Application of blockchain in commercial banks

1. Because the digital currency, which is the first generation of blockchain technology, has a huge impact on the financial field, the research and application of blockchain technology has become an important task in today's financial field. In essence, blockchain technology still belongs to a kind of technical means and tools. Its application in the financial field and the real economy is parallel. It has its own relative independence, but it also has a certain degree of intersection. That is to say, its role in promoting the real economy is indirect. 1. No matter in finance or entity, one of the bases of transaction between supply and demand is trust. The current bank to enterprise, enterprise to enterprise and enterprise to person are all linked by money. With the further popularization and wide application of blockchain technology, enterprises and enterprises, or indivials can issue digital currency (Digital credit) by themselves in the future, and the status of banks will change from monopoly operation to equal competition operation in the market. Therefore, the wide application of blockchain technology in the financial field has an indirect impact on the real economy. 2. Blockchain technology is the bridge between reality (entity) and virtual world. Through blockchain technology, the real world can be reconstructed, reconstructed and redefined in the virtual world. For example, the digital currency of real paper money in the virtual world, the digital stock transaction of real stock transaction in the virtual world, the digital settlement, digital customs clearance, digital documents and bills of real import and export trade in the virtual world can greatly improve the efficiency of business process and save the transaction cost. At present, all transactions are inseparable from the bank. The bank plays a central role in the transaction. The application of blockchain technology by the bank will certainly improve the efficiency of its settlement and indirectly promote the efficiency of the real economy, but this impact will graally weaken in the future. Because the biggest feature of blockchain technology is decentralization, its distributed accounting system is a network system without center. 3. In fact, the application of blockchain technology is to value and credit the information flowing on the Internet. Through the blockchain, the information with (use value, exchange value, cultural value) in the Internet is reorganized and newly constructed to form a value Internet. It is of great significance. It will bring revolutionary promotion to both the financial instry and the real economy.

2. There are two roles and four moles in the cross-border payment solution based on euz. The two main roles are the gateway and customer participating in the euz payment. They are as follows:
the first role is gateway, which can be bank, market maker, liquidity provider, etc. The main function of the gateway is to let the legal assets in reality enter the blockchain payment and settlement network
the second role is customers, which can be all kinds of international trade customers. Customers are the parties involved in the blockchain payment transaction, and jointly participate in the confirmation of transaction information. In the process of transaction, once either party does not confirm the transaction, the transaction cannot be formally effective. Through this common verification, the risk of information opacity is greatly avoided, and the risk of cross-border payment in international trade is reced
the four functional moles in blockchain payment and settlement are the core business logic moles in cross-border payment
the first function mole is network connector. It is a tool to help all kinds of institutions access blockchain payment network as gateway. Network connector is a "plug and play" function mole, which can be integrated with the existing international payment and settlement system, so that banks can process cross-border payment business through blockchain. The mole is connected with the remitting bank and the receiving bank to exchange personal information, expenses, delivery details, payment details, etc. After the system confirms the transaction information of both parties, the mole connects the blockchain payment ledger for settlement processing, and notifies all parties to confirm the transaction
the second function mole is blockchain payment ledger. Banks, market makers, etc. access blockchain payment books as nodes
the third function mole is the market maker client. The market maker submits digital assets to the blockchain payment account book, and the settlement platform can realize the function of market maker through internal exchange settlement or integration into the blockchain payment network through this mole
the fourth function mole is transaction client. Customers can directly operate blockchain payment settlement through the client.

3. Chongqing jinwowo analysis: blockchain also comes with the technology of transaction confirmation. To realize the automatic confirmation of movable property rights for all participants in the supply chain, and form a common non tamperable record on the block chain, so as to solve the pain points in the existing right registration and right realization.

4. The central bank has not launched a digital currency, which can not keep up with the PPP model. This is obviously a false publicity and a pyramid scheme. This project is similar to the previous MMM mutual financial community
it is suggested that this project can also go to the police. If you don't understand digital currency, you'd better not play it. If you are interested in digital currency, you can pay attention to bitcoin, Ruitai, Laite and other mainstream digital currencies.

5. Hello, there is a public service platform of SMIC blockchain (Changsha) in 2020, which seems to have cooperated with Bank of Changsha.
it is an application case of bank blockchain in Hunan, you can check more information to understand
hope to help you.

6. I don't think so. The original God's mine is refreshed frequently, and there are many refresh points, so don't worry about others digging your mine

7.

The mechanism of mineral refresh in the original God is 72 hours (3 days) refresh. Four people form a team to dig the mine, and rotate every day. They can also dig all the mines of four people at one time, once every 4 days. But they still have to go to the blacksmith's place to make iron every day. Crystal ore is refreshed every 3 days, white iron ore is refreshed every 2 days, and iron ore is refreshed every 1 day

for the mining mechanism, there is no upper limit (or the upper limit is very high) for mining every day after the public beta, but the weapon experience materials obtained by forging in different ways at the blacksmith every day have a common upper limit of 300000 (equivalent to 120 crystal minerals, except weapons), which means that iron ore, white iron ore and crystal ore share the upper limit

extended data:

it is suggested that three people should take turns to dig one person's world's mine a day; Suppose we dig a on Monday; Dig B on Tuesday; Dig C on Wednesday; Thursday dig a; By analogy, there will be mines every day. Similarly, Xiaobian suggests that the resources with a brush of 48 hours should be mined once every three days

in the game of the original God, the more advanced the ore, the longer the refresh time. For example, for low-grade ore such as iron ore, the refresh rule is once a day; Pyrite, yeposhi and perlite are refreshed every two days, while crystal ores are refreshed every three days

8. The shadow box means a bigger backpack. Obsidian needs a diamond pick to dig, and the eye of shadow needs to kill little black? The shadow box is a magic weapon for an excellent miner. I hope it can help you. We need obsidian and the eye of shadow?? The following 99 stand-alone to share a final shadow box approach. It's almost double the efficiency for miners. There are also 28 more storage spaces: what we need to pay attention to is that we need at least two shadow boxes to work?. What's the formula for the final shadow box How can we make a shadow box to improve the mining efficiency? We need eight pieces of obsidian and one shadow eye to get rid of the space occupied by the pick and shadow box. Now let's tell you how to do my world end shadow box?. The first is the preparation of materials

9. The Legion executives go to fight the in the divine realm, and the Legion can get the source God. The baby needs more than 20 *