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Blockchain medical insurance
Publish: 2021-05-13 13:50:11
1.
blockchain technology is widely used. Under the integration of new technologies, the main application scenarios of blockchain include finance and insurance, intelligent manufacturing, intelligent environmental protection, energy and power, health care, ecation, culture and innovation, smart city, social welfare, agriculture and many other fields
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blockchain + finance
blockchain can help financial institutions solve problems such as trust and data sharing
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blockchain + right art
Tianhe Guoyun's blockchain right system
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3. Blockchain + government
in statistics, voting, budget management and other aspects, blockchain can rece costs, improve efficiency, and increase transparency, so as to prevent the risk of failure of centralized system
4. Blockchain + insurance
fraud identification and risk prevention: by placing insurance claims under an unchangeable general ledger, blockchain helps to eliminate the common sources of fraud in the insurance instry
property insurance and accidental injury insurance: policies and shared ledgers recorded in the form of smart contracts can improve the efficiency of property insurance and accidental injury insurance
Health Insurance: blockchain technology enables medical records to be encrypted and shared among health service providers, thus improving the interoperability of the health insurance ecosystem
Reinsurance: the information security of reinsurance contracts on the blockchain platform can be ensured through the form of smart contracts, which can rece the amount of information and simplify the payment process between insurers and reinsurers
2. The medical and health instry is one of the earliest instries to apply blockchain technology. Blockchain technology has eight application scenarios in the medical instry: 1. Medical and health data; 2. Genome data; 3. Medical insurance; 4. Identification of medical staff; 5. Drug security; 6. Medical supply chain finance; 7. Clinical trials; 8. Surgical records. At present, the most widely used fields are medical health data and medical insurance
at present, Tencent, a domestic Internet giant, has entered the field of blockchain health data. On April 13, Tencent officially released wechat smart hospital 3.0. The new version of wechat smart hospital integrates all medical information into the blockchain, which is supervised on the real-time chain and traceable in the whole process.
at present, Tencent, a domestic Internet giant, has entered the field of blockchain health data. On April 13, Tencent officially released wechat smart hospital 3.0. The new version of wechat smart hospital integrates all medical information into the blockchain, which is supervised on the real-time chain and traceable in the whole process.
3. At present, blockchain is leading the trend of the economic market in various Internet instries, and it is more significant in the medical field. In addition, e to high rendancy, impossibility of tampering, low cost and the ability to manage multi signature complex permissions, blockchain may be the best data storage scheme that human beings can find at present. Medical institutions are using blockchain technology to realize the confidentiality of patients' privacy information
take the PPT big health protection ecological platform on the market as an example:
five applications of blockchain in the medical field:
1. In the aspect of EHR medical treatment, the main application of blockchain is the preservation of personal medical records, which can be understood as the electronic medical records on the blockchain. If you think of the medical record as an account book, originally it is in the hands of various hospitals, and the patients themselves do not master it, so the patients have no way to obtain their own medical records and historical information, which will cause great trouble for the patients to seek medical treatment, because the doctors can not fully understand your medical records. But now, if we can use blockchain technology to save, there will be historical data of personal medical care. Whether we see a doctor or plan for our own health, there will be historical data to use. The real master of this data is the patient himself, not a hospital or a third-party organization
2. DNA wallet gene and medical data can be safely stored by using blockchain technology and obtained by using private key, which will form a DNA wallet. This enables healthcare providers to share and count patient data safely, and helps pharmaceutical companies develop drugs more efficiently. And this model is graally being established
3. The development of bitcoin payment blockchain technology promotes bitcoin payment and gives patients more choices for insurance payment. Although it also depends on the development of bitcoin in the market, the insurance companies that provide this way also have greater advantages than their competitors. For health insurance companies, blockchain is being established as a part of financial services
4. Drug anti-counterfeiting is similar to coding anti-counterfeiting technology. For drugs using blockchain technology, there is a scraped surface on the surface of drug packaging box, and a special verification label under it, which is compared with blockchain technology to ensure the legitimacy of drugs
5. Protein folding e to the rapid process of protein folding, Stanford University previously relied on very expensive supercomputers to simulate the protein folding process. This approach is obviously expensive and has a single point of failure. By using blockchain, they can choose to use a huge distributed network for high-speed computing. This example will greatly attract other companies that use expensive supercomputers. With the development of medical technology, medical data is playing a more and more important role in the aspects of patient identity background, past medical history, and medical payment records. Medical data may be a person's most private data, but e to network operation errors or hacker attacks and other problems, in the past, these personal privacy data were leaked on a large scale. For example, anthem once leaked 80 million patient and employee records, and UCLA health once leaked 4.5 million patient data. The medical convenience brought by blockchain includes: as more and more health and preventive care are provided in a virtual environment, such as at home, at work and so on. Open and viable tracking, validation, and care delivery will become very important for patients, payers, suppliers, scientists, and regulators. The development of these new ohh blockchains in the clinical community will prepare for the study of patients' behavior, and for the important data access of supplier reimbursement, rule compliance, security monitoring and patient compliance in the future. Blockchain is a near perfect technology (not necessarily implemented at present). It can easily and safely access ooh data while protecting the maximum privacy, and rece the interest risk of all patients, including patients themselves, families, caregivers, clinics, suppliers, insurance companies and all stakeholders related to patients' health.
