Zheshang Bank's blockchain Technology
At noon, 31 year old Guo Yang (not his real name) had just finished his morning technical meeting, and then he had seven or eight hours of technical discussion waiting for him. He rarely had time to get out of his work and have a meal with his friends. When he heard the other party say "blockchain technical director's annual salary is 1.5 million", his hand trembled and the bowl almost turned over
Zhang Zuoyi's goal now is to complete the transformation of blockchain technology in other scenarios in the same way. He said that as the team has done more and more, we can see that there are more than 300 online brands, and there are nearly 8000 procts. Just like building blocks, he is building his cooperation relationship on the basis of the cooperation of some brands
Guo Yang is also full of ambition at the moment. At 9 p.m., he finished his shift and had dinner with friends in the company canteen. While talking about the latest progress of the blockchain project, he experienced the ups and downs of the blockchain instry and heard some sad or happy news. On the contrary, he felt that the blockchain technology had more vitality and was worth exploring. Thinking of this, I feel that my ambition has been released by my current work, and I am looking forward to establishing a career that really belongs to blockchain technology
the birth and popularity of bitcoin all over the world depends on the concept, which is in the foreword of the times. However, bitcoin has been preconceived and cannot be replaced by other digital currencies. Although some counterfeit currencies were popular for a while later, they slowly went down in the end, only bitcoin strengthened. Puyin is another shortcut, as a standard system of digital currency appears, behind the endorsement of related tea assets, its value is recognized by the society.
ant finance applies blockchain technology to public welfare projects, making public welfare more open and transparent, avoiding the recurrence of Guo Meimei event; Puyin is a high-quality Tibetan tea asset, which is stored, identified, evaluated and authorized by three parties. It is a standard digital currency issued by encryption and digitization. Puyin strictly implements the concept of "white paper on standard digital currency" in accordance with its operation guidelines, and establishes standards for asset digitization; China Post and IBM have jointly developed a set of asset custody system based on blockchain technology.
in fact, the combination of blockchain technology and finance is not accidental. In short, blockchain is a distributed shared ledger and database, which is decentralized, tamper proof, traceable, etc. Finance is cooperation based on trust. These characteristics of blockchain lay the foundation for creating trust. Blockchain technology is of great significance in solving the financial problems of high credit risk, low capital utilization efficiency and high payment processing cost
in reality, bitcoin is not equal to blockchain, and digital currency is only one of the applications of blockchain technology in the financial field. In the fields of supply chain finance, payment and clearing, trade finance and financial transactions, "blockchain +" has rich application scenarios and imagination
let's start with supply chain finance. The core enterprises in the supply chain can transfer their credit to the micro enterprises through the blockchain, which can solve the financing problem of the micro enterprises to a certain extent. For example, Zheshang Bank has developed a receivables chain platform based on blockchain technology, which transforms the enterprise's receivables into electronic payment settlement and financing tools. ICBC e-letter network financing financial service platform launched by ICBC has registered more than 500 supply chain enterprises such as China Railway and China Merchants Group, and has issued more than 3 billion yuan of loans
in terms of trade finance, by recording the core documents and key processes of trade financing business, both sides of the trade can obtain real information, and with the help of intelligent contract, the application of blockchain technology can effectively promote the formation of market trust and rece the financing cost of enterprises. Data show that since the first phase of the trade finance blockchain platform project of the people's Bank of China was put into operation more than one year ago, more than 30000 businesses have been connected to the chain, more than 5000 businesses have occurred, and the business volume is about 75 billion yuan
instry insiders pointed out that although the application prospect of blockchain technology is broad, there are not many projects that are truly implemented and proce social benefits, and blockchain technology is in the early stage of development, which still needs to be treated rationally
the application fields of blockchain include digital currency, token, finance, anti-counterfeiting traceability, privacy protection, supply chain, entertainment, etc. with the popularity of blockchain and bitcoin, many related top domain names have been registered, which has a great impact on the domain name instry.
Zheshang Bank, formerly known as "Zhejiang Commercial Bank", is a Sino foreign joint venture bank approved by the people's Bank of China on March 20, 1993, which is jointly funded by Bank of China, Nanyang Commercial Bank, Bank of communications and Zhejiang International Trust and investment company with a total investment of US $40 million. On June 30, 2004, China Banking Regulatory Commission approved the reorganization of Zhejiang Commercial Bank from a foreign-funded bank to a Chinese joint-stock commercial bank with Zhejiang private capital as the main body, and changed its name to Zheshang Bank Co., Ltd. the head office moved from Ningbo to Hangzhou. Zheshang Bank has 15 shareholders, of which 13 are private enterprises, accounting for 85.71%; There are three largest shareholders, each accounting for 10.34% of the shares.
Zheshang Bank is not an e-commerce bank, but a commercial bank
Zheshang Bank is one of the 12 national joint-stock commercial banks approved by China Banking and Insurance Regulatory Commission. Its head office is located in Hangzhou City, Zhejiang Province. It is the only national joint-stock commercial bank with its headquarters in Zhejiang Province. It officially opened on August 18, 2004
e-commerce bank is the first commercial bank in China whose core system is based on cloud computing architecture initiated by ant financial services as a major shareholder. As one of the first five private banks approved by CBRC, it officially opened on June 25, 2015
extended information
China Banking Regulatory Commission announced on September 29, 2014 that it agreed to build Zhejiang e-commerce bank in Hangzhou, Zhejiang Province
Zhejiang e-commerce Bank Co., Ltd. is one of the first batch of private banks in China. It was officially opened on June 25, 2015, and its telephone number is 95188
e-commerce bank is the first bank in China to build its core system on the financial cloud. Based on the financial cloud computing platform, e-commerce banks have the ability to handle high concurrent financial transactions, massive big data and elastic expansion, and can take advantage of the Internet and big data to provide financial services to more small and micro enterprises
e-commerce banks are positioned as the preferred financial service provider of e-commerce, the explorer of Internet banking and the practitioner of Inclusive Finance, providing services for small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions