Blockchain forensics Hangzhou
in the shock stage after the early surge, the stock has a great chance to continue to shock next week
My humble opinion is for your referencein the era of economic globalization, with the development of information technology, great changes have taken place in people's proction and lifestyle, which also further promotes the development of monetary form. As a new form of money, e-money has become an indispensable part of today's economy with the advantages of convenience, quickness and accuracy. Its importance is graally strengthened. At the same time, the development of e-money has also brought many opportunities and challenges to the monetary management of banks<
opportunities:
1. Reced the deposit reserve and excess reserve of commercial banks
firstly, the central bank has not yet collected deposit reserve for e-money. The electronic currency issued by financial institutions performs the basic function of currency exchange medium and plays the role of replacing deposits and cash. However, it deviates from the financial system and does not pay the deposit reserve. Secondly, the central bank determines different ratios of deposit reserve ratio according to the liquidity of money. The stronger the liquidity is, the higher the deposit reserve ratio is. Due to the rapid conversion of e-money, it can be classified as current deposit or fixed deposit. In this way, it is possible for commercial banks to pay less deposit reserve, and ultimately rece the efficiency of legal deposit reserve ratio. Third, e to the short conversion time and low cost of e-money assets with different maturity structures, it is unnecessary for commercial banks to hold higher excess deposit reserve of the central bank, thus recing the source of deposit reserve of the central bank. On the other hand, the convenient and quick payment and settlement means of e-money rece the economic transaction cost, and the interest income in the form of current deposit or even time deposit is the opportunity cost of cash assets
2. The widespread use of e-money has greatly reced the operating costs of banks, accelerated the circulation speed of money, and improved the service efficiency of banks.
for banks, usually a large amount of money is needed for counting, bookkeeping, storage, transportation and security, but the rapid development of e-money can greatly simplify these work, And save the high cost of handling coins and notes. With the help of computer information technology, electronic money can play the role of transaction, circulation and payment with the help of electronic information flow, which will inevitably rece the transaction cost and improve the circulation and transaction speed of money market and commodity market
3. It is convenient for transfer and transfer between different branches within the bank< The transformation of the national economic development mode will focus on stimulating domestic demand, and the development of bank credit card instry is facing a golden opportunity< In addition to the original banking business, commercial banks have also launched new businesses, such as handling deposits and withdrawals outside the counter, opening personal financial accounts such as consumption accounts, investment accounts, foreign exchange trading accounts, etc., to handle personal consumption credit, ecation investment credit, portfolio tools, etc, Actively contact with large shopping malls, supermarkets and other units that use electronic money frequently, set up POS machines in the above units, connect banks, units, governments and indivials, and form a huge service network with commercial banks as the core
6. The change of the marketing mode of entering the bank
the emergence of e-money has an important impact on the total circulation scale of e-money among commercial banks, other financial enterprises and non-financial enterprises, so that the functions of commercial banks will undergo a major transformation, and there will be fierce competition among commercial banks for the market share of online e-money payment and settlement, Promote the bank to establish the main customer-oriented marketing, and strive to occupy more customers<
challenge:
1. China's annual consumption of e-money has increased significantly since 2003, and the income brought by e-money consumption to its issuers has also increased significantly. If commercial banks do not strive for more e-money issuing qualifications or stay at the current e-money business service level, they will lose their share of e-money business income
2. If commercial banks issue e-money, when users purchase e-money initially, the traditional money deposits of users decrease, the e-money deposits increase, and the traditional money deposits of society also decrease. If the central bank does not draw the deposit reserve for e-money deposits of commercial banks, the total amount of e-money deposits will continue to increase with the use of e-money for payment; Correspondingly, the deposit creation process of traditional money will stop, so the total amount of traditional money deposits of commercial banks will decrease, and then the deposit reserve will decrease.
Taking the micro right of the blockchain intellectual property protection platform of e-baoquan as an example, its forensics technology has the invention patent certificate issued by the State Intellectual Property Office. When users collect evidence through the Internet, they will automatically obtain the current standard time, and calculate the hash digest value of the forensics file according to the standard time, Then the hash summary value and forensics file are uploaded to the Security Center for blockchain preservation, which makes the evidence chain more complete
at the same time, different from other ways of evidence collection, micro right and notary office jointly develop "forensics guarantee v2.0", and have relevant soft work certificates, which ensure that the whole process of evidence collection is carried out under the supervision and operation of notary office, and ensure the cleanness of forensics environment and objectivity of evidence collection. Forensic methods include: Web forensics, screenshot forensics, screen recording forensics and video forensics. Users can choose the forensics methods according to their needs, and complete the forensics in a few seconds at the fastest. They can also apply for the issuance of notarial certificate and notarial custody letter online
Yi blockchain (Hangzhou) Investment Management Co., Ltd. is a limited liability company (invested or controlled by natural person) registered in Gongshu District, Hangzhou City, Zhejiang Province on May 24, 2018, with its registered address at room 618, building 1, Yigou building, Gongshu District, Hangzhou City, Zhejiang Province
the unified social credit code / registration number of Yi blockchain (Hangzhou) Investment Management Co., Ltd. is 91330105ma2cc2lq9h, and the legal person is yuan Zhengzhong. At present, the company is in business
Yi blockchain (Hangzhou) Investment Management Co., Ltd. currently, the registered capital of the enterprises in the province is general
view more information and information of Yi blockchain (Hangzhou) Investment Management Co., Ltd. through network enterprise credit
now bitcoin has a good momentum of development, high popularity and attention, and capital and flow have come in
now is such a busy time
but who knows the future development
there is no way to predict
in this case, the court supported the plaintiff's use of blockchain to store evidence, and identified the corresponding infringement facts
and yesterday, September 18, Hangzhou Internet court was officially put on the chain, becoming the world's first blockchain trial court. It is reported that the judicial blockchain of Hangzhou Internet court is supported by ant blockchain, and Fada has become the first batch of access users.