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Liuyang block chain finance
Publish: 2021-04-15 04:37:56
1. On the way to the hospital, a patient received a recommendation of a health insurance proct on his mobile phone, and he insured
this sentence contains at least three information points: how do you know this person is going to the hospital? How to judge whether the person going to the hospital is a patient? How can you still buy health insurance when you are sick? The answers to these questions all point to one word: insurance technology
with the development and application of new generation information technologies such as big data, cloud computing, artificial intelligence, blockchain and mobile Internet, the development of insurance instry and science and technology is converging. Insurance technology improves the work efficiency of insurance companies, optimizes the customer service experience, and improves the pain points of the insurance instry. The development of science and technology greatly improves the insurance ecological environment, and brings the insurance instry into a broader new development field
so, the question is, how can fintech change the traditional insurance
serving the real economy is the major premise
to discuss how fintech can change the traditional insurance, there is a major premise: finance should return to serving the real economy, so is insurance
Huang Rui, Assistant Secretary General of China Insurance Instry Association, said at the beginning: through the development of data and technology, as well as the application in the whole insurance process, insurance technology can improve efficiency and rece costs, so that all areas of the national economy can obtain more efficient and convenient insurance services, so as to enhance the ability of the insurance instry to serve the real economy. For example, the combination of blockchain with agriculture and instry effectively explores the path of targeted poverty alleviation
MA Boyong, deputy director of the digital office of China Pacific Insurance Group Co., Ltd., provided some data: in recent years, there have been many earthquakes, typhoons and major disasters. Globally, the compensation of insurance in disaster management has reached 30%, but China may only have 10%. From these two data, we can see that our gap is very large
Wu Ti, vice general manager and chief marketing officer of Zhongan insurance, proposes a solution: the essence of insurance has not changed, but the combination of technology and business makes insurance become a stabilizer and connector between Internet, finance and real economy< After clarifying the premise, technology landing is fundamental
Chen Wei, CEO of Zhongan technology, believes that intelligent wearable devices may become the new standard. Based on smart devices, health insurance does not require consumers to submit a physical examination report before giving a premium quotation. With the consent of users, insurance companies can collect personal signs data through smart devices. If you exercise every day, according to these sports data, the pricing of health insurance will be relatively low
Zhang Xiaoyan, Deputy Secretary General of the Internet Finance Research Center of the Financial Research Institute of the people's Bank of China, pointed out that the principles of the Internet of vehicles and wearable devices are similar, and promote the reform of the pricing mode of automobile insurance, such as the reform of the data base, the innovation of the pricing basis, and the improvement of the pricing frequency. According to the driving habits of drivers, the Internet of vehicles can better control risks and carry out differentiated pricing on this basis
Tao quming, deputy general manager of Wanxiang blockchain, proposed that whoever has the data will have the future users. Every enterprise now realizes the value of data. We all want to use other people's data, but we don't want our own data to be used by others. Is it possible to solve this seemingly unsolved problem with a new technology or a new cooperative way? Only blockchain technology can give the answer
Yang Dong, vice president of the Law School of Renmin University of China, cited the case of the combination of blockchain and big data technology: through the consistency of some smart contract data, including storage, protection and data discoverability, blockchain can realize the business support of a more point-to-point digital process, such as improving the speed and efficiency of mutual trust and mutual benefit. For example, teambrella, a British company, uses blockchain technology to support point-to-point insurance services< With the development of digital insurance and big data, fundamental changes have taken place in the pricing, risk control and basic model theory of insurance. The business model of insurance instry also began to change to the retail mode. So, what will the insurance instry look like in 2020
Shao Haifeng, executive member of Ping An Group and general manager of Shanghai one account financial technology Co., Ltd., pointed out that insurance in 2020 has two characteristics: one is insurance scenario, the other is proct intelligence. In addition, the trend of mobile Internet is irresistible. The higher the convenience, the more critical the security. We are looking for a balance between convenience and security
Xu Guisheng, founder and CEO of sponge insurance, believes that with the rapid development of Internet insurance, "small, high-frequency and fragmented" insurance has seamlessly cut into many scenarios of consumers, such as "clothing, food, housing and transportation". Fragmentation scenario needs insurance to protect the whole consumption process. As far as travel is concerned, riding accident insurance is an active attempt of insurance instry to test water sharing economy
Liu Yang, managing director of jadevalue insurance technology incubator, said that there are not many excellent enterprises in the field of insurance technology, and the whole insurance technology market is still in the state of dawn or slow heat, which gives SMEs the best opportunity.
