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Alipay block chain insurance
Publish: 2021-04-24 08:36:30
1.
Recently, MIT announced that it will launch MIT financial technology laboratory with several top technology companies in the world on July 18, 2018. Its main research directions include blockchain development, privacy security, database, encryption system, etc. ant financial is the only Chinese founder
In an exclusive interview with people, Jiang Guofei, director of ant technology laboratory, said that the former NEC technology VP, who has been wandering in Tokyo Bay and New York Bay for the past 15 years, said that China and the United States are almost on the same starting line in the independent research and development of Frontier core technologies such as blockchain, This is a sight that has never been seen before“ Whether it is Tokyo Bay, New York Bay or San Francisco Bay, they all rise in the blowout of Japan and the United States' comprehensive national strength. Now it's time to go to China, so I'm back. "content source: phoenix.com
2. The insurance process can be divided into blockchains. The insured can be any institution or indivial, and the policy terms can also be customized by community professionals; Data storage is more secure, because every "decentralized" node will share, there is no private tampering problem; The smart contract is executed automatically, and the claim settlement process will not be controlled by external forces. In general, the integration of blockchain and insurance can greatly improve the efficiency of the insurance instry
for example, there is gre global risk exchange.
for example, there is gre global risk exchange.
3. 1.
blockchain makes the insurance instry personalized. The so-called personalized insurance mainly refers to that insurance companies can perform different insurance liabilities according to different scenarios, and automatically claim the losses caused by sudden risks according to the relevant agreements in the insurance contract
2.
blockchain helps emerging markets of insurance instry. In some emerging markets, blockchain can use its smart contract function to deal with small and micro businesses...
3.
blockchain can improve customer participation in insurance instry, Customer data can be said to be the basic basis for risk management...
4.
blockchain can be applied to special risks in the insurance instry. Generally speaking, if you need to buy insurance for artworks or other valuables
blockchain makes the insurance instry personalized. The so-called personalized insurance mainly refers to that insurance companies can perform different insurance liabilities according to different scenarios, and automatically claim the losses caused by sudden risks according to the relevant agreements in the insurance contract
2.
blockchain helps emerging markets of insurance instry. In some emerging markets, blockchain can use its smart contract function to deal with small and micro businesses...
3.
blockchain can improve customer participation in insurance instry, Customer data can be said to be the basic basis for risk management...
4.
blockchain can be applied to special risks in the insurance instry. Generally speaking, if you need to buy insurance for artworks or other valuables
4. Easy chips EAS summed up a sentence to describe the blockchain is the most appropriate: professional, real, fast. And can use the virtual currency transaction! Please accept my answer. Thank you very much. If there is any need, you can ask, thank you!
5. If you want to check your property, you only need to hold the original ID card. If you want to inquire about the ownership of other people's property rights, you need to hold the original ID card or entrust a lawyer
however, generally, to inquire about the ownership of a house, you have to go to the relevant local real estate archives.
however, generally, to inquire about the ownership of a house, you have to go to the relevant local real estate archives.
6. If it is in Shenzhen, it should be: No. 11008, Shennan Avenue
is not only the office of Bao'an branch of Shenzhen Municipal Planning Bureau, but also the office window of Nanshan registration point of Shenzhen real estate property registration center.
is not only the office of Bao'an branch of Shenzhen Municipal Planning Bureau, but also the office window of Nanshan registration point of Shenzhen real estate property registration center.
7. Processing process of house property certificate:
data required for processing house property certificate:
1. Original house purchase and sale contract and supplementary contract
2. The original uniform invoice for commercial housing sales
3. The original of the field survey questionnaire and the floor plan of the house
4. Tax payment certificate (deed tax payment certificate)
5. Required materials.
data required for processing house property certificate:
1. Original house purchase and sale contract and supplementary contract
2. The original uniform invoice for commercial housing sales
3. The original of the field survey questionnaire and the floor plan of the house
4. Tax payment certificate (deed tax payment certificate)
5. Required materials.
8. How to query the property right information of real estate; If you want to check the real estate information, you can only use your ID card to go to the Housing Authority (Real Estate Trading Center) for inquiry:
if you don't use your ID card for inquiry, you can write a power of attorney for real estate inquiry and return it to the city for notarization
then bring the original of the trade entrustment letter and notarial certificate and ID card to the Housing Authority (Real Estate Trading Center) for inquiry
the real estate information can't be inquired on the Internet, because the house is a property and has certain privacy. There will be no Internet system, and there will be no Internet. So it can be inquired on the Internet.
if you don't use your ID card for inquiry, you can write a power of attorney for real estate inquiry and return it to the city for notarization
then bring the original of the trade entrustment letter and notarial certificate and ID card to the Housing Authority (Real Estate Trading Center) for inquiry
the real estate information can't be inquired on the Internet, because the house is a property and has certain privacy. There will be no Internet system, and there will be no Internet. So it can be inquired on the Internet.
