Top 100 financial blockchains in 2020

1. blockchain instry has great growth potential. Five aspects promote the healthy development of technology. Blockchain basic situation analysis blockchain technology, as a technical solution for collective maintenance of a reliable database in a decentralized way, has the characteristics of decentralization, tamper proof, highly scalable, etc., and is becoming a new technology following big data, cloud computing, artificial intelligence Virtual reality and other technologies are another emerging technology that will have a significant impact on the future, which is expected to promote human beings from the era of information internet to the era of value Internet. Some countries and regions in the United States, Japan and the European Union have promoted the development of blockchain as an important national development strategy, and vigorously promoted the research and development and application of blockchain technology. China also attaches great importance to the technological innovation and instrial development of blockchain. With the joint participation of it and other enterprises, a large number of new enterprises, new procts, new models and new applications have emerged. The application of blockchain in the fields of finance, government affairs, energy, medical and other instries has graally expanded, and is becoming an important force to drive the technological proct innovation and instrial transformation of various instries. The development of blockchain can be divided into three stages, namely, blockchain 1.0, represented by bitcoin and related financial infrastructure applications, and blockchain 2.0, represented by smart contract. At present, it is graally moving towards blockchain 3.0, which is based on blockchain technology and more complex in-depth application of smart contract. Statistical analysis of blockchain investment and financing in the first half of the year since 2016, the frequency and amount of investment and financing in China's blockchain field have increased sharply. According to the statistical data of "in depth analysis report on business model innovation and investment opportunities of blockchain instry" released by foresight Instry Research Institute, in the first half of 2018, the amount of financing in the blockchain field was about 10.7 billion, with a year-on-year growth rate of 1426% compared with the same period in 2017; The number of investment and financing events in the field of blockchain has reached 205, and it is expected that the investment in the field of blockchain will usher in another peak this year. Judging from the distribution of investment and financing rounds in China's blockchain field, the investment rounds in the start-up period (before round b) account for more than 95%. There are many instry pioneers participating in the investment together, and most enterprises are still in the race. Statistics and growth of blockchain investment and financing in the first half of 2014-2018 data source: prospective instry research institute collated the statistical analysis of Chinese blockchain enterprises and registered capital. In 2013 and before, there were only 26 blockchain related enterprises registered in China. In 2016, 116 blockchain enterprises were registered, 158 were registered in 2017, and 52 were registered from January to the end of June 2018. In terms of registered capital, there are 26 enterprises in China whose registered capital is less than 1 million yuan, accounting for about 6%; 197 companies have registered capital between 1 million yuan and 9.99 million yuan, accounting for about 46%; There are 171 companies with registered capital between 10 million yuan and 100 million yuan, accounting for about 40%; There are 31 companies with more than 100 million yuan, accounting for about 7%. Statistics on the enterprises and registered capital of China's blockchain enterprises from January to June 2013-2018 data source: prospective instry research institute collates the statistics of China's blockchain enterprises in terms of regions and fields. Among the 425 blockchain enterprises, 385 enterprises are gathered in Beijing, Shanghai, Guangdong, Zhejiang, Sichuan and Jiangsu, accounting for 90% of the total. Among them, Beijing has the largest number of enterprises, accounting for about 37% of the country. In terms of instry, China's blockchain enterprises are mainly distributed in the fields of finance, bottom public chain, enterprise services, technical solutions, data services, health care, Internet of things, transportation, games, etc. Among them, 91 enterprises are engaged in the financial field, accounting for more than 21%. China's blockchain enterprise field distribution statistics data source: prospective instry research institute collates that China attaches great importance to the development and application of blockchain technology. Driven by multiple forces such as policy, technology and market, the pace of blockchain innovation has been accelerating. It has been deeply integrated with cloud computing, big data, Internet of things and other technologies. The scope of exploration and application has also expanded from digital assets to supply chain management, intelligent manufacturing, instrial Internet, social welfare, right protection and other fields. Five aspects to promote the healthy development of blockchain technology, and promote the high-quality development of digital economy. 1. Pay close attention to the international development frontier, jointly promote the research of blockchain related technology and instry, promote the standardization of blockchain development instry behavior, and create a good development environment. 2. Strengthen the construction of blockchain core technology capabilities. Establish and improve the collaborative promotion mechanism among backbone enterprises, universities and research institutions, guide it enterprises to strengthen technical reserves, accelerate the breakthrough of key core technologies, and improve the performance, efficiency and security of blockchain. 3. Support the development of entrepreneurship and innovation in the field of blockchain, encourage the cross-border integration of blockchain enterprises and user units, guide instry organizations to establish public service platforms, support third-party organizations to carry out blockchain service evaluation and testing, promote the enrichment of instrial applications of blockchain, and serve the transformation and upgrading of entity economy. 4. Actively build and improve the blockchain standard system, accelerate the development and application of key standards, and graally build a perfect standard system. Actively connect with ITU, ISO and other international standards organizations, substantially participate in more international standardization work, and actively contribute more "Chinese power". 5. We will accelerate the improvement of the policy environment for blockchain development, support qualified enterprises to carry out application innovation and mode innovation, and guide and encourage enterprises, universities and scientific research institutes to jointly cultivate professionals needed for blockchain development. Support eligible blockchain enterprises to enjoy the preferential tax policies of the state to support the development of software instry and small and medium-sized enterprises. The instrial scale is small but the growth potential is huge. The blockchain economy is on the eve of the outbreak period. The financial instry is relatively widely used, and the application of other instries has also entered the stage of exploration and development. It is estimated that the direct market value of blockchain will increase from US $410 million to US $7.68 billion between 2017 and 2022

