Pictures of industrial blockchain

The most significant applications are

1. Think about using blockchain in enterprise applications to provide more flexible, safe and efficient business processes and distributed, independent markets. Blockchain allows asset owners to track and trade valuable things, such as outstanding invoices, on a transaction "chain" that is more secure, transparent, private and self-coordinating. This capability improves the speed and flexibility of cash and asset management. For example, you are afraid to buy fake things, because a manufacturer transfers proction to several middlemen, and then you buy through middlemen, not manufacturers. If all the data is distributed, point-to-point and transparent, you can buy and pay directly from the manufacturer

3. Rece business transaction friction. Managing spending is a challenge for most organizations. However, blockchain enables enterprises to create self-management networks for suppliers and partners, realize contract automation, real-time payment, tracking of goods transportation, and visibility of the whole supply chain. For example, if a company uses refrigerated containers to transport perishable goods, when the container temperature exceeds a certain threshold, the IOT sensor on the truck may call the smart contract on the blockchain. This will cause the corresponding order to be cancelled, and it will also be able to automatically create a new order, so that a second batch of goods can be sent immediately. Trucks with faulty refrigeration equipment can also go to the repair Office for repair

5. A reasonable application is the record of employees or students. Employers, ecational institutions and even instry certification bodies can add new qualifications, grades or work places when necessary. Imagine giving employees a key to access all their employee records as part of a secure blockchain containing human resources. Indivials can safely share their university transcripts or employment history with other companies or ecational institutions without relying on unreliable and easily falsified faxes. Trace the origin of procts and raw materials. Blockchain can help ensure proct quality and safety by simplifying the tracking and positioning of procts and raw materials in use. For example, if an automobile manufacturer forms a quality centered blockchain including parts suppliers, parts assemblers, quality control suppliers and public management organizations (such as the National Highway Traffic Safety Administration). Then the recall process of defective parts will be faster. It makes sense to think that thousands of people die every year because of defective car parts

6. Verify identity, verify published information and data. Create a better user control mechanism. Nowadays, user information is easy to be manipulated, distributed to third parties, or even sold, so as to create revenue streams for owners of social media platforms, which will never be shared with users of information. Blockchain can disrupt all of these activities. It allows users to control their own information and its exact location. No platform can be accessed without permission. Users can decide who can access their information. They can deal directly with advertisers and third parties according to their choice, rather than like others. Moreover, users can choose to share their information with advertisers on any platform for a fee

to sum up, blockchain is a kind of chained data structure that combines data blocks in chronological order in a sequential way, and it can not be tampered with and forged by cryptography. In a broad sense, blockchain technology uses blockchain data structure to verify and store data, uses distributed node consensus algorithm to generate and update data, and uses cryptography to ensure the security of data transmission and access A new distributed infrastructure and computing method (reference network) for programming and operating data by using intelligent contract composed of automated script code

Application in finance

three major applications of blockchain technology

1. Application of blockchain technology in asset securitization field

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in recent years, The domestic asset securitization (ABS) instry is developing rapidly. At the same time, the problems of asset cash flow management need to be improved, the transparency and efficiency of underlying asset supervision need to be improved, the efficiency of asset transaction settlement is low, and the cost of credit enhancement is high are graally exposed. In order to apply blockchain technology in ABS field, participants need to build ABS blockchain alliance, which is composed of asset side, pre ABS investor, SPV (trust), escrow bank, manager, intermediary, ABS investor and exchange. Its core business includes fund transaction reconciliation, transaction file management, data interaction interface, information release and sharing, underlying asset management, intelligent ABS workflow and so on. Blockchain application can at least empower ABS instry in the following five aspects

To improve the cash flow management of ABS< Second, it is concive to penetrating supervision
thirdly, it can improve the settlement efficiency of financial assets< (4) the efficiency and transparency of securities trading will be greatly enhanced
fifthly, it can rece the transfer cost of credit enhancement

2. Application of blockchain technology in insurance instry. However, with the tightening of regulatory policies on medium and short-term survival procts, the business scale of universal insurance has declined significantly. In the aspect of insurance proct design, blockchain is concive to promoting the breakthrough and rapid development of customized insurance categories, such as agricultural insurance and proct quality insurance

quality insurance can endorse the reputation of enterprises and protect the rights and interests of consumers. However, insurance companies need to make a comprehensive evaluation of enterprises and procts to underwrite quality insurance, but these data are often difficult to collect truly and effectively, which restricts the development of quality insurance. The establishment of proct traceability and anti-counterfeiting application platform based on the underlying technology of blockchain can help insurance companies easily trace the information of proct proction, processing, sales, purchase, complaints and other links through the platform, so as to effectively judge the incidence of quality defects of related procts, formulate insurance procts, and promote consumption upgrading and instrial upgrading


