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Internet banking and blockchain
Publish: 2021-04-23 11:01:39
1. blockchain open source project? Now is an era of technology driven financial development. The driving factors of technology have developed from the earliest Internet information to big data, cloud computing and mobile Internet in recent years. However, technological innovation is endless, and blockchain, as a driving force of science and technology, has shown a vigorous development trend
before the emergence of blockchain, financial circulation was tightly limited within the border. Most people only have financial relationships with a few banking institutions that have branches in their own areas. It takes a lot of effort and cost for a person to cross the border and open a bank account abroad - the reason for this may be that foreign taxes are low, or foreign investment opportunities are more. However, for an ordinary person, the cost of opening a foreign bank account is very high. What's more, he may not know the fact that he can open a foreign bank account at all
in the future, anyone anywhere in the world can easily access the financial procts and services provided by any financial institution. People no longer rely on traditional banks or intermediaries to carry out economic activities. Instead, it is a universal exchange medium based on blockchain technology. In the future, anyone anywhere in the world can make point-to-point remittance through a handheld device in his pocket
before the emergence of blockchain, there were many restrictions on creating new financial procts or companies. It is difficult and expensive to receive, manage and distribute large amounts of cash, and requires specialized personnel, a large number of employees, and good business relationships with existing large financial institutions
in the future, the cost of receiving and distributing a large amount of cash or managing a large number of transfers will be greatly reced, and the whole process can almost be automatically controlled by the program. The threshold of entrepreneurship in the financial field will also be greatly reced, which also makes a large number of financial companies continue to emerge, and continue to participate in the financial instry controlled by only a few financial institutions, and compete with these original giants
Introction to Bubi blockchain
since its establishment, Bubi blockchain has been focusing on the R & D and innovation of blockchain technology and procts, has a number of core technologies, and has made substantial innovation in many aspects, forming a number of core technology achievements, such as: mathematically verifiable distributed consensus technology, fast large-scale ledger access technology, and so on Multi Chain general ledger technology supporting business form expansion, interconnection technology between heterogeneous blockchains, etc. On April 25, "gege integral" introced the integral system into the concept of blockchain, opened up by multiple parties, issued and exchanged integral, and promoted the circulation of integral. All cooperative institutions can jointly participate in transaction verification, account book storage and real-time settlement; The third-party payment platform of the enterprise points issuer makes the points in and out more flexible. Bubi has developed its own basic blockchain service platform, which has been applied in equity, supply chain, credit and other fields. Bubi has been committed to building an open value circulation network with the core of decentralized (polycentric) trust, so that digital assets can flow freely
blockchain technology? It is not 100% appropriate to compare the blockchain technology with the Internet, but it is a good angle to help understand the blockchain technology. We see that all the instries involved in transferring information from point a to point B have been changed by Internet technology. The blockchain technology, despite the constant controversy and doubt, is likely to have a huge impact on all instries involved in property transfer. If your business needs to use property transfer service, you need to pay for this kind of service, then blockchain technology is likely to greatly rece this part of your cost, and is expected to expand the application boundary of possible business models. And if you're a financial asset transfer service provider, maybe you should call your CTO
blockchain open source project? Blockchain technology
many people believe that based on blockchain technology, we can create new things that are more complex than existing things such as money, stocks and points. For example, we can write software that can control money, stocks and points independently. This kind of software runs like an independent economic entity. They "live" on the blockchain. Their functions are no longer limited to sending, receiving and storing property. In fact, the specific functions depend on how your code is written. They can even provide paid services independently, whether the service object is people or other software.
before the emergence of blockchain, financial circulation was tightly limited within the border. Most people only have financial relationships with a few banking institutions that have branches in their own areas. It takes a lot of effort and cost for a person to cross the border and open a bank account abroad - the reason for this may be that foreign taxes are low, or foreign investment opportunities are more. However, for an ordinary person, the cost of opening a foreign bank account is very high. What's more, he may not know the fact that he can open a foreign bank account at all
in the future, anyone anywhere in the world can easily access the financial procts and services provided by any financial institution. People no longer rely on traditional banks or intermediaries to carry out economic activities. Instead, it is a universal exchange medium based on blockchain technology. In the future, anyone anywhere in the world can make point-to-point remittance through a handheld device in his pocket
before the emergence of blockchain, there were many restrictions on creating new financial procts or companies. It is difficult and expensive to receive, manage and distribute large amounts of cash, and requires specialized personnel, a large number of employees, and good business relationships with existing large financial institutions
in the future, the cost of receiving and distributing a large amount of cash or managing a large number of transfers will be greatly reced, and the whole process can almost be automatically controlled by the program. The threshold of entrepreneurship in the financial field will also be greatly reced, which also makes a large number of financial companies continue to emerge, and continue to participate in the financial instry controlled by only a few financial institutions, and compete with these original giants
Introction to Bubi blockchain
