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Comparison of blockchain technology and P2P technology
Publish: 2021-04-27 11:02:27
1. blockchain technology uses mathematical methods to achieve distributed accounting and solve the trust problem, so as to complete the decentralization, which will bring far-reaching influence in many fields such as communication, finance, Internet of things, government management and so on
blockchain refers to the technical solution of collective maintenance of a reliable database through centralization and distrust in the past, and it is a technical way for the whole people to participate in bookkeeping. Previous bookkeeping methods were all centralized and needed centralized intermediary, whether it was traditional government, financial institutions, notarization institutions or emerging e-commerce platform and online payment platform
in economic hypothesis, information is sufficient. In fact, it is precisely because of insufficient information that there are very large intermediaries. The existence of intermediaries increases the transaction cost and raises the transaction threshold. In essence, blockchain technology is a large-scale collaboration tool. It makes direct value transfer possible by using pure technology for the first time, and continues the trend of Internet decentralization and disintermediation. Disintermediated blockchain technology will greatly subvert the information intermediary instry
blockchain technology is the basic technology for building bitcoin data structure and encrypted transmission of transaction information, which realizes the issue and transaction of bitcoin. The core of blockchain technology is that all the current participating nodes jointly maintain the transaction and database, so that the transaction is based on the principle of cryptography rather than trust, so that any agreed parties can directly carry out payment transactions without the participation of a third party
technically, a block is a data structure for recording transactions, reflecting the capital flow of a transaction. In the system, the transaction blocks are connected to form a main chain, and all the nodes participating in the calculation record the main chain or part of the main chain
a block contains the following three parts: transaction information, hash formed by the previous block and random number. Transaction information is the task data carried by the block, including the private keys of both parties, the number of transactions, the digital signature of electronic currency, etc; The hash hash formed by the previous block is used to connect the blocks and realize the sequence of past transactions; Random number is the core of the transaction. All nodes compete to calculate the answer of the random number. The node that gets the answer the fastest generates a new block and broadcasts it to all nodes for updating, so as to complete a transaction.
blockchain refers to the technical solution of collective maintenance of a reliable database through centralization and distrust in the past, and it is a technical way for the whole people to participate in bookkeeping. Previous bookkeeping methods were all centralized and needed centralized intermediary, whether it was traditional government, financial institutions, notarization institutions or emerging e-commerce platform and online payment platform
in economic hypothesis, information is sufficient. In fact, it is precisely because of insufficient information that there are very large intermediaries. The existence of intermediaries increases the transaction cost and raises the transaction threshold. In essence, blockchain technology is a large-scale collaboration tool. It makes direct value transfer possible by using pure technology for the first time, and continues the trend of Internet decentralization and disintermediation. Disintermediated blockchain technology will greatly subvert the information intermediary instry
blockchain technology is the basic technology for building bitcoin data structure and encrypted transmission of transaction information, which realizes the issue and transaction of bitcoin. The core of blockchain technology is that all the current participating nodes jointly maintain the transaction and database, so that the transaction is based on the principle of cryptography rather than trust, so that any agreed parties can directly carry out payment transactions without the participation of a third party
technically, a block is a data structure for recording transactions, reflecting the capital flow of a transaction. In the system, the transaction blocks are connected to form a main chain, and all the nodes participating in the calculation record the main chain or part of the main chain
a block contains the following three parts: transaction information, hash formed by the previous block and random number. Transaction information is the task data carried by the block, including the private keys of both parties, the number of transactions, the digital signature of electronic currency, etc; The hash hash formed by the previous block is used to connect the blocks and realize the sequence of past transactions; Random number is the core of the transaction. All nodes compete to calculate the answer of the random number. The node that gets the answer the fastest generates a new block and broadcasts it to all nodes for updating, so as to complete a transaction.
2. Ubitquity is a real estate property rights service provider based on blockchain. It is the first time to use cryptocurrency technology to complete the transfer of real estate property rights. It has established the world's first record of real estate instry based on bitcoin blockchain, and managed the real world assets on bitcoin network by using the method represented by colored coins, It shows the potential use of bitcoin blockchain network in the real estate instry
in China, the representative of the combination of blockchain and real estate is the blockchain real estate application "fangyixin" of Xinyuan group, a listed real estate company. Public information shows that Xinyuan is IBM's first partner in the field of blockchain in China
on the platform, IBM provides the underlying blockchain technology and intelligent contract technology. On this basis, Xinyuan builds the upper real estate information database, real estate valuation system, transaction circulation system, risk control and other moles, which are said to support a variety of financial applications such as consumer finance, investment and financing finance, instrial finance, etc., and connect with investment and financing institutions, credit reference institutions and consumer businesses
however, the combination of blockchain and real estate instry is still in its infancy in terms of application. It will take time to test which step it can take and whether it will attract the attention of the national team like digital currency
blockchain not only has an impact on the real estate instry, but also has a potential impact on the existing instries. Coin Ying China and China post are in the forefront of using blockchain technology. Coin Ying China uses blockchain to reshape the crowdfunding instry, while China Post takes the lead in applying blockchain technology to asset custody.
