Weizhong bank blockchain Wang Meili

1. Now, Bank of Changsha also cooperates with a public platform of SMIC blockchain, which seems to be a blockchain loan for small and micro enterprises.

2. 1. Weizhong bank uses blockchain technology for loan clearing
in September 2016, Weizhong bank and Shanghai Huarui bank put into trial operation the inter-bank joint loan clearing platform based on alliance blockchain technology to optimize the settlement and clearing of "micro loan" joint loans of the two banks. With the introction of the blockchain system, all the information is recorded on the blockchain network, which can not be tampered with. The transaction process is cleared at the same time, realizing real-time clearing, saving a lot of manpower and material resources
2. China UnionPay uses blockchain technology to realize inter-bank points exchange
in September 2016, China UnionPay and IBM tried out a shared points system based on blockchain technology. Using this blockchain system allows users to exchange bonus points across banks and platforms. In other words, the bonus points of one bank can be exchanged for bonus points of other banks, or even multiple airline mileage and supermarket awards. It greatly improves the use efficiency of bank points
3. Toyota uses blockchain technology to track auto parts
in October 2016, Toyota joined R3 alliance to store the proction, processing and use of each part in the blockchain through blockchain technology, so that when there is a problem with auto parts, the source of the parts can be easily and quickly found
4. Central bank's blockchain digital bill trading platform
in January 2017, the central bank's blockchain based digital bill trading platform was successfully tested. The introction of digital currency for settlement can realize the synchronous transfer of capital flow and information flow of digital bill transaction, so as to realize DVP bill settlement. At the same time, the blockchain digital identity solution solves the problem of repeated KYC authentication between different financial institutions. It not only solves the problem that the transaction amount of digital bills is confidential to the unrelated parties, but also ensures that the regulatory parties such as the exchange have the mechanism of seeing through when necessary
5. Ant financial services blockchain application
in August 2017, ant financial services blockchain technology tested water insurance and helped Xinmei mutual insurance company to launch the first love rescue account in the domestic insurance instry. Blockchain technology makes every capital flow open and transparent, the data of every capital flow can not be tampered with, and the whereabouts and uses of every capital can be traced. In November of the same year, ant chain was used in food safety traceability and traceability of genuine procts. At present, the milk powder proced in Australia and New Zealand and Moutai in China, users can only know if they are genuine procts by scanning Alipay.
there are many other successful cases at home and abroad, all of which indicate that the application of blockchain technology is graally promoted, and is favored by various instries. Accompanied by the emergence of many blockchain technology companies, they want to take a share in this field. However, after the people's Bank of China and other seven ministries and commissions issued the "notice on preventing the financing risk of token issuance"), with the increasing difficulty of registration, there are more empty shell companies in the intermediary instry chain, and few companies have practical applications
in addition, the security technology of blockchain has always been concerned and controversial. Nowadays, blockchain mainly faces five security problems: the security of underlying code, cryptographic algorithm, consensus mechanism, smart contract and digital wallet.

3. Bank to bank cooperation and bank to non bank cooperation may require reconciliation. In the past, batch reconciliation will be used, which generally takes T + 1 and T + 2 time to complete. If every transaction, whether the details of loan or repayment, is sent to the blockchain, there is a common mechanism on the chain, so that the accounts seen by multiple parties are accurate, correct and recognized by multiple parties, This plays the role of transaction reconciliation, and the reconciliation speed can be shortened to t + 3S (seconds).

4. Yes, in 2015, Weizhong bank started the research and development of blockchain, and also built the first prototype blockchain applied in the field of financial management. At present, many mature applications have been implemented in government affairs, right, smart city, justice, finance, supply chain, social governance and many other fields.

5.

Formal, it is reported that the people's network and micro public bank also have cooperation

on July 12, 2019, the people's network held the "people's right" and "people's cloud chain" proct press conference in Beijing, and jointly launched the "people's right" platform with microbank

it is understood that renmin.com and Weizhong bank will carry out long-term cooperation in the right protection of online original content to realize the online and automation of the whole process of digital right confirmation, monitoring, infringement forensics and litigation

the "people's right" platform launched this time is led and operated by people's network, and will unite more than 100 party and government media to resist unauthorized reprinting of news works and protect the right of news media; At the same time, we should improve the bargaining power of the news media on the reprint of their works, strive to achieve the normal monitoring and rights protection, market-oriented transactions, and promote the healthy development of the news right market

extended materials:

Li Nanqing, party secretary and President of Weizhong bank, pointed out that Weizhong bank has always attached great importance to communication and cooperation with mainstream media, hoping to build "alliance chain" through cooperation, solve the right protection of online content well, and continue to play its rich experience in the underlying technology and instry application of blockchain, We should innovate the means of right protection to better maintain the order of network right and the healthy development of ecology

MA Zhitao, vice president and chief information officer of Weizhong bank, said: "this cooperation with renmin.com, we hope to jointly promote the formation of an efficient and low-cost right protection mechanism, and build a" blockchain + right "distributed business ecosystem that encourages originality and protects originality."

it is reported that the people's right trading center, which launched the second phase online, introces the right trading link online, and media organizations can set the authorized transaction amount of original articles online; With the introction of the whitelist setting function, the media can set the whitelist units in the organization on line, improve the efficiency of right authorization, and quickly realize a variety of right authorization methods

6. Since the birth of micro focus bank, it has focused on the development of its own scientific and technological strength. Through the construction of financial science and technology basic service capabilities of ABCD (AI, blockchain, cloud computing, big data), it helps cooperative financial institutions improve the level of financial science and technology, rece costs, and provide better undifferentiated financial services. On the whole, Weizhong bank is good.