since its establishment, Bubi blockchain has been focusing on the R & D and innovation of blockchain technology and procts, has a number of core technologies, and has made substantial innovation in many aspects, forming a number of core technology achievements, such as: mathematically verifiable distributed consensus technology, fast large-scale ledger access technology, and so on Multi Chain general ledger technology supporting business form expansion, interconnection technology between heterogeneous blockchains, etc. On April 25, "gege integral" introced the integral system into the concept of blockchain, opened up by multiple parties, issued and exchanged integral, and promoted the circulation of integral. All cooperative institutions can jointly participate in transaction verification, account book storage and real-time settlement; The third-party payment platform of the enterprise points issuer makes the points in and out more flexible. Bubi has developed its own basic blockchain service platform, which has been applied in equity, supply chain, credit and other fields. Bubi has been committed to building an open value circulation network with the core of decentralized (polycentric) trust, so that digital assets can flow freely
blockchain technology? It is not 100% appropriate to compare the blockchain technology with the Internet, but it is a good angle to help understand the blockchain technology. We see that all the instries involved in transferring information from point a to point B have been changed by Internet technology. The blockchain technology, despite the constant controversy and doubt, is likely to have a huge impact on all instries involved in property transfer. If your business needs to use property transfer service, you need to pay for this kind of service, then blockchain technology is likely to greatly rece this part of your cost, and is expected to expand the application boundary of possible business models. And if you're a financial asset transfer service provider, maybe you should call your CTO
blockchain open source project? Blockchain technology
many people believe that based on blockchain technology, we can create new things that are more complex than existing things such as money, stocks and points. For example, we can write software that can control money, stocks and points independently. This kind of software runs like an independent economic entity. They "live" on the blockchain. Their functions are no longer limited to sending, receiving and storing property. In fact, the specific functions depend on how your code is written. They can even provide paid services independently, whether the service object is people or other software.
2. In addition to issuing money, block chain + finance can also be applied to areas such as supply chain finance, small and micro loans, etc., and the essence of Internet plus finance is to rece costs and improve efficiency when exchanging value. Many audit information can be traced back, and the coordination and coordination efficiency of many organizations can be improved.
now there is a good application of blockchain + finance, which is the public service platform of SMIC blockchain. They have direct business cooperation with Bank of Changsha in small and medium-sized micro loans
I hope the answer will help you. If you don't understand, you can continue to ask.
now there is a good application of blockchain + finance, which is the public service platform of SMIC blockchain. They have direct business cooperation with Bank of Changsha in small and medium-sized micro loans
I hope the answer will help you. If you don't understand, you can continue to ask.
3. Block chain + content refers to the application scenario of content instry that is activated by block chain technology, while Internet plus content refers to the concept of expanding content domain based on Internet. The difference between the two is that the former relies on the blockchain for content valuation, which can make the content valuable. The latter only uses the characteristics of the Internet to spread the content, and does not support content payment. Speaking of this, we have to give Amway a blockchain project named Aqua oxyhydrogen, which belongs to the content public chain. I hope it can help you.
4. In essence, blockchain is a decentralized ledger system, which has the characteristics of decentralization, openness, non tampering information and programmability. It can be used as the underlying storage and transmission protocol of value Internet. Blockchain is expected to lead us from personal trust and institutional trust to the era of machine trust. Consensus mechanism is the core of regional chain construction. Digital currency is just the beginning. Blockchain can change more, reshape the world's trust system, and solve many problems of high trust cost in the past
there is a core difference between blockchain and Internet: the value of underlying protocols and upper applications of blockchain and Internet are completely reversed. It mainly comes from the two core features of blockchain:
the first feature is that zero knowledge proof changes the ownership of data. In other words, the user's personal data on the blockchain belongs to the user and does not need to be provided to the application and stored on the central server. Then the core support "data" behind the market value of Internet application layer services, such as bat, will lose its original value in the field of blockchain
another feature is the economic incentive model brought by token, which gives high value to the underlying protocol. In the Internet era, no one pays for HTTP protocol, no one pays for sending and receiving email, and no one pays for Google's search service.
there is a core difference between blockchain and Internet: the value of underlying protocols and upper applications of blockchain and Internet are completely reversed. It mainly comes from the two core features of blockchain:
the first feature is that zero knowledge proof changes the ownership of data. In other words, the user's personal data on the blockchain belongs to the user and does not need to be provided to the application and stored on the central server. Then the core support "data" behind the market value of Internet application layer services, such as bat, will lose its original value in the field of blockchain
another feature is the economic incentive model brought by token, which gives high value to the underlying protocol. In the Internet era, no one pays for HTTP protocol, no one pays for sending and receiving email, and no one pays for Google's search service.
5. Blockchain is a technology that can completely change the underlying design of the financial system, because it can realize the undifferentiated record between the ownership of all assets in the market and the transaction records of all market participants, so it can completely eliminate the intermediate links of clearing and trusteeship, which are used to confirm the ownership before, ring and after the transaction; In addition, as an electronic information record, blockchain can be combined with computer algorithm to realize the automation of transactions, that is, intelligent contract. There are many derivative applications of blockchain combined with other financial technologies, each of which can replace a kind of market intermediary. Blockchain is to financial services what TCP / IP is to the Internet: once the underlying standards are recognized and popularized, specific applications like bitcoin and R3 will appear in every corner of financial services. Bitcoin uses blockchain technology to query and record. For example, if I register an account in haobtc and transfer the money, I need to query the status in the block browser in the account or the block browser in BTC. In this way, the blockchain technology helps me solve the problem of daily transfer currency query.
