Blockchain grey products
bitcoin is a kind of encrypted digital asset protected by cryptography, without the participation of centralized institutions. It has been running steadily since 2009 and has become one of the important investment targets of global investors. Many investors are very interested in bitcoin investment. The entry process of bitcoin and some investment procts is slightly different. The address of bitcoin blockchain is decentralized, so there is no account opening step. However, purchasing Mai bitcoin with bitcoin requires the assistance of some third-party platforms
at present, there are relatively large platforms in China, such as okex, fire coin and coin security. I have been in and out of money for many times in these platforms. Let's introce my experience of buying Mai bitcoin in these exchanges.
before the introction, I need to explain one premise: the security of Mai bitcoin is divided into two aspects: one is asset security, which basically won't cause any problems when I choose the three major domestic exchanges; the other is capital security, in other words, Is to rece as much as possible with the flow of black money bank card transactions. Because it's easy to freeze their bank cards, each exchange has a different strategy
1、OKEx： https://www.okex.me/buy-crypto/cny
okex is the exchange that I use the most Mai currency. I have been in okexmai currency since 18 years. Most of the time, I have had a good experience of Mai currency. I only encountered the problem of freezing okex account (not bank card freezing) once in my impression. However, OK customer service also helped me understand the freezing process very quickly. This is my first contact with OK customer service, Good attitude and high efficiency< it can be seen from the side that okex has done a lot of work in the prevention and control of black money. Moreover, in recent years, there are few card freezing incidents in okex. Today, the black money in the exchange is increasingly rampant, okex has done quite well
in terms of user experience, the function of one click Mai is more suitable for Xiao. When using this function, you don't need to select the businesses that meet the standard in the list of businesses. It's more convenient. At present, when you do activities, you will get a 20 yuan reward when you buy Mai for the first time
in addition, okex is a first-line exchange with a large user base. Mai currency supports wechat, and ZFB buys Mai with zero handling charge. If you've just come into contact with bitcoin, it's a quick and safe choice in okexmai
However, the weakness is that okex has little support for foreign currencies. Except for RMB, only the Vietnamese Dong and Indian Rupee have depth. The Mai currency entrance of other countries' currencies is only the interface of other cooperation platforms2 https://www.huobi.com/zh-cn/
the exchange's legal currency trading plate is deep enough, and there are many powerful businesses with good experience. Support the purchase of Mai bitcoin with multi currency. In addition, the process of making Mai coins is relatively smooth and can be completed in a few minutes
however, e to the good user experience of fire coin, black and gray procts will also choose fire coin as a channel for money laundering. fire coin has been updating its risk control strategy to intercept black money accounts. However, at present, it seems that the effect may not be so good, and the freezing card incident continues. Friends who pay close attention to the digital money market may understand that a large-scale freeze occurred in early June, and many users' bank cards were frozen. Therefore, we should be a little more cautious when using Mai coins on this platform, try to choose the ranked merchants, and rece the probability of being frozen.
3 https://www.binance.com/cn
the trading plate of currency security legal currency started late, and the accumulation was not enough. Frankly speaking, the depth and experience of legal currency trading is quite different from that of okex and fire currency< Strong>, especially the t+1 strategy of currency, which is Mai currency, will make complaints about money in a day. This system has been thrown into the trap by too many people, because this is obviously a "one size fits all" strategy with insufficient technical capability.
however, even if there are many slots, coin an is slightly better than the second and third tier exchanges in terms of asset security. Users who trade in coin an can also try to buy Mai bitcoin in coin an
finally, based on the above factors, it is suggested that okex is the first choice for Mai bitcoin, fire coin is the second choice, and coin security is not recommended
Bitcoin price accelerated to rise at the same time, there has been a more rapid decline in the callback
according to the price of coindesk on bitcoin news and information network, on January 11, the price of bitcoin fell to about US $30305, down 27.78% from the highest price of US $41962 in history. In other words, the price of bitcoin fell from $40000 to $30305 in just over a day. Before that, bitcoin took six days to rise from $30000 to $40000
from the macro-economic environment, Yu Jianing believes that the correction on January 11 can be regarded as a hedging measure taken by overseas mainstream investment institutions. He believes that one of the reasons for bitcoin's rise this year is the continued decline of the dollar index. At present, Biden's government is coming to power, "bad is good", the dollar may rebound, global commodity assets have a significant correction, and the digital asset market will adjust accordingly
in recent days, the US dollar index has risen significantly. As of press release, the US dollar index is about 90.49, down 0.06 from the previous day and up 1.16% from the closing price of 89.42 on January 6
he also pointed out that many bitcoin miners choose to sell at relatively high prices. According to cq.live, the miner's position index (MPI) has reached its highest level this year. The MPI index is higher than 2, which indicates that miners tend to sell bitcoin after mining; If MPI is negative, it indicates that they are optimistic about the short-term trend and choose to hoard bitcoin. At present, the value is about 5.26, indicating that the miners are selling bitcoin on the over-the-counter market or exchange. In addition, bytetree data also shows that in the past week, bitcoin miners g out 6894 bitcoins, but sold 10047 bitcoins, which means that the miners sold nearly 3153 bitcoins in stock
Yu Jianing mentioned that another reason for the decline is the website downtime of the largest compliance exchange in the United States, such as coinbase, after the market fluctuated violently, which delayed the trading of users, and many buying orders could not be traded normally, which also led to the bitcoin price on the website far lower than the market price, further aggravating the market panic
"e to the failure of the coinbase system, we could only sell but not hang up the bill yesterday, and the whole trading world order was destroyed." A coin circle employee also said
regulatory warning bitcoin volatility risk
it is worth noting that the recent ups and downs of bitcoin has also aroused the vigilance of regulatory authorities in various countries
On January 12, the New Zealand financial market authority (FMA) warned new Zealanders to invest in cryptocurrency prudently, according to the New Zealand Herald"new Zealanders who are considering buying cryptocurrencies such as bitcoin should realize that they are high-risk and highly volatile assets," a spokesman for the New Zealand Financial Markets Authority said. "Cryptocurrencies are not regulated in New Zealand and are often used by fraudsters and hackers."
