Is AITD blockchain financial insurance reliable
legal representative: Jiang Ning
time of establishment: March 10, 2016
registered capital: RMB 12.5 million
business registration number: 440301115274173
enterprise type: limited liability company
address: 20th floor, Yihua technology Jinrong building, haitianyi Road, Yuehai street, Nanshan District, Shenzhen City
Xi'an blockchain financial service outsourcing Co., Ltd. is a limited liability company (solely owned by natural person) registered in Xincheng District, Xi'an City, Shaanxi Province on January 23, 2018, with its registered address at room 505, Shangde building, 155 Shangde Road, Xincheng District, Xi'an city
the unified social credit code / registration number of Xi'an blockchain financial services outsourcing Co., Ltd. is 91610102ma6uqb5x9f, and the enterprise legal person is Wang Zhulin. At present, the enterprise is in business
Xi'an blockchain financial services outsourcing Co., Ltd., within the province, the current registered capital of enterprises is general
view more information and information of Xi'an blockchain financial services outsourcing Co., Ltd. through network enterprise credit
Intelligent commerce chain is short for ICC, which provides a secure and extensible public chain; Taking the community as the breakthrough point, build a community economy based on token consensus for common values and interests. Through DAPP, AI intelligent community assistant and AI intelligent personal assistant, deeply link community users and community operators, ICC provides a set of standardized, automated and intelligent blockchain solutions for the development of community economy, and builds the infrastructure of future community economy
ichainicc994
fresco network (fres)
focus on 8.0
fresco is the world's first blockchain art digital asset network. Through blockchain technology and Yilai cloud operating system, fresco can realize the digital asset of artworks on a global scale, and realize the realization, promotion and tracing of collection source records of artworks. The two main systems of fresco are fres trust and fres edition. Fres trust value is an art value measurement system based on blockchain, which reflects the total trust value of users on fresco platform to a work of art. Fres trust value reflects the comprehensive academic value and market value of art in the complex art environment. Fres chain procts can allow art owners to issue limited digital rights of their own works of art. It allows people to invest in art without actually holding art, thus helping to expand the global art investment population to an unprecedented scale< br />
commercial insurance, however, operates as a joint-stock insurance company, and the investor is the shareholder, but not necessarily the policyholder of the company. Therefore, the capital ownership, management and supervision of commercial insurance companies belong to the shareholders, and the policyholders only pay the premium to purchase the insurance services. The business purpose of the company is to make money for the shareholders, so when making any decision, the first consideration is to make money. To provide protection for the policyholders is to make money
on the basis of the above fundamental difference, there are several differences between the two in the specific implementation process
from the perspective of the scope of protection, the scope of mutual insurance is wider and more flexible than commercial insurance. Because the latter wants to make money, the risks of those who are not easy to make money, those who are not easy to sell, and those who have a small number of people are usually not guaranteed. Mutual insurance is a group of people of the same kind who are faced with common risks and spontaneously organize to protect them. No matter how many people there are and how high the probability of protecting risks is, as long as everyone agrees with the standard of underwriting and claims, it can operate
from the perspective of premium expenditure, the premium expenditure of mutual insurance is lower than that of commercial insurance. There are two main reasons. The first is the rection of sales expenses. Mutual insurance is mainly for the same kind of people. They naturally have strong aggregation and dissemination, which is concive to the dissemination and sales of procts. However, commercial insurance needs more specialized sales personnel to sell one-to-one to customers, and the cost is higher. Under the same fund management strategy, commercial insurance companies need to extract certain interests, while mutual insurance will return all the interests to the policyholders. Therefore, the first and last result in the lower per capita premium of mutual insurance
in terms of fund-raising ability, commercial insurance is better than mutual insurance because it has more fund-raising channels, such as public offering of shares. In theory, mutual insurance can only charge members more es. Therefore, in the past two hundred years, many mutual insurance companies have been transformed or closed e to financial problems
in terms of decision-making efficiency, commercial insurance is also better than mutual insurance. Because its major issues are directly decided by the management of the company, and mutual insurance requires all the insured to participate in a specific way, whether it is direct participation or election of Representatives, the process will be longer< To sum up, mutual insurance and commercial insurance have their own advantages and disadvantages. The former is more concive to maximize the interests of policy holders, while the latter is more concive to the survival and growth of insurance companies. Tongxin society, the first application project of blockchain technology in China, is an open mutual aid information service platform. With the help of blockchain technology, it realizes decentralized information sharing, innovates and realizes comprehensive and transparent operation, and builds a fair, just, open, safe and efficient open mutual aid information service platform
Zhongan insurance is reliable. Zhongan insurance is set up by domestic well-known enterprises such as ant financial services, Tencent and Ping An of China based on the original intention of protecting and promoting the ecological development of the whole Internet, which is trustworthy
Zhongan insurance's business process is online throughout the whole process, and there are no branches in the country, providing underwriting and claim settlement services through the Internet. On September 28, 2017, Zhongan online was officially listed on the main board of the stock exchange of Hong Kong with the stock code of 6060
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Zhongan insurance's procts
1, zhonglebao
< P > zhonglebao is the first domestic network margin Insurance launched by Zhongan insurance and taobao.com, which aims to provide insurance for the performance ability of sellers who join Taobao consumer insurance agreement, help sellers rece the burden, and ensure good shopping protection for buyers. On March 28, 2015, zhonglebao was awarded "the most innovative insurance proct" by CICC online2. Juju insurance is an insurance service proct specially designed by Zhongan Insurance Co., Ltd. to replace deposit payment
3. Baifuan
fuan is an insurance service proct jointly launched by Zhongan insurance and Internet mobile guard, which is specially designed for users who download and use Internet mobile guard