in insurance sales, the application of blockchain technology can simplify the sales process, save the sales cost and realize the traceability of insurance sales. From the perspective of insurance companies, when willing policyholders purchase insurance policies through channels, channel providers uniformly send policyholders' information to the blockchain platform. The platform judges whether willing policyholders are in the white list according to the distributed storage information. If they meet the standards, they will accept the purchase request, which saves the tedious process of manual transmission, acceptance, review and feedback. From the perspective of consumers, blockchain technology can realize the traceability of insurance sales behavior and safeguard the legitimate rights and interests of consumers. The insurance sales market has been in chaos, and the phenomenon of false publicity of insurance procts through deception, concealment or incement has been repeatedly prohibited. Blockchain technology can link the key actions of each link of insurance sales, and realize the traceability of the whole process of sales actions, so as to standardize the insurance sales behavior and promote the sustained, healthy and stable development of the instry

in the insurance claim process, the application of blockchain technology can improve the claim efficiency and customer experience. Claim and loss handling process is an important process in insurance market. The complex claim process increases the cost, reces the claim efficiency and affects the customer experience. Smart contract technology can simplify the claim submission process, rece the need for manual review and shorten the processing cycle. At the same time, it is easier to identify suspicious behaviors through the historical claims and asset source records in the distributed ledger
in the field of insurance anti fraud, the application of blockchain technology can effectively prevent the occurrence of insurance fraud. Insurance fraud not only erodes the profits of insurance companies, but also damages the legitimate rights and interests of other insurance consumers. Although every insurance company has made a lot of efforts in anti fraud, the reality is still grim. Blockchain technology can at least help the insurance instry alleviate or even resolve this stubborn disease in the following two aspects. First, establish anti fraud sharing platform to rece fraud and strengthen evaluation through historical claim information; The second is to establish "unique and identifiable identity information" by using reliable data sources and coded business rules, so as to prevent false use of identity

3. The application of blockchain technology in the field of asset custody
in recent years, the global asset custody instry has entered the fast lane of rapid development, and the scale of Custody Assets and main custody procts have maintained rapid growth., However, there is still a certain gap between this scale and the international advanced peers, and there is still a large space for the development of China's asset custody instry

the application of intelligent contract technology in blockchain can effectively solve the operational risk in asset custody business. We can optimize the business process of asset custody from the following aspects: first, we realize the automation of the whole process, encapsulate the business instruction judgment and execution rules into the smart contract, use the smart contract execution and provide risk tips; The second is to improve the process efficiency, the real-time sharing of asset change, transaction details and other information among the asset consignor, manager, trustee and agent, eliminating the process of repeated verification and right confirmation; The third is to ensure the security of the performance and the authenticity of the transaction. By setting the key, the formal information of the participants, the limited visibility of the account information and the verifiability of the transaction are guaranteed; The fourth is to ensure that the information can not be tampered with, and put the compliance verification requirements of the investment plan on the blockchain to ensure that each transaction is completed on the basis of consensus


at present, bitcoin is the most closely related to blockchain. If you want to learn more about bitcoin blockchain, you can follow some new media. For example, Sohu, Baijia, mustard circle and so on. Foreign websites, such as CCN, coindesk, etc., all have huge applications

Original title: China's blockchain instry market status and development trend analysis in 2019, widely used to accelerate the construction of Digital China. Basically, a relatively mature instrial chain has been formed. With the promotion of national policies and the increasing demand of downstream application fields, the market scale of China's blockchain instry is constantly developing, the regional concentration is high, and the instrial cluster effect is obvious. With the increasing maturity of blockchain technology, the blockchain instry is entering the 3.0 stage as a whole. It has a good performance in finance, logistics, right protection and other fields, and has made great contributions to promoting China's digital construction and accelerating the process of Digital China

instrial chain analysis of blockchain instry: there are many downstream application fields with huge development potential

from the perspective of instrial chain, China's blockchain instry includes upstream hardware, technology and infrastructure; Midstream blockchain application and technical services

application fields of downstream blockchain. The upstream hardware, technology and infrastructure mainly provide the necessary hardware, technology and infrastructure support for blockchain application. The hardware equipment includes mining machinery, ore pool, chip manufacturer, etc; General technologies include distributed storage, decentralized transaction, data service, distributed computing and other related technologies

the downstream application fields include the combination of application blockchain technology and existing instries, mainly including financial instry, logistics instry, right protection, medical health, instrial energy and many other fields. As an emerging technology, blockchain has many downstream application fields and great development potential

the application and service of midstream blockchain includes the construction of infrastructure platform and the provision of technical service support. The construction of infrastructure platform is divided into general infrastructure chain and vertical domain infrastructure chain; Technical service support includes technical support and service support. Similar to upstream technology, technical support is responsible for providing buyers with a series of technical support based on blockchain procts, such as blockchain security protection; Service support includes a series of services such as digital asset trading place, digital asset storage, media community, etc

instry chain analysis of blockchain instry Most of 360 and other enterprises use their own financial companies to apply blockchain technology to launch a new mode of blockchain + finance and broaden the application scenarios of blockchain technology

