Is Yunong commercial bank a blockchain
As a traditional financial institution, banks are the most active Pathfinder in the field of blockchain. In recent years, many banks at home and abroad have applied blockchain technology to credit, clearing and other fields. The unique trust mechanism of blockchain is regarded by banks as a key technological breakthrough in innovating risk management and simplifying transaction process. However, as an emerging technology, blockchain ecology is still in the process of establishment, and its application is very limited. Many problems still need to be solved graally in the development
"at present, blockchain can't run high-frequency and concurrent transactions, and network speed and computing power can't support it. For example, in the field of payment, if it is online shopping, it can be realized; If it's high-frequency futures trading, it can't be done. " Huang Zhen said
JIANG Peng said that at the beginning of designing the blockchain system, China CITIC Bank carefully demonstrated the business links suitable for the use of blockchain
"from the global experience, it is not suitable to use blockchain to build a large and complex system. Instead of trying to solve all problems with blockchain, we should focus on solving the core problems. It's time-consuming to build a too complex system. The technology is developing so fast that before the old system is finished, it will face the iteration of new technology. " Jiang Peng said
the idea of "only solving core problems" ensures that after the blockchain goes online, the relevant business operations of branches of China CITIC Bank can be upgraded without process transformation
Fan Bin said frankly that it will take time for banks to fully apply the blockchain, and IBM's investment in the blockchain open source community will continue, on the one hand to cultivate the market, on the other hand to compete for the commanding height of the blockchain platform. With the rapid iteration of blockchain technology itself, there is still a lot of imagination for financial institutions to use this new technologythe content comes from Xinhuanet
the alliance is jointly sponsored by 24 enterprises, institutions, universities, instry media and associations, including Shenzhen Branch of China Quality Certification Center, Tencent, Cisco, CIMC, Zhongan technology, Neusoft group, Shenzhen IOT Media Co., Ltd., Shenzhen Institute of standards and technology, Shenzhen University blockchain technology research center, and is committed to focusing on promoting blockchain technology research Achievements transformation, application promotion and instrial development
recently, blockchain technology has been highly affirmed by the Political Bureau of the CPC Central Committee. The stock prices of listed companies involved in the concept of blockchain have skyrocketed, and the market is hot. It is also hotly discussed that blockchain has been "turned into a regular" by the state, so the future prospects are bound to be bright
now, the year is coming to an end, and 2019 will come to an end. One year later, what progress has Shenzhen blockchain instry alliance made
let's take a look at the progress of the following four instry alliance members first< At the original founding meeting, Tencent was selected as the chairman of Shenzhen blockchain instry alliance, and Cai Yige, general manager of Tencent blockchain business, served as the chairman of the alliance
now, Cai Yige will be the general manager of Tencent virtual bank blockchain
it is reported that at the recent "2019 world blockchain conference · Wuzhen", Cai Yige disclosed that Tencent has obtained the virtual banking license granted by the Hong Kong Monetary Authority and is preparing the virtual banking blockchain project. At present, Tencent has digital asset practice in supply chain finance and improving asset and capital allocation efficiency
from the general manager of blockchain business to the general manager of virtual bank blockchain, the stage will naturally be broader< In 2019, as the representative of blockchain enterprises, Cisco participated in the preparation of national standards for blockchain
on April 3, 2019, China Institute of Electronic Technology Standardization (hereinafter referred to as the Institute) organized experts to successfully hold the first working group meeting of the national standard 2019 of "information technology blockchain and distributed ledger technology reference architecture" in Shanghai
experts from SAC / TC 180 national financial standardization technical committee and 36 domestic enterprises including Cisco, Internet, Tencent, Jingdong and Ping An of China were invited to attend the meeting
this meeting clarified the national standard content of reference architecture, and defined the next step of preparation plan
Mo Bing and Wei Songjie, as the national standard setters of the reference architecture, concted in-depth research and Discussion on terms, user view, function view and system view related to blockchain technology, and exchanged the latest progress of blockchain standardization at home and abroad
at the business level, Cisco insists on promoting the technology research and development of "Internet of things + blockchain", invests a lot of funds in the research and development of application solutions and supporting chips, and promotes the improvement of the core proct system
for example, accelerate the improvement of RFID chip procts, and focus on the research and development of low-cost and high-performance UHF Passive RFID chip, high-performance NFC + UHF al band tag chip, and UHF RFID reader chip and mole
within one year, we cooperated with Neusoft, Shougang, Laofengxiang and other listed companies to provide them with corresponding "Internet of things + blockchain" technology solutions
in the future, we will continue to speed up the promotion and implementation of blockchain plus Internet of things system solutions, and improve and optimize the terminal equipment and software platform for anti-counterfeiting, traceability, warehouse inventory, smart retail, data acquisition and other systems
so far, 69 patents related to "Internet of things + blockchain" have been submitted, 47 invention patents, and the rest are utility models and layout designs
as the technical supporter of Walton chain, Cisco tries to go further on the road of combining hardware with software
the company's key proct is the combination of self-developed RFID chip and Walton chain (commercial bottom public chain), which uses the technology features of blockchain chain, such as non tampering and full process traceability, to serve the scene data collection and traceability applications in food, clothing, retail, power grid equipment, art and other instries, Form a standardized comprehensive solution for data collection, certification and traceability of various instries< Zhongan Information Technology Services Co., Ltd.
