Building materials industry grafting blockchain Technology

1.

In the past, when it comes to blockchain, we always think of foreign procts, such as Ethereum. But when I talk about this topic today, I think more about China's own blockchain technology

at present, the mature application of blockchain technology is more concentrated in some public chain projects, because many application projects need to be developed based on this, so I think the current global landing direction is public chain projects, and it is still too early to talk about maturity. After all, bitcoin and Ethereum are still blocked, and many old problems have not been solved, There will be many new problems. The well-known ones are Biyuan chain, ulord (the project is abroad, but the technical party provides it in the domestic company, Hunan Tianhe Guoyun Co., Ltd.), quantum chain, Xiaoyi Neo, gongxinbao, etc

ulord is a point-to-point value delivery public chain. By building the underlying architecture of blockchain and digital resource distribution protocol, it supports third-party developers to build their own applications on top of their open source protocol, and works with many instry partners to build a complete ecosystem of blockchain technology and applications

based on various rules and protocols created by ulord, it is convenient to graft various digital resource application scenarios including text, pictures, music, video, software, etc., providing a direct docking platform for information creators and consumers. Third party developers can build their own economic system in ulord, or focus on building all kinds of applications around ulord, and use the ulordtoken in ulord as the voucher in the system

for example, an experience sharing platform can be built on ulord, where the experience sharers price the published experience, and the people who obtain the experience information trade on the platform, and each fee paid to the experience sharers will arrive at the account immediately; Proct promoters can publish ads on ulord, price ads, and people who are interested in ads can get certain profits by clicking on ads. The first mock exam is to separate information from the past, and to use platform or other centralized organizations to spread profit. This mode eliminates intermediate links, and information providers and consumers directly connect with Ulord, which ensures the maximization of the interests of the originator. p>

2. Boscore should be the most powerful technology now. Before, the technology masters in the EOS community did it. The technology is very powerful. The 3-second transaction speed is the fastest in the world. You can go to the official website to learn more about it and see the white paper. It's my honor to take my advice. Thank you. I wish you a happy life!