take the PPT big health protection ecological platform on the market as an example:
five applications of blockchain in the medical field:
1. In the aspect of EHR medical treatment, the main application of blockchain is the preservation of personal medical records, which can be understood as the electronic medical records on the blockchain. If you think of the medical record as an account book, originally it is in the hands of various hospitals, and the patients themselves do not master it, so the patients have no way to obtain their own medical records and historical information, which will cause great trouble for the patients to seek medical treatment, because the doctors can not fully understand your medical records. But now, if we can use blockchain technology to save, there will be historical data of personal medical care. Whether we see a doctor or plan for our own health, there will be historical data to use. The real master of this data is the patient himself, not a hospital or a third-party organization
2. DNA wallet gene and medical data can be safely stored by using blockchain technology and obtained by using private key, which will form a DNA wallet. This enables healthcare providers to share and count patient data safely, and helps pharmaceutical companies develop drugs more efficiently. And this model is graally being established
3. The development of bitcoin payment blockchain technology promotes bitcoin payment and gives patients more choices for insurance payment. Although it also depends on the development of bitcoin in the market, the insurance companies that provide this way also have greater advantages than their competitors. For health insurance companies, blockchain is being established as a part of financial services
4. Drug anti-counterfeiting is similar to coding anti-counterfeiting technology. For drugs using blockchain technology, there is a scraped surface on the surface of drug packaging box, and a special verification label under it, which is compared with blockchain technology to ensure the legitimacy of drugs
5. Protein folding e to the rapid process of protein folding, Stanford University previously relied on very expensive supercomputers to simulate the protein folding process. This approach is obviously expensive and has a single point of failure. By using blockchain, they can choose to use a huge distributed network for high-speed computing. This example will greatly attract other companies that use expensive supercomputers. With the development of medical technology, medical data is playing a more and more important role in the aspects of patient identity background, past medical history, and medical payment records. Medical data may be a person's most private data, but e to network operation errors or hacker attacks and other problems, in the past, these personal privacy data were leaked on a large scale. For example, anthem once leaked 80 million patient and employee records, and UCLA health once leaked 4.5 million patient data. The medical convenience brought by blockchain includes: as more and more health and preventive care are provided in a virtual environment, such as at home, at work and so on. Open and viable tracking, validation, and care delivery will become very important for patients, payers, suppliers, scientists, and regulators. The development of these new ohh blockchains in the clinical community will prepare for the study of patients' behavior, and for the important data access of supplier reimbursement, rule compliance, security monitoring and patient compliance in the future. Blockchain is a near perfect technology (not necessarily implemented at present). It can easily and safely access ooh data while protecting the maximum privacy, and rece the interest risk of all patients, including patients themselves, families, caregivers, clinics, suppliers, insurance companies and all stakeholders related to patients' health.
4. Chongqing jinwowo analysis:
the decentralization of blockchain, point-to-point link, openness and transparency, tamper proof, autonomy of smart contract, anonymity and confidentiality can alleviate the problems faced by the medical insurance instry to a certain extent
the decentralized route of blockchain and insurance are in essence consistent. Mutual insurance is essentially a point-to-point transaction. At present, insurance institutions can ecate and sell patients. At the same time, the application of new technology also depends on the insurance institutions themselves.
the decentralization of blockchain, point-to-point link, openness and transparency, tamper proof, autonomy of smart contract, anonymity and confidentiality can alleviate the problems faced by the medical insurance instry to a certain extent
the decentralized route of blockchain and insurance are in essence consistent. Mutual insurance is essentially a point-to-point transaction. At present, insurance institutions can ecate and sell patients. At the same time, the application of new technology also depends on the insurance institutions themselves.
