Seminar on blockchain for digital commerce development
the difference between digital currency, electronic currency and virtual currency
in fact, digital currency is a kind of indexed RMB, a legal encrypted digital currency and an alternative currency in the form of electronic currency. Digital currency can be divided into two types: non cryptocurrency (e-gold, XRP) and cryptocurrency (bitcoin)
it can not be completely equivalent to the virtual currency in the virtual world, because it is often used for real goods and services transactions, not limited to online games and other virtual spaces. It is different from Alipay and WeChat, and Alipay, WeChat payment and mobile phone banks are all electronic money, not digital money. The popular digital currencies in 2016 include bitcoin, lightcoin, bitstock, etc. At present, there are thousands of digital currencies issued all over the world
virtual currency refers to the non real currency, especially the currency in the network virtual economy. The issuer is not the central bank, and it can only circulate in a specific virtual environment. In the case of the connection between virtual and reality, virtual currency has its real value. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point, roll counting of Shanda company, u-coin meter ticket launched by Sina (used for igome game), chivalrous Yuanbao (used for chivalrous road game), and grain silver (used for bixue Qingtian game). Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency. For example, bitcoin is illegal digital currency
since the beginning of the year, the relevant person in charge of the people's Bank of China has said that the future of mobile payment is bright, and the central bank is actively studying the relevant research results and practical experience at home and abroad to strive for the early issuance of digital currency. At the digital currency seminar of the people's Bank of China held on January 20, the relevant person in charge of the people's Bank of China disclosed that the central bank has set up a special research team since 2014 to conct in-depth research on the digital currency issuance and business operation framework, key technologies, circulation environment, etc., and strive to launch the digital currency issued by the central bank as soon as possible. At present, the research has achieved phased results
what benefits will digital currency bring to our lives
for this problem, the relevant person in charge of the central bank said that if the digital currency is successfully issued, it will bring many conveniences: it can effectively rece the high cost of the issuance and circulation of traditional paper money, and improve the convenience and transparency of economic transaction activities; It can rece money laundering, tax evasion and other illegal and criminal acts, enhance the central bank's control over money supply and money circulation, better support economic and social development, and help the comprehensive realization of Inclusive Finance; It helps to build a new financial infrastructure, further improve the payment system, improve the efficiency of payment and clearing, and promote the upgrading of economic quality and efficiency. More digital currencies can focus on bitMom
the favorable development prospect of blockchain will drive the overall rise of a shares and become the focus of investment institutions. The rapid development of blockchain will bring new changes to the global personal payment mode, Global trade settlement system, global currency issuance mechanism, and improve the operation efficiency of instrial chain
I. The personal payment method has been subvertedthe future development prospect of blockchain will be connected with global commercial banks and Payment institutions to solve the multi-party communication in cross-border remittance, participate in the transmission of documents and newspapers, and realize the cross regional and cross time synchronous coordination and processing of all parties' information, which can greatly improve our original serial processing among institutions, Efficient processing of global personal payments{ RRRRR}
On January 29, the general office of the Ministry of Commerce issued the notice on accelerating the construction of digital commerce services and building a new development pattern (hereinafter referred to as the notice), encouraging enterprises to actively carry out the application and innovation of 5g, big data, artificial intelligence, Internet of things, blockchain and other advanced information technologies in the business field, and expand the application scope of electronic invoice, electronic contract and electronic archives, Enhance the application level of new business models and scenarios such as contactless services and cloud exhibitions, and comprehensively enhance the core competitiveness of enterprises
the notice is divided into five parts: the action of digital upgrading of consumption, the action of "prospering agriculture through digital commerce", the action of "Silk Road e-commerce", the action of enabling digital transformation, and the action of innovating digital business services. In order to better play the leading role of e-commerce as the forefront, most active and most important part of digital commerce, fully release the enabling effect of digital technology and data resources on the business field, comprehensively improve the level of digitalization, networking and intelligence in the business field, effectively promote the high-quality development of business, and accelerate the construction of digital commerce. The introction of the policy is the affirmation and recognition of E-contract speeding up the digitalization of the business field, and helps to promote the promotion of new business models such as contactless service. In the future, it will be more common for e-commerce enterprises to use "electronic contract" for online signing
ring the epidemic period, telecommuting, online contract signing and other operation methods have become the booster for many enterprises to return to work and proction. Many e-commerce platforms have ensured the normal operation of business with the help of the third-party E-contract platform. It is believed that with the encouragement and support of relevant national policies, E-contract will become the preferred choice for more and more e-commerce enterprises to conct digital operation< Junzi signature as a domestic professional blockchain e-signing platform under yibaoquan , it can provide e-commerce enterprises with convenient and efficient services such as real name authentication, online signing, signature management, block chain storage, full evidence chain preservation, judicial service Secure and reliable one-stop blockchain electronic signing service and customized solution
at present, it has been widely used in e-commerce instry enterprise settlement agreement signing, platform customer contract signing, upstream and downstream supply chain enterprise transaction, coordination of warehousing scheling, logistics transportation prior signing of commission management agreement, solidifying business transaction process, standardizing both parties' business process and other scenarios to solve the offline signing barriers of online transaction, Help to realize the whole process of online trading closed-loop, boost e-commerce enterprises to realize digital transformation and upgrading
The Ministry of Commerce of the people's Republic of China has issued the notice on accelerating the construction of digital commerce and building a new development pattern of service. The notice has made the following requirements for local governments:
the construction of digital commerce is a new development pattern of domestic and international double cycle mutual promotion. In order to help develop digital economy and build digital China, E-commerce is an important driving force of digital commerce and plays a leading role in the innovation of digital commerce strong>