According to the times on January 9, HSBC has decided to stop providing cryptocurrency trading services to customers in the UK, including prohibiting customers from depositing funds into HSBC from their digital wallets. At the same time, many other UK banks have banned customers from using credit cards to buy digital currencies such as bitcoin"the virtual currency represented by stable currency is facing more and more complicated compliance risks. As more and more economic activities migrate to the blockchain, the instry is facing great compliance pressure. The circulation of stable currencies such as usdt will grow explosively in 2020, reaching a record high. Behind this, part of the use demand comes from the normal transactions in compliance, but there are also black and gray demands for money laundering, illegal financing and other problems. In the future, the blockchain instry will face more and more compliance challenges. " Yu said
he pointed out that according to the report on anti money laundering of virtual currency released by peckshield in 2020, the value of unregulated outbound virtual currency reached US $17.5 billion in 2020, an increase of 51% compared with that in 2019, and it is still growing rapidly. The number of fraud cases involving virtual currency continued to rise to 151, an increase of 655% over 2019
Yu Jianing said: "since the second half of 2020, fraud, attack, extortion, gambling and other assets, as well as money laundering, run points and other gray assets, have begun to turn into virtual currency money laundering. The number of extortion cases has increased rapidly, and the situation of virtual currency anti money laundering is grim. In 2021, it is necessary for the blockchain and digital assets instry to adopt a more strict and prudent KYC (know your customer) review mechanism, More stringent anti money laundering standards will be implemented. "If there are CAD drawings, please refer to
Gray instry: an unreasonable but objective instry between legitimate instry (white) and illegitimate instry (black)
to put it simply, grey instry is a project or instry that makes exorbitant profits by playing against the law
extended information:
unveiling the gray instry chain of "blockchain license"
source: Beijing business daily
with the popularity of blockchain, the gray instry of blockchain license appears in the market, and some brokers holding "blockchain license" are also deeply cultivating the great opportunity of making money. However, the Beijing Business Daily reporter found through investigation that the so-called "blockchain license" is actually a business license with blockchain, not an official document approving relevant institutions to carry out business. Analysts believe that companies that register blockchain related names are actually a kind of hype, which has little significance in investment and is suspected of hype
start with "blockchain license" with a minimum of 20000 yuan
recently, a reporter from Beijing business daily saw a piece of news from a resource exchange group called financial license, "a hot blockchain license has been issued, which has no household and no operation. After 15 days of transfer, 20000 yuan will be taken away.". The broker who peddled the license said that the price of acquiring ready-made license ranged from 20000 yuan to 100000 yuan. If there is no special requirement, the minimum budget is 20000 yuan
however, the reporter of Beijing Business Daily found some tricks in the specific information of issuing the license plate. According to the requirements of formal business license, the business license must be issued by the State Administration for Instry and commerce or local administration for Instry and commerce. The formal business license must have name, type, domicile, legal representative, registered capital, date of establishment, business term and business scope. The so-called "blockchain license" is only sealed by the local instry and Commerce Bureau. It does not indicate the amount of registered capital. It has a registration date but no deadline, and there is no specific legal person information. In response to the reporter's query, the license agent did not make a positive response
when a reporter from Beijing business daily asked whether a new license could be applied for, the license broker said that on the whole, the national blockchain registration policy has become more and more tight. At present, Shanghai has fully restricted the application. Although Beijing does not restrict the application, its business scope is limited to technology and technology related types. If you choose to register in Beijing, the fee is between 18000-50000 yuan. As short as 15 working days, the longest takes about a month
analysts believe that the reason why many people focus on the business of preemptive registration and transfer of blockchain license is that companies with "blockchain" in their previous names have sprung up. According to the data, most of the enterprises with blockchain words in their business scope are newly established within one year, with a total of 4266, and they are concentrated in Guangdong. Among them, there are 2177 companies registered in Guangzhou and 502 in Shenzhen
in this regard, Zhang Yexia, senior researcher of Yingcan consulting, said that at present, the block chain favorable policies in various regions continue, and the overall business environment is good. From the perspective of participants, the current blockchain circle is small, and e to policy differences, there is obvious geographical concentration. For most participants, there is a lot of room for development in the rising period of the instry, which has a strong attraction for their entrepreneurship. For the seller, the revenue from the sale of "blockchain license" is much higher than the difficulty and cost of application, which provides a larger profit space for the seller
is this license different from that one
