Hong Kong blockchain work

1.

However, where are the opportunities for these innocent employees? To put it bluntly, some blockchain entrepreneurs are bent on "empty handed White Wolf", and exploit layer upon layer through "deception". Using asymmetric instry information, blockchain, digital currency and other projects are over packaged, giving people a sense of "Hope". This part of the blockchain entrepreneurs' inherent "bad root", to a certain extent, has led to the instry's "sick" development trend

some blockchain entrepreneurs call for embracing the times, changes and the future, emphasizing the charm of decentralized "fairness". But in reality, it is for self-interest, which hurts the interests of job seekers and other related groups, which is a great injustice in itself

The asymmetry of information is not permanent. Blockchain, digital currency and so on are all areas worthy of attention, but they are not the capital that can be used by some entrepreneurs as unlimited squanders all the time. For the job seekers who want to join them, they should polish their eyes, otherwise they may be surprised if they are not careful

2. According to the latest number of recruitment posts, go language is one of the rare high-tech languages< The average salary in 1-3 years in Beijing is 14k-25k. The average salary excluding working years and working place is 23K.
a colleague of mine studied related technology in podcast before. Now the salary is higher than me

3. Blockchain is a distributed database system participated by nodes. Its characteristics are unchangeable and unforgeable. We can also understand it as an account book system. It is an important concept of bitcoin. A of the complete bitcoin blockchain records every transaction. Through this information, we can find the value of every address at any point in history

blockchain is composed of a series of data blocks generated by cryptographic methods. Each block contains the hash value of the previous block, which is connected to the current block from the original block to form a blockchain.

4.

The most significant applications are

1. Think about using blockchain in enterprise applications to provide more flexible, safe and efficient business processes and distributed, independent markets. Blockchain allows asset owners to track and trade valuable things, such as outstanding invoices, on a transaction "chain" that is more secure, transparent, private and self-coordinating. This capability improves the speed and flexibility of cash and asset management. For example, you are afraid to buy fake things, because a manufacturer transfers proction to several middlemen, and then you buy through middlemen, not manufacturers. If all the data is distributed, point-to-point and transparent, you can buy and pay directly from the manufacturer

The automation market of other assets will be diversified. In essence, because the software itself is controlled and open architecture, and visible to all transaction participants, the transaction based on blockchain can rece the demand for third-party supervision. If the enterprise can publish the value information to multiple potential buyers, and for all buyers, the content can be trusted and visible, and the seller can't sell again, then an open and transparent competitive environment will be formed when purchasing, and the seller can get better prices

3. Rece business transaction friction. Managing spending is a challenge for most organizations. However, blockchain enables enterprises to create self-management networks for suppliers and partners, realize contract automation, real-time payment, tracking of goods transportation, and visibility of the whole supply chain. For example, if a company uses refrigerated containers to transport perishable goods, when the container temperature exceeds a certain threshold, the IOT sensor on the truck may call the smart contract on the blockchain. This will cause the corresponding order to be cancelled, and it will also be able to automatically create a new order, so that a second batch of goods can be sent immediately. Trucks with faulty refrigeration equipment can also go to the repair Office for repair

This kind of network can rece transaction errors and information omission by recing or eliminating human-computer interaction. Moreover, by connecting buyers and sellers directly, transactions can become faster. Manage and secure decentralized private records. Its traditional instry practice is to rely on a third party, using firewalls and restricted access to protect their shared information database. And frequent data leakage events show that this approach is not very ideal. A fundamental advantage of blockchain is that each indivial data record or element is encrypted by the key of a blockchain member. Cybercrime may need to obtain each key of each member in order to access all the blockchain data. This is not to say that blockchain can guarantee 100% security of all data, which helps to rece the possibility of exposure of a large number of private records

5. A reasonable application is the record of employees or students. Employers, ecational institutions and even instry certification bodies can add new qualifications, grades or work places when necessary. Imagine giving employees a key to access all their employee records as part of a secure blockchain containing human resources. Indivials can safely share their university transcripts or employment history with other companies or ecational institutions without relying on unreliable and easily falsified faxes. Trace the origin of procts and raw materials. Blockchain can help ensure proct quality and safety by simplifying the tracking and positioning of procts and raw materials in use. For example, if an automobile manufacturer forms a quality centered blockchain including parts suppliers, parts assemblers, quality control suppliers and public management organizations (such as the National Highway Traffic Safety Administration). Then the recall process of defective parts will be faster. It makes sense to think that thousands of people die every year because of defective car parts

