Financial technology and blockchain Research Center

1. blockchain is the underlying technology of digital currency represented by bitcoin, which has the advantages of decentralization, openness, transparency, high degree of security and strong traceability, so as to effectively avoid data fraud and rece maintenance costs
in terms of application fields, the financial instry is the most suitable and most likely to cause change first. Finance and the development of science and technology have been inseparable. Financial innovation with the help of modern information technology has become the main mode of competition in the financial instry. Blockchain is undoubtedly the next key technology, which brings huge imagination
however, at present, the blockchain is still in the experimental stage, but the capital has quickly followed up the layout. According to the analysis report on market outlook and investment strategic planning of China's Internet finance instry released by the foresight Instry Research Institute, the amount of venture capital in the blockchain field increased by more than 200 times from US $2 million to US $469 million from 2012 to 2015, and about 205 venture capital institutions participated in the investment.

2.

Blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can play a role in identity information management, trust mechanism construction, and credit information chain of small and micro enterprises

here is an example of a bank in Nanping:

e to the outbreak of online business, the original offline signing method has been unable to meet the needs of the rapid change of the banking business, and the bank's digital construction is imminent, but the bank's risk control department has strict compliance requirements:

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online business data sensitive privacy, Is the transmission secure

does the electronic signature have legal effect

can electronic evidence be accepted by the court

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these concerns have become obstacles for banks to introce e-contracts and carry out business digital transformation

after adopting the unique ENA initiative forensics patent technology of the "real hammer" trusted electronic evidence platform, a bank in Nanping, through the clean server of the notary office, online carries out real-time preservation, storage and certification of the electronic data of the target system, records the whole process of the electronic data from generation, transmission to storage, and finally the notary office issues the forensics preservation report with official seal, The effectiveness of the documents is notarial documents, which can be directly accepted by the court. Because the report is issued by the notary office, it has more credibility than the self certification of the third-party E-contract platform, which solves the concerns of the risk control department of the bank at one stroke. The whole process is online and automated, and the front-end customer operation has no perception

at the same time, combined with the back-end case system of "real hammer" and the outsourcing execution service, the bank realized the rapid dispute resolution of Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problem that the bank cases are scattered all over the country and the cost of legal business trip is high; The litigation cycle is long and there is no efficient disposal channel

3. We can compare the development of blockchain with the development of the Internet itself. In the future, something called finance Internet will be formed on the Internet. This thing is based on blockchain, and its precursor is bitcoin, that is, traditional finance starts from private chain and instry chain (LAN), bitcoin series starts from public chain (WAN), They all express the same concept - digital asset, and finally converge to an intermediate equilibrium point.

4. At the global financial Technology Innovation Summit hosted by people's daily digital communication, Li Junshan, President of the national blockchain Research Institute and director of the blockchain Certification Center, said that there are three elements to judge whether a blockchain project is worth investing

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the st entering the dial of Swarovski watch is usually e to the graal infiltration ring long-time wearing. If you only enter the fine st, you don't need to clean it without affecting the appearance and use. However, if the st with a certain length, such as hair or acrylic fiber, enters the watch dial, attention should be paid to it, because such st is extremely likely to cause the watch to stop working

when we find that the Swarovski watch is sty, we should not easily open the back cover of the Swarovski watch for cleaning. We should promptly send it to the Swarovski customer service center [30th floor, Tianjin International Financial Center, 136 Chifeng Road, Heping District] for cleaning, and regularly do the waterproof test and travel time accuracy test to ensure its normal operation

at the same time, we should also pay attention to the Swarovski watch not to come into contact with chemicals in our daily life. Waterproof watch can prevent cold water but not hot water, so don't take a bath with it. Avoid water vapor to ensure its waterproof effect. After adjusting the Swarovski watch, remember to restore the watch head and press it tightly to prevent st from entering

6. At present, major cities in Guangdong have already built blockchain instrial parks, such as Yimi blockchain maker space in Guangzhou. As one of the core cities in Guangdong, Hong Kong and Macao, Foshan is also making efforts. It is also the first professional incubator in Guangdong Province to locate in "blockchain +" financial technology

7.

The main differences between financial technology and science and technology finance are as follows:

first, the core components are different

the technologies involved in financial technology are characterized by fast update and iteration, cross-border and mixed operation, which is the superposition and integration of Frontier disruptive technologies such as big data, artificial intelligence, blockchain technology and traditional financial business and scene. It mainly includes four core parts: big data finance, artificial intelligence finance, blockchain finance and quantitative finance

Science and technology finance is an important part of national science and technology innovation system and financial system, which is composed of government, enterprise, market, social intermediary and their behavior activities in the process of science and technology innovation financing

Second, different ways of operation

financial technology mainly uses artificial intelligence technology to deal with problems in the financial field, including stock price prediction, evaluation of consumer behavior and willingness to pay, credit scoring, intelligent investment advisor and chat robot, insurance underwriting and claims settlement, risk management and stress testing, financial supervision and identification monitoring, etc

there are two traditional channels of science and technology finance, one is government funds to establish funds or master funds to guide private capital into science and technology enterprises, the other is diversified equity financing channels of science and technology enterprises. It includes government support, technology loan, technology guarantee, equity investment, multi-level capital market, technology insurance and technology leasing

extended data :

the basic composition of financial technology:

the technology involved in financial technology has the characteristics of fast update and iteration, cross-border and mixed operation, which is the superposition and integration of Frontier disruptive technologies such as big data, artificial intelligence, blockchain technology and traditional financial business and scene. It mainly includes four core parts: big data finance, artificial intelligence finance, blockchain finance and quantitative finance

big data finance focuses on the acquisition, storage, processing, analysis and visualization of financial big data. Generally speaking, financial big data and core technologies include basic layer, data storage and management layer, computing layer, data analysis and visualization layer

The

data analysis and visualization layer is mainly responsible for simple data analysis, advanced data analysis (overlapping with artificial intelligence) and visual display of corresponding analysis results. Big data finance is often committed to the use of Internet technology and information communication technology to explore new financial business models of financing, payment, investment and information intermediary

AI finance mainly uses AI technology to deal with problems in the financial field, including stock price prediction, evaluation of consumer behavior and willingness to pay, credit scoring, intelligent investment advisor and chat robot, insurance underwriting and claims, risk management and stress testing, financial supervision and identification monitoring, etc

9.

