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The relationship between blockchain and digital bank

Publish: 2021-04-14 01:59:11
1. digital currency is an application of blockchain
blockchain is the core supporting technology of digital cryptocurrency system represented by bitcoin. The core advantage of blockchain technology is decentralization. It can realize point-to-point transaction, coordination and cooperation based on decentralized credit in a distributed system without mutual trust by means of data encryption, time stamp, distributed consensus and economic incentive, so as to solve the common high cost, low cost and low cost of centralized institutions Low efficiency and data storage insecurity provide solutions
the application fields of blockchain include digital currency, token, finance, anti-counterfeiting traceability, privacy protection, supply chain, entertainment, etc. with the popularity of blockchain and bitcoin, many related top domain names have been registered, which has a great impact on the domain name instry
taking the tourism instry as an example, blockchain applications mainly focus on tourism travel, tourism community reviews, digital identity management, credit consumption management, tracking pilot's professional certificate and qualification, loyalty plan of hotels and airlines, reservation management and consumption points management. In addition, blockchain also has applications in finance, games, entertainment and other fields.
2. The decentralized blockchain currency wallet we use is actually just a blockchain software. Your currency is not stored in the wallet company, nor in your mobile device. It is still in the address of the blockchain network. The wallet just shows you all kinds of code of the blockchain through the server, establishes a channel to send all kinds of operation instructions to the blockchain. Blockchain application is very hot now. There is a SMIC blockchain service platform project initiated by Changsha high tech Zone, which is blockchain + public service mode, and is soliciting enterprises to join the chain.
3.

Blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can play a role in identity information management, trust mechanism construction, and credit information chain of small and micro enterprises

here is an example of a bank in Nanping:

e to the outbreak of online business, the original offline signing method has been unable to meet the needs of the rapid change of the banking business, and the bank's digital construction is imminent, but the bank's risk control department has strict compliance requirements:

< UL >
  • online business data sensitive privacy, Is the transmission secure

  • does the electronic signature have legal effect

  • can electronic evidence be accepted by the court

  • < / UL >

    these concerns have become obstacles for banks to introce e-contracts and carry out business digital transformation

    after adopting the unique ENA initiative forensics patent technology of the "real hammer" trusted electronic evidence platform, a bank in Nanping, through the clean server of the notary office, online carries out real-time preservation, storage and certification of the electronic data of the target system, records the whole process of the electronic data from generation, transmission to storage, and finally the notary office issues the forensics preservation report with official seal, The effectiveness of the documents is notarial documents, which can be directly accepted by the court. Because the report is issued by the notary office, it has more credibility than the self certification of the third-party E-contract platform, which solves the concerns of the risk control department of the bank at one stroke. The whole process is online and automated, and the front-end customer operation has no perception

    at the same time, combined with the back-end case system of "real hammer" and the outsourcing execution service, the bank realized the rapid dispute resolution of Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problem that the bank cases are scattered all over the country and the cost of legal business trip is high; The litigation cycle is long and there is no efficient disposal channel

    4. Blockchain is its underlying application technology, and digital currency is its currency. Its practical application has little impact on the fluctuation of digital currency
    when the economy is stable, it doesn't rise. When the economy is in turmoil, people begin to store digital currency. Of course, it is convenient for some corrupt elements
    now the economy is stable, the digital currency is in a bear market, the financial crisis, the crisis, and only when there is a crisis can there be an opportunity. At that time, the rapid growth of bitcoin was the opportunity in the financial crisis. Don't worry, there will be a bull market in digital currency, which is expected to come in the second half of next year
    5. Blockchain can be applied in many fields, and the application of digital assets is a major direction, which can be roughly divided into three categories: digital currency, digital financial assets and all kinds of digital financial assets
    digital currency: bitcoin and other virtual currencies
    Digital financial assets: Digital stocks, private equity, crowdfunding equity, bonds, hedge funds, all types of financial derivatives, such as futures, options and other financial assets
    all kinds of digital assets: real estate, data assets, intellectual property, art, luxury, cultural heritage, enterprise assets, urban assets, etc.
    6. Blockchain technology is considered as the "golden key" to solve the social credit problem by technical means
    I may have heard the saying "artificial intelligence is proctivity and blockchain is proction relationship", which also shows the development potential of regional chain
    on the public blockchain, there can be no digital currency. So regional chain fire, digital currency is the same, and the Internet fire is a reason.
    7. Blockchain technology is a decentralized distributed ledger, which can share and the data of the whole ledger synchronously. It has traceability, tamper proof, openness and anonymity. It is the underlying technology of cryptocurrency
    if you want to learn more about blockchain technology and digital currency, you can search relevant blockchain media platforms, such as Baijia and xiongzhang, on the Internet. Here, we recommend a password finance, where you can learn about blockchain and digital currency.
    8. WL wireless

    BR0 0 bridge port
    eth0 Ethernet interface

    VLAN 0 VLAN with number 0
    VLAN 1 VLAN with number 1

    VLAN is a virtual local area network. A local area network can be divided into multiple isolated network segments, up to 4096, numbered from 0 to 4095, and those with the same number are regarded as the same virtual network.
    9. Recently, a new concept of digital wallet has emerged. The platform uses the smart dog to carry out the so-called "moving bricks to cash out" and "saving money to earn interest". I think this kind of investment is very risky and has no legitimacy. Therefore, we should be cautious in investment. If we have to do so, we should first get the principal back and then use the profits to make rolling profits. In this way, even if there is a loss, we don't recommend to do promotion, which will hurt our contacts. Moreover, these so-called recommenders exaggerate and have nothing to do with reality. So the people who are looking for you also want to earn your money. Be careful!
    10. It matters. It doesn't matter
    the essential feature of digital currency is that it can be used as a currency. First, decentralization. That is, you give me money, you are a point, I am a point. The bank is the center. Responsible for transfer and bookkeeping. Blockchain has no center. Direct point-to-point trading
    the second is anonymity. The two sides do not know who the other side is through Internet transactions
    thirdly, it is an account book that cannot be tampered with. Because of the consensus mechanism, POW obtains the bookkeeping right to form a block. In other words, you and I can only find that the transaction is recorded in a block, but it cannot be tampered with

    Digital RMB is owned by the central bank. The people's Bank of China. It's just blockchain technology. Electronic RMB is more accurate.
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