1. Accompanying payment applies
blockchain technology to distributed data storage, encryption algorithm, consensus mechanism and other emerging application modes to solve the problems of information asymmetry, financing difficulty, trust unable to transfer between traditional logistics core enterprises and banks, suppliers and other parties, and establish information transparency and trust mechanism among logistics enterprises, platforms, core enterprises, suppliers, banks and other institutions Decentralized, data tamperable finance.
2. In the traditional supply chain finance, financing difficulty, high financing cost and cumbersome financing process have always been one of the bottlenecks restricting small and medium-sized enterprises to become bigger and stronger. Banks rely on the ability of core enterprises to control goods and regulate sales. For the sake of risk control, banks are only willing to provide factoring services to upstream suppliers (limited to first tier suppliers) with direct accounts payable obligations of core enterprises, or provide prepayment or inventory financing to their downstream distributors (first tier suppliers). As a result, the demand of secondary and tertiary suppliers / distributors with huge financing demand can not be met, the business volume of supply chain finance is limited, and the small and medium-sized enterprises can not get timely financing, which will easily lead to proct quality problems and damage the whole supply chain system
to solve these problems, we can make use of the characteristics of decentralized, tamper proof and distributed ledger of blockchain technology to build a blockchain supply chain financial platform
The core enterprise issues a / R certificate to the distributor. After the distributor signs the receipt, it indicates that it has signed the purchase and sales contract and the core enterprise delivers the goods Because of the shortage of funds, distributors need to borrow money from finance
3. After the financial institutions have approved, the amount of loans will be sent to the core enterprises
The distributor will repay the loan and interest after selling the goods
3. Generally, as long as the enterprise has good credit and stable supply of goods, it can obtain different amount of financing credit of accompanying payment contract logistics. For example, some small and medium-sized logistics enterprises, which are located in remote areas and whose credit system is not perfect, can not get credit from traditional institutions. They can also get the help of collateral free financing credit.
4. 1) It depends on how much money you have, not to mention the competition in small county towns. What do you know? If you just watch others do well and start blindly, you will end up in failure
2) the miner is very good. As long as you are not afraid of hardship, you can earn more than 2000 yuan a month. The paper mill is around 1500, but the work is brisk and there are too many frames. The salary of the refrigeration plant is about 2000 yuan, but sometimes they often work overtime. The salary of modern plastics is also very high, especially for those who look at machines and can reach 4000 yuan, which is just too tired. Shengtai is about 1500 yuan. It's not very tired to work. These are relatively large enterprises. Please refer to them yourself.
5. It can solve the practical problems in traditional logistics, such as the difficulty of documentary, the difficulty of recovering the right of accounts receivable, and the financing credit of accounts receivable for enterprises.
6. It is a special credit for small and medium-sized micro contract logistics enterprises. The capital turnover of this business has the characteristics of "small amount, high frequency and large amount". It can be used and borrowed and returned according to its own situation.
7. Regional chain technology itself has three advantages of authenticity, non tampering and data traceability, and the accompanying payment has successfully built a complete credit system for small and medium-sized contract logistics enterprises by using the characteristics of regional chain, which has solved the practical problems of traditional contract logistics enterprises, such as the difficulty of confirming the right, transferring and financing.
8. With the application of logistics + blockchain distributed accounting mode, the business data and financial data of each enterprise can be recorded on the blockchain, so that the regulatory authorities can monitor in real time and can not be tampered with. It builds a complete credit system for the vehicle logistics supply chain and helps solve the financing difficulties of small and medium-sized logistics enterprises.
9. In fact, it is to establish a fast, reliable and accurate credit system among multiple Internet of things, banks and logistics enterprises through regional chain technology, so as to help solve the financing problems of small and medium-sized micro contract logistics enterprises, and obtain financing help without mortgage.
