Why can blockchain be combined with finance
blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can play a role in identity information management, trust mechanism construction, and credit information chain of small and micro enterprises
here is an example of a bank in Nanping:
e to the outbreak of online business, the original offline signing method has been unable to meet the needs of the rapid change of the banking business, and the bank's digital construction is imminent, but the bank's risk control department has strict compliance requirements:
< UL >online business data sensitive privacy, Is the transmission secure
does the electronic signature have legal effect
can electronic evidence be accepted by the court
these concerns have become obstacles for banks to introce e-contracts and carry out business digital transformation
after adopting the unique ENA initiative forensics patent technology of the "real hammer" trusted electronic evidence platform, a bank in Nanping, through the clean server of the notary office, online carries out real-time preservation, storage and certification of the electronic data of the target system, records the whole process of the electronic data from generation, transmission to storage, and finally the notary office issues the forensics preservation report with official seal, The effectiveness of the documents is notarial documents, which can be directly accepted by the court. Because the report is issued by the notary office, it has more credibility than the self certification of the third-party E-contract platform, which solves the concerns of the risk control department of the bank at one stroke. The whole process is online and automated, and the front-end customer operation has no perception
at the same time, combined with the back-end case system of "real hammer" and the outsourcing execution service, the bank realized the rapid dispute resolution of Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problem that the bank cases are scattered all over the country and the cost of legal business trip is high; The litigation cycle is long and there is no efficient disposal channel
now there is a good application of blockchain + finance, which is the public service platform of SMIC blockchain. They have direct business cooperation with Bank of Changsha in small and medium-sized micro loans
I hope the answer will help you. If you don't understand, you can continue to ask.
Zhongan technology's Anlian cloud platform,
specially creates blockchain solutions,
at present, it has successfully provided supply chain financial solutions for a number of domestic enterprises,
and platforms,
solved the current business problems for these enterprises,
and mainly fits the development pain points of enterprises,
I hope my answers will be helpful to you, Hope to adopt..
1. Right click the windows Icon in the lower left corner of the desktop to find the command indicator under Windows system
the people's Bank of China launched the trade finance blockchain platform, which widely connects the information of tax, customs, foreign exchange and other departments, and effectively helps the financing and credit enhancement of small and medium-sized enterprises
Guangdong has released the first local financial off-site supervision blockchain system in China, which can effectively solve the problems of information asymmetry and unreliability between financial institutions and regulators in traditional supervision methods
State Grid supply chain financial data sharing platform based on data side chain: provide conditional and reliable sharing service of supply chain financial data under privacy protection, help small and medium-sized suppliers to revitalize accounts receivable, rece financing cost and increase financial income of financial institutions
in addition to these, there are other applications, such as cipher finance mimacaijing, which focuses on blockchain information.
From the perspective of the history of human technological development, real scientific and technological innovation is often suspected at the initial stage, even Einstein's theory of relativity. However, it seems that blockchain has not experienced this kind of scientific query, but has been hyped since the concept was launched. However, several years have passed since its launch. People have not heard of any country or company that has really solved practical problems with blockchain technology and created new value. If a technology has few practical effects, but many people say it is good, we can not rule out the suspicion of hype
at present, China's prevention and control of systemic financial risks has entered a new stage, with tight time and heavy tasks. However, whether it is to improve financial efficiency or prevent and control financial risks, blockchain may not be a good helper. In this sense, in order to prevent emerging financial risks, it is better for blockchain to stay away from finance
content source: Economic Daily