5. Recommendation for matching adventure and mining lineup:
five tigers may be a big fool in other games, but Huang Zhong and Zhao Yun may be the only heroes who can play a small role in adventure and mining. Why do you say that? Because these two heroes also need to be changed in the later period
first of all, let's talk about the two heroes Guan Yu and Zhang Fei. This time, Guan Zhang is the most useless. The attributes of these two heroes are not necessary, and the extreme attack is also very weak. As for fitness skills, heroes don't want them. What's the use of fitness skills
five heroes provide 12 defenses, which is not as good as the last two tristans. They directly have 11 defenses. Or it's easier to use five defense heroes directly.
five tigers may be a big fool in other games, but Huang Zhong and Zhao Yun may be the only heroes who can play a small role in adventure and mining. Why do you say that? Because these two heroes also need to be changed in the later period
first of all, let's talk about the two heroes Guan Yu and Zhang Fei. This time, Guan Zhang is the most useless. The attributes of these two heroes are not necessary, and the extreme attack is also very weak. As for fitness skills, heroes don't want them. What's the use of fitness skills
five heroes provide 12 defenses, which is not as good as the last two tristans. They directly have 11 defenses. Or it's easier to use five defense heroes directly.
6. Actively apply modern technology and security assurance such as artificial intelligence, blockchain, biometrics, big data and security, provide a package of intelligent solutions and technical services for medical insurance departments at all levels, build an integrated information platform of intelligent medical insurance, covering the whole field of medical insurance, such as handling management, public service, intelligent supervision, macro decision-making, etc. While providing information platform construction, the company relies on the international leading experience in medical insurance management, commercial insurance management, medical management, health management and disease management to provide professional and systematic consultation and service support for medical insurance departments at all levels to carry out scientific decision-making and refined management, and build a management closed loop of "decision-making planning policy implementation operation monitoring analysis feedback", Help the government to achieve the goal of recing costs, improving security and improving services.
7. Common questions and answers
Q
most of the insured people encounter the problem of unsuccessful payment, how can we solve the problem as quickly as possible< Cannot read the interface name, Br />
A
first, we can see the special problems that can not be solved through the above process. We can call 95516 for consultation, and provide the ID number, the first name and the screenshot of the insured person. The UnionPay will help to find out the reasons for the problem.
Q
after successful payment, where can I view the payment receipt
a
after successful payment, click "finish" at the top right of the payment success interface to automatically jump out of the payment receipt. If you forget to take a manual screenshot, you can re-enter "urban and rural medical insurance" at any time, and view the payment receipt through "urban and rural medical insurance payment record query" at the bottom and take a manual screenshot
Q
How do you know your payment is successful
a
at any time after the payment is completed, you can view the payment result receipt through the "urban and rural medical insurance payment record query" under the "urban and rural medical insurance payment home page". If there is payment information and payment receipt, the payment is successful
Q
if the information is not handed in successfully after querying, what should we do if the re query prompts "Declaration record is locked"
a
in this case, you can continue the normal query and payment operation after 20 minutes according to the interface prompt
when a user initiates a query, the system will lock the insured information for 20 minutes, so as to prevent the insured from initiating a query payment in two channels at the same time, resulting in repeated payment (any channel will lock for 20 minutes). Therefore, if the insured fails to complete the payment for the first time, the declaration record will be locked if the inquiry is launched again within 20 minutes< Br name />
Q
a
usually in the following cases:
1. Wrong information input of the insured (the last letter of the ID card should be capitalized)
2. Paid before
3. No insurance registration, no insurance information
4 Confirm the information input of the insured is correct
2. Check whether it has been paid through urban and rural medical insurance records (if it has been paid, there will be a receipt for record query)
3
4. Let the medical insurance center manually send the insured information to the tax department
Q
when you pay for urban and rural medical insurance, you can find multiple pieces of insurance information in different places, and prompt what to do if you can't pay for medical insurance
a
urban and rural medical insurance can only be insured in one place. When multiple remote records are found, go to the local medical insurance center to keep the insurance information of one place (the insurance information of other places should be deleted), and then pay the insurance through the online mobile phone channel
Q
after paying the urban and rural medical insurance, the insured should have the legal effect certificate of red seal, not the payment receipt
a
the blockchain voucher will be online before the end of October. When the payment is successful, the voucher with red seal will be generated. Users can download and print the voucher by themselves. At present, the payment receipt will be replaced first
Q
can you pay for other people's urban and rural medical insurance
A
can be paid for others. When paying the urban and rural medical insurance, enter the ID number of the person who needs to pay (if the end is in English, use capitalization) and the first name, and then check the payment information.