2.

1. Enjin (enj)

in the near future, the game instry is the instry most likely to adopt blockchain on a large scale. Enjin coin is the cryptocurrency of virtual goods created by Enjin. Enjin is the "largest online gaming community platform" with more than 250000 gaming communities and 18.7 million registered gamers

Cardano (ADA)

compared with Ethereum, EOS and Tron, Cardano is the third generation of decentralized app (DAPP) and smart contract platform. Cardano's design philosophy has the following points:

scalability: with the growth of users, the transaction processing speed is not affected or even faster, such as P2P protocol

interoperability: in the future, there will be countless devices connected to each other, instead of only connecting and forwarding through routers. All kinds of devices can communicate directly through standard general protocol

Sustainability: like bitcoin, Cardano project will not be controlled and influenced by a certain company or organization, which is a safe, decentralized and sustainable development platform

With the popularity of sto (security token offers), Nash also plays an important role. Nash is a kind of registered security token. In the past, Nash participated in and led the development of many projects

Nash exchange is a decentralized exchange. If you hold nex token, you can calculate the dividend here

4. Basic attention token (BAT)

bat mainly solves the problem of advertising:

user information is abused: large companies such as Google and Facebook track and use user information and behavior, and sell without the knowledge of users

the effect of advertising is restrained: middlemen earn most of the fees, a large number of advertisements are blocked by users using software, and advertisements are fake

in the past six to 12 months, the number of publishers using the brand browser (Note: the brand browser supports bat token) has grown rapidly, and almost no blockchain ecosystem has grown so fast

5, chainlink (link)

chainlink mainly solves the problem that each blockchain has and the smart contract cannot obtain external data. In order to introce external data into the blockchain, the concept of Oracle is proposed in smart contract

companies including Google are supporting the development of chainlink. Here is a list of chainlink partners

one of the main problems of chainlink is similar to Ethereum. The development team has reserved 650 million link tokens, while only 350 million are in circulation at present

Ethereum (ETH)

Ethereum has long occupied the second place in the top 100 cryptocurrencies. Its ecology is so big that we can't call it altcoin now. To tell you the truth, I'm not optimistic about Ethereum in the long run, but it will flourish in the short run

3. As a rookie of Bubi blockchain, I'll tell you
Application of blockchain technology in banking

2.1 self regulatory platform

we rarely see a platform that can conct self-regulation without intervention. In all areas similar to the financial instry, central banks and regulators (such as the securities and Exchange Commission) come to set uniform rules and manage them. Blockchain technology makes the system no longer need the supervision from enterprises or government entities, so as to regulate the operation of the system. Blockchain provides a mechanism called "workload proof", which allows each computer node in the system to participate in the approval of each transaction. The system has built-in check and balance mechanism to ensure that no computer in the system can deceive the system. All of these reviews and supervisions are completely automated by the computer. At present, there are many other consensus models that can replace the "workload proof" mechanism, but still retain the core idea that each client or node can manage the system point-to-point. What's more, blockchain makes every element in the system completely transparent. Therefore, for such a large-scale community all over the world, blockchain technology can easily review and manage it - "supervision from the public", thus effectively recing fraud. Imagine how much it can save costs and improve efficiency

2.2 compliance with the law and easy tracking

actors (users) and their behaviors (sending money or assets to others) are recorded on the blockchain. Any transaction between the two parties can be tracked and inquired, and can be proved in court. This is because all transactions need a set of public key / private key to encrypt and decrypt processing and transactions. Once they are added to the blockchain, they are permanent and unchangeable. Any record, once written to the blockchain, cannot be tampered with. Anyone holding assets or digital currency on the blockchain will have their own public key on the blockchain. When a transaction occurs, it needs to be signed by the previous holder who controls these assets using the private key. Blockchain also allows a variety of mechanisms for transactions. For example, it can be set to require two people to jointly sign a transaction. In a system without endorsement of enterprises or government, the legally binding mechanism can greatly enhance the trust factor for the system