With the continuous development of China's blockchain technology and the continuous expansion of blockchain application fields, China's blockchain instry will become the forefront of global technology development and open up a new international competition track in the future

2. Blockchain has become a new hot spot for innovation and entrepreneurship, and technology integration will expand new application space

3. Blockchain will be widely implemented in the real economy in the next three years and become an important support for the construction of Digital China

4. Blockchain creates a new platform economy and opens a new era of sharing economy

5. Blockchain accelerates the process of "credible digitization" and drives finance to "move from virtual to real" to serve the real economy

The blockchain supervision and standard system will be further improved, and the instrial development foundation will continue to be consolidated

Because the blockchain technology is not mature at this stage, and the infrastructure is not perfect, many applications are limited, and the overall application is still in a very early stage

Blockchain Yearbook: since the second half of 2016, more than 10 blockchain instrial parks have been established or will be established in China. In addition to Shanghai, Hangzhou and Guangzhou, which have been maintaining a strong momentum in the field of Finance and science and technology, other provinces and cities such as Wuhan, Chongqing, Qing and Suzhou have also laid out blockchain instrial parks Blockchain Yearbook not only summarizes the latest detailed information of global blockchain instrial parks, but also includes the support policies of local governments for blockchain

according to the blockchain Yearbook, as of the end of November 2018, the number of blockchain companies with blockchain as the main business in China has reached nearly 1000, and the instry has initially taken shape. At present, many local governments are also actively positioning blockchain technology from the instrial height, and the policy system and regulatory framework are graally developed and improved

I. blockchain Instrial Park

1. Shanghai Collaborative Innovation Center was established in the earliest but the lowest profile

in November 2016, Zhongguancun blockchain instry alliance and Shanghai Intellectual Instrial Park reached cooperation to jointly create Zhongguancun blockchain Instry Alliance Shanghai collaborative innovation center. At the same time, Shanghai intelligence instry sky blockchain incubation base and Shanghai equity trading trusteeship center were officially established, which means that China's first application blockchain incubation base is officially located in Baoshan, Shanghai

according to the regulations of the park, all kinds of enterprises registered in the park will be given a certain proportion of supporting policies according to the contribution of the enterprises

on the day of the establishment of Shanghai Collaborative Innovation Center, Shanghai Ruizi Investment Management Co., Ltd., Shanghai kuaibei Network Technology Co., Ltd. and Shanghai miaojao Network Technology Co., Ltd. entered. Nearly two years since its establishment, the low-key park has not been exposed much

2. Hangzhou has three blockchain entrepreneurial Parks: occupying the right time, favorable location and favorable people

in the 2018 government work report, the Hangzhou government explicitly listed the blockchain instry as one of the seven future instries to be cultivated in Hangzhou. At present, Hangzhou has formed three major blockchain instrial parks represented by xixigu blockchain Instrial Park, China (Xiaoshan) blockchain entrepreneurship and innovation base, and China Hangzhou blockchain Instrial Park

xixigou blockchain Instrial Park was established in April 2017, located in xixigou Internet Finance Town, Qianjiang Xixi Hejing, and invested and operated by Hangzhou urban investment asset management group

China (Xiaoshan) blockchain entrepreneurship and innovation base was established by the cooperation of China Institute of electronic technology standardization, Hangzhou Xiaoshan District People's government and China Wanxiang Holding Co., Ltd., and settled in Xiaoshan in May 2017

China Hangzhou blockchain Instrial Park, located in Yuhang District, was established in April 2018, and Li Xiaolai, the big man of the currency circle, also attended the ceremony. At the launching ceremony, Yao Yongjie, chairman of Hangzhou longlan investment, announced the establishment of xiong'an global blockchain innovation fund with a total scale of RMB 10 billion