3. Since the blockchain upsurge in China, the whole instry has been exploring various landing scenarios. It can be said that there are so many blockchains, which have attracted countless entrepreneurs. So what are the advantages of blockchain in the supply chain finance? What are the pain points of the traditional model? What new business models can blockchain create to solve these problems? How should blockchain start-ups enter this field
Moody's, the world's famous bond rating agency, has given 127 blockchain cases, from points to transaction clearing, from document storage to supply chain management, from cross-border payment to supply chain finance, and various applications emerge in endlessly
among so many applications, supply chain finance has attracted much attention, and its commercialization has made rapid progress
this is because, first of all, the supply chain finance scene has a trillion level market scale, and the ceiling is high enough. Secondly, this scene naturally needs multi-party cooperation, but there is no traditional centralized institution in governance, and it needs to use blockchain to build trust. At the same time, technically, this scene does not need high concurrency, and the current blockchain technology can meet it
1. Supply chain finance is a trillion level market
supply chain finance refers to the comprehensive financial procts and services provided to the upstream and downstream enterprises in the supply chain by taking the core enterprises and their related upstream and downstream enterprises as a whole, relying on the core enterprises, taking real trade as the premise, and using the method of self compensating trade financing
according to the different financing collateral, financial institutions divide the supply chain finance into accounts receivable, prepayment and inventory financing, among which the scale of accounts receivable is particularly large< According to the data from the National Bureau of statistics, at the end of 2016, the accounts receivable of China's Instrial Enterprises above designated size were 12.6 trillion yuan, an increase of 10% over the same period of last year, which generated a huge financing demand for enterprises. Compared with the huge accounts receivable, China's annual commercial factoring volume was only about 200 billion yuan in 2015. It can be seen that there is still a large number of supply chain demand has not been met, so the development space of supply chain finance instry is huge
2. How to solve the pain point of supply chain finance with blockchain
pain point 1: the financing of small and medium-sized enterprises in the supply chain is difficult and the cost is high
because banks rely on the ability to control goods and regulate sales of core enterprises, for the sake of risk control, banks are only willing to provide factoring services to upstream suppliers (limited to primary suppliers) with direct accounts payable obligations of core enterprises, Or provide advance payment or inventory financing to its downstream distributors (primary suppliers)
as a result, the demand of secondary and tertiary suppliers / distributors with huge financing demand can not be met, the business volume of supply chain finance is limited, and SMEs can not get timely financing, which will easily lead to proct quality problems and damage the whole supply chain system
blockchain solution:
we issue and run a kind of digital bill on the blockchain, which can be split and transferred freely in the case of transparency and multi-party witness
this model is equivalent to making the credit in the whole business system conctive and traceable, providing financing opportunities for a large number of SMEs that could not have been financed, greatly improving the efficiency and flexibility of bill circulation, and recing the capital cost of SMEs
according to statistics, in the past, traditional supply chain finance companies could only provide financing services for about 15% of suppliers (small and medium-sized enterprises) in the supply chain, while after adopting blockchain technology, 85% of suppliers could enjoy financing convenience
pain point 2: as the main financing tool of supply chain finance, the use of commercial bills and bank bills at this stage is limited, and the transfer is difficult
the use of commercial bills is subject to the reputation of enterprises, and it is difficult to control the arrival time of bank bill discount. At the same time, if we want to transfer these bonds, the difficulty is not small
because in the actual financial operation, banks are very concerned about the legal effect of "Notice of transfer" of accounts receivable claims. If the core enterprise cannot sign back, banks will not be willing to extend credit. It is understood that the bank is very cautious about the legal effect of signing the "Notice of assignment" of creditor's rights, and even requires the legal representative of the core enterprise to go to the bank to sign it face to face. Obviously, this way of operation is extremely difficult
blockchain solution:
an alliance chain can be built between banks and core enterprises, which can be used by all member enterprises in the supply chain. By using the characteristics of multi-party signature and tamper proof of blockchain, the transfer of creditor's rights can get multi-party consensus and rece the difficulty of operation
of course, the system design should be able to achieve the legal notice effect of bond transfer. At the same time, the bank can trace the transactions of each node and draw a visible transaction flow chart
pain point 3: it is difficult for the supply chain financial platform / core enterprise system to prove its innocence, resulting in high risk control cost of the capital side
in the current supply chain financial business, banks or other capital sides are concerned about the authenticity of the transaction information itself in addition to the repayment ability and willingness of the enterprise, and the transaction information is recorded by the ERP system of the core enterprise