in China, the representative of the combination of blockchain and real estate is the blockchain real estate application "fangyixin" of Xinyuan group, a listed real estate company. Public information shows that Xinyuan is IBM's first partner in the field of blockchain in China
on the platform, IBM provides the underlying blockchain technology and intelligent contract technology. On this basis, Xinyuan builds the upper real estate information database, real estate valuation system, transaction circulation system, risk control and other moles, which are said to support a variety of financial applications such as consumer finance, investment and financing finance, instrial finance, etc., and connect with investment and financing institutions, credit reference institutions and consumer businesses
however, the combination of blockchain and real estate instry is still in its infancy in terms of application. It will take time to test which step it can take and whether it will attract the attention of the national team like digital currency
blockchain not only has an impact on the real estate instry, but also has a potential impact on the existing instries. Coin Ying China and China post are in the forefront of using blockchain technology. Coin Ying China uses blockchain to reshape the crowdfunding instry, while China Post takes the lead in applying blockchain technology to asset custody.
3. Hello, we are Shanghai wanglian Information Technology Co., Ltd. compared with traditional technology, blockchain has the property that cannot be tampered with. Vonetracer, the blockchain traceability system launched by our company, adopts a variety of data acquisition methods, one thing and one code, which is true and reliable. It applies instry-leading technology, and the bottom layer adopts the baas platform of blockchain service developed by wangchain. This kind of technical characteristics can ensure that the data is different from the traditional traceability, and the data reliability will be greatly improved.
4.
as part of the blockchain, the regulatory authorities (central bank, China Banking Regulatory Commission and China Securities Regulatory Commission) can obtain the public account books of P2P transactions in real time, and obtain the financial management projects and capital transfer information of each P2P enterprise by analyzing the public account books, so as to provide low-cost, efficient and reliable regulatory data for the supervision of P2P instry in real time Second, the borrower's credit transparent blockchain is mainly to solve the credit problem, so the blockchain is the most promising application in credit investigation. However, there are many controversies about credit information. After all, the data related to credit information is very sensitive. Both credit information institutions and users do not want to make it public. Data is the lifeblood of credit information institutions. Every family wants others to make it public and keep it secret. Users also don't want their data to be public. Of course, if we can achieve the transparency of credit investigation in the future, it will be very beneficial for P2P investors Third, the transaction structure of low-cost for a P2P platform, the monthly withdrawal fee of users is not a small expense, but the general P2P platform will pay this part of the fee out of their own pocket. It is a good thing for the P2P platform to apply the powerful online transaction function of blockchain, go to the third party payment, or bank fund custody, and complete the fast, prepared and transparent transaction of funds
5. P2P means peer-to-peer, and P2P network is a peer-to-peer network scene, characterized by decentralization. Blockchain is a technical means for the development of P2P network. It can be simply understood that a block is an account book that records all the information generated by the whole network in a certain period of time. In the P2P network, the data exchange and synchronization between each node need huge computing power, and the block technology is born to solve this problem.
6. Bitcoin P2P technology is a virtual encrypted digital currency. That's right. It's more essential. The term blockchain came into being after the birth of bitcoin, because bitcoin opened the door to the blockchain field. The popularity of bitcoin has attracted more and more people's attention to blockchain technology. Before the birth of blockchain, many veteran people used to call it P2P, which is probably the case. Many of the world's leading exchanges, such as okex, have developed some functions based on blockchain technology. You can learn more about okex platform.