3. Wuhan blockchain Instrial Park encourages college students to start blockchain businesses

Beijing

on November 9, 2018, Zhongguancun Management Committee, Beijing Municipal Bureau of financial work and Beijing Municipal Commission of science and technology jointly issued the "Beijing financial technology development plan (2018-2022)"

the plan brings blockchain technology into the scope of Beijing's "financial technology" development plan, actively promotes the development of underlying technologies that affect the application of financial technology functions, and improves all kinds of technology market facilities, including artificial intelligence, big data, Internet technology (mobile Internet, Internet of things), distributed technology (cloud computing, blockchain), security technology (quantum computing Biometrics, encryption technology, etc

on September 29, 2017, the Beijing Municipal Bureau of financial work and other eight departments jointly issued the implementation measures for the construction of the capital's green financial system, which mentioned the development of green financial information infrastructure based on blockchain and the improvement of the security level of green financial projects

on April 6, 2017, the Management Committee of Zhongguancun Science and Technology Park printed and issued the "ZhongGuanCun national independent innovation demonstration zone to promote the deep integration of science, technology and finance, innovation and development support fund management measures", which mentioned that financial technology enterprises should be supported to provide services for financial regulators and financial institutions, and carry out the demonstration and application of artificial intelligence, blockchain, quantitative investment, intelligent finance and other cutting-edge technologies, Improve the efficiency and convenience of financial services

enterprises shall be given financial support according to 30% of the amount of technology application contract or purchase agreement signed between financial technology enterprises and financial regulators or financial institutions, and the maximum amount of support for a single project shall not exceed 5 million yuan

on December 30, 2016, the Beijing Municipal Bureau of financial work issued the "13th five year plan for the development of financial instry in Beijing", which mentioned that blockchain should be classified as a technology of Internet Finance and encouraged the development of this technology

on August 10, 2016, Beijing Municipal Bureau of financial work issued the performance tasks of Beijing Municipal Bureau of financial work in 2016, in which Article 8 mentioned promoting the introction of Zhongguancun Internet finance comprehensive pilot scheme and the establishment of Zhongguancun blockchain alliance

Shanghai

on April 28, 2017, the Shanghai Internet Finance Instry Association issued the self discipline rules for blockchain technology application of Internet Finance practitioners, which requires blockchain technology to serve the real economy, pay attention to the balance between innovation and standardization, and security, and clarify the bottom line of financial stability and information security, Internet financial institutions applying blockchain technology should report to local regulatory authorities and instry self regulatory organizations, and actively accept instry supervision and self regulatory management. The reporting information should at least include project name, responsible person, business model, business risk, risk control measures, etc

on March 7, 2017, the development and Reform Commission of Baoshan District of Shanghai printed and issued the key points of financial services in Baoshan District in 2017. It was mentioned that the construction of Miaohang blockchain incubation base and Songnan Shanghai Internet finance evaluation center should be followed up to promote the development of financial technology companies as an important part of Baoshan financial ecosystem relying on professional teams and market forces, We should form a development model in which venture capital funds and angel investors gather actively, science and technology finance support is strong, and enterprise investment motivation is fully stimulated

on September 25, 2017, the Shenzhen Municipal People's Government printed and issued several measures to support the development of the financial instry in Shenzhen. It was mentioned that the financial technology special award focuses on excellent projects in the fields of blockchain, digital currency, financial big data application, and the annual award amount is controlled within 6 million yuan

on August 17, 2017, Shenzhen Economic and trade and Information Commission issued the notice of Shenzhen Economic and Trade Information Commission on organizing and implementing the 2018 special support plan for information security of new generation information technology in Shenzhen strategic emerging instries, which mentioned that it is necessary to support blockchain technology

on November 3, 2016, the Financial Development Service Office of Shenzhen Municipal People's government issued the 13th five year plan for the development of Shenzhen's financial instry, which mentioned supporting financial institutions to strengthen the research and exploration of emerging technologies such as blockchain and digital currency

Chongqing

on March 7, 2018, Chongqing municipal government issued the notice on implementing and promoting the task division of the guidance on supply chain innovation and application, which mentioned that it is necessary to study the use of blockchain, artificial intelligence and other emerging technologies to establish a credit evaluation mechanism based on supply chain

on November 7, 2017, Chongqing Economic and Information Technology Commission issued the opinions on accelerating the cultivation and innovative application of blockchain instry. It is mentioned that by 2020, we will strive to build 2-5 blockchain instry bases in Chongqing, introce and cultivate more than 10 leading enterprises in the domestic subdivision field of blockchain, and more than 50 blockchain enterprises with core technology or growth type, The introction and cultivation of more than 500 middle and senior talents in blockchain will build Chongqing into an important instrial highland and innovative application base of blockchain in China

There are many applications of blockchain, which can be summarized in the following figure:

Blockchain has been crazy, but you know nothing about it

blockchain is a distributed database system jointly participated by different nodes and an open ledger system

it is composed of a series of data blocks or packets generated according to the cryptography method, that is, blocks. The data information of each block is automatically stamped with a time stamp, so as to calculate a data encryption value, that is, hash value