as the first Internet insurance company that hopes to reshape the insurance value chain through science and technology, Zhongan has set up a blockchain team since 2015 to reserve core technology and explore the deep integration of blockchain technology and instrial innovation. Up to now, it has submitted 129 blockchain related patents, 112 of which can be checked publicly
"in the future, Zhongan blockchain will focus more on the exploration of insurance. Sooner or later, blockchain and smart contract will have a significant impact on insurance. We have started to penetrate from simple and marginal business. From the early health insurance policy deposit, to the claim efficiency of smart contract, and then to the policy token, we hope to use technological innovation to release manpower, improve efficiency, rece transaction friction and loss between collaborations, and create a real new insurance. " Zhongan technology CTO Li Xuefeng said recently
in 2019, Zhongan science and technology will focus on supply chain finance. In view of the long-standing bottlenecks of supply chain finance, such as fraud risk, information island, difficult credit transmission and high performance risk, Zhongan science and technology will launch the "Zhongan chain" to build a safe and reliable supply chain financial ecosystem with enterprises in the "double chain" mode of block chain and supply chain
at present, the safety chain of many enterprises has been graally implemented in the supply chain scenarios of automobile manufacturing, logistics, construction, e-commerce and medical drugs, covering the online receivables transfer, financing, management and settlement needs of core enterprises and their upstream suppliers< As one of the largest IT solutions and service providers in China, Neusoft Group Co., Ltd., the vice chairman unit, is increasing investment, strengthening strategic deployment in the field of blockchain technology and expanding its business
by using aiguille BCP peak series blockchain technology application platform, the blockchain and the current mode of enterprises are integrated and innovated
it is reported that as a new computer application technology and basic technology, Neusoft group has started tracking and pre judging since the beginning of 2016, strengthened ecological cooperation, combined with the company's main business to achieve more scenario applications, provided more solutions for users, and realized the real implementation of blockchain technology
in the application of blockchain technology, Neusoft group mainly uses application scenarios to drive the selection of technical routes and the establishment of cooperation ecology. In February 2018, Neusoft group developed a blockchain based medical data sharing platform (carevault)
in 2019, Neusoft has developed a licensed drug and equipment traceability management platform for Hainan Bo'ao Lecheng International Medical Tourism pioneer zone
the platform is a set of licensed drug and equipment traceability management platform supported by electronic signature, block chain, Internet of things, GIS and visualization technology, which is built in the international medical tourism pilot zone of Hainan Bo'ao Lecheng. It has the functions of online electronic approval, traceability supervision and adverse reaction monitoring of licensed drugs and medical devices, To provide information support and reasonable and effective supervision means for the whole process traceability supervision business of licensed drugs and equipment
summary:
there is a long way to go for the development of blockchain technology landing scenarios. How to enable the instry to become a standardized technical infrastructure needs long-term exploration and running in.
definition of blockchain
according to the definition in the white paper on blockchain (2019) issued by China Academy of information technology, blockchain is an accounting technology that is jointly maintained by multiple parties, uses cryptography to ensure the security of transmission and access, and can realize consistent data storage, difficult to usurp and prevent repudiation; In the people's Bank of China's "financial distributed ledger technology security specification", it is defined that distributed ledger technology is a distributed infrastructure and computing paradigm formed by the high integration of cryptographic algorithm, consensus mechanism, point-to-point communication protocol, distributed storage and other core technology systems
blockchain technology is a decentralized way to collectively maintain the trusted database technology, which has the characteristics of decentralization, tamper proof and highly scalable. It is rapidly integrating with the new generation of information technology such as big data, cloud computing, artificial intelligence and 5g, and has been applied to various important fields such as government affairs, medical care, public charity and judicial governance, It is expected to promote human from the era of information internet to the era of value Internet
blockchain development stage
in the past decade, blockchain technology has been continuously upgraded, and the instry divides its evolution and development process into three stages, which are not realized in turn, but a process of common development and mutual promotion
in 2020, the blockchain instry will be further standardized
in 2020, China's blockchain policy will continue to be favorable, the standards and specifications will be more perfect, the instrial scale will continue to grow, the technology will continue to innovate and develop, and the application demonstration effect in key fields will accelerate. At the same time, according to the problems existing in the development of China's blockchain in 2019, CCID blockchain Research Institute puts forward six suggestions: accelerating the formulation of top-level design, establishing and improving the regulatory system, accelerating the innovation and development of core technologies, promoting the third-party evaluation and certification, strengthening the cultivation of professional talents, and accelerating the implementation of applications in various fields
- the above data comes from the analysis report of China's blockchain instry market outlook and investment strategic planning of foresight Instry Research Institute
1. Stable
