongtang north to reach Yangtian lake. About 19.17 km
Route 2: start from Xingsha No.1 Bridge, take bus 501 (wangxinqiao Village (tea market) - wangxinqiao Village (tea market)), Take bus NO.115 (Puyuan Sifangping) at the intersection of Deya to houjiatang north. About 22.16 km
route 3: start from Xingsha No.1 Bridge, take bus NO.703 (equipment trading center Xingsha), and transfer bus No.8 (Xinxing community Changjun Middle School) at houjiatang east to houjiatang West. About 19.13 km
Route 4: start from Xingsha No.1 Bridge, take bus NO.703 (equipment trading center Xingsha), Transfer to No. 137 (lingguan Technology Vocational College) in dongtangxi to houjiatangxi. About 19.05km
route 5: start from Xingsha bridge, take No. 703 (equipment trading center Xingsha), transfer to No. 4 (labor square xinkaipu) in houjiatangnan to houjiatangxi. About 19.75km
Route 6: start from Xingsha bridge, Take bus 501 (wangxinqiao Village (big tea market) - wangxinqiao Village (big tea market)), transfer to bus 123 (south bus station peiyuanqiao) at Chaozong street to houjiatang West. About 24.54 km
Route 7: start from Xingsha first bridge, take bus 501 (wangxinqiao Village (big tea market) - wangxinqiao Village (big tea market)), transfer to bus 2 (Xiangya Dongtang West) at Zhongshan Pavilion, Arrive at houjiatang West. About 27.35 km
route 8: start from Xingsha No.1 Bridge, take No.127 (Changsha railway station country garden Venice city), transfer to No.139 (Bisha Lake furongyuan) at Wulipai, and arrive at shajing. About 15.7 km
Route 9: start from Xingsha No.1 Bridge, take No.127 (Changsha railway station country garden Venice city), Transfer to No.202 (Changsha railway station Wangjiawan) at Changsha railway station to reach Yangtian lake. About 17.47 km
Route 10: start from Xingsha No.1 Bridge, take NO.703 (equipment trading center Xingsha), and transfer to NO.402 (Erfang woolen mill) at Dongtang north to reach Yangtian lake. About 19.17 km
6. The exchange card circulates the exchange currency, and different currencies have different settlement exchange rates. The settlement exchange rate between RMB and RMB is 1:1. You can buy goods on the self-management platform of the enterprise, exchange the money in the account, and convert the points you usually consume into the money
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8. Next to the Martyrs Park is the stadium, where Changsha Sports Bureau is located
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