7. This can't be replaced
8. 1、 Decentralization:
blockchain technology does not rely on additional third-party management institutions or hardware facilities, and there is no central control. In addition to the self-contained blockchain itself, each node realizes information self verification, transmission and management through distributed accounting and storage. Decentralization is the most prominent and essential feature of blockchain< Second, openness:
the foundation of blockchain technology is open source. In addition to the private information of all parties to the transaction is encrypted, the data of blockchain is open to all. Anyone can query blockchain data and develop related applications through the open interface, so the information of the whole system is highly transparent< Third, independence:
based on consensus specifications and Protocols (similar to various mathematical algorithms such as hash algorithm used by bitcoin), the whole blockchain system does not rely on other third parties, and all nodes can automatically and safely verify and exchange data in the system without any human intervention< Fourth, security:
as long as 51% of all data nodes cannot be controlled, the network data cannot be arbitrarily controlled and modified, which makes the blockchain itself relatively safe and avoids subjective and artificial data changes
5. Anonymity:
unless there are legal requirements, technically speaking, the identity information of each block node does not need to be disclosed or verified, and information transmission can be carried out anonymously
Digital China is the first major development strategy explicitly put forward in the report of the 19th National Congress of the Communist Party of China. The application of digital technology represented by cloud computing, big data and mobile Internet is no longer limited to the economic field, but widely penetrated into all aspects of public services, social development and people's life, which requires macro coordination, overall control and integrated development
with the deepening of a new round of scientific and technological revolution and instrial change, the tide of digital economy in the world is unstoppable. The development of digital economy has become a global consensus, known as the key to the fourth instrial revolution
adhering to the connotation of the University of nice's world inclusive humanistic spirit, always embracing change, standing up to the tide, conforming to the development trend of the digital economy era, and integrating the essence of Chinese and Western cultural thinking, the University of nice's doctor of blockchain and digital economy management (DDE) came into being
based on this, we can enable the managers of digital economy instry to have global vision and global integration thinking, integrate knowledge, operate digital economy intelligently, promote the sustainable development of the instry, and contribute to the community of human destiny. Therefore, DDE project will cooperate with colleagues in the field of digital economy
if you have MBA related questions, you are welcome to contact me personally&# 180;&# 65381;&# 7447;&# 65381;` ) Bixin~~~~
blockchain technology does not rely on additional third-party management institutions or hardware facilities, and there is no central control. In addition to the self-contained blockchain itself, each node realizes information self verification, transmission and management through distributed accounting and storage. Decentralization is the most prominent and essential feature of blockchain< Second, openness:
the foundation of blockchain technology is open source. In addition to the private information of all parties to the transaction is encrypted, the data of blockchain is open to all. Anyone can query blockchain data and develop related applications through the open interface, so the information of the whole system is highly transparent< Third, independence:
based on consensus specifications and Protocols (similar to various mathematical algorithms such as hash algorithm used by bitcoin), the whole blockchain system does not rely on other third parties, and all nodes can automatically and safely verify and exchange data in the system without any human intervention< Fourth, security:
as long as 51% of all data nodes cannot be controlled, the network data cannot be arbitrarily controlled and modified, which makes the blockchain itself relatively safe and avoids subjective and artificial data changes
5. Anonymity:
unless there are legal requirements, technically speaking, the identity information of each block node does not need to be disclosed or verified, and information transmission can be carried out anonymously
Digital China is the first major development strategy explicitly put forward in the report of the 19th National Congress of the Communist Party of China. The application of digital technology represented by cloud computing, big data and mobile Internet is no longer limited to the economic field, but widely penetrated into all aspects of public services, social development and people's life, which requires macro coordination, overall control and integrated development
with the deepening of a new round of scientific and technological revolution and instrial change, the tide of digital economy in the world is unstoppable. The development of digital economy has become a global consensus, known as the key to the fourth instrial revolution
adhering to the connotation of the University of nice's world inclusive humanistic spirit, always embracing change, standing up to the tide, conforming to the development trend of the digital economy era, and integrating the essence of Chinese and Western cultural thinking, the University of nice's doctor of blockchain and digital economy management (DDE) came into being
based on this, we can enable the managers of digital economy instry to have global vision and global integration thinking, integrate knowledge, operate digital economy intelligently, promote the sustainable development of the instry, and contribute to the community of human destiny. Therefore, DDE project will cooperate with colleagues in the field of digital economy
if you have MBA related questions, you are welcome to contact me personally&# 180;&# 65381;&# 7447;&# 65381;` ) Bixin~~~~
9. The rise of P2P network lending has its objective conditions and practical needs, but the brutal growth of the instry chaos has also caused adverse effects on economic and social stability. In 2016, the promulgation of the Interim Measures for the management of business activities of online lending information intermediaries (hereinafter referred to as the measures) clarified the legal status of P2P online lending platform information intermediaries, and standardized the regulatory subject, business license, information disclosure, internal control construction, business boundary, service object, etc., which made it face new challenges in the transformation and development, It also provides an opportunity for the application of blockchain technology
the blockchain technology ensures that the P2P network lending platform abides by the bottom line of "not touching funds". In recent years, the instry chaos of P2P online lending platform is mainly manifested in the illegal operation of some inferior platforms by using information asymmetry, and the frequent occurrence of moral hazard problems such as fund pool, illegal fund-raising and Ponzi scheme. Under the blockchain technology, the symmetry of information makes the source and destination of funds transparent, realizes the effective isolation of information and funds, speeds up the market clearing of inferior platforms, and ensures the transformation space from compliance management platform to information intermediary
blockchain technology can effectively enhance the information matching efficiency of P2P network lending platform. The original intention of P2P network lending platform is to realize the disintermediation of funds through Internet information technology, so as to bypass the traditional financial institutions and provide information collection, publication, interaction and loan matching for the realization of direct lending between lenders and borrowers. But in reality, some platforms monopolize the information of both sides of the transaction, control the price and investment direction of funds, and alienate into "traditional financial intermediary" in the Internet channel, which greatly reces the efficiency of information transmission and transaction. Under the blockchain technology, the real disclosure of information effectively reces the cost of risk premium and implicit guarantee of funds, and makes the pricing level of funds more accurate and efficient. At the same time, it can promote the development focus of P2P network lending platform to improve the efficiency of information interaction, improve the success rate of transaction matching, and deeply explore value-added services
blockchain technology can improve the supervision efficiency of P2P network lending platform The measures have established the "double responsibility" external supervision system of banking regulatory agencies and local financial regulatory departments, introced risk control means such as third-party trusteeship and instry self-discipline, and the necessity of anti money laundering risk monitoring is also increasing. Using blockchain technology, the regulatory authorities and trusteeship institutions as a participating node can make full use of the transparency and integrity of transaction information to achieve the regulatory objectives of higher efficiency and lower cost.