Q
how to open, register, bind cards and pay urban and rural medical insurance
a
if the customer service call can't be taught, please go to any local bank branch for consultation. The staff of the branch will know the corresponding operation and teach face to face
Q
when paying urban and rural medical insurance, the interface prompts "transaction communication timeout", "initialization failed, please try again", "cloud flash payment control initialization" how to do
a
in case of the above system error, it is recommended to pay again every other day
Q
when the cloud flash payment app binds the card or pays the medical insurance, there is an error prompt about the bank card, which leads to the failure to complete the card binding or payment. What should we do
a
the fastest and most effective way is to change a bank card with sufficient balance and then carry out relevant operations< br />
Q
Q
most of the insured people encounter the problem of unsuccessful payment, how can we solve the problem as quickly as possible< Cannot read the interface name, Br />
A
first, we can see the special problems that can not be solved through the above process. We can call 95516 for consultation, and provide the ID number, the first name and the screenshot of the insured person. The UnionPay will help to find out the reasons for the problem.
Q
after successful payment, where can I view the payment receipt
a
after successful payment, click "finish" at the top right of the payment success interface to automatically jump out of the payment receipt. If you forget to take a manual screenshot, you can re-enter "urban and rural medical insurance" at any time, and view the payment receipt through "urban and rural medical insurance payment record query" at the bottom and take a manual screenshot
Q
How do you know your payment is successful
a
at any time after the payment is completed, you can view the payment result receipt through the "urban and rural medical insurance payment record query" under the "urban and rural medical insurance payment home page". If there is payment information and payment receipt, the payment is successful
Q
if the information is not handed in successfully after querying, what should we do if the re query prompts "Declaration record is locked"
a
in this case, you can continue the normal query and payment operation after 20 minutes according to the interface prompt
when a user initiates a query, the system will lock the insured information for 20 minutes, so as to prevent the insured from initiating a query payment in two channels at the same time, resulting in repeated payment (any channel will lock for 20 minutes). Therefore, if the insured fails to complete the payment for the first time, the declaration record will be locked if the inquiry is launched again within 20 minutes< Br name />
Q
a
usually in the following cases:
1. Wrong information input of the insured (the last letter of the ID card should be capitalized)
2. Paid before
3. No insurance registration, no insurance information
4 Confirm the information input of the insured is correct
2. Check whether it has been paid through urban and rural medical insurance records (if it has been paid, there will be a receipt for record query)
3
4. Let the medical insurance center manually send the insured information to the tax department
Q
when you pay for urban and rural medical insurance, you can find multiple pieces of insurance information in different places, and prompt what to do if you can't pay for medical insurance
a
urban and rural medical insurance can only be insured in one place. When multiple remote records are found, go to the local medical insurance center to keep the insurance information of one place (the insurance information of other places should be deleted), and then pay the insurance through the online mobile phone channel
Q
after paying the urban and rural medical insurance, the insured should have the legal effect certificate of red seal, not the payment receipt
a
the blockchain voucher will be online before the end of October. When the payment is successful, the voucher with red seal will be generated. Users can download and print the voucher by themselves. At present, the payment receipt will be replaced first
Q
can you pay for other people's urban and rural medical insurance
A
can be paid for others. When paying the urban and rural medical insurance, enter the ID number of the person who needs to pay (if the end is in English, use capitalization) and the first name, and then check the payment information.
Q
how to open, register, bind cards and pay urban and rural medical insurance
a
if the customer service call can't be taught, please go to any local bank branch for consultation. The staff of the branch will know the corresponding operation and teach face to face
Q
when paying urban and rural medical insurance, the interface prompts "transaction communication timeout", "initialization failed, please try again", "cloud flash payment control initialization" how to do
a
in case of the above system error, it is recommended to pay again every other day
Q
when the cloud flash payment app binds the card or pays the medical insurance, there is an error prompt about the bank card, which leads to the failure to complete the card binding or payment. What should we do
a
the fastest and most effective way is to change a bank card with sufficient balance and then carry out relevant operations< br />
Q
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