6. Verify identity, verify published information and data. Create a better user control mechanism. Nowadays, user information is easy to be manipulated, distributed to third parties, or even sold, so as to create revenue streams for owners of social media platforms, which will never be shared with users of information. Blockchain can disrupt all of these activities. It allows users to control their own information and its exact location. No platform can be accessed without permission. Users can decide who can access their information. They can deal directly with advertisers and third parties according to their choice, rather than like others. Moreover, users can choose to share their information with advertisers on any platform for a fee

to sum up, blockchain is a kind of chained data structure that combines data blocks in chronological order in a sequential way, and it can not be tampered with and forged by cryptography. In a broad sense, blockchain technology uses blockchain data structure to verify and store data, uses distributed node consensus algorithm to generate and update data, and uses cryptography to ensure the security of data transmission and access A new distributed infrastructure and computing method (reference network) for programming and operating data by using intelligent contract composed of automated script code

Application in finance

three major applications of blockchain technology

1. Application of blockchain technology in asset securitization field

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in recent years, The domestic asset securitization (ABS) instry is developing rapidly. At the same time, the problems of asset cash flow management need to be improved, the transparency and efficiency of underlying asset supervision need to be improved, the efficiency of asset transaction settlement is low, and the cost of credit enhancement is high are graally exposed. In order to apply blockchain technology in ABS field, participants need to build ABS blockchain alliance, which is composed of asset side, pre ABS investor, SPV (trust), escrow bank, manager, intermediary, ABS investor and exchange. Its core business includes fund transaction reconciliation, transaction file management, data interaction interface, information release and sharing, underlying asset management, intelligent ABS workflow and so on. Blockchain application can at least empower ABS instry in the following five aspects

To improve the cash flow management of ABS< Second, it is concive to penetrating supervision
thirdly, it can improve the settlement efficiency of financial assets< (4) the efficiency and transparency of securities trading will be greatly enhanced
fifthly, it can rece the transfer cost of credit enhancement

2. Application of blockchain technology in insurance instry. However, with the tightening of regulatory policies on medium and short-term survival procts, the business scale of universal insurance has declined significantly. In the aspect of insurance proct design, blockchain is concive to promoting the breakthrough and rapid development of customized insurance categories, such as agricultural insurance and proct quality insurance

quality insurance can endorse the reputation of enterprises and protect the rights and interests of consumers. However, insurance companies need to make a comprehensive evaluation of enterprises and procts to underwrite quality insurance, but these data are often difficult to collect truly and effectively, which restricts the development of quality insurance. The establishment of proct traceability and anti-counterfeiting application platform based on the underlying technology of blockchain can help insurance companies easily trace the information of proct proction, processing, sales, purchase, complaints and other links through the platform, so as to effectively judge the incidence of quality defects of related procts, formulate insurance procts, and promote consumption upgrading and instrial upgrading


in insurance sales, the application of blockchain technology can simplify the sales process, save the sales cost and realize the traceability of insurance sales. From the perspective of insurance companies, when willing policyholders purchase insurance policies through channels, channel providers uniformly send policyholders' information to the blockchain platform. The platform judges whether willing policyholders are in the white list according to the distributed storage information. If they meet the standards, they will accept the purchase request, which saves the tedious process of manual transmission, acceptance, review and feedback. From the perspective of consumers, blockchain technology can realize the traceability of insurance sales behavior and safeguard the legitimate rights and interests of consumers. The insurance sales market has been in chaos, and the phenomenon of false publicity of insurance procts through deception, concealment or incement has been repeatedly prohibited. Blockchain technology can link the key actions of each link of insurance sales, and realize the traceability of the whole process of sales actions, so as to standardize the insurance sales behavior and promote the sustained, healthy and stable development of the instry

in the insurance claim process, the application of blockchain technology can improve the claim efficiency and customer experience. Claim and loss handling process is an important process in insurance market. The complex claim process increases the cost, reces the claim efficiency and affects the customer experience. Smart contract technology can simplify the claim submission process, rece the need for manual review and shorten the processing cycle. At the same time, it is easier to identify suspicious behaviors through the historical claims and asset source records in the distributed ledger
in the field of insurance anti fraud, the application of blockchain technology can effectively prevent the occurrence of insurance fraud. Insurance fraud not only erodes the profits of insurance companies, but also damages the legitimate rights and interests of other insurance consumers. Although every insurance company has made a lot of efforts in anti fraud, the reality is still grim. Blockchain technology can at least help the insurance instry alleviate or even resolve this stubborn disease in the following two aspects. First, establish anti fraud sharing platform to rece fraud and strengthen evaluation through historical claim information; The second is to establish "unique and identifiable identity information" by using reliable data sources and coded business rules, so as to prevent false use of identity

3. The application of blockchain technology in the field of asset custody
in recent years, the global asset custody instry has entered the fast lane of rapid development, and the scale of Custody Assets and main custody procts have maintained rapid growth., However, there is still a certain gap between this scale and the international advanced peers, and there is still a large space for the development of China's asset custody instry

the application of intelligent contract technology in blockchain can effectively solve the operational risk in asset custody business. We can optimize the business process of asset custody from the following aspects: first, we realize the automation of the whole process, encapsulate the business instruction judgment and execution rules into the smart contract, use the smart contract execution and provide risk tips; The second is to improve the process efficiency, the real-time sharing of asset change, transaction details and other information among the asset consignor, manager, trustee and agent, eliminating the process of repeated verification and right confirmation; The third is to ensure the security of the performance and the authenticity of the transaction. By setting the key, the formal information of the participants, the limited visibility of the account information and the verifiability of the transaction are guaranteed; The fourth is to ensure that the information can not be tampered with, and put the compliance verification requirements of the investment plan on the blockchain to ensure that each transaction is completed on the basis of consensus


at present, bitcoin is the most closely related to blockchain. If you want to learn more about bitcoin blockchain, you can follow some new media. For example, Sohu, Baijia, mustard circle and so on. Foreign websites, such as CCN, coindesk, etc., all have huge applications

5.