if you work in a private enterprise for a certain number of years, you may face the risk of layoffs. For example, Huawei, a well-known private enterprise, has been told that the old employees over 35 may be laid off one after another; If in foreign enterprises, even if the welfare is sound, they will also encounter layoffs. Especially in recent years, the rise of national brands. It is not uncommon for foreign enterprises to lay off employees or withdraw from the Chinese market. So there is almost no such crisis in banks. As long as they don't make big mistakes, even if their working ability is limited, they can still muddle along in their posts
Treatmentif you are in a private enterprise, your income may be very high, but if the boss asks you to work overtime, you have to work overtime, and there is often no overtime pay. Therefore, according to the hourly wage, it is not a high income at all. In foreign enterprises, although overtime and other wages are calculated according to the national labor law, the competition between foreign enterprises is fierce, and the money they get today may not be available in the future. In the long run, revenue may be broken
however, there is almost no crisis in this aspect in banks. They have stable income, and go to work on time. Even after retirement, they still have a reliable pension every month. Some banks with good welfare treatment, as well as welfare such as housing allocation and endowment insurance, are quite attractive. And I have to admit that banks have a lot of invisible benefits
extended information:
precautions for bank work:
1. Bank staff usually seldom remember the names of interns, unless they are tutors or people who often need help. Because every year many people go to the bank for internship, and they can't remember it at all, so they may be called younger brother and younger sister for a long time, so get used to it
Be patient. In fact, the work of the bank is very boring. So be patient. Don't feel that it's boring to do these things every day, ID cards every day, or sit by the teller all the time. If you are impatient, you are not willing to let interns do other things, so be patient3. Bring pen and paper. Do a good job of note taking. If you encounter some problems you don't understand, you can ask for advice from the instructor
4. Even interns in banks usually wear formal clothes and can't wear casual clothes
there are many banking enterprises around us, and we should be very clear about these banks. The bank and our daily work and life are closely related, everyone more or less has to have an intersection with the bank we are familiar with. But for these people who work in the bank, the impression is that they are absolutely golden rice bowls I dress very formally every day, and the place to work is the best location in every city
banks are also enterprises, and the development of enterprises also needs to go through these stages. While we provide services for customers, we also need to fight in the office. With the development of the Internet, many people generally provide financial services on the Internet, so it is very difficult to make money in this respect, so many people leave the bank. I want to go to a better platform with the help of social relations< br />
thirdly, in the process of setting up relevant groups of Shanxi merchants, including the economic and social groups of Shanxi merchants and private groups of Shanxi Merchants enthusiasts, we should not forget that in the history of Shanxi merchants, they all existed in the form of groups, that is, business groups. Only in this form of group propaganda can we have more effective results
as a digression, I don't know why I want to answer your question at the moment. It's my fault. In today's society, there are still some post-90s like me who care about the 500 year history of Shanxi merchants, which was once brilliant and made Shanxi proud
hope to adopt, thank you!
the most important thing is the ability of data governance and data analysis in recent years, with the rapid development of big data instry, enterprises and governments have a new understanding of the value of their own data assets. Unfortunately, the data itself can not directly generate value. When we want to use data to generate value, many problems will be exposed, such as: lack of data standards, unclear data source, lack of supervision of data quality, etc. This requires us to have a unified data standard and good data quality to form the basis of data value realization. And data governance is just to ensure the existence of this foundation
in the practical application of domestic enterprises, data governance and data management are generally considered comprehensively, and data governance is a series of collective work that takes data as an organizational asset, including the analysis of the organization's data model, data architecture, data quality, data management, data management, data management, data management, data management, data management, data management, data management, data management, data management and data management Data security, data life cycle and other aspects of a comprehensive carding, construction and continuous improvement process
With the financial instry entering the fourth major stage of development digital era, it brings development opportunities to financial institutions, but also severe challenges. How to solve the problem of data island and the difficulty of combining new application with old system? Is the existing IT capability insufficient to support the rapid change of business? Is the data called in various ways and different standards, and the quality is poor? As well as data resources are not mined, digital ability can not be released and other issues, are the common problems faced by enterprises. Data integration and data asset management is one of the effective ways to solve these problemsthis course will be carried out from four aspects: how to carry out effective data integration, introction of various data platform construction, how to effectively carry out data governance, and data asset management and data platform construction. Help enterprises to quickly establish data integration system between systems in the process of digitization, and support the rapid implementation of user data integration applications; Provide perfect data management system and effective data integration scheme to support the upper data mining, analysis and application; It can provide effective data support for enterprise development strategy and business innovation, insight into enterprise operation status and market trend, improve enterprise new business flexibility, and create data application agile environment