this sentence contains at least three information points: how do you know this person is going to the hospital? How to judge whether the person going to the hospital is a patient? How can you still buy health insurance when you are sick? The answers to these questions all point to one word: insurance technology
with the development and application of new generation information technologies such as big data, cloud computing, artificial intelligence, blockchain and mobile Internet, the development of insurance instry and science and technology is converging. Insurance technology improves the work efficiency of insurance companies, optimizes the customer service experience, and improves the pain points of the insurance instry. The development of science and technology greatly improves the insurance ecological environment, and brings the insurance instry into a broader new development field
so, the question is, how can fintech change the traditional insurance
serving the real economy is the major premise
to discuss how fintech can change the traditional insurance, there is a major premise: finance should return to serving the real economy, so is insurance
Huang Rui, Assistant Secretary General of China Insurance Instry Association, said at the beginning: through the development of data and technology, as well as the application in the whole insurance process, insurance technology can improve efficiency and rece costs, so that all areas of the national economy can obtain more efficient and convenient insurance services, so as to enhance the ability of the insurance instry to serve the real economy. For example, the combination of blockchain with agriculture and instry effectively explores the path of targeted poverty alleviation
MA Boyong, deputy director of the digital office of China Pacific Insurance Group Co., Ltd., provided some data: in recent years, there have been many earthquakes, typhoons and major disasters. Globally, the compensation of insurance in disaster management has reached 30%, but China may only have 10%. From these two data, we can see that our gap is very large
Wu Ti, vice general manager and chief marketing officer of Zhongan insurance, proposes a solution: the essence of insurance has not changed, but the combination of technology and business makes insurance become a stabilizer and connector between Internet, finance and real economy< After clarifying the premise, technology landing is fundamental
Chen Wei, CEO of Zhongan technology, believes that intelligent wearable devices may become the new standard. Based on smart devices, health insurance does not require consumers to submit a physical examination report before giving a premium quotation. With the consent of users, insurance companies can collect personal signs data through smart devices. If you exercise every day, according to these sports data, the pricing of health insurance will be relatively low
Zhang Xiaoyan, Deputy Secretary General of the Internet Finance Research Center of the Financial Research Institute of the people's Bank of China, pointed out that the principles of the Internet of vehicles and wearable devices are similar, and promote the reform of the pricing mode of automobile insurance, such as the reform of the data base, the innovation of the pricing basis, and the improvement of the pricing frequency. According to the driving habits of drivers, the Internet of vehicles can better control risks and carry out differentiated pricing on this basis
Tao quming, deputy general manager of Wanxiang blockchain, proposed that whoever has the data will have the future users. Every enterprise now realizes the value of data. We all want to use other people's data, but we don't want our own data to be used by others. Is it possible to solve this seemingly unsolved problem with a new technology or a new cooperative way? Only blockchain technology can give the answer
Yang Dong, vice president of the Law School of Renmin University of China, cited the case of the combination of blockchain and big data technology: through the consistency of some smart contract data, including storage, protection and data discoverability, blockchain can realize the business support of a more point-to-point digital process, such as improving the speed and efficiency of mutual trust and mutual benefit. For example, teambrella, a British company, uses blockchain technology to support point-to-point insurance services< With the development of digital insurance and big data, fundamental changes have taken place in the pricing, risk control and basic model theory of insurance. The business model of insurance instry also began to change to the retail mode. So, what will the insurance instry look like in 2020
Shao Haifeng, executive member of Ping An Group and general manager of Shanghai one account financial technology Co., Ltd., pointed out that insurance in 2020 has two characteristics: one is insurance scenario, the other is proct intelligence. In addition, the trend of mobile Internet is irresistible. The higher the convenience, the more critical the security. We are looking for a balance between convenience and security
Xu Guisheng, founder and CEO of sponge insurance, believes that with the rapid development of Internet insurance, "small, high-frequency and fragmented" insurance has seamlessly cut into many scenarios of consumers, such as "clothing, food, housing and transportation". Fragmentation scenario needs insurance to protect the whole consumption process. As far as travel is concerned, riding accident insurance is an active attempt of insurance instry to test water sharing economy
Liu Yang, managing director of jadevalue insurance technology incubator, said that there are not many excellent enterprises in the field of insurance technology, and the whole insurance technology market is still in the state of dawn or slow heat, which gives SMEs the best opportunity.
2. Introction: Shenzhen moonlight magic box blockchain e-commerce Co., Ltd. was founded in 2016 and is located in the beautiful coastal city of Shenzhen. Main jade, jade, diamonds, gold procts, silver procts, platinum procts, jewelry
legal representative: Liu Yang
time of establishment: January 4, 2017
registered capital: RMB 5 million
Instrial and commercial registration number: 440301118551130
enterprise type: limited liability company (solely owned by natural person)
address: Room 201, building a, No.1 Qianwan 1st Road, Qianhai Shenzhen Hong Kong cooperation zone, Shenzhen (settled in Shenzhen Qianhai business secretary Co., Ltd.)
legal representative: Liu Yang
time of establishment: January 4, 2017
registered capital: RMB 5 million
Instrial and commercial registration number: 440301118551130
enterprise type: limited liability company (solely owned by natural person)
address: Room 201, building a, No.1 Qianwan 1st Road, Qianhai Shenzhen Hong Kong cooperation zone, Shenzhen (settled in Shenzhen Qianhai business secretary Co., Ltd.)
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