Application of blockchain in real estate ownership registration
in China, the representative of the combination of blockchain and real estate is the blockchain real estate application "fangyixin" of Xinyuan group, a listed real estate company. Public information shows that Xinyuan is IBM's first partner in the field of blockchain in China
on the platform, IBM provides the underlying blockchain technology and intelligent contract technology. On this basis, Xinyuan builds the upper real estate information database, real estate valuation system, transaction circulation system, risk control and other moles, which are said to support a variety of financial applications such as consumer finance, investment and financing finance, instrial finance, etc., and connect with investment and financing institutions, credit reference institutions and consumer businesses
however, the combination of blockchain and real estate instry is still in its infancy in terms of application. It will take time to test which step it can take and whether it will attract the attention of the national team like digital currency
blockchain not only has an impact on the real estate instry, but also has a potential impact on the existing instries. Coin Ying China and China post are in the forefront of using blockchain technology. Coin Ying China uses blockchain to reshape the crowdfunding instry, while China Post takes the lead in applying blockchain technology to asset custody.
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blockchain combined entities are reliable, and there are already applications of blockchain combined entities
as for blockchain + real estate, there is Beizhu based on ulord
Beizhu is a blockchain real estate leasing platform based on ulord. Beizhu uses blockchain technology to improve the efficiency of space use from financial investment. The combination of blockchain and intelligent hardware reces people's living cost and improves people's living experience; Beizhu realizes the unification of the three identities of service providers, consumers and platform builders in the leasing instry
in addition to blockchain + real estate, many other places have also been applied to blockchain
1. Bitcoin is the first project that should go to the blockchain, and it is also the most familiar blockchain application. In 2009, Nakamoto put forward the concept of bitcoin, according to the idea of Nakamoto, designed and released open source software and constructed P2P network on it. Bitcoin is a kind of P2P digital currency
2. Youxiang
is based on the world's first decentralized experience value sharing platform of ulord public chain, Youxiang ushare. At present, ushare has been launched on major application platforms
ushare will build a deep content social platform with high-quality experience as the media by taking high-quality experience sharing as the bridge. Through the multi-dimensional experience exchange between users, users and opinion leaders, opinion leaders and opinion leaders, you enjoy ushare has opened up the growth channel of users and the voice channel of opinion leaders, realized experience circulation, value income, social networking, indivial growth, and realized high-quality content social networking
based on the ulord public chain, ushare adopts a decentralized storage mode, which reces the operation and maintenance costs of the platform; Ushare uses the key information of the article to link, which maintains the creator's ownership of the content. On the issue of content review, Youxiang ushare adopts the combination of artificial algorithm and voting mechanism to better screen high-quality content for users,
at the same time, Youxiang ushare applies the certificate system of ulord, which can get incentives and share creative benefits for the whole people when Youxiang ushare likes and comments on value content, publishes high-quality experience and shares the experience of playing weird
3. Network totem
Network totem is an original image service platform of network blockchain, which was officially launched on April 11, 2018. The proct uses the self-developed blockchain right registration network, with double authentication of trusted time stamp and chain stamp to generate right DNA for each original image, which can truly realize the traceability, reprinting and monitoring of original works
4. Blockchain electronic invoice
on December 11, Shenzhen Taxation Bureau of the State Administration of Taxation opened the wechat payment platform and launched the "wechat payment blockchain electronic invoice" function
in the morning of November 1, after handling the precious metal purchase business for customers, China Merchants Bank Shenzhen Branch successfully issued the first blockchain electronic invoice for customers through the system directly connecting with the blockchain electronic invoice platform of Shenzhen Taxation Bureau, marking that China Merchants Bank has become the first pilot bank of blockchain electronic invoice in China, opening the era of blockchain electronic invoice in the field of financial services
5. Health energy chain
based on the first block chain of national fitness mutual promotion and incentive community in ulord, health energy chain has entered the internal test. Through the token economy of blockchain, social interaction can promote and motivate each other, and fitness can also make money, making fitness more valuable
6. Tmall double 11
ant blockchain uses blockchain technology to trace the origin of tmall double 11.15 billion commodities
our bank accepts commercial housing and commercial housing with clear property rights and strong liquidity as collateral
[warm tips] the following conditions must be met:
① the real estate used for mortgage and the loan agency must be located in the same city, and the personal mortgage house purchase loan does not accept the collateral from other places< (2) the real estate with appraisal present value less than or equal to 100000 yuan will not be accepted as collateral
3. The property right certificate has been completed, the property right is clear, it can be listed and circulated, and the mortgage registration can be handled according to law, and there is no adverse liquidation such as property right dispute
④ it has strong liquidity, good property structure, complete water, electricity, environmental protection, transportation, urban construction, property management and other supporting facilities and services, no disputes and problems, and it is not within the scope of demolition planned by the government< (5) if the mortgage is a commercial house, the age of the house shall not exceed 20 years, and the loan / credit period plus the age of the house shall not exceed 40 years in principle; If the mortgage is a commercial house, the age of the house shall not exceed 20 years, and the loan / credit period plus the age of the house shall not exceed 30 years in principle< In principle, commercial houses that have been idle for more than six months will not be accepted as collateral
for details, please contact the personal loan department of local outlets for consultation and confirmation.
there are many capacity expansion schemes in the bitcoin community. If there is one expansion scheme that can obtain enough computing power support and be activated successfully, the bitcoin network will avoid the risk of bifurcation
however, because bitcoin does not have a centralized authority, it is difficult to reach a consensus. If there is no solution with enough computing power, the bitcoin blockchain will form a fork, and a variety of bitcoin fork coins will be proced. The original holder of bitcoin will automatically and freely own each kind of split coin after the split. Because the split coin is free, it is also called candy
in August 2017, the community reached a consensus on the expansion scheme, activated the isolation witness expansion scheme, and the processing speed of bitcoin blockchain was increased to 1.8 times. In the following four months, bitcoin has been bifurcated many times, resulting in many bifurcated coins. Many bitcoin lovers jokingly call bitcoin "having many sons".