CBRC blockchain
blockchain is a new technology, not a disguised form of MLM. It is just claimed by many MLM organizations as "blockchain". In fact, there is no technology. It's just a practice of MLM under the name of "blockchain". The state has issued several announcements to crack down on this kind of MLM. The following is the Xinhua news report on MLM of blockchain:
blockchain is not equal to virtual currency, but also has security risks. Behind the popularity, there is exaggeration with "ulterior motives". Only by removing the flashiness, can the blockchain return to its real application value
invest 80000 yuan, change to 800000 yuan after three months? Shenzhen police cracked a huge fund-raising fraud. Under the guise of blockchain concept and 10 times income, thousands of investors were deeply involved in the case, involving up to 307 million yuan. Under the "veil of mystery" of the blockchain, the illegal elements have taken advantage of their own tricks, and the blockchain has become a "signboard" of economic crimes such as fraud and pyramid selling
why is the blockchain repeatedly "misused" by illegal activities such as pyramid selling fraud? In addition to "unknown", what is the "function" of blockchain technology itself? Since the beginning of this year, with the increase of supervision and the cooling of currency speculation, new opportunities have been brought to the development of blockchain. How about the implementation of blockchain commercial "application" The reporter of outlook news weekly recently concted an investigation
when the three-month "capital release period" promised by the trading platform expired and the staff began to "kick" in the QQ group, Tang Haiyan, who lives in Bao'an District of Shenzhen City, realized that she might have been cheated
previously, Tang Haiyan invested 80000 yuan to buy a virtual currency called "ordinary silver coin" under the introction of her classmates“ The other side said that this currency is the most advanced blockchain technology at present, with Tibetan tea as collateral. He also showed me the "technical white paper". I didn't understand blockchain, so I didn't read it carefully. "
although she doesn't know about blockchain and virtual currency, the high investment income makes Tang Haiyan full of expectations. She told reporters that companies issuing "ordinary silver coins" will regularly split the virtual currency according to the ratio of 1:10, which means that each split will make the value of "ordinary silver coins" in the hands of investors expand 10 times. As long as after a split, her investment of 80000 yuan is equivalent to the purchase of 800000 yuan worth of "ordinary silver coins", which can be sold on the trading platform to obtain huge profits
according to the rules of the trading platform, the newly purchased "ordinary silver coin" cannot be traded immediately, and it must be frozen on the platform for three months before it can enter the "release period". However, after three months, not only did Tang Haiyan not wait for the assets to double, but the 80000 yuan frozen on the platform could not be used for trading
"other investors began to question the authenticity of this investment in QQ group. As a result, the staff of the company kicked these investors out one by one, which made me feel bad." She said
The fact also proves Tang HaiYan's intuition. At the end of March 2018, Shenzhen police detected a huge fund-raising fraud, with the amount of fraud funds as high as 307 million yuan. In this case, Shenzhen Puyin blockchain Group Co., Ltd. involved in the case issued virtual currency in the mode of "blockchain + Tibetan tea" to obtain public deposits. Tang Haiyan was one of the thousands of victimsShenzhen police investigation found that the company claimed that investors could buy and sell "ordinary silver coins" on the virtual trading platform "jucoin net" to earn a price difference
. In fact, the change of its trading price is that the company used investors' investment funds for behind the scenes operation, and once raised the price of "ordinary silver coin" from 0.5 yuan to 10 yuan, so that investors can taste some sweetness. When a large number of investors entered the market, the company continued to cash out through malicious manipulation of the price trend of "ordinary silver coin", which eventually led to the worthlessness of "ordinary silver coin" in the hands of investors
since 2018, engaging in fraud and pyramid selling under the banner of blockchain has become a common "routine" in new criminal tactics. In April 2018, Jinan police dropped a pyramid selling Gang under the guise of "western development", "national poverty alleviation", "original stocks", "blockchain" and "e-commerce", arrested more than 10 major suspects, frozen more than 100 accounts involved, and seized more than 300 million yuan of funds involved
according to Jinan police, huileyi e-commerce company designed a fake virtual disk on the Internet on the ground that the country is vigorously developing the big data instry, and released a variety of virtual currencies such as "precious currency" and "precious currency"
under the guise of giving away, they presented a certain amount of virtual currency to the New MLM staff, with the price of tens of yuan each. Then, through artificial manipulation, they appreciated the virtual currency all the way to more than 100 yuan or even hundreds of yuan, attracting people who did not know the truth to join. Finally, they "cut leeks" through the periodic fluctuation of the so-called "devaluation" of virtual currency, Finally, the purpose of seeking illegal interests is achieved
in Xi'an, a few days ago, the local police successfully cracked a huge network pyramid selling case under the banner of blockchain. According to the police, the suspect, Zheng Mou, has paid a high salary to the 9 network members, such as Zhang and Lee. Since March 28, 2018, he has gathered pyramid selling and network pyramid selling as a means to sell the virtual Datang coins at the consumption era network platform at the price of 3 yuan each, and manipulate the appreciation rate; p>