9. The whole process of the second-hand housing transaction of the housing authority is roughly divided into the following stages:
(1) the buyer and the seller establish information communication channels, so that the buyer can understand the overall status and property rights of the house, and require the seller to provide legal documents, including the house ownership certificate, ID card and other documents
(2) if the house provided by the seller is legal and can be traded on the market, the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procere for the sale of commercial housing), and the buyer and the seller sign the house sale contract (or house sale contract). After the buyer and the seller reach an agreement on the location, property status, transaction price, delivery time, delivery and property right handling of the house through negotiation, the two parties shall sign at least three copies of the house sales contract
(3) the buyer and the seller jointly apply to the real estate transaction management department for examination. After the buyers and sellers apply to the real estate management department, the management department shall check the relevant certificates, examine the property rights, permit the transfer proceres for the houses that meet the listing conditions, and refuse the application in case of no or partial property rights and without the written consent of the co owners of other property rights, so as to prohibit the listing transaction< (4) contract. The real estate transaction management department shall, according to the property right status of the transaction house and the purchase object, apply for the approval level by level according to the approval authority set by the transaction department in advance. Only after the approval, can the transaction parties go through the contract proceres. Now Beijing has cancelled the real estate sales contract in the transaction process, which is commonly known as "white contract"
(5) pay taxes. The composition of tax and fee is complex, which depends on the nature of the transaction house. For example, the tax and fee composition of housing reform housing, dilapidated housing, affordable housing and other commercial housing is different
(6) handle the transfer proceres of property rights. After the registration of property right change in the real estate transaction management department, the transaction materials shall be transferred to the certificate issuing department, and the buyer shall apply for a new property right certificate at the certificate issuing department with the notice of getting the house ownership certificate
(7) for the buyer of the loan, after signing the house sales contract with the seller, the buyer and the seller jointly go to the loan bank to handle the loan proceres. The bank reviews the buyer's credit, evaluates the house to be traded by both parties, so as to determine the buyer's loan amount, and then approves the buyer's loan. After both parties complete the change of property right registration, and the buyer obtains the house ownership certificate, the buyer can apply for the loan, The bank will issue the loan in a lump sum
(8) after the buyer gets the house ownership certificate, pays off all the house money, and the seller delivers the house and settles all the property fees, the second-hand house sales contract of both parties is completed.
(1) the buyer and the seller establish information communication channels, so that the buyer can understand the overall status and property rights of the house, and require the seller to provide legal documents, including the house ownership certificate, ID card and other documents
(2) if the house provided by the seller is legal and can be traded on the market, the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procere for the sale of commercial housing), and the buyer and the seller sign the house sale contract (or house sale contract). After the buyer and the seller reach an agreement on the location, property status, transaction price, delivery time, delivery and property right handling of the house through negotiation, the two parties shall sign at least three copies of the house sales contract
(3) the buyer and the seller jointly apply to the real estate transaction management department for examination. After the buyers and sellers apply to the real estate management department, the management department shall check the relevant certificates, examine the property rights, permit the transfer proceres for the houses that meet the listing conditions, and refuse the application in case of no or partial property rights and without the written consent of the co owners of other property rights, so as to prohibit the listing transaction< (4) contract. The real estate transaction management department shall, according to the property right status of the transaction house and the purchase object, apply for the approval level by level according to the approval authority set by the transaction department in advance. Only after the approval, can the transaction parties go through the contract proceres. Now Beijing has cancelled the real estate sales contract in the transaction process, which is commonly known as "white contract"
(5) pay taxes. The composition of tax and fee is complex, which depends on the nature of the transaction house. For example, the tax and fee composition of housing reform housing, dilapidated housing, affordable housing and other commercial housing is different
(6) handle the transfer proceres of property rights. After the registration of property right change in the real estate transaction management department, the transaction materials shall be transferred to the certificate issuing department, and the buyer shall apply for a new property right certificate at the certificate issuing department with the notice of getting the house ownership certificate
(7) for the buyer of the loan, after signing the house sales contract with the seller, the buyer and the seller jointly go to the loan bank to handle the loan proceres. The bank reviews the buyer's credit, evaluates the house to be traded by both parties, so as to determine the buyer's loan amount, and then approves the buyer's loan. After both parties complete the change of property right registration, and the buyer obtains the house ownership certificate, the buyer can apply for the loan, The bank will issue the loan in a lump sum
(8) after the buyer gets the house ownership certificate, pays off all the house money, and the seller delivers the house and settles all the property fees, the second-hand house sales contract of both parties is completed.
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