6. There are two roles and four moles in the cross-border payment solution based on euz. The two main roles are the gateway and customer participating in the euz payment. They are as follows:
the first role is gateway, which can be bank, market maker, liquidity provider, etc. The main function of the gateway is to let the legal assets in reality enter the blockchain payment and settlement network
the second role is customers, which can be all kinds of international trade customers. Customers are the parties involved in the blockchain payment transaction, and jointly participate in the confirmation of transaction information. In the process of transaction, once either party does not confirm the transaction, the transaction cannot be formally effective. Through this common verification, the risk of information opacity is greatly avoided, and the risk of cross-border payment in international trade is reced
the four functional moles in blockchain payment and settlement are the core business logic moles in cross-border payment
the first function mole is network connector. It is a tool to help all kinds of institutions access blockchain payment network as gateway. Network connector is a "plug and play" function mole, which can be integrated with the existing international payment and settlement system, so that banks can process cross-border payment business through blockchain. The mole is connected with the remitting bank and the receiving bank to exchange personal information, expenses, delivery details, payment details, etc. After the system confirms the transaction information of both parties, the mole connects the blockchain payment ledger for settlement processing, and notifies all parties to confirm the transaction
the second function mole is blockchain payment ledger. Banks, market makers, etc. access blockchain payment books as nodes
the third function mole is the market maker client. The market maker submits digital assets to the blockchain payment account book, and the settlement platform can realize the function of market maker through internal exchange settlement or integration into the blockchain payment network through this mole
the fourth function mole is transaction client. Customers can directly operate blockchain payment settlement through the client.
the first role is gateway, which can be bank, market maker, liquidity provider, etc. The main function of the gateway is to let the legal assets in reality enter the blockchain payment and settlement network
the second role is customers, which can be all kinds of international trade customers. Customers are the parties involved in the blockchain payment transaction, and jointly participate in the confirmation of transaction information. In the process of transaction, once either party does not confirm the transaction, the transaction cannot be formally effective. Through this common verification, the risk of information opacity is greatly avoided, and the risk of cross-border payment in international trade is reced
the four functional moles in blockchain payment and settlement are the core business logic moles in cross-border payment
the first function mole is network connector. It is a tool to help all kinds of institutions access blockchain payment network as gateway. Network connector is a "plug and play" function mole, which can be integrated with the existing international payment and settlement system, so that banks can process cross-border payment business through blockchain. The mole is connected with the remitting bank and the receiving bank to exchange personal information, expenses, delivery details, payment details, etc. After the system confirms the transaction information of both parties, the mole connects the blockchain payment ledger for settlement processing, and notifies all parties to confirm the transaction
the second function mole is blockchain payment ledger. Banks, market makers, etc. access blockchain payment books as nodes
the third function mole is the market maker client. The market maker submits digital assets to the blockchain payment account book, and the settlement platform can realize the function of market maker through internal exchange settlement or integration into the blockchain payment network through this mole
the fourth function mole is transaction client. Customers can directly operate blockchain payment settlement through the client.
7. Chongqing jinwowo analysis: blockchain also comes with the technology of transaction confirmation. To realize the automatic confirmation of movable property rights for all participants in the supply chain, and form a common non tamperable record on the block chain, so as to solve the pain points in the existing right registration and right realization.
8. No problem
9.
The most important value of blockchain technology is to solve the credit problem of the Internet, that is, all people witness every transaction together. Therefore, if the blockchain of the Internet is really realized, many credit platforms will disappear directly, and the cost of all virtual transactions will be reced to almost zero. Copyright protection is no longer an issue. Unless the author wants to, you can no longer get free works on the Internet. All music, pictures and articles need to be read for a fee
more and more Internet applications will use blockchain technology to link web pages. Blockchain is not only the carrier of virtual currency, but also the carrier of mainstream Internet information in the future. The application of smart devices such as mobile phones will also adopt blockchain technology to ensure the fairness of transaction and rece the proction cost and transaction cost of proct procers
10. In a sense, mutual fund is a business instry, and blockchain is a technology. Can we put it another way? Is there any advantage over pawnbroking over computerized accounting? Then, from the perspective of relevance, blockchain must be combined with instry scenarios. The characteristics of blockchain storage determine that it can be organically combined with Internet Finance and banking, such as transfer record tracing, data query record, etc. you will find that although blockchain technology is decentralized, if the roles in the instry are recognized to join a blockchain, Then this blockchain graally loses the significance of zhongjinhua. As many instry internet platforms say, there is no middleman to earn the price difference, and the platform is even the middleman. If you prefer technology, the social market in the current window period of blockchain is good. In the Guangmao application scenario, Hujin is just one. If you focus on the financial instry business, blockchain will serve as a more meaningful tool for you
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