Application of blockchain to risk control

1.

I have seen your question. In which aspects can blockchain be applied? Below by the small series to answer for you

bitcoin is the first specific application of blockchain. It was proposed in a paper by one person or a group of people in 2008. Bitcoin uses blockchain to send digital messages to bitcoin, and the name of bitcoin is bitcoin, without the intervention of a third party middleman

However, bitcoin is not the only application of blockchain, as follows:

1. Financial field: the application of blockchain technology in the financial instry can eliminate the third-party intermediary link, realize the point-to-point direct docking, so as to greatly rece the cost and quickly complete the transaction payment

2. Internet of things and logistics: blockchain can also be naturally combined in the field of Internet of things and logistics. Through blockchain, we can rece logistics costs, trace the proction and delivery process of goods, and improve the efficiency of supply chain management

3. Public service: blockchain is closely related to people's proction and life in public management, energy, transportation and other fields, but the centralization of these fields also brings some problems, which can be transformed by blockchain

4. In the field of digital right: through blockchain technology, works can be authenticated to prove the existence of text, video, audio and other works, and ensure the authenticity and uniqueness of ownership

5. In the field of insurance claims, insurance institutions are responsible for fund collection, investment and claims settlement, and often have higher management and operation costs. Through the application of smart contract, there is no need for the applicant to apply or the insurance company to approve. As long as the claim conditions are triggered, the automatic claim settlement of the policy can be realized

6. Public welfare field: the data stored on the blockchain is highly reliable and tamperable, which is naturally suitable for social public welfare scenarios. The relevant information in the public welfare process, such as donation project, collection details, fund flow, recipient feedback, etc., can be stored on the blockchain, and can be made transparent and public, which is convenient for social supervision

the above is for your reference only, hope you can adopt it, thank you

3. Application of blockchain technology in voting
kuaishang takes the lead in applying blockchain technology to the voting field nationwide, effectively solving the trust problem of voting data, providing the most real and effective data for the participants, protecting the rights and interests of real voting users, and making blockchain technology "people-friendly", so that the general public can quickly perceive and share the information in the field of life services Enjoy the convenience of blockchain technology
Application of blockchain technology in digital asset registration
Jinzhu digital asset service platform takes the lead in using blockchain technology, which is a global distributed ledger technology with the characteristics of traceability, non tampering and non forgery. The digital assets of the platform come from the standard issuers of digital assets, and the asset value is determined by the open market to avoid overestimation or undervaluation
the application of blockchain technology in the financial instry
ant financial's independent and controllable financial grade commercial blockchain platform has been deployed in multiple social and commercial application scenarios by multiple institutions and countries. Ant blockchain platform supports second level confirmation for transactions, and the consensus mechanism uses efficient parallel consensus algorithm to ensure the high performance of the blockchain platform, Ant blockchain has been applied in many proction level applications, applying leading technologies to people's livelihood, commerce, finance and other fields.

4. The development and application of blockchain technology are not very mature technologies, and many people are still skeptical and wait-and-see. However, those who are optimistic about the development prospect of blockchain technology think that blockchain is a subversive technology, but no matter what, there will be actions if there are ideas. Let's see the progress and application of blockchain technology in various countries
at present, China's blockchain instry mainly focuses on computing infrastructure, radiates digital currency, and derives to the penetration process of blockchain application. Infrastructure includes chip miner, mine pool and cloud computing power. Digital currency, wallet and exchange constitute the monetary system. Asset authentication, financial services and charity form a rich application ecology. From the development trend, the mining machine has experienced CPU, GPU, FPGA, until now through ASIC chips to customize mining, we can see from the mining machine calculation force curve that the mining machine calculation force has been in a soaring trend.

5. Bitcoin is characterized by decentralization. As long as you have a network and can use your wallet, you can use it regardless of national boundaries. If you don't understand, maybe you can go to Babbitt to find a master.