at the same time, promotion meetings were held in many cities at home and abroad to attract members. According to the development of members, 28 level agents were set up. In just 18 days, the gang developed more than 13000 registered members. At present, it has been found that the case involves 31 provinces, cities and autonomous regions in China, and the fund involved is as high as 86 million yuan
according to Tencent's 2017 pyramid selling situation awareness white paper released by Tencent security joint laboratory, in recent years, all kinds of overseas capital disk, virtual currency and ICO (initial public offering token financing of blockchain project) projects have emerged in an endless stream, which hide many risks such as illegal issuance, untrue projects, cross-border money laundering, fraud and pyramid selling, As a result, a large number of funds flow overseas. Once the market collapses, runs away or loses contact, investors often have no way to complain and the losses are difficult to recover. For example, Baichuan coin, mark coin, beta coin, dark coin, etc
the reporter of lookout Newsweek interviewed in Guangdong, Shandong, Shanghai and other places and learned that most people know that the concept of blockchain is very popular, but they "don't know where it is", and there are different opinions on the specific functions of blockchain: some people think it is used for "investment and financing", "buying and selling currency", while others think it is "a major invention of the same magnitude as the steam engine", Some entrepreneurs are even more eager to seize this "once-in-a-lifetime opportunity to get rich."
many people in the instry said that it is precisely because people have many misunderstandings about blockchain that criminals have opportunities to fish in troubled waters and mislead investors
First, blockchain is not equal to virtual currency. By the end of last year, the number of domestic ICO participants and the total volume of transactions have doubled, a large number of digital currency exchanges have fled overseas, and the agent investment mode has involved more ordinary people in high-risk investmentin many instries, we media and celebrities form interest alliances with issuers and digital exchanges to endorse and create public opinion for the "air currency" project. In December last year, nine departments including the people's Bank of China identified ICO as "suspected of illegal fund-raising, financial fraud, pyramid selling and other illegal and criminal activities"
in the interview, many people told our reporter that the existence of token has built a set of rights and interests mechanism for the development of blockchain technology, which is indispensable for stimulating the prosperity of blockchain applications“ The market practice in the past five years has proved that blockchain applications without equity mechanism are just like market economy without computers connected to the Internet and money, with greatly reced application scenarios and development speed. " An investor in Shanghai said
in fact, the token represented by bitcoin is only one of the earliest procts to verify the blockchain technology, and the two can not be equated, and the existence of token has obviously negative effects on the development of blockchain
Xiao Wei, chief engineer of network blockchain, told this reporter that the myth of ICO's sudden wealth shakes the R & D concentration of blockchain technical talents, and the myth of "sudden wealth" with hundreds of times of return tests the patience of blockchain technical R & D talents“ Many of the "comrades in arms" in the circle who used to do research and development of blockchain technology have gone to issue coins, and now few of them can insist on doing research and development and application of technology. "
Xu zewei, Secretary of the Party committee of Beijing Internet Finance Instry Association, said that under the background of China's ban on ICO, many domestic start-ups promoting blockchain applications are "selling dog meat with sheep's pawn" and financing through concept packaging of worthless tokens“ ICO has polluted the good atmosphere of innovation and entrepreneurship, and created a kind of speculative proct. Many young people are not thinking about entrepreneurship, but are thinking about issuing money, which makes us have the illusion of getting rich overnight. "
at present, more and more people in the instry begin to think about whether the development of blockchain must rely on the issuance of tokens to achieve incentives. Guo Dagang, Secretary General of Beijing Internet Finance Instry Association, told this reporter that the so-called incentive mechanism is only the theoretical basis for the project party to issue tokens for itself. Huo Xuewen, director of Beijing Municipal Bureau of financial work, also believes that if blockchain does not get rid of the dilemma of issuing currency, it will never find a legal landing mechanism
secondly, blockchain is not omnipotent and its security is at risk. Blockchain is generally considered to achieve three functions:
first, the data stored on the blockchain can not be tampered or forged, and the data has high credibility and credibility; Second, the whole process of the transaction can be traced, which can achieve accurate responsibility tracking; Third, the embedded smart contract in the blockchain can be executed automatically based on the contract, so as to improve work efficiency and rece the risk of default. It is generally believed that blockchain has broad application prospects in finance, logistics, trade and other fields