in recent years, the concept of blockchain has become more and more popular, and various regions have introced preferential policies for blockchain. For example, Guangzhou has released "ten blockchain articles", which are based on rewards in cultivation, growth, platform, application and other aspects, so many entrepreneurs see the dividends and actively enter. In fact, the domestic blockchain instry has no access license. As for the formal license, the official saying is "the certificate issued by the administrative department for Instry and commerce to instrial and commercial enterprises and self-employed persons to allow them to engage in certain proction and business activities". The foreign blockchain license is similar to the financial license, which is an official document to approve relevant institutions to carry out business
Zhang Yexia told Beijing Business Daily that in the early days, blockchain was mainly used in the field of digital currency, which had financial attributes. In recent years, the regulatory authorities' requirements for licenses such as "third-party payment", "online small loan" and P2P online loan filing issued by Internet finance made entrepreneurs mistakenly believe that blockchain also has relevant licenses. Therefore, it provides conditions for the emergence of "blockchain license"
Zhang Yexia further said that these so-called "blockchain licenses" are not actually licenses, but business licenses with the words "blockchain" in the name of enterprises, which are no different from other business licenses. At present, there are no clear access requirements for blockchain business in China. The current policy support direction is focused on the combination of blockchain technology and real economy, and the overall emphasis is on the technical level rather than the financial level
a person in charge of a blockchain company confessed to Beijing Business Daily that as a hot project, blockchain has a strong attraction for investors, and many investors want to test the water and seize this opportunity to make money. According to Lu Nan, research director of sack Research Institute, the acquisition of blockchain business license obviously makes these companies have the possibility of becoming rich. However, blockchain technology companies do not need "blockchain" business license, so such "license" has no intrinsic value
Xiao Lei, founder of Xi'an Caihui and President of the 500 Gold Research Institute, also believes that the license rate of blockchain is intentional speculation. At present, there is no license at the national level, and there are no official documents. Moreover, it is difficult to issue a special license for blockchain in the future, because blockchain is a technology rather than a business form. In fact, registering the names related to blockchain is also a kind of hype. The significance of investment is not very great. The most important thing is to see the specific business capabilities of the company
there are risks in following the trend of speculation
because of the blind praise, "blockchain" has always had room for concept speculation. In addition to the influx of retail investors, as long as the listed companies disclose that they have something to do with the blockchain, the stock price can rise sharply, and the announcement that they have blockchain business can raise the limit. This has also attracted many "unknown" companies to announce that they will launch blockchain projects, seeking to catch up with this wave of hot spots. When they received the inquiry letter from the exchange or the questions from the interactive platform, some companies responded positively, while others urgently clarified their relationship
Xiao Lei stressed that it is difficult for blockchain to bring actual high profits to enterprises in a short period of time. From the current situation, the risk is very large in the short term. Moreover, many enterprise projects do not need blockchain technology to solve, and they are hard to add, which requires very high identification ability of investment. Now nearly 90% of blockchain projects are "air" projects, which are meaningless
In a recent closed door meeting, Huo Xuewen, director of Beijing Municipal Bureau of financial work, stressed that "blockchain, as a technology, has a threshold. From the perspective of technical personnel, blockchain discussed with many people is often not a dimension. Most people don't know much about technology, and swindlers just use this to make blockchain their coat of deception, Using the concept of technology to cheat has become a current trendwhen it comes to the reasons why blockchain licenses can still be hawked when the regulation is explicitly prohibited, Shi Dalong, a senior researcher of Suning Institute of finance, pointed out that after tightening the regulation on blockchain, bitcoin and other tokens, the instrial and commercial registration department suspended the examination and approval of business licenses involving blockchain, Some companies that are really engaged in the development of blockchain technology are in urgent need of business qualification involving blockchain, and these enterprises will purchase such licenses; On the other hand, some speculators may speculate, buying low and selling high
"the society has a crazy and blind esteem for blockchain, and there is also a market space to fish in troubled waters for profits. A large amount of capital continues to enter, while digital currency is banned in China, and the registration of blockchain companies has been suspended, thus forming a" shell resource "market. At present, China has not issued any franchise license in the field of blockchain. This is the "concept" hyped by the seller, which has no intrinsic value. In the future, if the supervision is implemented or the registration of "blockchain" companies is liberalized, these "licenses" may be worthless. " Said Lunan