The relationship between blockchain and actuary
the relationship between blockchain and big data is not very big. The main purpose of big data is to manage massive data, and the core of blockchain is to achieve high security and high reliability of data without centralized intermediary accounting
therefore, blockchain and big data do not conflict with or replace each other. They are completely different solutions for data in different scenarios.
blockchain is the core supporting technology of digital cryptocurrency system represented by bitcoin. The core advantage of blockchain technology is decentralization. It can realize point-to-point transaction, coordination and cooperation based on decentralized credit in a distributed system without mutual trust by means of data encryption, time stamp, distributed consensus and economic incentive, so as to solve the common high cost, low cost and low cost of centralized institutions Low efficiency and data storage insecurity provide solutions
the application fields of blockchain include digital currency, token, finance, anti-counterfeiting traceability, privacy protection, supply chain, entertainment, etc. with the popularity of blockchain and bitcoin, many related top domain names have been registered, which has a great impact on the domain name instry
taking the tourism instry as an example, blockchain applications mainly focus on tourism travel, tourism community reviews, digital identity management, credit consumption management, tracking pilot's professional certificate and qualification, loyalty plan of hotels and airlines, reservation management and consumption points management. In addition, blockchain also has applications in finance, games, entertainment and other fields.
Blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can play a role in identity information management, trust mechanism construction, and credit information chain of small and micro enterprises
here is an example of a bank in Nanping:
e to the outbreak of online business, the original offline signing method has been unable to meet the needs of the rapid change of the banking business, and the bank's digital construction is imminent, but the bank's risk control department has strict compliance requirements:
< UL >online business data sensitive privacy, Is the transmission secure
does the electronic signature have legal effect
can electronic evidence be accepted by the court
these concerns have become obstacles for banks to introce e-contracts and carry out business digital transformation
after adopting the unique ENA initiative forensics patent technology of the "real hammer" trusted electronic evidence platform, a bank in Nanping, through the clean server of the notary office, online carries out real-time preservation, storage and certification of the electronic data of the target system, records the whole process of the electronic data from generation, transmission to storage, and finally the notary office issues the forensics preservation report with official seal, The effectiveness of the documents is notarial documents, which can be directly accepted by the court. Because the report is issued by the notary office, it has more credibility than the self certification of the third-party E-contract platform, which solves the concerns of the risk control department of the bank at one stroke. The whole process is online and automated, and the front-end customer operation has no perception
at the same time, combined with the back-end case system of "real hammer" and the outsourcing execution service, the bank realized the rapid dispute resolution of Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problem that the bank cases are scattered all over the country and the cost of legal business trip is high; The litigation cycle is long and there is no efficient disposal channel
blockchain technology is not only the underlying technology of bitcoin, but also the core and infrastructure of bitcoin bitcoin has been running without any centralized organization operation and management. Later, bitcoin technology was abstracted, which was called blockchain technology or distributed ledger technology
extended data:
disadvantages of blockchain technology applied to digital currency:
first, there is no circulation management organization for "decentralization" blockchain technology is essentially a distributed database system with one-way linked list logic structure and P2P network design mode, which determines that there is no unified central control system for virtual currency based on blockchain technology
Second, it is difficult to effectively control the quantity supply the circulation of virtual currency based on blockchain technology is fixed, and according to Fisher Equation, the total transaction volume of the whole society under a certain price level in a certain period has a certain proportion with the required nominal currency volume, while the constant currency volume obviously can not meet the requirements of the growing total price of social goods Thirdly, "mining mechanism" is difficult to create recognized value bitcoin itself has no value and no national credit support. Some people think that "by continuously consuming computing power and energy to inject value into virtual currency", but it is obviously not the most efficient choice to consume millions of calculations in order to find a hash value that meets the requirements Fourthly, procers and early holders are easy to get high seigniorage any virtual currency based on blockchain technology is held by a few people at the initial stage of its development. Take bitcoin as an example. At first, bitcoin was only a proct of a few people's game. The first bitcoin purchase in May 2010 was $10000 BTC's purchase of $25 pizza. The first bitcoin transaction completed in July of the same year was $0.04/btcblockchain is essentially a distributed ledger database, it is a series of data blocks generated by cryptography Association, and each data block contains effective confirmation information of multiple bitcoin network transactions