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Ding Xiaowei, associate professor of School of information management, Nanjing University, is a member of the center. Webpage link

the research center is under the jurisdiction of blockchain laboratory, artificial intelligence laboratory, big data laboratory, etc., and cooperates with well-known universities, enterprises and institutions at home and abroad to jointly cultivate future big data artificial intelligence blockchain (and quantitative finance and financial technology) elites. The research and work content is an international frontier topic in the direction of big data AI blockchain (or financial technology, financial engineering, financial mathematics, financial statistics, financial information, financial software, financial economy)< br />

10. Chinese society of Management Sciences; The Institute of financial technology is a comprehensive research institution with outstanding experts in the fields of finance, science and technology, and management at home and abroad as the main body, engaged in high-end financial technology research and cultivating compound talents who understand finance, science and technology, management, and marketing. It is a collection of financial research, training and ecation, instry research cooperation, consulting, risk prevention and control, information publishing, large-scale summit, international cooperation It is a comprehensive think tank research institution integrating innovation and development<

on January 5, 2019, Chinese society of Management Sciences, China; The financial technology research institute was officially established and held a signing ceremony<

basic information
Chinese name
Chinese society of Management Sciences & Chen 8226; Financial Technology Research Institute

region
Shanghai, China

abbreviated as
Financial Technology Research Institute

establishment time
January 5, 2019

current president
Zhang Dongxiang

historical evolution
Chinese society of Management Sciences & ﹥ 8226; The financial science and Technology Research Institute, which started to be established on September 15, 2018, is in charge of the academic center of the Chinese society of Management Sciences, with the academic committee of the Chinese society of management sciences as the guiding unit
an important factor for the establishment of a financial technology research institute is to rely on financial technology to lead and realize value creation. With first-class research talents and instry leaders at home and abroad, fintech Research Institute has jointly built "the world's first full dimensional think tank fintech Research Institute" through resource integration, collaborative research, financial innovation and multi-party cooperation. It is committed to helping instries, enterprises and universities better carry out reform and upgrading, promote strategic transformation, and maximize the creativity of scientific value and economic value through the instrial integration of global science and technology finance companies, the layout of global research institution system, and the talent cultivation mechanism of university cooperation<

on January 5, 2019, Chinese society of Management Sciences, China; The financial technology research institute was officially established<

system architecture
as the "world's first full dimensional think tank type financial technology research institute", the institute takes the "13579" system architecture as the support to rejuvenate the enabling financial technology
"1" is "a core concept", which is guided by financial technology to achieve value creation
"3" is the "three systems": the global cooperation system of financial technology companies, the global research institution system, and the global cooperative cultivation system of colleges and universities
"5" is the "five strengths": the first is the authoritative strength of China Society of management science, as the top platform of China Society of management science. The second is the international strength of American Marketing International Association, the largest marketing benchmarking organization in the world. Third, there are massive high-end think tank resources, with the strength of more than 2000 economists, investment experts and more than 20000 high-end talents. Fourth, the doctoral team and senior experts of the Research Institute, as well as leaders and elites in the fields of finance, science and technology, management and marketing, have strong instry influence. Fifthly, the Institute has rich financial technology innovation project library, and has multi scene financial technology innovation experience and successful cases covering thousands of enterprises and instries
"7" is the "seven elements" of development: one is high-tech empowerment. A large number of big data, artificial intelligence, Internet of things, blockchain and other latest technologies are used to carry out global financial technology layout. Second, light asset management. Intellectual capital will be injected into financial technology research to rece operating costs and empower research management. Third, virtualization management. Make full use of the global linkage of cloud network to carry out work deployment and scientific research management efficiently and cooperatively. Fourth, market-oriented development. Aiming at the forefront of the global instry and market hot spots, accurately carry out innovative research and development, and realize marketization and commercial value. Fifth, capital operation. Carry out strategic and equity investment, promote listing in the capital market, and realize the transformation of financial technology to public value. Sixth, multi-level cooperation. We should integrate the advantageous resources of finance, science and technology, management, marketing, enterprises, colleges and universities, and build a multi-level collaborative development research system that meets the needs of scientific and technological innovation. Seventh, globalization strategy. Integrate the advantages of cooperative companies, universities and research institutions all over the world, accelerate the globalization of China's financial technology, and enhance the international influence of China's financial technology
"9" is the "nine directions" of the research: first, Jinke research, to build a "wisdom base" for the development of the instry; Second, training and ecation to create a "export place" for talents in the field of science and technology; Third, instry research cooperation to create a technology "incubator" for achievements transformation; Fourth, consultants should create authoritative "diagnosis book" to guide the development; Fifth, risk prevention and control to create a "safety net" for the financial technology instry; Sixthly, information publishing, creating the standard "textbook" of academic research; 7. Large scale summit to become the top "wind vane" of instry exchanges; 8. International cooperation to become the value "creator" of international exchanges; Ninth, innovation and development, to become the future "leader" of the development trend.