the blockchain technology ensures that the P2P network lending platform abides by the bottom line of "not touching funds". In recent years, the instry chaos of P2P online lending platform is mainly manifested in the illegal operation of some inferior platforms by using information asymmetry, and the frequent occurrence of moral hazard problems such as fund pool, illegal fund-raising and Ponzi scheme. Under the blockchain technology, the symmetry of information makes the source and destination of funds transparent, realizes the effective isolation of information and funds, speeds up the market clearing of inferior platforms, and ensures the transformation space from compliance management platform to information intermediary
blockchain technology can effectively enhance the information matching efficiency of P2P network lending platform. The original intention of P2P network lending platform is to realize the disintermediation of funds through Internet information technology, so as to bypass the traditional financial institutions and provide information collection, publication, interaction and loan matching for the realization of direct lending between lenders and borrowers. But in reality, some platforms monopolize the information of both sides of the transaction, control the price and investment direction of funds, and alienate into "traditional financial intermediary" in the Internet channel, which greatly reces the efficiency of information transmission and transaction. Under the blockchain technology, the real disclosure of information effectively reces the cost of risk premium and implicit guarantee of funds, and makes the pricing level of funds more accurate and efficient. At the same time, it can promote the development focus of P2P network lending platform to improve the efficiency of information interaction, improve the success rate of transaction matching, and deeply explore value-added services
blockchain technology can improve the supervision efficiency of P2P network lending platform The measures have established the "double responsibility" external supervision system of banking regulatory agencies and local financial regulatory departments, introced risk control means such as third-party trusteeship and instry self-discipline, and the necessity of anti money laundering risk monitoring is also increasing. Using blockchain technology, the regulatory authorities and trusteeship institutions as a participating node can make full use of the transparency and integrity of transaction information to achieve the regulatory objectives of higher efficiency and lower cost.
10. Preparation:
1. Two indictments (if the case is simple, you can also buy the indictment form directly when the case is filed in the court, and fill in it as required.) The indictment should indicate the defendant's address, preferably a valid telephone number. A claim should be clearly filled in, such as: "1. Order the defendant to return the arrears of 5700 yuan; 2. The defendant should bear the litigation costs of the case"< 2. ID card and . When filing a case, you will be required to provide two copies of your ID card and the evidence, and the original evidence will be well preserved, and the judge will ask you to provide it ring the trial
after receiving the complaint, the court will decide whether to file the case or not within 7 days. After filing the case, it will be handed over to the specific case handling judge within two days. Generally, the court will apply summary procere to your case, and the case will be tried by a single judge. Two or three weeks after you submit the complaint, you can ask the personnel of the case filing court. Your case is assigned to the judge of that court (you need to check the invoice number when you go to many courts with the litigation cost invoice issued by the court), and then you can communicate with the judge to provide him with some clues. Of course, you can do nothing until the judge calls you.
1. Two indictments (if the case is simple, you can also buy the indictment form directly when the case is filed in the court, and fill in it as required.) The indictment should indicate the defendant's address, preferably a valid telephone number. A claim should be clearly filled in, such as: "1. Order the defendant to return the arrears of 5700 yuan; 2. The defendant should bear the litigation costs of the case"< 2. ID card and . When filing a case, you will be required to provide two copies of your ID card and the evidence, and the original evidence will be well preserved, and the judge will ask you to provide it ring the trial
after receiving the complaint, the court will decide whether to file the case or not within 7 days. After filing the case, it will be handed over to the specific case handling judge within two days. Generally, the court will apply summary procere to your case, and the case will be tried by a single judge. Two or three weeks after you submit the complaint, you can ask the personnel of the case filing court. Your case is assigned to the judge of that court (you need to check the invoice number when you go to many courts with the litigation cost invoice issued by the court), and then you can communicate with the judge to provide him with some clues. Of course, you can do nothing until the judge calls you.
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