Statistics show that in 2017, China's e-invoice circulation reached 1.31 billion, and it is expected to reach 54.55 billion by 2022, maintaining an average annual growth rate of more than 100%. Recently, when talking about blockchain invoice, people's daily stressed that electronic invoice should be added with "lock", and blockchain's open consensus, decentralization, non tampering, distributed consistency and privacy protection are the "lock" of electronic invoicefinally, I repeat my idea: blockchain gives us freedom, and freedom will bring a lot of innovation. Innovation will eventually bring us wealth. I believe blockchain will have a similar development path. The core task of blockchain is to stabilize the value, establish a trust system with almost zero cost, and release the energy of indivials in pursuit of wealth preservation and appreciation
blockchain focuses on keeping accurate records, authentication and execution, while AI helps to make decisions, evaluate and understand certain patterns and data sets, and ultimately proces autonomous interaction. AI and blockchain share several characteristics, which can ensure seamless interaction in the near future. Three main features are listed below
1. AI and blockchain need data sharing
distributed database emphasizes the importance of data sharing among multiple clients on a specific network. Similarly, AI relies on big data, especially data sharing. The more open data available for analysis, the more accurate the prediction and evaluation of the machine, and the more reliable the generated algorithm
2. Security
when dealing with high-value transactions on the blockchain network, there are great requirements for the security of the network. This can be implemented through existing agreements. For artificial intelligence, the autonomy of the machine also needs high security, in order to rece the possibility of catastrophic events
3. Trust is a necessary condition
for any widely accepted technological progress, there is no greater threat than the lack of trust, and artificial intelligence and blockchain cannot be ruled out. In order to make the communication between machines more convenient, we need to have an expected trust level. In order to execute certain transactions on the blockchain network, trust is a necessary condition
the impact of blockchain and artificial intelligence on ordinary people
in short, blockchain is a community-based technology, which can make value exchange more secure. Blockchain is just like its name. Each block contains an encrypted transaction record. The blocks are arranged in chronological order, and the security is guaranteed by a cryptographic system. Blockchain is a technology that can change rules, and its emergence is a revolutionary innovation
there are many functions of blockchain, and the specific application is also very wide. For example: if blockchain is used in the food instry, people will no longer worry about eating harmful food. If blockchain is used for diamond proction, consumers will no longer have to worry about buying fake diamonds. If the blockchain is used in the ecation instry, intellectual property protection can be strengthened. If the blockchain is used in the insurance instry, it can alleviate the information asymmetry of the insurance business and help to improve the security of the insurance business
the impact of blockchain and artificial intelligence on ordinary people is enormous. Just imagine, if blockchain and artificial intelligence are combined, will their role expand? Yes, the combination of the two can really have more impact to change the lives of ordinary people
blockchain and artificial intelligence are two extremely important roles in the field of technology, which bring convenience to our proction and life. If we find an intelligent way to make them work together, the impact of their interaction is unimaginable. This is also the core of OMT. After the combination of these two technologies, the future application scenarios are revolutionary and exciting. In the new ecological construction, data storage, sharing mechanism, platform problems, security problems, etc. can be overcome by using each other's technologies. OMT will create maximum value for global users and enterprises and bring more convenience to ordinary people through blockchain + artificial intelligence technology
the answer is over, hope to adopt, thank you!
actuaries are mathematical professionals employed by insurance companies, mainly engaged in the calculation of insurance premium, compensation reserve, dividend, insurance amount, pension, annuity, etc. The calculation basis is derived from the claim reference table, which is based on the company's and peer claims experience and relevant statistical data< br />