Enterprise logistics financing chain blockchain

1.

in the express logistics instry, there are blockchain companies in China, such as Walton chain

last year, Walton chain and cargo bag (Xiamen) Technology Co., Ltd. reached a strategic cooperation to help them improve their logistics solutions through the "RFID + blockchain" technical solution of Walton chain, and link the data of cargo bag in all aspects of its logistics turnover, such as the layout of the read-write system of key nodes such as in and out of warehouse, receiving and taking goods, when the objects pass any link, All the data can be read by RFID reader, and the corresponding behavior can be transformed into data, which can be uploaded to the blockchain. Users can trace the whole process of logistics with one click

the four business scenarios that can be implemented in the real environment are suitable for the application of blockchain technology

Scene 1: Express insurance

around the insurance scene, express companies carry out commodity transportation, insurance companies provide commodity insurance, merchants provide commodity sales, sellers purchase insurance services, and the government carries out instry supervision

then, what should be recorded on the blockchain? There are several key points, such as the logistics details, accounts, identities, claims and other reference data of commodities are recorded on the blockchain

insurance is the concept of contract. When the customer signs for the package normally, the account claims will be automatically triggered, the contract will end normally, and the premium will be automatically cleared. If there is a problem or lost part, the insurance company's claim process will be triggered

Scene 2: public express

for public welfare activities, such as "one cent" activities, one cent of the cost of each public parcel is donated to the account of public welfare organizations. In this scenario, the express company still undertakes the transportation of goods, the public welfare organizations provide the implementation of public welfare activities, and the poverty alleviation businesses provide the sales of public welfare poverty alleviation goods

then what is recorded in the blockchain is the logistics details of the goods. After the package is signed, it will be recorded on the blockchain and automatically trigger the transfer from the public welfare account of the logistics company to the account of the public welfare organization. When the public welfare activities are over, the whole process is open and transparent, avoiding the public's distrust of social public welfare activities

Scene 3: share the instry blacklist

the blacklist of express delivery practitioners is still dominated by offline mode at present. We hope that through the blockchain technology, each company can record the blacklist of employees on the blockchain, and other companies can also query, and the data can not be modified, and can be traced back to the information such as which company this person did what kind of inappropriate behavior

Scene 4: Supervision of security incidents in postal delivery channels

many express companies will install security inspection machines, and the government also wants to know whether each logistics company has any potential transportation security incidents. Through the mode of Distributed Accounting, each express company can record the effective information of the security event on the blockchain when there is a security event, so that the regulatory authorities can monitor in real time and can not tamper with it

the contents of this article do not constitute any investment suggestions. There are risks in the market and investment should be cautious

2. Logistics instry is very suitable for the application of blockchain technology< In fact, logistics ecosystem is a community of interests composed of multiple participants. There is a concept of "flow" in the instry. Starting from the initial "business flow", it graally gave birth to "logistics", as well as the corresponding support of "capital flow" and "information flow"

there is a key problem behind the emergence of various "flows", that is, the transfer of commodity ownership. Many types of problems solved by blockchain technology are related to trust friction in the process of asset ownership transfer. Therefore, it can be concluded that the business scenario of multi flow integration in express logistics instry is very suitable for blockchain technology to play its value and effect. The application of blockchain technology can significantly improve the processing speed and efficiency of settlement business in express logistics instry, effectively solve the problem of traceability and anti-counterfeiting, and fully ensure the information security and the privacy of the sender and recipient. Next, I list four types of business scenarios suitable for the express logistics instry of blockchain technology

1) high value market. After digitizing high-value commodities, they are recorded on the blockchain to maintain asset ownership< 2) asset ownership transaction. After the assets are digitized, they are recorded on the blockchain for the record management of the asset transaction process

3) shared data scenario. Participants sharing data in the instry record these shared data in the form of blockchain ledger

4) compliance audit. The blockchain records the transactions within and between enterprises with non tamperable and traceable data. The compliance audit requires the input of these high-quality data, so it can be more rapid and efficient in technology
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3. Accompanying payment applies blockchain technology to distributed data storage, encryption algorithm, consensus mechanism and other emerging application modes to solve the problems of information asymmetry, financing difficulty, trust unable to transfer between traditional logistics core enterprises and banks, suppliers and other parties, and establish information transparency and trust mechanism among logistics enterprises, platforms, core enterprises, suppliers, banks and other institutions Decentralized, data tamperable finance.

4. Generally, as long as the enterprise has good credit and stable supply of goods, it can obtain different amount of financing credit of accompanying payment contract logistics. For example, some small and medium-sized logistics enterprises, which are located in remote areas and whose credit system is not perfect, can not get credit from traditional institutions. They can also get the help of collateral free financing credit.

5. According to the contract logistics enterprises of different scales, there will be corresponding lending policies. Small and medium-sized enterprises, such as general three-party logistics and special line logistics, can obtain the financing qualification of accompanying payment as long as they have stable sources of goods and good credit information.

6. ? In short,? Is it accompanied? Combined with their own offline energy? Strength, strength? What can technology do? The regional chain technology is used to build the? A complete one? Credit system,? Can we solve this problem effectively? Small and medium sized contracts? What are the characteristics of logistics enterprises? Financing difficulty? What is harmony? It's expensive.

7. It is mainly aimed at those small and medium-sized contract logistics enterprises that have financing needs, but because of their own environment, information is blocked, policy is weak, and they can not get practical help. Accompanying payment can provide them with "short, small, and frequent" capital lending needs, such as the capital turnover difficulties and capital payment difficulties of general enterprises can be solved.

8. It can solve the practical problems in traditional logistics, such as the difficulty of documentary, the difficulty of recovering the right of accounts receivable, and the financing credit of accounts receivable for enterprises.

9. It is a special credit for small and medium-sized micro contract logistics enterprises. The capital turnover of this business has the characteristics of "small amount, high frequency and large amount". It can be used and borrowed and returned according to its own situation.