2.3 built in business continuity

a global platform can not bear the risk of downtime when concting major transactions. Blockchain, a complete point-to-point network, has many distributed nodes and computer servers to support, which has high reliability. Every node in the system keeps a of the complete blockchain data. This makes the whole network highly fault-tolerant, if any part of a few nodes have problems, it will not affect the other parts of the network continue to operate. This makes it possible to achieve 24 / 7 all-weather operation characteristics like disaster recovery center or database rendancy center without using complex technology

2.4 evolution model without burden

in the system, there are a series of rules and key points to help decide who has the right to approve the transaction and what needs to be reviewed before the transaction is written into the blockchain. Blockchain technology can fork out new versions according to different environments and business model requirements. The new version also needs to conform to the overall concept of blockchain. All these changes must be approved by all members of the system, and everyone can get the same benefits. In addition, these changes will not affect the transactions that have occurred and confirmed on the blockchain. For a system, it has enough robustness and flexibility. People often compare the similarities between the Internet and blockchain, including their growth potential and business prospects. These two systems have very similar characteristics. The Internet does not need or does not have a centralized management department (except for a few for the management of agreed URL and domain name registration), but also has enough rendancy and strong fault tolerance. The Internet has been developing for so many years, from basic text to rich graphics, video, animation, and all this has not affected other existing systems and content. Blockchain has fully proved its function and practicability in bitcoin system. Just as the famous Chinese philosopher Lao Tzu said, "the tree that embraces is born at the end of a tree."; The platform of nine layers starts from the base soil; A journey of a thousand miles begins with a single step. " I think this should be the creed of all the pioneers of blockchain technology
as a rookie of Bubi blockchain, I tell you so much!

4. Ping An technology's blockchain technology has the strongest zero knowledge verification algorithm library in the instry, with Delay & lt; 0.05 seconds, 100 times guomi acceleration scheme. At the same time, it is the world's largest commercial blockchain platform, carrying 40000 nodes and connecting 200 banks, 200000 enterprises and 500 other commercial and government institutions. At present, there are dozens of enterprise level application solutions, including the Hong Kong Monetary Authority platform launched in September 2018, the financial one account supply chain linking 1 million + enterprises and the SME financing platform.

5. Blockchain is a decentralized distributed ledger database. Decentralization is different from the traditional way of centralization. There is no center, or everyone is the center; Distributed ledger data
Library means that the recording method is not only to store the ledger data in each node, but also to share and the data of the whole ledger synchronously. At the same time, blockchain also has the characteristics of disintermediation and information transparency.

6. From the perspective of coin an, the head enterprise, coin an spent a lot of time on the implementation of blockchain technology. First of all, in terms of social welfare, coin an China blockchain Research Institute has divided philanthropy through blockchain technology, so that the source and destination of love funding can be seen, and the whole process can be divided  transparent  Traceability.

7. For example, weni venture capital fund aims at helping start-ups and blockchain technology.

8.

In recent years, financial fraud, accountant audit failure and other risk events occur from time to time in the capital market, which brings legal risk and reputation risk to commercial banks, and has attracted the attention of the leaders of the State Council

on December 18, the "bank letter blockchain service platform" was officially released, which was launched by China Banking Association and China Institute of certified public accountants to actively implement the document requirements of the notice on further standardizing the work of bank letter and reply letter, study and promote the digital construction of letter, and improve the standardization level of letter business

"we hope that the future bank letter blockchain service platform can play a role in preventing and resolving risks, promote the improvement of letter quality and efficiency, strive to build a demonstration digital platform with high security, strong public welfare, convenience and efficiency, and make e contributions to improving the construction of social credit system and strengthening financial services for the real economy." Liu Fushou, chief lawyer of CIRC, said at the press conference

Pan Guangwei, full-time vice president of China Banking Association, said that in the future, China Banking Association will work with relevant institutions to promote the transformation and upgrading of letter business towards the direction of intensive operation and management, electronic path, standardized business process and refined data governance, improve the quality of accounting information and audit, promote the construction of social credit system and help the high-quality development of banking instry

three core advantages

bank letter and reply are the process in which the certified public accountant, after obtaining the authorization of the audited unit, directly sends the confirmation letter to the banking financial institutions, inquires about the authenticity of the audited unit's bank deposit, bank loan, guarantee, financial management and other information, and the bank inquires, checks the relevant information and provides the reply