although ERP tampering is difficult, it is not absolutely credible. Banks are still worried that core enterprises and suppliers / dealers collude to modify information, so they need to invest manpower and material resources to verify the authenticity of the transaction, which increases the additional cost of risk control
blockchain solution:
as a "trusted machine", blockchain has the characteristics of traceability, consensus and decentralization, and the data on the blockchain has a time stamp, so even if the data of a node is modified, it can not cover the sky. Therefore, blockchain can provide an absolutely trusted environment and rece the cost of risk control on the capital side, Solve the bank's doubts about being tampered with information
3. How should blockchain companies cut into supply chain finance
in terms of market choice, we believe that blockchain start-ups should choose the segments with high enough ceiling, such as household appliances, automobile, retail, clothing, pharmaceutical instry, etc. On the one hand, these instries have a broad market, on the other hand, their supply chain management infrastructure is relatively perfect, and the early cost of block chain is relatively small
we believe that there are two modes for blockchain companies to enter supply chain finance
the first is to directly cooperate with core enterprises / platforms to provide them with the underlying solutions of blockchain. After accumulating enough data, they can provide financial services to the investors by building alliance chain Alliance chain mode)
in view of the fact that the blockchain itself can not solve the problem of risk control, enterprise level risk control still needs to focus on strong core enterprises at the present stage. At the same time, obtaining the support of core enterprises can also effectively solve the problem of customer acquisition, because a large core enterprise generally has thousands of various suppliers
at present, domestic blockchain companies start from core enterprises, including Bubi and Wanglu technology. Bubi has launched an alliance chain "Bunuo" for supply chain finance, linking banks, core enterprises and factoring companies. Bunuo is based in Guangzhou and Shenzhen, radiating southeast business, and digging deep into the field of supply chain finance, Previously, it signed a strategic cooperation agreement with Yigang
the second mode is to provide supply chain management services, such as traceability, tracking, visualization, etc., to integrate information flow, logistics and capital flow, and then engage in financial services Private chain mode)
this mode is equivalent to building an application scenario with blockchain. Just like Alipay, if Ma Yun did Alipay directly, it would be difficult to do so because there was no application scenario, so Taobao first served the real economy. With Taobao, Alipay emerged as a centralization trust scenario and grafted other applications on Alipay before accomplishments.
at present, among the domestic blockchain companies, bitse and food premium are the ones that adopt the supply chain service mode
for example, vechain provides a method of anti-counterfeiting and traceability, by implanting an NFC chip into each commodity, registering the commodity on the blockchain, so that it has a digital identity, and then recording all the information of the digital identity through the account book maintained jointly, so as to achieve the verification effect. At present, vechain procts have been connected with more than 10 instry benchmark customers, and millions of IDS are running on the chain
4. Build a supply chain financial exchange in three steps
from the perspective of implementation path, the application of blockchain in the field of supply chain finance can be realized in three steps
as a prerequisite, we need to build a blockchain + supply chain finance alliance, whose participants include supply chain finance platform, core enterprises, professional financial intermediaries, financiers, factoring institutions, etc
each participant needs to undertake corresponding obligations. For example, the platform is responsible for providing basic services such as supply chain information and customer information, while the core enterprise understands the instry situation, has control over the enterprises in the supply chain, and is responsible for risk control
professional financial intermediaries can integrate and analyze the platform information, and provide customized supply chain financial procts, such as personalized blockchain electronic bills. The fund side includes banks, Internet financial institutions and other customers who are responsible for docking the corresponding risk preference
after the establishment of alliance chain, we can start the three-step strategy
the first step is to put the data in the supply chain alliance on the chain, use the characteristics of blockchain to make it tamperable, and provide services such as data authentication and traceability
the second step is asset digitization, which turns warehouse receipts, contracts, and blockchain bills that can represent financing needs into digital assets, which are unique, tamper proof, and non reprocible
the third step is the transaction of digital assets. The supply chain financial platform will be transformed into a financial asset exchange, which will transform the non-standard enterprise loan demand into standardized financial procts for token, docking investment and financing demand, and concting value trading
finally, blockchain technology will effectively enhance the liquidity of supply chain financial assets, mobilize new financing tools and risk control system, help cover the long tail market of SME financing, and promote supply chain finance as a service.