in fact, blockchain is not omnipotent, and its function has many limitations. It is generally believed that, according to the characteristics of cryptography, in order to tamper or falsify in the blockchain, more than 51% of the nodes need to be controlled in theory. When there are enough nodes in the blockchain, it is difficult to tamper with the trust creation mechanism widely participated by the public
However, in reality, digital currency exchanges are frequently attacked or even stolen. On June 20, 2018, bithumb exchange of South Korea announced on its official website that the exchange had been attacked by hackers and stolen 35 billion won, about 32 million US dollars of cryptocurrency Ji Xinhua, known as the first generation of "hackers" in China, said that the blockchain will continue to face attacks, and the process of uploading data to the blockchain is prone to information leakage. Some people in the instry worry that once the super computing power of quantum computing is realized, it will also have a direct impact on the blockchainZhao Yao, a special researcher of the Institute of finance of the Chinese Academy of Social Sciences, told this reporter that the academic community has confirmed as early as 2013 that the blockchain is not perfect and there are many "cheating" strategies. As long as there are enough economic incentives, controlling attacks of more than 51% nodes does not only exist in theory
Zeng Guang, Secretary General of Shenzhen Internet Finance Association, said that the blockchain technology itself does not have the ability to do so
but the central bank is & quot; Departments of the State Council;, The third committee is at the ministerial level; Institutions directly under the State Council;, We can see that there are differences in their identities
the CBRC is responsible for the supervision and management of the banking financial institutions in China. Its main business can be divided into two types: regulatory business and non regulatory business. In short, it is in charge of the bank
generally speaking, the main business of the CBRC is divided into two types, regulatory business and non regulatory business
in terms of regulatory business, there are large banking department, policy banking department and city banking department to supervise the five major banks, policy banks and city commercial banks respectively. In addition, there is a ministry level Joint Conference Office (non Office) to deal with illegal fund-raising to supervise illegal fund-raising
for non regulatory business, there are mainly regulatory department, Policy Research Bureau, Consumer Protection Bureau, Prudential Regulation Bureau and other departments, which are responsible for formulating prudential regulation rules of banking instry
the CBRC also controls the access rights of banking financial institutions, such as the appointment of bank directors and senior executives, the establishment of new bank outlets, etc., which need the approval of the CBRC
under the leadership of the State Council, the people's Bank of China is a macro-control department that formulates and implements monetary policy, maintains financial stability and provides financial services. In short, it's money management. For example, the increase and decrease of reserve rate by the central bank directly affect the bank's credit business, which is an important income of the bank. Of course, the central bank will not abuse its functions. Everything is for the stable development of the country's financial instry
Why are banks afraid of the CBRC and the central bank? One is in charge of fighting, the other is in charge of money, just like parents~
first of all, I feel that as a volunteer, serving for the Spring Festival transportation can be said to be infinite happiness and no glory. Because this is my first time to go out of the campus and really join in the army of serving the people. In the past, the social practice and holiday activities I participated in were all completed under the arrangement and organization of the school. They did not directly create any benefits for the society, nor did they directly make any contribution to the development of the society and the happiness of the people. The reason why this volunteer work is different from the past is that as a member of the Spring Festival service team, I have directly contributed to the harmonious and safe spring festival transportation, which I am particularly proud of. As a citizen of Quancheng, I am very happy and honored to be able to do my part for my hometown today. I can be proud to say that in the service position of XX station, my figure of silent dedication and selfless struggle flashed, my sweat of hard work and conscientiousness, and my rigorous, orderly, efficient and high-quality work performance showed! As far as I'm concerned, it's our happiest thing to let foreign tourists leave a good impression on XX station and XX city through our work. In the same way, through our services, passengers from all over the world, whether on business, visiting relatives and friends or on holiday, can safely and smoothly board the train and go to the journey, which is also the unshirkable responsibility of our young volunteers in Quancheng
secondly, I feel that as a volunteer, I have a long way to go to serve the Spring Festival. Through a few days of service work, I can more intuitively realize that the success of any work in Cheng must strive for perfection, and there is no room for carelessness. Our task of caring for the elevator and supporting the old and the young seems to be simple and direct. We don't need technical support and support, but it is a great test of people's carefulness and patience. As a volunteer, we should always put the safety of passengers in the first place. Although the working time of three hours a day is short, we should concentrate on every minute and every second, and never relax our vigilance. On the one hand, it is necessary to constantly remind passengers to pay attention to safety, so as to take the trouble and work hard; On the other hand, we should constantly observe whether there are special passengers who need to be taken care of and helped, so that we can see and listen. Today, it seems that "to meet the urgent needs of passengers, to meet their needs, to solve their difficulties and to meet their worries" is not empty talk. To achieve it, we need to have a high sense of responsibility and a strong sense of service. To be a good server is not to put on good clothes. Only when you really integrate yourself into the role of a server, can you really do a good job. In the following work, I will continue to sum up experience, overcome defects, make continuous progress and improve, so as to leave a better impression on the passengers and make my work to a higher level