According to pan Guangwei, letter confirmation is one of the core proceres of independent audit, which is crucial to identify errors and frauds in financial statements. For the whole financial market, letter work is related to the quality and efficiency of audit work, the quality of accounting information and the authenticity of capital market data, which is very important to prevent financial risks

"the bank letter blockchain service platform adheres to the construction concept of authority, fairness and public welfare, follows the principles of marketization, openness and graalness, and graally promotes the transformation and development of bank letter to the direction of intensification, electronization, standardization and refinement, with three core advantages." Pan Guangwei said

one is platform target location. The platform has changed the offline decentralized letter reply mode to online centralized processing, which can complete the whole process of bank letter application, authorization, sending and reply online, speed up the letter processing efficiency, effectively solve various disadvantages of traditional paper letter mode, rece the degree of manual intervention of accounting firms, banks, audited units and other related parties, and enhance risk control, Rece the risk of data error and fraud

Second, in terms of platform security. The platform only retains the information of the letter transmission process, not the letter data information, and pays attention to the information isolation and confidentiality, so as to ensure the data security of banks and offices. The platform has a financial level security protection environment, which can realize 7 * 24-hour system safe operation

The third is the platform technical support. The platform chooses "ICBC Xi chain" as the underlying blockchain technology. ICBC Xi chain not only has significant technical advantages, but also has completely independent intellectual property rights. It has passed the authoritative certification of trusted blockchain of MIIT, and has many mature application projects

100 banks have applied for access

at the press conference, pan Guangwei also said that after confirming that the bank letter platform takes blockchain as the underlying technology, the working group has carried out on-site communication with a number of technology companies with blockchain technology and scene application one by one. After experts' evaluation, the blockchain technology is selected to be independent and controllable, safe and reliable, and the business connection and scene application are improved ICBC technology, which has more advantages in later operation and maintenance, is the project contractor

it is understood that as the underlying blockchain technology, "ICBC Xi chain" participated in the trusted blockchain evaluation of China Academy of information technology in 2019 and 2020, and passed five technical evaluations of function, baas, performance, security and password with 100% passing rate. It is the first blockchain proct in the financial instry to be certified by an official authoritative evaluation institution

"with the strong support of instrial and Commercial Bank of China and instrial and Commercial Bank of China technology, the system development work was officially completed on October 26, and joint debugging and testing work was being carried out with a number of banks and accounting firms. At present, 100 banks and dozens of accounting firms have clearly signed up to apply for access to the platform. We will actively connect with banks and accounting firms to be connected to the platform, and provide solutions and training according to the needs of all parties. " Pan Guangwei said

Zhang Wenwu, vice president of ICBC, said at the press conference that ICBC has always paid attention to the quality of bank letter work, and ICBC technology company has further innovated and improved on the basis of ICBC's original letter e-letter, spared no effort in platform construction, and realized the platform's proction and online on schele“ The signing of the cooperation agreement will be taken as an opportunity for the first batch of banks to actively cooperate with the construction of the platform, promote the interconnection between e-letter and the platform, and fully support the use of the platform through the practice of centralized letter and certificate at the bank end. "

At the press conference, Liu Fushou also said that it is necessary to promote the construction of the letter certification platform in a safe and orderly manner, adhere to the principle of safety, prudence and risk control, adhere to the principle of pilot first and steady progress, and adhere to dynamic adjustment and continuous improvement

9.

Which financial software companies in China are doing better now has always been a controversial topic, because each software development company has its own field of expertise, but through some common properties and conditions, we can also largely judge the characteristics of some better software development companies, Today, Xiaobian will introce the ranking of better software development companies in China

fourth place: Shenzhen qiante Technology Co., Ltd.

reason for recommendation: qiante technology is an Internet company with marketing strategy, creative design strength and technical professional services as the core. Founded in 2008, the company has set up branches in Guangzhou, Chongqing, Xi'an and Guiyang successively. It is committed to providing comprehensive network publicity and technology application overall planning scheme for enterprises, truly realizing the intelligence of enterprise Internet information, and improving the market competitiveness of enterprises in the era of network technology

No.5: Shenzhen Kaiyi Information Technology Co., Ltd WEB application, App development, cloud computing, WeChat applet, intelligent hardware docking, Internet plus software application solutions. Build source code development resources integration and download platform, with user needs as the core, to provide professional and special services. The company has a team of more than 100 people, more than 80% of whom are technicians, 37 of whom have more than 10 years of development experience. In 2016, they submitted the patent certification of blockchain template, including finance, ecological agriculture, e-commerce and ecation