At present, blockchain is not only applied in the financial instry, but also in the following instries, such as banking, payment and cash transaction, network security, academic records and academia, election, network and Internet of things, prediction, right and so on. There are still many areas that need blockchain technology. It can be imagined that the Internet + we mentioned before will become a blockchain + situation in the future

from the demand side, finance, health care, notarization, communication, supply chain, domain name, voting and other fields are beginning to realize the importance of blockchain and try to connect technology with the real society

from the perspective of the investment side, the supply of investment funds for blockchain is graally rising, the investment enthusiasm of venture capital is also rising, and the investment density is increasing. The supply of funds at the supply side is expected to promote the further development of technology

from the perspective of market application, blockchain can become a market tool to help the society rece the cost of the platform and make the intermediary institutions become the past; Blockchain will promote the shift of the focus of the company's existing business model, which is expected to accelerate the development of the company

from the perspective of underlying technology, blockchain is expected to promote the transformation of data recording, data dissemination and data storage management; Blockchain itself is more like an open source protocol at the bottom of the Internet, which will touch or even completely replace the underlying basic protocol of the existing Internet in the near future

from the perspective of social structure, blockchain technology is expected to integrate law and economy and completely subvert the original social supervision mode; Organizational form will change because of it, and blockchain may eventually lead people to a distributed and autonomous society

Where should we start to learn blockchain

first of all, we need to have a comprehensive understanding of the source and cognition of blockchain from a macro perspective. Why do we need to do this? Because if we don't understand, we will have no voice. We don't know how to judge that the next outlet is blockchain. Even if people follow suit, we also need our own learning solution as support. So, what do we need to know? I have listed the contents, For your reference only, if you already know something about it, you can skip this step:

1), basic theory of blockchain

2), basic programming (computer software and hardware foundation, character set and character encoding, HTML5 + CSS3 and other front-end technologies, ECMAScript + BOM + DOM, jQuery, node.js, Ajax and express framework)

3) Go programming language and database operation

4), blockchain 1.0 programming - bitcoin

5), blockchain 2.0 - Ethereum

6), Star Cloud chain and EOS development practice

7), blockchain 3.0 - fabric of super ledger

to you who are still struggling in the tuyere of blockchain: there is a market when there is demand, and the society never lacks excellent technical talents, After a good understanding (you can refer to Qianfeng's blockchain video tutorial), you must be firm and accurate

6. I can only say that this is an emerging instry. We should not care too much about the immediate gains and losses of interests. We should look at the long term, and opportunities are more important

blockchain technology is only a technical means of recording information, and its main characteristics are decentralization and transparency, which can be applied in any instry. The traditional mode of recording information needs the credit of the recorder to endorse it, and people have to pay for the credit cost. Compared with the traditional way of information recording, blockchain has unique advantages: everyone can record, and everyone has all the recorded information, which also means recing the cost of reputation. The so-called blockchain instry itself is a pseudo proposition, and technical means can be applied to any instry.

7. I suggest you don't go to blockchain companies. Now the market is not very good, many are air currency has become a lot. A lot of companies that cheat money are actually worthless. Find another company.

8. This problem can be solved by Excel standard function, but it's a little boring
to ask a question, there must be a place in your original form where you can identify the currency, right? And before unifying currencies, you need to decide what your base currency is? RMB or USD or something
the information to be prepared is the exchange rate between each currency and the base currency
suppose you have only two currencies, RMB and USD, the base currency is RMB, and the exchange rate is 1usd = 7RMB
suppose the data table format is as follows
col a amount (numerical type)
col B currency
col C our target fields
column A and B are your original data, as long as you write excel function on column C
function = if (B1 = & quot; USD", A1 * 7, A1)

the sorting is nothing special, just the same as before. Excel sorting is not automatic, it is triggered manually, so if you want to sort, go to data - & gt; sort

9. It mainly uses blockchain technology to lay out various application scenarios and applications. If you are interested, you can learn the knowledge of blockchain first

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The financial services Development Committee (FSDC), established in Hong Kong in 2013, aims to provide relevant guidance on the policies of the financial services instry. This morning, the Committee issued a report for discussion, in which it recommended that the Hong Kong government take measures in several key areas

if established, this plan will be associated with some efforts of the central bank in Hong Kong