4. The core and infrastructure of blockchain digital bitcoin is a decentralized ledger system

5. Blockchain is technology, and virtual currency is digital currency grafted on blockchain technology. The core of blockchain is decentralization, which requires participation. As a participant, I can't participate without profit and reward system. If everyone doesn't participate, then blockchain technology can't be decentralized. Therefore, the more popular the blockchain technology is and the more people participate in it, the more valuable the virtual currency is.

6. Trace back to the source. With the function of blockchain accounting, we can record some important information about building materials and the responsible person, which can't be changed. It can better ensure the quality of building materials. Even if there is a problem, we can also find the relevant responsible person.

7. 1、 At present, China's furniture instry is in an era of shock and drastic changes. On the one hand, market overcapacity and oversupply of procts lead to extremely fierce sales competition among enterprises. On the other hand, it is impacted by the new sales mode of Internet, the influence of customized home on the market of finished furniture enterprises, and the early diversion of hardbound house, home decoration and building materials instries to cut off customers, On the other hand, there are more and more cross-border predators in the furniture instry. The real wolf is coming. It must be the third hand to really change the pattern of the furniture instry; The fourth aspect is that the improvement of consumers' living standards and the ability of purchase identification also put forward high requirements for the majority of furniture proction and sales personnel, and some enterprises are difficult to adapt to the market changes. The majority of Chinese furniture enterprises are facing unprecedented challenges, and the pressure of survival is increasing. Only the large and medium-sized enterprises with strong strength, as well as the small and medium-sized furniture enterprises with unique procts and operation mode, can they find their own survival and development space in the future
Second, proct surplus is a normal phenomenon with highly abundant materials and highly developed economy. Only when there is proct surplus can the majority of consumers choose their favorite procts. Unlike in the era of short supply of procts, consumers have no choice but to passively purchase the procts proced and sold by manufacturers. In the era of proct surplus, furniture enterprises and dealers should adopt different sales strategies to deal with the proct sales in this era, instead of simply placing the procts in a certain public place for sale as before. The furniture instry is now more difficult than it used to be. Store distribution can almost be described as miserable. Many dealers have closed down, and many factories have closed down. The trade war seems to have just begun, and everyone seems to be unable to find the pain point and outlet. Even the treatment methods of the big crocodiles seem to be tickling
looking forward to 2020, in the furniture circle where "confusion" is even more serious, prudence breeds, and development and survival restrict each other. More and more people begin to pay attention to originality and appeal to the trend
in recent years, the competition in China's home building materials instry is fierce, and the instry will still be in a critical period of major adjustment and integration for a period of time. With the listing of many enterprises in various instries and the self definition of the post-80s and post-90s emerging consumers on the traditional decoration process, in order to have new development and breakthrough in this melee, enterprises must shuffle and upgrade in this big wave. Ideal Baicheng pays more attention to the consumer experience mode. The slogan of "freedom + whole house customization system" is: simple, natural, plain and clean A peaceful life
in recent years, the development of customized furniture instry is obvious to all. At present, China's customized furniture market share in the furniture instry is about 20%, while developed countries already have more than 60%, which fully shows that the domestic market of customized furniture is still in the blue ocean period, with a large development space and ideal Baicheng walking in the forefront of the instry. Through domestic and foreign research, the "free + full case customization system" has solved the problem of people's lack of planning and development Without goal setting, we can deeply explore the "ideal home" we want
in recent years, environmental protection has become a hot topic, which has also aroused consumers' attention to environmental home. Research shows that 53.8% of Chinese consumers pay attention to the environmental protection of their procts, especially for household procts, and 36% of them regard environmental protection as the primary standard
furniture materials have changed from consuming natural resources to being green and recyclable. Many modified new materials with the participation of polymer materials have recyclable properties. Once the furniture is no longer used, it can be broken into powder and then re pressed into boards to make new furniture. From solid wood furniture to modern MDF furniture, MDF is made of wood chips bonded by resin adhesive. Formaldehyde is inevitable in resin adhesive. The formaldehyde is distributed in residents' homes through the furniture and decoration materials made of MDF, which brings great threat to human health and becomes a lingering nightmare of modern furniture instry. And through the polymer materials combined with sawst and other powder made of new board, because the polymer materials do not contain formaldehyde, so these new materials board and made of furniture almost no formaldehyde release, to ensure people's health
simple space design is usually very implicit, which can often achieve the effect of "less is better than more", and "simple is better than complex". Since the 1950s, modern furniture in Germany has begun to simplify design, modern furniture in Italy has been pursuing streamline surrealism, simple furniture in northern Europe has become popular all over the world, and Japan has also embarked on a unique road of combining tradition and modernity. In the surging wave of "instrial design" in the 20th century, the minimalist design of "less is more" has been pushed to the extreme, and has not declined. According to the relevant data statistics, consumers in the choice of home decoration procts materials and decoration style, tend to "simple style". According to the data, northern Europe simplicity has become a more popular decoration style for consumers. Fresh and idyllic, simple and fashionable, and simple and pure color have become three popular home textile styles. Moreover, home textile procts such as pure cotton and silk and furniture made of logs are more popular
with the development of science and technology, "smart" has become a way of life and social trend. Like the popularity of smart phones in those years, the home furnishing instry has begun to pay attention to the needs of users and follow the social trend, and set foot in the research and development of smart home, which not only brings convenience to their lives, but also increases the competitiveness of enterprises in the market
(1) Italian minimalism
"simplicity is the ultimate complexity" -- Italian minimalism emphasizes eternal elegance, uses prudent geometric lines to proce a strictly defined, clean space, and is full of architectural purity and sculpture
(2) Chinese fashion
with the rise of national strength, the design of "Chinese style" has gone abroad and become a fashion. These unique Chinese style, charm, style of design, after the baptism of modernization, subvert the impression of traditional Chinese furniture, more international
(3) light luxury international
compared with the extremes of "excessive luxury" and "Buddhist restraint", light luxury is between fashion and quality, which can capture the unique artistic aesthetics of the new generation of luxury consumers, and create a lifestyle with high value, high recognition, controllable cost and catering to the new luxury consumers< (4) nostalgia of the new school is a kind of belief, and the speed of the times is far faster than we can imagine. We look forward to the new world while still retaining the nostalgia for the past. As a result, romantic fantasy is transformed into design language and brought back to people's vision< (5) fashionable luxury attitude
contemporary life is becoming more and more diversified, which means that indivials need subversive leap, times need subversive changes, and the world needs subversive innovation. Subversion is not a complete destruction of history, but a way of innovation reorganization and wild growth
the above is all the analysis of the development trend of home building materials instry
the development of home furnishing instry is inseparable from the changing environment of the current society, which is in the process of accelerated development. On the one hand, the development level of proctive forces has been improved from generation to generation; On the other hand, the development cycle of proctive forces has been shortened generation by generation. The stone age went through hundreds of thousands of years. The bronze age has been shortened to more than 3000 years, and the speed of development has increased more than 100 times. In the iron age, from the iron tripod of Jin state to the appearance of modern machines, it was shortened to more than 2000 years. In the machine age, it is only more than 200 years since the steam engine was used. The speed of development has increased ten times. The development cycle of proctive forces has been shortened from several hundred thousand years to three thousand years, two thousand years and two hundred years in turn, and now it is only twenty years. This shows that the historical process of proctivity development is an acceleration process. Every five to ten years will be pregnant with change, we are now in a big change situation, at that time, yesterday's Internet, today's big data, cloud computing, many people did not understand, it is the era of blockchain, 5g, Internet of things, in the change of the environment, how can the home remain unchanged
Guangdong red carp building materials Co., Ltd. is a company specializing in building materials accessories. Red carp waterproof, red carp tile glue and red carp one coating are all well-known procts in the building materials instry. Now sincerely invite to join the agent.