The impact of blockchain on RMB
Often when we talk about value, we will naturally relate to price. Indeed, price is an important data to measure value. As a blockchain technology, bitcoin's price reached 140000 RMB when it was high, and now it has dropped by about 50%, but it is still as high as 80000 RMB
At this point, you may have understood: if people do not have a common understanding of a thing, and do not give value to a thing, many things will not become "valuable". Just like our understanding of air and food, it is necessary for us to live and survive! This is the "consensus". We all believe that if we want to live, these two are indispensable! Therefore, we can conclude that the essence of value is consensus. What is the value consensus of virtual currency? Most people think that the essence of currency is not consensus, but the credibility and authority of the ruling government. This is not unreasonable. The government can only be one of the sources of value consensus, so most people think it is not comprehensive. In today's society, our consensus on the value of things comes from many ways, such as: Endorsement of authoritative institutions, corporate credit, religious belief, support of scientific theoryin a few days, the safe also released the blockchain development plan. It seems that the whole world will be transformed by blockchain. Many people have a kind of blockchain application, which will give the currency transaction and foreign exchange transaction a false identity
blockchain has a natural anti censorship international nature in terms of asset transaction and circulation, and can freely and conveniently circulate without the constraint of traditional concurrent management. On the one hand, there is a great risk, so the safe also said that in China, only RMB can be used for pricing, and anything that may threaten this basis should be prohibited. In a short period of time, it may be difficult for blockchain to achieve anything at the level of foreign exchange transactions. The foreign exchange bureau mentioned the application scenarios of blockchain technology in cross-border trade financing and macro Prudential Management. This direction belongs to the pure technology application direction, which is less related to transactions. At present, it is also the direction that the top priority is to develop, using blockchain technology to optimize the real instry
how to optimize it? Because blockchain has the characteristics of traceability, distributed transparency, tamper proof, etc., for example, in cross-border trade, the data of related parties involved in trade are linked and opened to third parties (such as banks) with permission. In the past, enterprises may need more practical asset mortgage to borrow money from banks, Now, by associating reliable trade data on the blockchain, the bank can know the future cash flow of the enterprise, and can use the operation of the enterprise as asset mortgage to give credit. This will greatly optimize the allocation of assets
another example is the patient information in the hospital. The traditional scenario is that the data of each hospital is independent. Every time you go to a new hospital, you will be asked to do a booklet or a set of examinations. If there is a medical chain open to all hospitals and all information is recorded in this account book, you can avoid a lot of plication and simplify efficiency
it is clear that the priority is to develop blockchain technology to optimize and transform traditional instries, with the focus on the combination with the real economy. I am also very optimistic about this, but in terms of asset trading, the expectation of currency trading and foreign exchange trading should not be too high. After the excitement, it will be calm. FX technology, fxmap in Assa community
A regular blockchain project that can be applied to blockchain financial solutions and double your investment will have the following points at the same time: (take out a small book and record)
1. There will be money, but it is not a virtual currency for speculation
why should there be money in blockchain projects? What is the function of this coin? Currency plays the role of voucher and circulation in the project. In fact, the slip can also play the role of voucher and circulation. For example, the IOU, or even the stamped IOU, can be used as voucher and circulation? Yes! However, notes can be forged, while things on the blockchain cannot be forged and are the only one. That's why blockchain projects need money. However, it should be noted that this currency is not used for speculation, but is complementary to the business. It not only has the property of transaction, but also has the property of cash dividend. Generally speaking, even if it is put still, it will not affect the project operation and investment income
2, there must be investment guarantee mechanism
that is to say, your income should be stable and sustainable, rather than based on speculation. It's said that you have to get your own return on investment. The so-called return on investment must be obtained without much cost. In other words, someone has to run the business and do something. Do you understand? Only in this way can you increase the value of your investment. The investment return mechanism should be guaranteed by law
3, with real business system and hematopoietic capacity
a complete business entity and hematopoietic capacity are the basis for all investments to gain value added! Without a complete business system and hematopoietic capacity, any investment will not get stable, reliable and sustainable value-added
if you want your investment insurance and safety, these three points are essential. If you have these three points at the same time, it will be sooner or later for you to make money. Without these three points, your investment will basically drift away
the essential feature of digital currency is that it can be used as a currency. First, decentralization. That is, you give me money, you are a point, I am a point. The bank is the center. Responsible for transfer and bookkeeping. Blockchain has no center. Direct point-to-point trading
the second is anonymity. The two sides do not know who the other side is through Internet transactions
thirdly, it is an account book that cannot be tampered with. Because of the consensus mechanism, POW obtains the bookkeeping right to form a block. In other words, you and I can only find that the transaction is recorded in a block, but it cannot be tampered with
Digital RMB is owned by the central bank. The people's Bank of China. It's just blockchain technology. Electronic RMB is more accurate.