6. 1. Promote the integration of financial system
at present, financial management is mainly carried out by information system, including LIS system, PACS system and OA system in addition to his system [5]. At present, except for the hospitals with advanced technology in some developed areas, most hospitals have not yet achieved a high degree of integration between the systems. Therefore, the differences in basic operation algorithms, data collection and feedback methods lead to the poor timeliness of information disclosure of each mole of the financial system, which can not meet the requirements of government departments for financial transparency. With the support of blockchain technology, the hospital's various mole systems can operate in an integrated way, and the system data of different sectors can be extracted and shared in time, which lays a solid foundation for the integration of hospital's financial system accounting, budget implementation, capital revenue and expenditure, financial analysis, etc
2. Deepen the content of financial management
with the continuous deepening of medical reform, the business volume of medical institutions has increased, and the more refined the financial management is required. However, the current hospital financial management is far from enough segmentation. Under the diversified changes of medical insurance and expenditure, the lag of information statistics seriously hinders the accurate and automatic operation of the financial system. Strictly speaking, hospital financial management only includes budget management, cost management and other contents, and subsequent other expenses are easy to be connected in the calculation process, which can not meet the needs of financial function integration process. Therefore, we should sort out the existing financial work, take the financial budget, revenue and expenditure as the source of management, and bring the medical project research funds, operating funds, expenditure approval into the scope of financial management. The introction of blockchain technology into the hospital financial management system can not only realize the above financial management steps, but also investigate and track the use of funds in real time, so as to realize the traceability of the source and the clarity of the direction of funds in the process of investigation. In this way, the horizontal development of financial content can fully improve the efficiency of hospital financial management
3. Improve the efficiency and accuracy of hospital financial management
hospital financial management plays an important role in the daily operation of the hospital, and also determines the accuracy of hospital financial information. The hospital should focus on improving the financial management to prevent and control the economic crisis caused by the financial management failure. In terms of the current enterprise financial management, the application of blockchain technology and AI intelligence is the overall development trend. Therefore, the combination of blockchain technology is an important grasp to upgrade the hospital financial management system. Affected by the characteristics of the hospital instry and the limitations of technical means, in the past, the financial management was mainly based on post inspection accounting, and the financial changes were involved early and the control was relatively lacking. In the face of increasingly detailed cross department financial data, the traditional financial management audit mode needs a lot of manpower in the aspects of evidence query, audit judgment and financial budget. The distributed bookkeeping technology and weak centralization of blockchain technology make it automatic and efficient to record financial transaction data after the verification of blockchain network nodes There are complete and remarkable characteristics in time and space. The hospital financial system built by blockchain technology can collect all kinds of effective financial data in real time and conct dynamic analysis according to the smart contract, which greatly improves the efficiency and precision of hospital financial management_ To ensure the safety of financial management in all departments of the hospital
4. Strengthen financial budget management
traditional hospital financial management is usually based on the past frequency of equipment use and the range of drug use. Some hospital financial managers think that it is only necessary to allocate resources according to the requirements of higher authorities, which leads to the intelligent financial system can not be well implemented in the hospital financial budget management system. The smart contract part in the blockchain technology can effectively enhance the control of hospital funds. The so-called smart contract is a program that automatically processes assets based on blockchain technology according to preset conditions. Blockchain technology is characterized by significant independence from the participation of third parties, so it is only necessary to input the funds allocated to the budget into the blockchain from the source, and the traceability and whereabouts of the budget funds can be presented clearly and transparently [7]. Smart contract mechanism can ensure the reasonable use of budget funds, and obviously eliminate the illegal use. In addition, blockchain technology can monitor the budget execution in real time and give early warning to the budget data changes with different usage. With the help of the self settlement (clearing) function in the smart contract, the transaction settlement (clearing) can be automated and fast, which can significantly rece the error rate of financial personnel and improve the budget implementation effect
source: Source: Friends of Accountants (issue 03, 2021)