thirdly, I feel that as a volunteer, I have great responsibility and lofty mission to serve the Spring Festival transportation. Compared with the railway workers and leading comrades present here, we college students are not only junior and young, but also far from making enough efforts. Through our several days of investigation, visit and Study on various departments, sections and workshops of the railway system, I have a more comprehensive, systematic and in-depth understanding of how the railway work is carried out. At the same time, I am more aware of the arousness, greatness and loftiness of this cause. For the great rejuvenation of the railway cause and the smooth development of the railway work, how much has the comrades struggling in the front line of the railway silently paid? If we don't visit, I'm afraid no one can make it clear. I still remember a remark made by Master Kong in our interior machinery section. He said that the majority of workers in the line section seldom have holidays and have no complete rest time. They often get up at two o'clock in the middle of the night and work in the cold. When they put down their bowls, they have to go to the work site, work overtime, fight day and night, day after day, year after year. But who knows and understands all this? When we are sitting in a comfortable carriage, who would think how much sweat, effort and tears the railway workers have condensed for the happiness and well-being of the passengers? At this moment, I feel great respect and gratitude to all of our comrades on the railway front, which can not be described in words. Therefore, I can only say to learn from you, from every comrade fighting in the front line of locomotive, from your selfless enthusiasm and dedication. I will use this enthusiasm and spirit to guide my future work and study, and strive to make myself better.
when I was in junior high school, I found that the walls of some streets were always covered with all kinds of advertisements, which seriously affected the appearance of the city. So I organized my classmates to set up a social practice team. I spent a few Saturdays and Sundays in Tianjin to investigate the situation of randomly pasting advertisements in the most prosperous commercial streets and some main streets, and try my best to clean them up. At the end of the activity, I summarized a volunteer activity report and gave it to the school, which was also encouraged and supported by the ability teachers< In the first year of senior high school, several other students in my class and I went to the Pingjin Campaign Memorial Hall in Tianjin on Saturday as volunteer commentators and helped the administrator clean the hall. During this period, we recite the explanation draft in our spare time every week, receive training on Saturday, and do a day's voluntary explanation in the library. This job not only let us understand the relevant historical knowledge, but also let us experience the pleasure of volunteer service in every practice and progress
in senior two, we organized volunteer service again. On Sunday, I went to Tianjin Heping District Library to do the work in the library, help the administrator clean up and return the returned books. After work, in the library, we use the rest time to read our favorite books, which enriches our after-school life while doing voluntary work
in June 2010, ring the summer vacation after graating from senior high school, I participated in the Tianjin station activity sponsored by hope project Beijing donation center and Beijing cigarette factory to support needy college students, and passed on the love gathered in the city to the poor children in Diqing mountain area, Bring them hope and happiness. This activity made me realize that what the volunteers delivered was a love, a fraternity to support the public welfare, and also made me feel the happiness of dedication
I think the work of volunteers is to deliver love to more people, let more people pay attention to and participate in public welfare undertakings, and make the society full of harmony.
Up to now, the fifth set of RMB has been used in our country. Before that, the fourth set of RMB was issued on April 27, 1987. The people's Bank of China has decided to stop the circulation of the fourth set of RMB in the market from May 1, 2018, and has stopped using it on April 30, 2019. Now the fourth set of RMB can no longer be used, but it has collection value
the fifth set of RMB has eight denominations, 100 yuan, 50 yuan, 20 yuan, 10 yuan, 5 yuan, 1 yuan, 5 jiao and 1 jiao. Compared with the fourth set of RMB, the denomination has been reced by 2 yuan and increased by 20 yuan, which adapts to the economic development and settlement convenience of our country. The fourth set of RMB centralized exchange period is from May 1, 2018 to April 30, 2019. The holder can go to the business outlets of various banking financial institutions for exchange. That is to say, after April 30, the seller has the right to refuse to accept this part of RMB
at the same time, the fourth set of RMB anti-counterfeiting technology is not good compared with the fifth set of RMB. Now more and more young people use currency. If they still use the fourth set of RMB all the time, it may be inconvenient for these new people to distinguish the true and false of currency
